Mortgage lenders in Spartanburg County
10,852 mortgages were made in Spartanburg County, South Carolina, in 2025, by 470 lenders. The median rate their borrowers got was 6.375% on a median loan of $225,000. Of 14,549 decisions, 3,211 were denials — 22.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 663 | 6.625% | $185,000 | 19.9% |
| DHI MORTGAGE COMPANY, LTD. | 560 | 4.990% | $275,000 | 20.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 481 | 6.125% | $265,000 | 15.8% |
| NVR Mortgage Finance, Inc. | 473 | 5.990% | $245,000 | 23.3% |
| Loandepot.Com, LLC | 447 | 4.990% | $275,000 | 20.1% |
| FOUNDERS FEDERAL CREDIT UNION | 409 | 7.500% | $105,000 | 23.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 312 | 5.990% | $255,000 | 51.1% |
| First-Citizens Bank & Trust Company | 263 | 6.400% | $105,000 | 23.4% |
| Truist Bank | 238 | 6.565% | $145,000 | 30.1% |
| LENNAR MORTGAGE, LLC | 238 | 6.125% | $185,000 | 19.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 232 | 6.500% | $220,000 | 2.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 214 | 6.250% | $255,000 | 4.7% |
| THE LOAN STORE, INC. | 211 | 6.375% | $235,000 | 2.6% |
| MOVEMENT MORTGAGE, LLC | 207 | 6.500% | $215,000 | 3.4% |
| First Heritage Mortgage, LLC | 169 | 5.990% | $255,000 | 2.3% |
| PENNYMAC LOAN SERVICES, LLC | 159 | 6.250% | $215,000 | 20.4% |
| FREEDOM MORTGAGE CORPORATION | 152 | 6.250% | $250,000 | 11.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 148 | 6.575% | $270,000 | 9.2% |
| Mortgage Research Center, LLC | 144 | 6.250% | $265,000 | 29.4% |
| Fairway Independent Mortgage Corporation | 137 | 6.750% | $235,000 | 5.5% |
| United Community Bank | 136 | 6.500% | $125,000 | 27.2% |
| Bank of America, National Association | 120 | 6.250% | $105,000 | 50.6% |
| ACOPIA, LLC | 119 | 5.500% | $315,000 | 2.2% |
| NATIONSTAR MORTGAGE LLC | 110 | 7.625% | $115,000 | 10.9% |
| GUARANTEED RATE, INC. | 108 | 6.500% | $225,000 | 15.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 104 | 6.500% | $225,000 | 7.1% |
| Navy Federal Credit Union | 103 | 7.125% | $145,000 | 27.9% |
| SouthState Bank, National Association | 101 | 6.600% | $215,000 | 18.9% |
| LOWER, LLC | 100 | 6.625% | $220,000 | 9.1% |
| CPM Federal Credit Union | 97 | 8.240% | $85,000 | 17.8% |
| First Piedmont Federal Savings and Loan Association of Gaffney | 96 | 7.500% | $175,000 | 5.8% |
| 894500CFQPXSLHK0OK52 | 88 | 6.495% | $255,000 | 1.1% |
| NEWREZ LLC | 81 | 6.500% | $205,000 | 36.4% |
| JET HOMELOANS, LP | 72 | 4.990% | $305,000 | 12.9% |
| The Park National Bank | 70 | 7.178% | $180,000 | 17.1% |
| Southern First Bank | 70 | 6.500% | $245,000 | 2.7% |
| GUILD MORTGAGE COMPANY | 68 | 6.433% | $205,000 | 7.5% |
| JPMorgan Chase Bank, National Association | 68 | 6.375% | $215,000 | 11.7% |
| Countybank | 66 | 6.490% | $235,000 | 7.0% |
| FBC MORTGAGE, LLC | 59 | 5.490% | $295,000 | 15.7% |
| Kiavi Funding, Inc. | 57 | 10.000% | $165,000 | 5.0% |
| Spero Financial | 55 | Not published | $95,000 | 12.7% |
| Broker Solutions, Inc. | 53 | 6.625% | $205,000 | 15.9% |
| Arthur State Bank | 53 | 7.125% | $205,000 | 7.0% |
| Wells Fargo Bank, National Association | 52 | 6.438% | $175,000 | 31.6% |
| AmeriSave Mortgage Corporation | 51 | 8.375% | $75,000 | 63.4% |
| S. C. STATE FEDERAL CREDIT UNION | 51 | 4.500% | $95,000 | 31.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 50 | 6.625% | $245,000 | 9.1% |
| Luminate Bank | 48 | 6.188% | $300,000 | 4.0% |
| SPRING EQ, LLC | 47 | 9.575% | $65,000 | 52.4% |
| STATE EMPLOYEES' | 45 | 6.150% | $205,000 | 36.5% |
| GO MORTGAGE, LLC | 45 | 6.500% | $225,000 | 2.0% |
| LAKEVIEW LOAN SERVICING, LLC | 44 | 6.625% | $175,000 | 50.5% |
| Truliant Federal Credit Union | 43 | 7.500% | $85,000 | 54.6% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 41 | 6.500% | $225,000 | 0.0% |
| TD Bank, National Association | 39 | 7.590% | $165,000 | 31.6% |
| A&D Mortgage LLC | 39 | 6.375% | $275,000 | 4.9% |
| Renasant Bank | 38 | 6.250% | $265,000 | 7.1% |
| Ameris Bank | 37 | 6.500% | $245,000 | 22.9% |
| First Reliance Bank | 37 | 6.500% | $225,000 | 2.6% |
| FIGURE LENDING LLC | 34 | 11.375% | $65,000 | 28.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 34 | 6.625% | $175,000 | 20.0% |
