Mortgage lenders in Maricopa County
111,789 mortgages were made in Maricopa County, Arizona, in 2025, by 969 lenders. The median rate their borrowers got was 6.500% on a median loan of $325,000. Of 148,621 decisions, 29,912 were denials — 20.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 12,924 | 6.374% | $385,000 | 11.1% |
| DESERT FINANCIAL CREDIT UNION | 9,267 | 6.490% | $105,000 | 25.5% |
| Rocket Mortgage, LLC | 8,327 | 6.750% | $285,000 | 15.7% |
| Fairway Independent Mortgage Corporation | 2,689 | 6.625% | $365,000 | 7.8% |
| PENNYMAC LOAN SERVICES, LLC | 2,031 | 6.624% | $345,000 | 15.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 2,022 | 6.575% | $390,000 | 6.3% |
| Loandepot.Com, LLC | 1,984 | 6.125% | $345,000 | 19.6% |
| Bank of America, National Association | 1,938 | 6.240% | $155,000 | 41.3% |
| JPMorgan Chase Bank, National Association | 1,910 | 6.500% | $315,000 | 14.8% |
| Arizona Financial Credit Union | 1,807 | 7.250% | $75,000 | 27.6% |
| Taylor Morrison Home Funding, Inc. | 1,572 | 5.625% | $475,000 | 12.8% |
| THE LOAN STORE, INC. | 1,554 | 6.875% | $325,000 | 11.6% |
| LENNAR MORTGAGE, LLC | 1,479 | 4.250% | $435,000 | 12.6% |
| GUILD MORTGAGE COMPANY | 1,464 | 6.625% | $355,000 | 5.3% |
| V.I.P. MORTGAGE, INC. | 1,323 | 6.500% | $405,000 | 3.3% |
| CMG MORTGAGE, INC. | 1,258 | 6.750% | $425,000 | 6.7% |
| U.S. Bank National Association | 1,175 | 7.700% | $205,000 | 45.2% |
| Navy Federal Credit Union | 1,133 | 7.840% | $135,000 | 35.0% |
| NATIONSTAR MORTGAGE LLC | 1,121 | 8.250% | $125,000 | 17.7% |
| SPRING EQ, LLC | 1,114 | 8.950% | $85,000 | 55.8% |
| NEWREZ LLC | 1,107 | 6.375% | $365,000 | 29.3% |
| FREEDOM MORTGAGE CORPORATION | 1,081 | 6.000% | $385,000 | 12.7% |
| Bell Bank | 1,068 | 6.750% | $355,000 | 9.9% |
| GUARANTEED RATE, INC. | 994 | 6.575% | $385,000 | 9.0% |
| OneAZ Credit Union | 969 | 7.250% | $195,000 | 34.6% |
| Plains Commerce Bank | 962 | 6.375% | $425,000 | 9.3% |
| DHI MORTGAGE COMPANY, LTD. | 879 | 3.990% | $435,000 | 16.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 875 | 6.490% | $345,000 | 18.6% |
| FIGURE LENDING LLC | 853 | 8.750% | $75,000 | 24.2% |
| VELOCIO MORTGAGE L.L.C. | 779 | 4.250% | $455,000 | 2.9% |
| Paramount Residential Mortgage Group, Inc. | 752 | 6.500% | $405,000 | 4.0% |
| Click n' Close, Inc. | 746 | 6.625% | $295,000 | 5.9% |
| PULTE MORTGAGE LLC | 743 | 5.125% | $465,000 | 10.3% |
| NFM, INC. | 732 | 4.990% | $435,000 | 1.4% |
| Copper State Credit Union | 722 | 6.750% | $75,000 | 24.6% |
| Broker Solutions, Inc. | 710 | 6.750% | $325,000 | 15.1% |
| Wells Fargo Bank, National Association | 647 | 6.375% | $305,000 | 21.3% |
| BMO Bank National Association | 623 | 8.140% | $225,000 | 39.7% |
| Mountain America Federal Credit Union | 592 | 7.490% | $115,000 | 50.5% |
| Mortgage Research Center, LLC | 589 | 5.990% | $405,000 | 33.2% |
| TRUWEST Credit Union | 579 | 8.000% | $175,000 | 27.9% |
| PNC Bank, National Association | 578 | 7.990% | $145,000 | 37.8% |
| MOVEMENT MORTGAGE, LLC | 574 | 6.625% | $375,000 | 3.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 565 | 6.375% | $385,000 | 10.8% |
| CREDIT UNION WEST | 537 | 7.750% | $105,000 | 31.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 534 | 6.750% | $385,000 | 11.6% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 530 | 6.500% | $475,000 | 2.4% |
