Mortgage lenders in San Diego County
52,503 mortgages were made in San Diego County, California, in 2025, by 731 lenders. The median rate their borrowers got was 6.625% on a median loan of $525,000. Of 72,304 decisions, 15,939 were denials — 22.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 7,078 | 6.292% | $645,000 | 13.4% |
| Rocket Mortgage, LLC | 3,920 | 6.625% | $505,000 | 17.1% |
| Navy Federal Credit Union | 2,042 | 8.000% | $155,000 | 35.5% |
| MISSION | 1,940 | 6.990% | $205,000 | 17.1% |
| U.S. Bank National Association | 1,867 | 6.750% | $575,000 | 36.0% |
| PENNYMAC LOAN SERVICES, LLC | 1,391 | 6.499% | $675,000 | 16.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 1,368 | 6.625% | $665,000 | 5.0% |
| Bank of America, National Association | 1,246 | 5.990% | $305,000 | 39.4% |
| JPMorgan Chase Bank, National Association | 1,220 | 6.125% | $795,000 | 12.2% |
| California Coast Credit Union | 1,172 | 7.500% | $155,000 | 14.9% |
| SPRING EQ, LLC | 790 | 8.625% | $145,000 | 56.6% |
| THE LOAN STORE, INC. | 736 | 6.875% | $510,000 | 16.4% |
| Loandepot.Com, LLC | 731 | 6.875% | $385,000 | 25.9% |
| NEWREZ LLC | 702 | 6.375% | $655,000 | 23.3% |
| FIGURE LENDING LLC | 618 | 8.950% | $105,000 | 25.8% |
| LENNAR MORTGAGE, LLC | 589 | 4.990% | $695,000 | 9.2% |
| CALIFORNIA CREDIT UNION | 583 | 5.990% | $265,000 | 28.4% |
| GUARANTEED RATE, INC. | 533 | 6.625% | $725,000 | 8.3% |
| CMG MORTGAGE, INC. | 519 | 6.625% | $695,000 | 5.6% |
| Fairway Independent Mortgage Corporation | 500 | 6.625% | $675,000 | 4.1% |
| Wells Fargo Bank, National Association | 488 | 6.000% | $875,000 | 21.5% |
| KIND LENDING, LLC | 424 | 6.875% | $525,000 | 28.5% |
| FREEDOM MORTGAGE CORPORATION | 418 | 5.875% | $635,000 | 14.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 407 | 9.790% | $255,000 | 17.8% |
| SCHOOLSFIRST | 397 | 6.250% | $175,000 | 7.6% |
| Mortgage Research Center, LLC | 381 | 5.990% | $665,000 | 26.3% |
| SAN DIEGO COUNTY CREDIT UNION | 370 | 8.438% | $105,000 | 37.4% |
| AMWEST FUNDING CORP. | 350 | 6.875% | $550,000 | 5.1% |
| Zions Bancorporation, N.A. | 339 | 6.250% | $450,000 | 29.1% |
| MYPOINT Credit Union | 331 | 5.740% | $235,000 | 33.1% |
| Broker Solutions, Inc. | 325 | 6.750% | $485,000 | 17.7% |
| GUILD MORTGAGE COMPANY | 319 | 6.500% | $475,000 | 7.3% |
| FINANCE OF AMERICA REVERSE LLC | 299 | 8.990% | $445,000 | 9.8% |
| OCMBC, INC. | 296 | 6.875% | $615,000 | 13.2% |
| NATIONSTAR MORTGAGE LLC | 292 | 8.250% | $165,000 | 26.7% |
| Kiavi Funding, Inc. | 275 | 9.000% | $805,000 | 8.2% |
| RESICENTRAL, LLC | 258 | 6.250% | $665,000 | 6.1% |
| Third Federal Savings and Loan Association of Cleveland | 257 | 6.990% | $205,000 | 35.0% |
| POINT MORTGAGE CORPORATION | 249 | 6.490% | $665,000 | 0.7% |
| Cornerstone First Mortgage, Inc | 231 | 6.625% | $655,000 | 0.4% |
| Paramount Residential Mortgage Group, Inc. | 221 | 6.125% | $595,000 | 3.5% |
| BETTER MORTGAGE CORPORATION | 215 | 7.125% | $395,000 | 44.1% |
| NEXERA HOLDING LLC | 210 | 7.375% | $600,000 | 10.2% |
| Citibank, National Association | 207 | 6.000% | $925,000 | 27.0% |
