Mortgage Lender Index

Mortgage lenders in Davidson County

16,327 mortgages were made in Davidson County, Tennessee, in 2025, by 715 lenders. The median rate their borrowers got was 6.500% on a median loan of $325,000. Of 21,970 decisions, 4,572 were denials — 20.8%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 904 6.500% $265,000 19.0%
UNITED SHORE FINANCIAL SERVICES, LLC 729 6.125% $355,000 15.7%
Regions Bank 640 4.990% $115,000 38.6%
Pinnacle Bank 601 6.250% $265,000 17.9%
CMG MORTGAGE, INC. 579 6.625% $375,000 4.2%
Legacy Home Loans, LLC 484 6.500% $415,000 0.4%
FirstBank 458 6.750% $365,000 6.3%
Old National Bank 352 6.375% $355,000 13.7%
Bank of America, National Association 333 5.990% $225,000 39.9%
CROSSCOUNTRY MORTGAGE, INC. 303 6.750% $405,000 7.2%
GUARANTEED RATE, INC. 290 6.500% $400,000 3.6%
Cadence Bank 290 6.375% $385,000 13.7%
U.S. Bank National Association 287 7.125% $255,000 45.4%
First Horizon Bank 278 6.875% $355,000 25.7%
WILSON BANK AND TRUST 264 6.990% $325,000 11.8%
JPMorgan Chase Bank, National Association 263 6.490% $365,000 10.3%
Loandepot.Com, LLC 252 4.990% $405,000 25.2%
Truist Bank 250 6.500% $195,000 49.2%
ASCEND FEDERAL CREDIT UNION 250 7.300% $155,000 27.1%
Fifth Third Bank, National Association 247 7.800% $155,000 40.7%
PENNYMAC LOAN SERVICES, LLC 221 6.250% $365,000 22.4%
Renasant Bank 201 6.125% $315,000 15.3%
SWBC MORTGAGE CORPORATION 195 6.625% $375,000 2.8%
Primis Mortgage Company 192 6.375% $445,000 1.0%
NVR Mortgage Finance, Inc. 187 5.990% $345,000 20.1%
MOVEMENT MORTGAGE, LLC 180 6.625% $405,000 4.6%
CHURCHILL MORTGAGE CORPORATION 145 6.625% $395,000 3.0%
FREEDOM MORTGAGE CORPORATION 144 6.250% $315,000 12.3%
Ameris Bank 133 6.500% $365,000 4.3%
United Community Bank 113 6.500% $305,000 24.5%
MUTUAL OF OMAHA MORTGAGE, INC. 113 6.250% $355,000 17.7%
Navy Federal Credit Union 112 7.750% $225,000 37.2%
NATIONSTAR MORTGAGE LLC 111 7.750% $135,000 15.8%
GUILD MORTGAGE COMPANY 105 6.625% $405,000 1.8%
NEWREZ LLC 104 6.500% $355,000 28.0%
Broker Solutions, Inc. 99 6.875% $315,000 19.4%
Liberty 96 6.750% $305,000 8.5%
FIGURE LENDING LLC 92 9.900% $65,000 23.3%
FIRST COMMUNITY MORTGAGE, INC. 92 6.500% $350,000 10.8%
SPRING EQ, LLC 84 9.050% $65,000 61.2%
Fairway Independent Mortgage Corporation 84 6.688% $385,000 5.5%
Northpointe Bank 80 6.705% $445,000 9.1%
Studio Bank 78 6.612% $475,000 4.7%
AMERICAN PACIFIC MORTGAGE CORPORATION 78 6.750% $350,000 6.0%
PNC Bank, National Association 77 6.750% $305,000 27.0%
Republic Bank & Trust Company 74 5.990% $205,000 13.2%
Volunteer State Bank 73 Not published $285,000 10.6%
Mortgage Research Center, LLC 71 6.125% $395,000 35.4%