| NFM, INC. | 34 | 6.750% | $265,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 34 | 6.125% | $225,000 | 2.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 32 | 6.563% | $160,000 | 42.5% |
| Fifth Third Bank, National Association | 32 | 6.625% | $230,000 | 36.0% |
| Flagstar Bank, N.A. | 31 | 6.253% | $265,000 | 13.9% |
| Woodruff Federal Savings and Loan Association | 30 | Not published | $220,000 | 3.2% |
| Citizens Bank, National Association | 28 | 7.900% | $105,000 | 26.3% |
| USAA Federal Savings Bank | 27 | 6.500% | $255,000 | 34.2% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 26 | 8.125% | $80,000 | 16.1% |
| United Bank | 26 | 6.563% | $145,000 | 27.0% |
| Paramount Residential Mortgage Group, Inc. | 26 | 6.438% | $235,000 | 3.7% |
| CMG MORTGAGE, INC. | 26 | 6.125% | $280,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 26 | 6.433% | $220,000 | 0.0% |
| INSPIRE HOME LOANS INC. | 25 | 4.875% | $235,000 | 18.2% |
| KIND LENDING, LLC | 24 | 6.750% | $235,000 | 27.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 24 | 6.495% | $245,000 | 17.2% |
| PNC Bank, National Association | 23 | 7.580% | $125,000 | 31.4% |
| Pinnacle Bank | 23 | 6.625% | $195,000 | 24.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 23 | 6.874% | $175,000 | 4.2% |
| SOUTHWEST STAGE FUNDING, LLC | 22 | 6.938% | $210,000 | 20.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 22 | 6.500% | $225,000 | 0.0% |
| Atlantic Coast Mortgage, LLC | 21 | 6.500% | $255,000 | 0.0% |
| Citizens Building and Loan, SSB | 21 | Not published | $185,000 | 19.2% |
| RESICENTRAL, LLC | 21 | 6.490% | $195,000 | 0.0% |
| Equity Prime Mortgage LLC | 20 | 6.688% | $195,000 | 23.1% |
| SHARONVIEW FEDERAL CREDIT UNION | 20 | 7.500% | $125,000 | 55.8% |
| PULTE MORTGAGE LLC | 20 | 5.058% | $295,000 | 25.9% |
| Click n' Close, Inc. | 20 | 6.938% | $185,000 | 9.1% |
| NETWORK FUNDING, L.P. | 20 | 6.433% | $205,000 | 13.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 20 | 6.000% | $230,000 | 9.1% |
| Synovus Bank | 20 | 7.900% | $200,000 | 16.7% |
| Discover Bank | 19 | 8.600% | $75,000 | 70.4% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 19 | 6.750% | $225,000 | 9.5% |
| Hometown Equity Mortgage, LLC | 19 | 7.000% | $225,000 | 24.0% |
| GENEVA FINANCIAL, LLC | 19 | 6.625% | $285,000 | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 19 | 7.250% | $265,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 18 | 5.870% | $285,000 | 38.8% |
| First Community Bank | 18 | 6.700% | $260,000 | 5.3% |
| GREENVILLE | 17 | 6.808% | $135,000 | 41.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 17 | 9.750% | $155,000 | 15.0% |
| PLANET HOME LENDING, LLC | 17 | 5.990% | $265,000 | 29.2% |
| CHAMPIONS FUNDING, LLC | 17 | 7.625% | $235,000 | 22.7% |
| ABL RPC Residential Credit Acquisition LLC | 17 | 12.375% | $245,000 | 18.2% |
| GoPrime Mortgage, Inc. | 17 | 6.250% | $265,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 16 | 6.990% | $225,000 | 40.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 16 | 6.750% | $200,000 | 17.9% |
| HomeTrust Bank | 16 | 6.500% | $225,000 | 30.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 15 | 6.250% | $275,000 | 18.2% |
| DELMAR FINANCIAL COMPANY | 15 | 6.750% | $265,000 | 0.0% |
| Presidential Bank, FSB | 15 | 6.000% | $185,000 | 25.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 15 | 6.250% | $235,000 | 0.0% |
| Regions Bank | 14 | 4.990% | $65,000 | 57.9% |
| U.S. Bank National Association | 14 | 6.250% | $275,000 | 44.0% |
| HOMEXPRESS MORTGAGE CORP. | 14 | 6.750% | $205,000 | 36.4% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 14 | 6.500% | $235,000 | 0.0% |
| CAROLINA FOOTHILLS | 14 | 6.275% | $255,000 | 6.7% |
| First Palmetto Bank | 14 | 6.558% | $265,000 | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 14 | 6.500% | $295,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 13 | 6.500% | $225,000 | 38.1% |
| UNITED FEDERAL CREDIT UNION | 13 | 6.615% | $285,000 | 6.7% |
| Ukrainian Federal Credit Union | 13 | 7.250% | $155,000 | 13.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 12 | 7.140% | $185,000 | 29.4% |
| 254900M2C4Q6DATP2889 | 12 | 6.370% | $220,000 | 36.8% |
