Mortgage lenders in Chatham County
7,306 mortgages were made in Chatham County, Georgia, in 2025, by 471 lenders. The median rate their borrowers got was 6.500% on a median loan of $275,000. Of 9,989 decisions, 2,288 were denials — 22.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 531 | 6.625% | $235,000 | 20.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 487 | 6.125% | $305,000 | 9.7% |
| Broker Solutions, Inc. | 431 | 6.750% | $275,000 | 9.2% |
| DHI MORTGAGE COMPANY, LTD. | 241 | 4.500% | $345,000 | 30.6% |
| PENNYMAC LOAN SERVICES, LLC | 240 | 6.500% | $285,000 | 14.9% |
| Mortgage Research Center, LLC | 196 | 6.250% | $315,000 | 24.7% |
| Navy Federal Credit Union | 180 | 7.750% | $105,000 | 40.6% |
| Truist Bank | 173 | 6.490% | $175,000 | 47.6% |
| LENNAR MORTGAGE, LLC | 167 | 6.125% | $325,000 | 15.2% |
| GUILD MORTGAGE COMPANY | 161 | 6.375% | $265,000 | 8.7% |
| SouthState Bank, National Association | 160 | 6.500% | $500,000 | 16.2% |
| Bank of America, National Association | 147 | 6.375% | $145,000 | 43.6% |
| MOVEMENT MORTGAGE, LLC | 134 | 6.500% | $305,000 | 5.1% |
| 254900IGPKT07NB45N35 | 128 | 5.490% | $375,000 | 2.3% |
| Ameris Bank | 109 | 6.750% | $275,000 | 26.2% |
| FREEDOM MORTGAGE CORPORATION | 108 | 6.125% | $295,000 | 18.0% |
| JPMorgan Chase Bank, National Association | 95 | 6.490% | $235,000 | 17.2% |
| Workmen's Circle Credit Union | 85 | 7.250% | $175,000 | 2.3% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 82 | 6.250% | $300,000 | 9.9% |
| NEWREZ LLC | 79 | 6.250% | $295,000 | 32.8% |
| Synovus Bank | 79 | 7.500% | $320,000 | 21.7% |
| United Community Bank | 79 | 6.500% | $195,000 | 19.2% |
| Loandepot.Com, LLC | 76 | 6.990% | $180,000 | 37.8% |
| NATIONSTAR MORTGAGE LLC | 70 | 7.433% | $135,000 | 18.2% |
| Renasant Bank | 68 | 6.563% | $225,000 | 10.3% |
| Plains Commerce Bank | 65 | 6.490% | $335,000 | 8.5% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 64 | 6.125% | $355,000 | 16.9% |
| NexBank | 62 | 6.625% | $285,000 | 8.8% |
| THE LOAN STORE, INC. | 55 | 6.990% | $245,000 | 10.0% |
| SWBC MORTGAGE CORPORATION | 54 | 6.625% | $300,000 | 5.2% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 51 | 5.750% | $385,000 | 1.9% |
| KIND LENDING, LLC | 50 | 6.625% | $300,000 | 25.4% |
| Wells Fargo Bank, National Association | 49 | 6.250% | $255,000 | 31.9% |
| COLONY BANK | 48 | 6.625% | $280,000 | 4.0% |
| Fairway Independent Mortgage Corporation | 45 | 6.625% | $325,000 | 8.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 44 | 6.875% | $305,000 | 9.4% |
| AmeriSave Mortgage Corporation | 40 | 7.500% | $95,000 | 71.9% |
| First-Citizens Bank & Trust Company | 40 | 6.470% | $140,000 | 16.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 40 | 6.625% | $265,000 | 2.4% |
| FIGURE LENDING LLC | 38 | 9.100% | $60,000 | 35.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 36 | 6.188% | $270,000 | 42.7% |
| SPRING EQ, LLC | 35 | 9.400% | $85,000 | 64.5% |
| Cadence Bank | 35 | 7.000% | $315,000 | 14.3% |
| U.S. Bank National Association | 34 | 6.625% | $270,000 | 33.3% |
| JET HOMELOANS, LP | 34 | 4.990% | $355,000 | 2.9% |
| GUARANTEED RATE, INC. | 32 | 6.575% | $335,000 | 11.1% |
| LENDINGONE, LLC | 30 | 7.320% | $200,000 | 44.4% |
| Citizens Bank, National Association | 30 | 7.900% | $135,000 | 30.2% |
| CANOPY MORTGAGE, LLC | 30 | 5.750% | $285,000 | 8.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 29 | 6.625% | $235,000 | 43.4% |
| GEORGIA HERITAGE FEDERAL CREDIT UNION | 29 | 7.500% | $75,000 | 19.4% |
| Kiavi Funding, Inc. | 29 | 10.200% | $215,000 | 6.1% |
| CMG MORTGAGE, INC. | 27 | 6.000% | $325,000 | 12.5% |
| Queensborough National Bank & Trust Company | 27 | 7.250% | $385,000 | 17.7% |
| PNC Bank, National Association | 26 | 7.520% | $135,000 | 36.6% |
| Sierra Pacific Mortgage Company, Inc. | 26 | 6.625% | $315,000 | 10.3% |
| LAKEVIEW LOAN SERVICING, LLC | 25 | 6.250% | $285,000 | 46.5% |