| HOMEAMERICAN MORTGAGE CORPORATION | 530 | 4.500% | $485,000 | 8.9% |
| KBHS HOME LOANS, LLC | 517 | 5.625% | $405,000 | 4.8% |
| Coastal Community Bank | 501 | 9.990% | $55,000 | 3.1% |
| EFINITY FINANCIAL INC. | 490 | 6.500% | $355,000 | 12.8% |
| ZILLOW HOME LOANS, LLC | 461 | 6.500% | $365,000 | 6.4% |
| KIND LENDING, LLC | 455 | 6.875% | $375,000 | 29.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 448 | 6.375% | $455,000 | 7.8% |
| UNION HOME MORTGAGE CORP. | 442 | 6.500% | $435,000 | 6.8% |
| AMERICA FIRST Federal Credit Union | 427 | 7.240% | $85,000 | 26.2% |
| Zions Bancorporation, N.A. | 409 | 8.000% | $315,000 | 34.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 406 | 6.625% | $365,000 | 8.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 403 | 10.340% | $125,000 | 12.4% |
| SECURITYNATIONAL MORTGAGE COMPANY | 392 | 6.875% | $335,000 | 27.8% |
| GoodLeap, LLC | 378 | 7.250% | $85,000 | 20.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 361 | 6.090% | $355,000 | 14.6% |
| LAKEVIEW LOAN SERVICING, LLC | 356 | 6.625% | $255,000 | 60.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 345 | 6.750% | $355,000 | 15.3% |
| ALLIANT CREDIT UNION | 339 | 7.750% | $155,000 | 30.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 336 | 4.990% | $395,000 | 14.5% |
| Nations Lending Corporation | 332 | 6.500% | $470,000 | 2.7% |
| MORIA DEVELOPMENT, INC. | 329 | 6.875% | $395,000 | 1.5% |
| MATTAMY HOME FUNDING, LLC | 317 | 5.375% | $495,000 | 8.1% |
| GENEVA FINANCIAL, LLC | 313 | 6.625% | $325,000 | 5.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 312 | 7.790% | $125,000 | 22.0% |
| AmeriSave Mortgage Corporation | 305 | 8.500% | $95,000 | 66.4% |
| UMB Bank, National Association | 292 | 5.990% | $335,000 | 25.4% |
| 254900YZ174H294JW398 | 291 | 6.750% | $625,000 | 0.9% |
| Shea Mortgage Inc. | 290 | 6.000% | $545,000 | 0.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 289 | 6.490% | $345,000 | 6.2% |
| AERO Federal Credit Union | 288 | 5.950% | $90,000 | 16.5% |
| NEXERA HOLDING LLC | 284 | 7.375% | $375,000 | 9.7% |
| A&D Mortgage LLC | 283 | 6.375% | $425,000 | 5.3% |
| OCMBC, INC. | 280 | 7.125% | $345,000 | 10.4% |
| Waterstone Mortgage Corporation | 280 | 6.500% | $375,000 | 3.4% |
| CHAMPIONS FUNDING, LLC | 263 | 7.750% | $325,000 | 25.8% |
| BETTER MORTGAGE CORPORATION | 252 | 8.250% | $185,000 | 41.9% |
| Lendage, LLC | 250 | 10.750% | $65,000 | 12.9% |
| DIRECT MORTGAGE LOANS, LLC | 249 | 6.625% | $405,000 | 1.8% |
| Sunflower Bank, National Association | 244 | 6.490% | $435,000 | 5.4% |
| MidFirst Bank | 239 | 6.500% | $395,000 | 7.2% |
| Kiavi Funding, Inc. | 235 | 10.950% | $385,000 | 7.3% |
| FirstBank | 233 | 7.125% | $295,000 | 19.1% |
| ARIZONA CENTRAL | 229 | 7.500% | $135,000 | 31.9% |
| NexBank | 227 | 6.375% | $415,000 | 10.2% |
| FINANCE OF AMERICA REVERSE LLC | 217 | 6.500% | $225,000 | 10.4% |
| INSPIRE HOME LOANS INC. | 215 | 4.875% | $395,000 | 14.4% |
| Cornerstone First Mortgage, Inc | 215 | 6.750% | $405,000 | 0.5% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 213 | 10.000% | $435,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 212 | 6.490% | $365,000 | 25.6% |
| Equity Prime Mortgage LLC | 211 | 6.625% | $375,000 | 24.1% |
| GUARANTEED RATE AFFINITY, LLC | 211 | 6.600% | $335,000 | 8.3% |