| Coastal Community Bank | 205 | 9.490% | $95,000 | 2.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 205 | 6.250% | $495,000 | 18.7% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 202 | 6.500% | $625,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 200 | 7.375% | $840,000 | 10.3% |
| PNC Bank, National Association | 189 | 6.875% | $205,000 | 39.6% |
| ALLIANT CREDIT UNION | 189 | 7.750% | $225,000 | 30.1% |
| ZILLOW HOME LOANS, LLC | 188 | 6.375% | $565,000 | 3.5% |
| MOVEMENT MORTGAGE, LLC | 183 | 6.625% | $645,000 | 7.0% |
| GUARANTEED RATE AFFINITY, LLC | 181 | 6.450% | $695,000 | 4.7% |
| FRONTWAVE | 178 | 7.500% | $155,000 | 29.0% |
| Morgan Stanley Private Bank, National Association | 177 | 5.875% | $1,005,000 | 4.6% |
| Charles Schwab Bank, SSB | 177 | 5.475% | $1,075,000 | 8.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 175 | 7.790% | $155,000 | 25.0% |
| 21st Mortgage Corporation | 163 | 9.700% | $175,000 | 63.9% |
| TRIAD FINANCIAL SERVICES, INC. | 161 | 8.730% | $205,000 | 31.6% |
| QUORUM FEDERAL CREDIT UNION | 161 | 8.125% | $215,000 | 26.3% |
| CONVENTUS LLC | 158 | 9.313% | $1,110,000 | 1.9% |
| Banner Bank | 157 | 7.375% | $105,000 | 43.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 157 | 6.125% | $665,000 | 10.1% |
| Sierra Pacific Mortgage Company, Inc. | 154 | 6.500% | $530,000 | 14.0% |
| INTERCAP LENDING INC. | 151 | 6.500% | $655,000 | 0.6% |
| PENTAGON FEDERAL CREDIT UNION | 149 | 7.750% | $255,000 | 39.1% |
| FUNDLOANS CAPITAL | 147 | 7.875% | $725,000 | 7.6% |
| NexBank | 146 | 6.375% | $825,000 | 19.5% |
| GOLDEN EMPIRE MORTGAGE, INC. | 146 | 6.490% | $640,000 | 6.9% |
| LAKEVIEW LOAN SERVICING, LLC | 144 | 6.250% | $490,000 | 61.9% |
| CHAMPIONS FUNDING, LLC | 144 | 7.688% | $585,000 | 26.9% |
| STG MORTGAGE INC | 142 | 6.625% | $765,000 | 9.1% |
| Synergy One Lending, Inc. | 141 | 6.625% | $695,000 | 5.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 141 | 6.625% | $695,000 | 10.8% |
| AmeriSave Mortgage Corporation | 138 | 8.750% | $115,000 | 70.0% |
| Prosperity Home Mortgage, LLC | 138 | 6.563% | $795,000 | 7.4% |
| MORTGAGEONE, INC. | 133 | 6.625% | $735,000 | 7.5% |
| NMSI, INC. | 133 | 6.625% | $615,000 | 0.0% |
| A&D Mortgage LLC | 129 | 6.500% | $615,000 | 14.4% |
| HOMEXPRESS MORTGAGE CORP. | 127 | 7.375% | $725,000 | 34.0% |
| Citadel Servicing Corporation | 126 | 6.999% | $710,000 | 4.9% |
| LONGBRIDGE FINANCIAL, LLC | 126 | 6.563% | $435,000 | 8.7% |
| Hometown Equity Mortgage, LLC | 125 | 7.250% | $695,000 | 51.9% |
| Comerica Bank | 124 | 5.990% | $270,000 | 46.6% |
| JMAC LENDING, INC. | 120 | 6.750% | $655,000 | 7.7% |
| BMO Bank National Association | 116 | 6.750% | $545,000 | 46.0% |
| PLAZA HOME MORTGAGE, INC. | 114 | 6.563% | $510,000 | 28.8% |
| OriginPoint, LLC | 113 | 6.625% | $865,000 | 6.6% |
| WHEELHOUSE CREDIT UNION | 112 | 6.990% | $125,000 | 10.0% |
| First-Citizens Bank & Trust Company | 110 | 5.990% | $450,000 | 26.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 109 | 7.249% | $395,000 | 58.4% |