MORTGAGE INVESTORS GROUP, INC. 69 6.625% $385,000 4.1%
AmeriSave Mortgage Corporation 66 7.995% $115,000 62.3%
Morgan Stanley Private Bank, National Association 66 5.913% $725,000 1.4%
Ixonia Bank 65 6.625% $305,000 12.2%
Coastal Community Bank 62 9.865% $45,000 1.8%
CHAMPIONS FUNDING, LLC 61 7.625% $315,000 23.5%
THE LOAN STORE, INC. 61 6.625% $305,000 6.4%
ABL RPC Residential Credit Acquisition LLC 61 9.990% $845,000 5.8%
VANDERBILT MORTGAGE AND FINANCE, INC. 59 6.250% $375,000 31.4%
KIND LENDING, LLC 56 6.500% $330,000 39.8%
Citizens Bank, National Association 56 8.025% $190,000 32.6%
SOFI BANK, NATIONAL ASSOCIATION 55 7.490% $135,000 20.0%
Wells Fargo Bank, National Association 55 6.500% $330,000 32.9%
F&M Bank 53 7.150% $205,000 22.4%
ServisFirst Bank 52 6.688% $340,000 3.7%
BETTER MORTGAGE CORPORATION 51 8.000% $185,000 37.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. 51 9.990% $155,000 26.4%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 51 6.624% $395,000 0.0%
SHELTER LENDING SERVICES, L.L.C. 50 6.625% $450,000 0.0%
Southern Bank of Tennessee 46 Not published $285,000 4.2%
OCMBC, INC. 44 7.125% $315,000 21.7%
HOMEXPRESS MORTGAGE CORP. 43 7.625% $265,000 40.0%
Legends Bank 43 6.500% $415,000 2.3%
CARRINGTON MORTGAGE SERVICES, LLC 42 6.500% $230,000 55.1%
Simmons Bank 40 3.990% $175,000 31.0%
Fortera Federal Credit Union 39 8.000% $95,000 29.6%
A&D Mortgage LLC 38 6.375% $385,000 9.5%
V.I.P. MORTGAGE, INC. 38 6.490% $485,000 2.6%
Paramount Residential Mortgage Group, Inc. 37 6.500% $315,000 7.5%
254900CTT87ZKAUTIJ37 37 10.625% $385,000 9.8%
Kiavi Funding, Inc. 36 9.950% $350,000 5.1%
The Farmers Bank 36 7.750% $460,000 0.0%
DHI MORTGAGE COMPANY, LTD. 35 5.375% $405,000 18.6%
BPL MORTGAGE TRUST, LLC 35 7.000% $345,000 36.2%
LAKEVIEW LOAN SERVICING, LLC 33 6.125% $355,000 59.9%
QUORUM FEDERAL CREDIT UNION 32 8.188% $90,000 31.5%
The First National Bank of Middle Tennessee 32 6.750% $355,000 15.8%
PRINCETON MORTGAGE CORPORATION 31 6.250% $375,000 14.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. 31 6.625% $335,000 16.2%
PENTAGON FEDERAL CREDIT UNION 31 7.375% $185,000 36.7%
CANOPY MORTGAGE, LLC 31 6.500% $385,000 6.1%
INTERLINC MORTGAGE SERVICES, LLC 31 6.625% $375,000 6.1%
TEMPLE VIEW CAPITAL FUNDING, LP 31 11.000% $905,000 3.1%
UBS Bank USA 30 6.000% $795,000 3.2%
DEEPHAVEN MORTGAGE LLC 29 7.375% $295,000 42.0%
Synovus Bank 29 8.100% $225,000 36.2%
Bank of Tennessee 29 6.750% $265,000 23.1%
Third Federal Savings and Loan Association of Cleveland 28 6.990% $115,000 32.6%
FIRSTTRUST HOME LOANS, INC. 28 6.625% $305,000 0.0%