| VANTAGE WEST | 200 | 7.500% | $115,000 | 24.6% |
| LOWER, LLC | 200 | 6.433% | $385,000 | 13.2% |
| CANOPY MORTGAGE, LLC | 198 | 6.500% | $395,000 | 3.9% |
| AMWEST FUNDING CORP. | 196 | 6.750% | $355,000 | 3.4% |
| PENTAGON FEDERAL CREDIT UNION | 195 | 7.625% | $205,000 | 40.0% |
| Discover Bank | 193 | 8.440% | $75,000 | 74.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 190 | 6.625% | $275,000 | 54.4% |
| PLANET HOME LENDING, LLC | 189 | 6.125% | $385,000 | 16.5% |
| Flagstar Bank, N.A. | 188 | 6.500% | $320,000 | 32.8% |
| BOKF, National Association | 185 | 6.500% | $255,000 | 24.9% |
| Morgan Stanley Private Bank, National Association | 183 | 6.000% | $785,000 | 2.0% |
| UNIVERSAL LENDING CORPORATION | 182 | 4.990% | $405,000 | 6.2% |
| LoanUnited.com, LLC | 180 | 6.125% | $415,000 | 12.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 180 | 6.813% | $325,000 | 10.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 176 | 6.500% | $440,000 | 5.3% |
| TRIAD FINANCIAL SERVICES, INC. | 174 | 8.770% | $95,000 | 41.4% |
| QUORUM FEDERAL CREDIT UNION | 170 | 8.625% | $140,000 | 29.6% |
| Charles Schwab Bank, SSB | 170 | 5.550% | $805,000 | 3.9% |
| Third Federal Savings and Loan Association of Cleveland | 166 | 6.990% | $125,000 | 45.6% |
| Citadel Servicing Corporation | 166 | 7.375% | $355,000 | 3.2% |
| JMAC LENDING, INC. | 164 | 6.625% | $405,000 | 6.3% |
| ALTITUDE FINANCIAL CORPORATION | 159 | 6.625% | $375,000 | 1.2% |
| Sierra Pacific Mortgage Company, Inc. | 156 | 6.875% | $365,000 | 7.5% |
| PHH Mortgage Corporation | 153 | 6.000% | $405,000 | 13.7% |
| EVO HOME LOANS, LLC | 152 | 6.875% | $370,000 | 8.6% |
| Prosperity Home Mortgage, LLC | 151 | 6.375% | $415,000 | 8.9% |
| TOLL BROTHERS MORTGAGE COMPANY | 146 | 6.625% | $515,000 | 12.6% |
| HOMEXPRESS MORTGAGE CORP. | 146 | 7.313% | $400,000 | 44.0% |
| FBC MORTGAGE, LLC | 140 | 6.313% | $525,000 | 2.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 138 | 5.750% | $435,000 | 28.7% |
| SUN AMERICAN MORTGAGE COMPANY | 137 | 6.490% | $325,000 | 1.4% |
| DEEPHAVEN MORTGAGE LLC | 136 | 7.375% | $425,000 | 32.4% |
| RESICENTRAL, LLC | 131 | 6.250% | $355,000 | 4.2% |
| 254900M2C4Q6DATP2889 | 130 | 6.125% | $325,000 | 28.6% |
| Hometown Equity Mortgage, LLC | 130 | 7.250% | $385,000 | 44.0% |
| Alerus Financial, National Association | 130 | 6.000% | $545,000 | 8.8% |
| 21st Mortgage Corporation | 126 | 10.860% | $55,000 | 73.2% |
| Commerce Home Mortgage, Inc. | 126 | 7.625% | $415,000 | 24.1% |
| BAY EQUITY LLC | 125 | 6.750% | $345,000 | 6.0% |
| SunWest Federal Credit Union | 125 | Not published | $75,000 | 20.5% |
| NEW WEST LENDING, INC. | 121 | 6.375% | $355,000 | 3.2% |
| Valon Mortgage, Inc. | 117 | 8.250% | $95,000 | 22.6% |
| LONGBRIDGE FINANCIAL, LLC | 117 | 6.250% | $225,000 | 12.8% |
| Luminate Bank | 117 | 6.625% | $395,000 | 0.8% |
| USAA Federal Savings Bank | 115 | 6.375% | $365,000 | 37.6% |
| STG MORTGAGE INC | 112 | 6.500% | $370,000 | 8.5% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 108 | 8.400% | $65,000 | 35.5% |
| Boeing Employees Credit Union | 107 | 6.375% | $175,000 | 26.3% |
| Comerica Bank | 105 | 5.990% | $125,000 | 46.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 104 | 6.625% | $370,000 | 9.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 103 | 5.995% | $455,000 | 14.1% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 103 | 5.875% | $455,000 | 1.9% |