| Home Mortgage Alliance Corporation (HMAC) | 108 | 8.375% | $350,000 | 30.1% |
| Equity Prime Mortgage LLC | 106 | 6.188% | $715,000 | 19.7% |
| BAY EQUITY LLC | 106 | 6.625% | $615,000 | 0.9% |
| DEEPHAVEN MORTGAGE LLC | 105 | 8.250% | $475,000 | 41.8% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 105 | 7.990% | $445,000 | 24.1% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 105 | 7.500% | $305,000 | 9.9% |
| FRANKLIN LOAN CORPORATION | 105 | 6.875% | $655,000 | 2.7% |
| Citizens Bank, National Association | 102 | 5.600% | $1,640,000 | 7.1% |
| VISTA POINT MORTGAGE, LLC | 100 | 8.500% | $405,000 | 20.0% |
| Logan Finance Corporation | 98 | 6.999% | $1,000,000 | 8.3% |
| PHH Mortgage Corporation | 95 | 6.000% | $535,000 | 19.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 95 | 6.875% | $705,000 | 13.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 95 | 6.625% | $575,000 | 3.6% |
| LENDSURE MORTGAGE CORP. | 94 | 7.375% | $740,000 | 1.9% |
| KBHS HOME LOANS, LLC | 93 | 6.125% | $725,000 | 13.9% |
| NEW WAVE LENDING GROUP INC | 93 | 7.000% | $635,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 93 | 9.000% | $955,000 | 0.0% |
| Flagstar Bank, N.A. | 91 | 6.750% | $745,000 | 39.5% |
| East West Bank | 90 | 6.500% | $705,000 | 10.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 87 | 6.625% | $555,000 | 9.4% |
| FIRST COLONY MORTGAGE CORPORATION | 85 | 6.125% | $605,000 | 10.5% |
| JMJ FINANCIAL GROUP | 83 | 6.500% | $655,000 | 1.2% |
| CAKE MORTGAGE CORP. | 81 | 7.500% | $675,000 | 12.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 79 | 6.250% | $675,000 | 16.7% |
| City National Bank | 78 | 6.475% | $895,000 | 37.3% |
| ARC HOME LLC | 74 | 7.125% | $715,000 | 17.8% |
| Genesis Capital, LLC | 74 | 8.250% | $885,000 | 1.3% |
| GoodLeap, LLC | 73 | 8.350% | $95,000 | 14.0% |
| WESCOM CENTRAL CREDIT UNION | 73 | 8.000% | $305,000 | 22.9% |
| Lendage, LLC | 73 | 10.250% | $95,000 | 16.7% |
| 254900YZ174H294JW398 | 72 | 6.125% | $730,000 | 4.4% |
| Bethpage Federal Credit Union | 70 | 6.990% | $365,000 | 57.8% |
| Axos Bank | 70 | 6.625% | $1,045,000 | 23.1% |
| GOOGAIN, INC. | 70 | 6.375% | $635,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 69 | 5.750% | $775,000 | 21.3% |
| THE GOLDEN 1 | 69 | 7.375% | $455,000 | 46.3% |
| Discover Bank | 68 | 8.255% | $105,000 | 77.6% |
| CLEAREDGE LENDING LLC | 67 | 7.125% | $945,000 | 27.7% |
| PLANET HOME LENDING, LLC | 64 | 5.750% | $645,000 | 27.0% |
| Ameris Bank | 63 | 6.125% | $655,000 | 3.0% |
| FlexPoint, Inc. | 62 | 7.313% | $640,000 | 6.5% |
| UNION HOME MORTGAGE CORP. | 62 | 6.125% | $605,000 | 4.2% |
| VAL-CHRIS INVESTMENTS, INC. | 61 | 13.250% | $215,000 | 0.0% |
| LoanUnited.com, LLC | 60 | 6.125% | $615,000 | 7.6% |
| UBS Bank USA | 60 | 5.875% | $1,265,000 | 7.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 59 | 6.100% | $665,000 | 8.8% |
| Emporium TPO LLC | 59 | 7.125% | $705,000 | 9.7% |
| General Mortgage Capital Corporation | 59 | 6.500% | $635,000 | 0.0% |
| HomeTrust Bank | 59 | 7.750% | $505,000 | 13.0% |