| USAA Federal Savings Bank | 25 | 6.125% | $345,000 | 37.5% |
| UNION HOME MORTGAGE CORP. | 25 | 6.625% | $335,000 | 27.0% |
| LoanUnited.com, LLC | 25 | 6.250% | $335,000 | 10.7% |
| GEORGIA'S OWN | 24 | 7.688% | $85,000 | 49.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 23 | 6.250% | $165,000 | 59.0% |
| Southeastern Bank | 23 | Not published | $265,000 | 8.0% |
| Hometown Equity Mortgage, LLC | 23 | 6.875% | $285,000 | 17.9% |
| General Mortgage Capital Corporation | 23 | 6.875% | $255,000 | 4.2% |
| Bank of Newington | 23 | Not published | $225,000 | 0.0% |
| OCMBC, INC. | 22 | 7.062% | $255,000 | 12.8% |
| NFM, INC. | 22 | 6.995% | $285,000 | 8.3% |
| A&D Mortgage LLC | 22 | 6.375% | $265,000 | 4.4% |
| BETTER MORTGAGE CORPORATION | 21 | 8.875% | $165,000 | 59.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 21 | 5.750% | $345,000 | 32.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 21 | 8.000% | $105,000 | 19.2% |
| Equity Prime Mortgage LLC | 21 | 6.250% | $275,000 | 19.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 21 | 6.250% | $305,000 | 22.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 20 | 10.130% | $105,000 | 20.0% |
| LENDSURE MORTGAGE CORP. | 19 | 7.250% | $295,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 19 | 6.625% | $305,000 | 20.8% |
| PLANET HOME LENDING, LLC | 19 | 5.990% | $295,000 | 17.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 18 | 7.188% | $310,000 | 4.8% |
| PENTAGON FEDERAL CREDIT UNION | 17 | 7.750% | $105,000 | 46.9% |
| ZILLOW HOME LOANS, LLC | 17 | 6.500% | $225,000 | 22.7% |
| Magnolia Bank, Incorporated | 17 | 6.125% | $335,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 16 | 6.990% | $240,000 | 47.2% |
| GoodLeap, LLC | 16 | 6.925% | $145,000 | 10.5% |
| Third Federal Savings and Loan Association of Cleveland | 15 | 6.990% | $105,000 | 44.4% |
| Regions Bank | 15 | 6.125% | $105,000 | 37.5% |
| LOWER, LLC | 15 | 6.625% | $285,000 | 16.7% |
| Lendage, LLC | 15 | 10.750% | $75,000 | 15.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 15 | 6.750% | $285,000 | 5.9% |
| Coastal Community Bank | 14 | 9.865% | $35,000 | 8.2% |
| Loan Funder LLC | 14 | 7.380% | $250,000 | 26.3% |
| Prosperity Home Mortgage, LLC | 14 | 6.563% | $385,000 | 12.5% |
| Paramount Residential Mortgage Group, Inc. | 14 | 6.875% | $415,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 14 | 6.060% | $370,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 13 | 7.750% | $325,000 | 26.3% |
| DEEPHAVEN MORTGAGE LLC | 13 | 7.375% | $235,000 | 31.6% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 13 | 9.865% | $165,000 | 0.0% |
| Flagstar Bank, N.A. | 13 | 6.378% | $305,000 | 30.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 13 | 6.625% | $325,000 | 0.0% |
| First Federal Bank | 13 | 6.500% | $325,000 | 7.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 13 | 6.500% | $265,000 | 0.0% |
| Fifth Third Bank, National Association | 12 | 6.438% | $310,000 | 48.2% |
| Bank OZK | 12 | 5.990% | $205,000 | 42.9% |
| BankSouth | 12 | Not published | $230,000 | 20.0% |
| Morgan Stanley Private Bank, National Association | 12 | 6.400% | $495,000 | 0.0% |
| Stifel Bank and Trust | 12 | 5.875% | $295,000 | 7.7% |
| The Federal Savings Bank | 11 | 6.250% | $285,000 | 31.3% |
| CLEAREDGE LENDING LLC | 11 | 7.750% | $295,000 | 8.3% |
| First Option Mortgage, LLC | 11 | 7.375% | $225,000 | 0.0% |
| Emporium TPO LLC | 11 | 6.875% | $195,000 | 7.7% |
| AMERICAN FINANCING CORPORATION | 10 | 6.000% | $235,000 | 50.0% |
| MILEND, INC. | 10 | 6.250% | $260,000 | 28.6% |
| RESICENTRAL, LLC | 10 | 6.125% | $300,000 | 0.0% |
| STATE EMPLOYEES' | 10 | 6.150% | $335,000 | 8.3% |
| BPL MORTGAGE TRUST, LLC | 10 | 6.625% | $195,000 | 0.0% |
| Discover Bank | 9 | Under 10 loans | Under 10 loans | 83.6% |
| JMAC LENDING, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| GENEVA FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 30.8% |
