Mortgage lenders in Richmond County
3,632 mortgages were made in Richmond County, Georgia, in 2025, by 340 lenders. The median rate their borrowers got was 6.500% on a median loan of $165,000. Of 5,302 decisions, 1,396 were denials — 26.3%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| SouthState Bank, National Association | 279 | 6.500% | $175,000 | 11.4% |
| Rocket Mortgage, LLC | 277 | 6.625% | $145,000 | 24.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 210 | 6.125% | $215,000 | 14.8% |
| GUILD MORTGAGE COMPANY | 191 | 6.125% | $165,000 | 11.6% |
| Mortgage Research Center, LLC | 151 | 6.500% | $225,000 | 26.8% |
| Navy Federal Credit Union | 114 | 6.563% | $165,000 | 37.5% |
| FREEDOM MORTGAGE CORPORATION | 110 | 6.250% | $215,000 | 11.7% |
| SRP Federal Credit Union | 101 | 6.250% | $105,000 | 24.3% |
| DHI MORTGAGE COMPANY, LTD. | 99 | 5.500% | $265,000 | 9.7% |
| Broker Solutions, Inc. | 86 | 6.875% | $165,000 | 20.7% |
| MOVEMENT MORTGAGE, LLC | 82 | 6.250% | $265,000 | 1.0% |
| Queensborough National Bank & Trust Company | 68 | 6.500% | $185,000 | 6.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 67 | 6.500% | $195,000 | 4.2% |
| PINNACLE BANK | 61 | Not published | $195,000 | 12.9% |
| Ameris Bank | 57 | 6.250% | $165,000 | 10.9% |
| PENNYMAC LOAN SERVICES, LLC | 53 | 6.250% | $175,000 | 22.5% |
| Loandepot.Com, LLC | 50 | 7.245% | $105,000 | 41.9% |
| Cadence Bank | 48 | 6.670% | $150,000 | 17.0% |
| Kiavi Funding, Inc. | 45 | 9.950% | $135,000 | 16.4% |
| Truist Bank | 42 | 7.090% | $105,000 | 46.6% |
| Regions Bank | 41 | 6.375% | $75,000 | 54.0% |
| NATIONSTAR MORTGAGE LLC | 36 | 8.438% | $80,000 | 13.6% |
| FBC MORTGAGE, LLC | 34 | 5.490% | $305,000 | 8.1% |
| NEWREZ LLC | 31 | 6.625% | $185,000 | 41.1% |
| AmeriSave Mortgage Corporation | 29 | 6.250% | $105,000 | 68.0% |
| Cornerstone First Mortgage, Inc | 29 | 6.750% | $145,000 | 3.3% |
| Security Federal Bank | 28 | 6.530% | $175,000 | 9.4% |
| COLONY BANK | 28 | 6.433% | $245,000 | 9.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 27 | 7.750% | $245,000 | 9.1% |
| NEW DAY FINANCIAL, LLC | 26 | 6.870% | $170,000 | 42.3% |
| FIRST CHOICE MORTGAGE, INC. | 24 | 6.438% | $160,000 | 4.0% |
| PENTAGON FEDERAL CREDIT UNION | 23 | 6.875% | $75,000 | 57.1% |
| Wells Fargo Bank, National Association | 23 | 6.500% | $115,000 | 39.5% |
| First-Citizens Bank & Trust Company | 23 | 6.490% | $165,000 | 36.8% |
| TOWNE MORTGAGE COMPANY | 20 | 6.558% | $230,000 | 0.0% |
| GEORGIA'S OWN | 18 | 7.250% | $75,000 | 45.5% |
| FIGURE LENDING LLC | 18 | 8.600% | $55,000 | 29.7% |
| Equity Prime Mortgage LLC | 18 | 6.313% | $215,000 | 10.0% |
| Associated Credit Union | 18 | 7.375% | $75,000 | 10.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 17 | 5.750% | $295,000 | 34.2% |
| First Community Bank | 17 | 6.875% | $165,000 | 5.6% |
| PLANET HOME LENDING, LLC | 17 | 5.990% | $225,000 | 14.3% |
| First State Bank | 17 | Not published | $115,000 | 0.0% |
| Bank of America, National Association | 16 | 6.375% | $120,000 | 80.0% |
| Synovus Bank | 16 | 7.480% | $235,000 | 36.0% |
| Presidential Bank, FSB | 16 | 6.063% | $175,000 | 24.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 16 | 6.750% | $195,000 | 25.0% |
| Paramount Residential Mortgage Group, Inc. | 16 | 7.875% | $135,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 16 | 6.250% | $140,000 | 10.5% |
| F&M Bank | 16 | Not published | $185,000 | 5.9% |
| LENDINGONE, LLC | 15 | 9.615% | $115,000 | 44.4% |
| USAA Federal Savings Bank | 15 | 6.250% | $205,000 | 34.8% |
| LIMA ONE CAPITAL, LLC | 15 | 7.800% | $105,000 | 0.0% |
| BPL MORTGAGE TRUST, LLC | 15 | 7.250% | $125,000 | 0.0% |
| THE LOAN STORE, INC. | 14 | 7.058% | $140,000 | 29.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 6.875% | $215,000 | 75.0% |
| SPRING EQ, LLC | 13 | 8.975% | $65,000 | 61.8% |
| SUN WEST MORTGAGE COMPANY, INC. | 13 | 6.000% | $225,000 | 12.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 12 | 6.125% | $155,000 | 65.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.438% | $120,000 | 27.8% |
| GoodLeap, LLC | 11 | 7.125% | $105,000 | 33.3% |
| BETTER MORTGAGE CORPORATION | 11 | 8.250% | $65,000 | 31.3% |
| CAROLINA ONE MORTGAGE, LLC | 11 | 6.990% | $145,000 | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 11 | 7.250% | $75,000 | 26.7% |
| 254900CTT87ZKAUTIJ37 | 11 | 7.375% | $125,000 | 8.3% |
| First Burke Banking Company | 11 | Not published | $125,000 | 0.0% |
