Mortgage lenders in Craven County
3,084 mortgages were made in Craven County, North Carolina, in 2025, by 288 lenders. The median rate their borrowers got was 6.490% on a median loan of $225,000. Of 4,162 decisions, 905 were denials — 21.7%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Navy Federal Credit Union | 266 | 6.813% | $195,000 | 17.6% |
| Rocket Mortgage, LLC | 222 | 6.625% | $195,000 | 21.8% |
| STATE EMPLOYEES' | 209 | 6.500% | $125,000 | 33.1% |
| GUARANTEED RATE, INC. | 188 | 6.500% | $220,000 | 7.6% |
| First-Citizens Bank & Trust Company | 184 | 6.250% | $205,000 | 14.2% |
| DHI MORTGAGE COMPANY, LTD. | 169 | 4.990% | $325,000 | 11.9% |
| MOVEMENT MORTGAGE, LLC | 118 | 6.625% | $225,000 | 0.0% |
| Mortgage Research Center, LLC | 112 | 6.250% | $275,000 | 31.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 109 | 5.625% | $285,000 | 17.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 90 | 6.500% | $245,000 | 0.0% |
| Truist Bank | 84 | 6.600% | $150,000 | 39.0% |
| FREEDOM MORTGAGE CORPORATION | 77 | 6.000% | $275,000 | 6.3% |
| Southern Bank and Trust Company | 53 | 7.500% | $205,000 | 6.8% |
| First National Bank of Pennsylvania | 48 | 6.290% | $145,000 | 28.4% |
| PNC Bank, National Association | 43 | 7.140% | $105,000 | 23.2% |
| PENNYMAC LOAN SERVICES, LLC | 39 | 5.750% | $255,000 | 22.2% |
| UNION HOME MORTGAGE CORP. | 39 | 6.375% | $285,000 | 2.4% |
| NEWREZ LLC | 38 | 6.438% | $255,000 | 20.8% |
| GUILD MORTGAGE COMPANY | 36 | 6.125% | $250,000 | 2.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 31 | 6.575% | $235,000 | 3.1% |
| American Security Mortgage Corp. | 31 | 6.500% | $305,000 | 3.0% |
| FIRST FLIGHT | 30 | Not published | $65,000 | 22.0% |
| Loandepot.Com, LLC | 28 | 6.750% | $200,000 | 40.4% |
| Integrity Home Mortgage Corporation | 26 | 6.625% | $245,000 | 3.3% |
| United Bank | 24 | 7.125% | $165,000 | 19.4% |
| Wells Fargo Bank, National Association | 22 | 6.250% | $195,000 | 17.9% |
| 21st Mortgage Corporation | 21 | 9.940% | $95,000 | 77.3% |
| NATIONSTAR MORTGAGE LLC | 19 | 8.875% | $85,000 | 4.8% |
| GoPrime Mortgage, Inc. | 17 | 6.125% | $205,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 16 | 6.933% | $260,000 | 36.0% |
| FIGURE LENDING LLC | 16 | 10.450% | $55,000 | 16.1% |
| Kiavi Funding, Inc. | 16 | 10.970% | $205,000 | 5.9% |
| CORNERSTONE CAPITAL BANK, SSB | 16 | 6.500% | $215,000 | 0.0% |
| FBC MORTGAGE, LLC | 14 | 4.990% | $345,000 | 0.0% |
| Bank of America, National Association | 13 | 6.490% | $105,000 | 61.8% |
| AmeriSave Mortgage Corporation | 13 | 5.990% | $135,000 | 69.1% |
| CMG MORTGAGE, INC. | 13 | 6.000% | $385,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 13 | 6.490% | $245,000 | 7.1% |
| RELIANCE FIRST CAPITAL, LLC | 13 | 6.750% | $185,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 13 | 6.625% | $255,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 12 | 6.625% | $170,000 | 35.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.563% | $165,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 12 | 6.125% | $215,000 | 7.7% |
| Equity Prime Mortgage LLC | 11 | 6.750% | $225,000 | 8.3% |
| LAKEVIEW LOAN SERVICING, LLC | 11 | 6.250% | $255,000 | 40.0% |
| Fairway Independent Mortgage Corporation | 11 | 6.813% | $215,000 | 8.3% |
| Broker Solutions, Inc. | 10 | 7.183% | $180,000 | 31.3% |
| The Federal Savings Bank | 10 | 7.000% | $295,000 | 9.1% |
| USAA Federal Savings Bank | 10 | 6.438% | $310,000 | 33.3% |
| LOWER, LLC | 10 | 6.375% | $250,000 | 9.1% |
| Coastal Community Bank | 9 | Under 10 loans | Under 10 loans | 3.0% |
| SPRING EQ, LLC | 9 | Under 10 loans | Under 10 loans | 33.3% |
| Sierra Pacific Mortgage Company, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PLANET HOME LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 38.5% |
| RADIUS FINANCIAL GROUP INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Towne Bank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| THE LOAN STORE, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Third Federal Savings and Loan Association of Cleveland | 7 | Under 10 loans | Under 10 loans | 30.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CORPORATE INVESTORS MORTGAGE GROUP, INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| JET HOMELOANS, LP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | Under 10 loans | Under 10 loans | 86.8% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 58.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 15.4% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LOCAL GOVERNMENT | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Marine Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Fifth Third Bank, National Association | 4 | Under 10 loans | Under 10 loans | 50.0% |
| TD Bank, National Association | 4 | Under 10 loans | Under 10 loans | 42.9% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AgCarolina Farm Credit, FLCA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 16.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Regions Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Neighborhood Mortgage Solutions | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CORNING CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 88.6% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 42.9% |
| COASTAL Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 71.4% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 76.2% |
| MILEND, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 25.0% |
| Truliant Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 83.3% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAFMAA Mortgage Services LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WEYCO COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Pinnacle Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PROPONENT Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CENTER, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Fidelity Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANT HOME FUNDING, INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flanagan State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Providence Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cache Valley Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 88 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Craven County
18 FDIC-insured branches from 9 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First-Citizens Bank & Trust Company | 4 | $611.6 million |
| Truist Bank | 4 | $567.3 million |
| Wells Fargo Bank, National Association | 2 | $289.8 million |
| United Bank | 2 | $74.1 million |
| Woodforest National Bank | 2 | $5.4 million |
| Bank of America, National Association | 1 | $111.1 million |
| First National Bank of Pennsylvania | 1 | $83.7 million |
| PNC Bank, National Association | 1 | $58.0 million |
| Southern Bank and Trust Company | 1 | $51.1 million |
Get told when this changes
When the next year’s lending figures are out for Craven County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.