| Third Federal Savings and Loan Association of Cleveland | 12 | 6.990% | $75,000 | 48.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 12 | 5.813% | $215,000 | 7.7% |
| First National Bank of Pennsylvania | 12 | 6.433% | $280,000 | 20.0% |
| ZILLOW HOME LOANS, LLC | 12 | 6.438% | $175,000 | 0.0% |
| Bank of Travelers Rest | 12 | Not published | $240,000 | 7.7% |
| BETTER MORTGAGE CORPORATION | 11 | 8.500% | $125,000 | 40.0% |
| GoodLeap, LLC | 11 | 5.990% | $185,000 | 40.0% |
| T2 FINANCIAL LLC | 11 | 6.750% | $285,000 | 25.0% |
| LIMA ONE CAPITAL, LLC | 11 | 9.700% | $165,000 | 15.4% |
| ALAMEDA MORTGAGE CORPORATION | 11 | 6.490% | $265,000 | 0.0% |
| MTC Federal Credit Union | 11 | 7.750% | $145,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 11 | 7.375% | $185,000 | 0.0% |
| Loan Funder LLC | 10 | 7.800% | $135,000 | 9.1% |
| Empeople Credit Union | 10 | 7.058% | $65,000 | 23.1% |
| RELIANCE FIRST CAPITAL, LLC | 10 | 6.625% | $180,000 | 0.0% |
| Dollar Bank, Federal Savings Bank | 10 | 6.875% | $390,000 | 0.0% |
| MILEND, INC. | 9 | Under 10 loans | Under 10 loans | 23.1% |
| AMERICAN HERITAGE LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Alcova Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 9.1% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 83.0% |
| OCMBC, INC. | 8 | Under 10 loans | Under 10 loans | 8.3% |
| BAY EQUITY LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Nations Lending Corporation | 8 | Under 10 loans | Under 10 loans | 20.0% |
| CHURCHILL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 46.7% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 56.3% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PHH Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| The Fidelity Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 27.3% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SOUTHWEST FUNDING, LP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 6 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 30.0% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 54.6% |
| The Huntington National Bank | 5 | Under 10 loans | Under 10 loans | 50.0% |
| First Horizon Bank | 5 | Under 10 loans | Under 10 loans | 33.3% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMERICAN INTERNET MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| EVERETT FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| American Security Mortgage Corp. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 4 | Under 10 loans | Under 10 loans | 63.9% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 37.5% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 270 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in Spartanburg County
61 FDIC-insured branches from 22 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First-Citizens Bank & Trust Company | 9 | $1.1 billion |
| Truist Bank | 7 | $1.3 billion |
| Arthur State Bank | 7 | $286.4 million |
| Wells Fargo Bank, National Association | 5 | $657.4 million |
| United Community Bank | 4 | $347.8 million |
| First Piedmont Federal Savings and Loan Association of Gaffney | 4 | $143.4 million |
| Woodforest National Bank | 4 | $6.4 million |
| Bank of America, National Association | 3 | $819.2 million |
| First Horizon Bank | 3 | $172.2 million |
| Pinnacle Bank | 2 | $301.8 million |
| JPMorgan Chase Bank, National Association | 2 | $19.1 million |
| TD Bank, National Association | 1 | $333.0 million |
| The Park National Bank | 1 | $244.3 million |
| SouthState Bank, National Association | 1 | $139.0 million |
| Southern Bank | 1 | $122.1 million |
| Fifth Third Bank, National Association | 1 | $76.2 million |
| Woodruff Federal Savings and Loan Association | 1 | $69.0 million |
| The Huntington National Bank | 1 | $68.2 million |
| Regions Bank | 1 | $49.7 million |
| The Fidelity Bank | 1 | $30.9 million |
| CBL State Savings Bank | 1 | $30.3 million |
| Coastal Carolina National Bank | 1 | $11.8 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Southern Bank, 468 E. Main St., Spartanburg
- Synovus Bank, 150 E Henry St, Spartanburg
Get told when this changes
When the next year’s lending figures are out for Spartanburg County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.