| NATIONS DIRECT MORTGAGE, LLC | 57 | 6.875% | $555,000 | 13.6% |
| NQM FUNDING, LLC | 56 | 7.312% | $765,000 | 11.0% |
| USALLIANCE FEDERAL CREDIT UNION | 56 | 7.750% | $315,000 | 9.7% |
| MORIA DEVELOPMENT, INC. | 52 | 6.375% | $730,000 | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 51 | 8.700% | $155,000 | 44.7% |
| Financial Partners Credit Union | 51 | 7.500% | $155,000 | 26.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 51 | 6.375% | $695,000 | 8.8% |
| SAN DIEGO FUNDING | 51 | 6.375% | $725,000 | 1.9% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 50 | 6.250% | $740,000 | 1.9% |
| CORNERSTONE CAPITAL BANK, SSB | 50 | 6.750% | $680,000 | 3.9% |
| EVERETT FINANCIAL, INC. | 49 | 6.875% | $645,000 | 5.8% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 47 | 5.990% | $1,285,000 | 6.0% |
| Valon Mortgage, Inc. | 46 | 8.650% | $85,000 | 13.6% |
| OAKTREE FUNDING CORP. | 45 | 7.750% | $495,000 | 4.1% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 45 | 5.875% | $435,000 | 19.3% |
| Mechanics Bank | 44 | 6.375% | $955,000 | 15.1% |
| AAA CAPITAL INVESTMENT, INC. | 44 | 6.750% | $595,000 | 2.6% |
| GTE Federal Credit Union | 43 | 8.250% | $155,000 | 22.8% |
| Truist Bank | 42 | 6.113% | $550,000 | 55.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 42 | 6.313% | $625,000 | 10.6% |
| MISSION LOANS, LLC | 41 | 7.990% | $155,000 | 14.3% |
| AMERICAN INTERNET MORTGAGE, INC. | 41 | 6.125% | $465,000 | 22.6% |
| ML Mortgage Corp. | 41 | 6.500% | $615,000 | 2.3% |
| LOWER, LLC | 40 | 6.995% | $435,000 | 14.3% |
| SmartFi Home Loans, LLC | 40 | 8.980% | $500,000 | 16.7% |
| Sunwest Bank | 40 | Not published | $165,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 39 | 6.125% | $485,000 | 31.6% |
| ROYAL PACIFIC FUNDING CORP. | 39 | 6.875% | $605,000 | 1.5% |
| NBKC BANK | 39 | 6.375% | $735,000 | 16.7% |
| LUXURY MORTGAGE CORP. | 39 | 6.999% | $1,085,000 | 2.4% |
| KINECTA | 39 | 6.740% | $355,000 | 15.2% |
| Stifel Bank and Trust | 35 | 5.875% | $675,000 | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 34 | 6.625% | $620,000 | 10.5% |
| NEW DAY FINANCIAL, LLC | 33 | 6.990% | $535,000 | 68.1% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 33 | 9.750% | $845,000 | 5.7% |
| AMERITRUST MORTGAGE CORPORATION | 32 | 6.933% | $765,000 | 13.5% |
| Barrington Bank & Trust Company, National Association | 32 | 6.188% | $670,000 | 20.0% |
| AMERICAN HERITAGE LENDING, LLC | 31 | 7.000% | $685,000 | 9.6% |
| Shea Mortgage Inc. | 31 | 6.375% | $665,000 | 11.4% |
| HIGHTECHLENDING INC | 31 | 6.490% | $445,000 | 2.6% |
| Fidelity Lending Solutions, Inc. | 28 | 7.188% | $630,000 | 2.6% |
| V.I.P. MORTGAGE, INC. | 27 | 6.625% | $615,000 | 9.7% |
| PACIFIC LENDING LLC | 27 | 6.250% | $635,000 | 0.0% |
| Cathay Bank | 27 | 6.250% | $755,000 | 6.5% |
| Archwest Funding | 27 | 8.750% | $1,385,000 | 2.9% |
| ISERVE RESIDENTIAL LENDING, LLC | 27 | 6.875% | $465,000 | 3.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 26 | 6.688% | $715,000 | 10.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 25 | 6.875% | $725,000 | 29.0% |