| First International Bank & Trust | 102 | 7.250% | $405,000 | 14.2% |
| CORNERSTONE CAPITAL BANK, SSB | 102 | 6.625% | $365,000 | 1.9% |
| OAKTREE FUNDING CORP. | 98 | 7.375% | $365,000 | 4.1% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | 98 | 6.750% | $365,000 | 1.0% |
| Bankers Trust Company | 98 | 6.750% | $345,000 | 10.8% |
| PREMIER LENDING, INC. | 97 | 6.490% | $355,000 | 3.8% |
| LENDSURE MORTGAGE CORP. | 96 | 7.438% | $390,000 | 0.0% |
| The Federal Savings Bank | 95 | 6.500% | $405,000 | 20.8% |
| ALAMEDA MORTGAGE CORPORATION | 92 | 6.990% | $295,000 | 4.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 91 | 8.124% | $365,000 | 23.4% |
| ARC HOME LLC | 91 | 7.250% | $485,000 | 9.9% |
| NBKC BANK | 88 | 6.063% | $455,000 | 15.4% |
| AML FUNDING LLC | 88 | 6.875% | $320,000 | 10.2% |
| ENVOY MORTGAGE, LTD | 87 | 6.625% | $375,000 | 12.1% |
| CASTLE & COOKE MORTGAGE, LLC | 86 | 6.625% | $325,000 | 2.2% |
| RESIDENTIAL MORTGAGE, LLC | 86 | 6.375% | $395,000 | 10.4% |
| American Airlines Federal Credit Union | 79 | 7.250% | $155,000 | 27.7% |
| Global Federal Credit Union | 78 | 8.125% | $205,000 | 35.3% |
| TRUSTONE FINANCIAL CREDIT UNION | 78 | 7.500% | $120,000 | 22.7% |
| UBS Bank USA | 77 | 6.000% | $905,000 | 7.2% |
| NEW DAY FINANCIAL, LLC | 76 | 6.875% | $375,000 | 65.6% |
| GENWAY HOME MORTGAGE, INC. | 75 | 6.990% | $305,000 | 35.3% |
| Synergy One Lending, Inc. | 75 | 6.750% | $425,000 | 3.9% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 73 | 7.750% | $165,000 | 11.5% |
| Granite Bank | 72 | 6.625% | $395,000 | 6.5% |
| SUMMIT FUNDING, INC. | 71 | 6.875% | $425,000 | 9.0% |
| Firefighters First Federal Credit Union | 69 | 8.000% | $135,000 | 14.8% |
| EVERETT FINANCIAL, INC. | 68 | 6.990% | $310,000 | 11.0% |
| LANDINGS | 68 | 8.000% | $75,000 | 18.7% |
| First-Citizens Bank & Trust Company | 66 | 6.175% | $255,000 | 21.7% |
| NATIONS DIRECT MORTGAGE, LLC | 65 | 6.615% | $375,000 | 13.3% |
| Bethpage Federal Credit Union | 64 | 6.490% | $145,000 | 55.2% |
| CLM MORTGAGE, INC. | 64 | 6.058% | $520,000 | 0.0% |
| Stifel Bank and Trust | 64 | 6.125% | $505,000 | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 63 | 6.625% | $345,000 | 3.0% |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | 62 | 6.590% | $100,000 | 22.5% |
| SWH FUNDING, LLC | 62 | 12.900% | $230,000 | 0.0% |
| CAKE MORTGAGE CORP. | 59 | 7.500% | $355,000 | 7.8% |
| GEORGIA'S OWN | 58 | 8.250% | $350,000 | 20.5% |
| Citibank, National Association | 57 | 5.875% | $925,000 | 25.6% |
| AMERIHOME MORTGAGE COMPANY, LLC | 57 | 6.375% | $385,000 | 13.0% |
| TOWNE MORTGAGE COMPANY | 57 | 6.125% | $345,000 | 6.9% |
| Genesis Capital, LLC | 57 | 8.814% | $1,525,000 | 1.7% |
| NQM FUNDING, LLC | 54 | 7.312% | $570,000 | 13.3% |
| RBC Bank, (Georgia) National Association | 54 | 6.063% | $415,000 | 21.7% |
| GTE Federal Credit Union | 54 | 8.250% | $110,000 | 11.3% |
| KS StateBank | 54 | 7.770% | $640,000 | 4.9% |
| Unison Bank | 52 | Not published | $115,000 | 22.6% |
| First Credit Union | 52 | 6.188% | $205,000 | 14.9% |
| T2 FINANCIAL LLC | 52 | 6.433% | $365,000 | 6.9% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 769 lenders each made 52 or fewer mortgages here, and are counted in the totals above.