| FINANCE OF AMERICA REVERSE LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| EMM LOANS LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CORE CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 9.1% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 42.9% |
| Northpointe Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| DOMINION FINANCIAL SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NATION ONE MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GEOVISTA | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 7 | Under 10 loans | Under 10 loans | 50.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 25.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 66.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 26.7% |
| FlexPoint, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Capital City Home Loans, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Glennville Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Presidential Bank, FSB | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PINNACLE BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA UNITED | 5 | Under 10 loans | Under 10 loans | 54.6% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| EVERETT FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Armed Forces Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NEW WAVE LENDING GROUP INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN HERITAGE LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VYSTAR CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 69.2% |
| MEMBER FIRST MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Bethpage Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Onward Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Reliance Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTA POSTAL | 3 | Under 10 loans | Under 10 loans | 88.5% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Great Oaks Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CAPITAL CENTER, L.L.C. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DELTA COMMUNITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROBINS FINANCIAL | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 271 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Chatham County
65 FDIC-insured branches from 20 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 10 | $1.4 billion |
| Truist Bank | 9 | $1.4 billion |
| Bank of America, National Association | 7 | $1.3 billion |
| Ameris Bank | 5 | $634.8 million |
| The Huntington National Bank | 5 | $301.7 million |
| SouthState Bank, National Association | 4 | $706.1 million |
| Pinnacle Bank | 3 | $445.3 million |
| United Community Bank | 3 | $370.5 million |
| JPMorgan Chase Bank, National Association | 3 | $181.0 million |
| Queensborough National Bank & Trust Company | 3 | $148.5 million |
| Colony Bank | 2 | $131.8 million |
| Carver State Bank | 2 | $93.1 million |
| Great Oaks Bank | 2 | $76.8 million |
| BankSouth | 1 | $222.7 million |
| Bank OZK | 1 | $186.4 million |
| Regions Bank | 1 | $91.4 million |
| Coastal States Bank | 1 | $85.9 million |
| First-Citizens Bank & Trust Company | 1 | $60.7 million |
| Renasant Bank | 1 | $25.3 million |
| Fifth Third Bank, National Association | 1 | $9.3 million |
Closed since the 2025 survey
9 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 111 Barnard St, Savannah
- Cadence Bank, 120 Drayton St, Savannah
- Cadence Bank, 196 Pooler Pkwy, Pooler
- Cadence Bank, 454 Johnny Mercer Blvd, Savannah
- Cadence Bank, 7401 Hodgson Memorial Dr, Savannah
- Synovus Bank, 319 Johnny Mercer Blvd, Savannah
- Synovus Bank, 330 Mall Blvd, Savannah
- Synovus Bank, 4905 Paulsen St, Savannah
- TC FEDERAL BANK, 7150 Hodgson Memorial Dr, Savannah
Get told when this changes
When the next year’s lending figures are out for Chatham County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.