| AHL FUNDING | 25 | 7.500% | $675,000 | 0.0% |
| ONY GLO, INC. | 25 | 6.375% | $715,000 | 44.4% |
| LOGIX FEDERAL CREDIT UNION | 25 | 6.490% | $255,000 | 21.9% |
| Greenbox Loans, Inc. | 25 | 8.250% | $655,000 | 7.1% |
| NATIONWIDE EQUITIES CORPORATION | 25 | 8.980% | $795,000 | 7.4% |
| The Federal Savings Bank | 24 | 6.125% | $605,000 | 25.0% |
| FOUNDATION MORTGAGE CORPORATION | 24 | 7.875% | $685,000 | 17.7% |
| NuVision Federal Credit Union | 24 | 4.990% | $190,000 | 41.5% |
| First Bank | 24 | 6.688% | $405,000 | 47.9% |
| CALCON MUTUAL MORTGAGE LLC | 24 | 6.688% | $665,000 | 13.8% |
| T. J. FINANCIAL, INC. | 24 | 6.125% | $675,000 | 0.0% |
| SUMMIT FUNDING, INC. | 23 | 6.875% | $625,000 | 25.8% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 531 lenders each made 23 or fewer mortgages here, and are counted in the totals above.
Bank branches in San Diego County
432 FDIC-insured branches from 42 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
32 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- BMO Bank National Association, 8690 Center Dr, La Mesa
- Banc of California, 16840 Bernardo Center Dr, San Diego
- Banc of California, 5256 S Mission Rd, Ste 1001, Bonsall
- Comerica Bank, 1000 Aviara Dr, Ste 104, Carlsbad
- Comerica Bank, 110 S El Camino Real, Encinitas
- Comerica Bank, 11608 Carmel Mountain Rd, San Diego
- Comerica Bank, 1802 Garnet Ave, San Diego
- Comerica Bank, 2307 Fenton Pkwy Ste C109, San Diego
- Comerica Bank, 260 W Grand Ave, Escondido
- Comerica Bank, 2626 El Camino Real, Ste C, Carlsbad
- Comerica Bank, 5450 Jackson Dr, La Mesa
- Comerica Bank, 625 S Melrose Dr, Vista
- Comerica Bank, 9255 Towne Centre Dr, Ste 110, San Diego
- Comerica Bank, 9350 Mira Mesa Blvd, San Diego
- Comerica Bank, 955 J St, San Diego
- Community Valley Bank, 2015 Main St, Ste A, Julian
- Community Valley Bank, 571 Palm Canyon Dr, Ste A, Borrego Springs
- First Foundation Bank, 4370 La Jolla Village Dr, Ste 150, San Diego
- HomeStreet Bank, 1110 Rosecrans St, Ste 101, San Diego
- HomeStreet Bank, 277 Rancheros Dr, Ste 340, San Marcos
- HomeStreet Bank, 368 Broadway, El Cajon
- HomeStreet Bank, 6515 Mission Gorge Rd, Ste 6515, San Diego
- HomeStreet Bank, 9363 Clairemont Mesa Blvd, Ste S, San Diego
- Pacific Premier Bank, National Association, 325 S Santa Fe Ave, Ste 101, Vista
- Pacific Premier Bank, National Association, 501 W Broadway, Ste 550, San Diego
- Pacific Premier Bank, National Association, 7690 El Camino Real, Carlsbad
- Pacific Premier Bank, National Association, 7979 Ivanhoe Ave, Ste 150, La Jolla
- Pacific Premier Bank, National Association, 840 W Valley Pkwy, Ste 200, Escondido
- U.S. Bank National Association, 16083 San Dieguito Road, Suite F1, Rancho Santa Fe
- U.S. Bank National Association, 344 Laurel St, San Diego
- U.S. Bank National Association, 3900 5th Ave, Ste 100, San Diego
- Wells Fargo Bank, National Association, 2560 El Camino Real, Carlsbad
Get told when this changes
When the next year’s lending figures are out for San Diego County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.