| South Georgia Bank | 11 | Not published | $195,000 | 0.0% |
| Coastal Community Bank | 10 | 10.990% | $30,000 | 5.9% |
| Fifth Third Bank, National Association | 10 | 8.195% | $85,000 | 61.5% |
| DOMINION FINANCIAL SERVICES, LLC | 10 | 7.188% | $125,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 10 | 7.125% | $185,000 | 15.4% |
| Flagstar Bank, N.A. | 10 | 6.525% | $160,000 | 23.1% |
| Lendage, LLC | 10 | 10.750% | $55,000 | 9.1% |
| Loan Funder LLC | 9 | Under 10 loans | Under 10 loans | 47.1% |
| U.S. Bank National Association | 9 | Under 10 loans | Under 10 loans | 61.5% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 23.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| General Mortgage Capital Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 8 | Under 10 loans | Under 10 loans | 52.9% |
| GENWAY HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 38.5% |
| ZILLOW HOME LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 38.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 41.7% |
| GUARANTEED RATE, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| MILEND, INC. | 6 | Under 10 loans | Under 10 loans | 45.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 40.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 45.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 37.5% |
| TRIAD FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 55.6% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| UNION HOME MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 87.5% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 79.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 69.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 45.5% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Third Federal Savings and Loan Association of Cleveland | 4 | Under 10 loans | Under 10 loans | 16.7% |
| ACOPIA, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 63.6% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 37.5% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 57.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GEORGIA UNITED | 2 | Under 10 loans | Under 10 loans | 66.7% |
| HomePromise Corporation | 2 | Under 10 loans | Under 10 loans | 66.7% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 57.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 40.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTHWEST STAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| OCEANSIDE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ENDEAVOR CAPITAL, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Acre Mortgage & Financial, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Palmetto Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PEACH STATE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 66.7% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 20.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 66.7% |
| STOCKTON MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| DELTA COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| AgGeorgia Farm Credit, ACA | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 140 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Richmond County
37 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 5 | $1.3 billion |
| Truist Bank | 4 | $395.0 million |
| Queensborough National Bank & Trust Company | 3 | $736.4 million |
| SouthState Bank, National Association | 3 | $655.2 million |
| Bank of America, National Association | 3 | $566.3 million |
| Regions Bank | 3 | $183.1 million |
| JPMorgan Chase Bank, National Association | 3 | $23.0 million |
| The Huntington National Bank | 2 | $215.6 million |
| Security Federal Bank | 2 | $57.1 million |
| Vallant Bank | 2 | $9.5 million |
| Ameris Bank | 1 | $159.5 million |
| Fifth Third Bank, National Association | 1 | $91.1 million |
| First Community Bank | 1 | $78.8 million |
| Pinnacle Bank | 1 | $63.5 million |
| First-Citizens Bank & Trust Company | 1 | $29.8 million |
| Southern Bank | 1 | $16.4 million |
| South Georgia Bank | 1 | $6.9 million |
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 2805 Wrightsboro Rd, Augusta
- Cadence Bank, 3527 Wheeler Rd, Augusta
- Synovus Bank, 3706 Wheeler Rd, Augusta
- Wells Fargo Bank, National Association, 2803 Wrightsboro Rd, Augusta
Get told when this changes
When the next year’s lending figures are out for Richmond County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.