Bank branches in Maricopa County
623 FDIC-insured branches from 55 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
45 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- BMO Bank National Association, 2555 E Camelback Rd, Ste 160, Phoenix
- BMO Bank National Association, 51 East Camelback Road, Phoenix
- Bank of America, National Association, 10075 E Via Linda, Scottsdale
- Banterra Bank, 950 W Elliot Rd, Ste 114, Tempe
- Comerica Bank, 10115 W Mcdowell Rd, Avondale
- Comerica Bank, 14211 W Bell Rd, Surprise
- Comerica Bank, 14801 N Scottsdale Rd, Scottsdale
- Comerica Bank, 1825 S Val Vista Dr, Mesa
- Comerica Bank, 1831 N Pebble Creek Pkwy, Goodyear
- Comerica Bank, 1959 E Camelback Rd, Phoenix
- Comerica Bank, 2025 W Happy Valley Rd, Phoenix
- Comerica Bank, 2804 N 44th St, Phoenix
- Comerica Bank, 3200 N Central Ave, Ste 100, Phoenix
- Comerica Bank, 7170 E Mcdowell Rd, Scottsdale
- Comerica Bank, 7525 W Thunderbird Rd, Peoria
- Comerica Bank, 925 N Dobson Rd, Mesa
- FineMark National Bank & Trust, 20909 N 90th Pl, Ste 102, Scottsdale
- FineMark National Bank & Trust, 7600 E Doubletree Ranch Rd, Ste 100, Scottsdale
- First Interstate Bank, 180 S Arizona Ave, Ste 108, Chandler
- First Interstate Bank, 18511 N Scottsdale Rd, Ste 102, Scottsdale
- First Interstate Bank, 4141 N Scottsdale Rd, Ste 101, Scottsdale
- FirstBank, 1550 N Gilbert Rd, Gilbert
- FirstBank, 1559 N Litchfield Rd, Goodyear
- FirstBank, 1720 S Power Rd, Mesa
- FirstBank, 1849 W Glendale Ave, Phoenix
- FirstBank, 19309 N R H Johnson Blvd, Sun City
- FirstBank, 2020 S Alma School Rd, Chandler
- FirstBank, 2025 N Alma School Rd, Chandler
- FirstBank, 3945 E Chandler Blvd, Phoenix
- FirstBank, 4925 N 20th St, Phoenix
- FirstBank, 5885 W Bell Rd, Glendale
- FirstBank, 6440 S Higley Rd, Gilbert
- FirstBank, 7602 E Indian School Rd, Scottsdale
- FirstBank, 8922 E Via Linda, Scottsdale
- JPMorgan Chase Bank, National Association, 315 W Elliot Rd, Ste 101, Tempe
- JPMorgan Chase Bank, National Association, 4718 S Higley Rd, Gilbert
- JPMorgan Chase Bank, National Association, 7515 W Lower Buckeye Rd, Phoenix
- Meadows Bank, 2141 E Camelback Rd, Ste 105, Phoenix
- Pacific Premier Bank, National Association, 5055 N 32nd St, Suite 100, Phoenix
- U.S. Bank National Association, 4005 E Chandler Blvd, Phoenix
- U.S. Bank National Association, 4707 E Shea Blvd, Phoenix
- UMB Bank, National Association, 2777 E Camelback Rd, Phoenix
- UMB Bank, National Association, 7555 E Redfield Rd, Scottsdale
- West Valley National Bank, 2111 E Highland Ave, Phoenix
- Western State Bank, 7001 N Scottsdale Rd, Ste 1000, Scottsdale
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.