City National Bank 27 5.510% $775,000 3.6%
RELIANCE FIRST CAPITAL, LLC 27 6.625% $225,000 0.0%
Truxton Trust Company 27 Not published $750,000 0.0%
Easy Street Capital, LLC 27 9.900% $315,000 0.0%
USAA Federal Savings Bank 26 6.500% $380,000 43.5%
NBKC BANK 26 6.125% $590,000 13.3%
COMPASS MORTGAGE, INC. 26 6.563% $365,000 0.0%
LOWER, LLC 25 6.625% $325,000 10.7%
Lendage, LLC 25 11.125% $55,000 19.4%
UNION HOME MORTGAGE CORP. 25 6.625% $365,000 13.3%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 24 6.037% $475,000 12.9%
CORNERSTONE FINANCIAL CREDIT UNION 24 5.900% $270,000 30.8%
AMERICAN FINANCIAL NETWORK, INC. 24 7.125% $335,000 14.3%
AMERIHOME MORTGAGE COMPANY, LLC 23 6.375% $355,000 14.3%
Texana Bank, National Association 23 6.500% $325,000 10.3%
AMERICAN FINANCIAL RESOURCES, INC. 23 6.625% $325,000 23.3%
SUMMIT FUNDING, INC. 23 6.375% $385,000 4.2%
CITIZENS SAVINGS BANK AND TRUST COMPANY 23 6.500% $305,000 8.0%
LONGBRIDGE FINANCIAL, LLC 23 5.875% $205,000 4.0%
SIRVA MORTGAGE, INC. 22 6.375% $560,000 0.0%
TOLL BROTHERS MORTGAGE COMPANY 22 6.058% $485,000 4.2%
Discover Bank 21 8.620% $75,000 75.8%
FIRST EQUITY MORTGAGE INCORPORATED 21 6.490% $565,000 8.7%
Alcova Mortgage LLC 21 6.490% $405,000 0.0%
REDSTONE Federal Credit Union 20 8.125% $110,000 41.5%
PHH Mortgage Corporation 20 6.433% $335,000 9.1%
Hometown Equity Mortgage, LLC 20 7.063% $355,000 42.5%
COMMUNITY MORTGAGE, LLC 20 6.688% $395,000 4.8%
254900M2C4Q6DATP2889 19 6.125% $295,000 34.5%
Commerce Home Mortgage, Inc. 19 7.625% $315,000 29.6%
Plains Commerce Bank 19 6.500% $385,000 13.6%
FIRST COLONY MORTGAGE CORPORATION 19 6.625% $305,000 13.8%
CLEAREDGE LENDING LLC 19 7.500% $325,000 31.0%
GoodLeap, LLC 19 8.875% $75,000 18.5%
Citibank, National Association 19 5.875% $1,040,000 9.5%
NFM, INC. 19 6.875% $355,000 0.0%
COMMUNITY MORTGAGE CORPORATION 19 6.490% $315,000 13.6%
Equity Prime Mortgage LLC 18 6.250% $280,000 18.2%
NEXERA HOLDING LLC 18 7.125% $265,000 5.3%
STOCKTON MORTGAGE CORPORATION 18 6.313% $445,000 10.0%
Raymond James Bank 18 5.500% $1,060,000 14.3%
PLANET HOME LENDING, LLC 18 5.813% $460,000 10.0%
Charles Schwab Bank, SSB 18 5.625% $660,000 10.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 17 6.250% $485,000 25.0%
First South Financial Federally Insured State-Chartered Credit Union 17 1.990% $305,000 19.1%
CASTLE & COOKE MORTGAGE, LLC 17 6.500% $365,000 0.0%
OriginPoint, LLC 16 6.500% $395,000 5.9%
FINANCE OF AMERICA REVERSE LLC 16 6.375% $165,000 15.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY 16 6.188% $380,000 0.0%
Southern Bancorp Bank 15 6.125% $385,000 15.8%
SmartBank 15 7.500% $255,000 10.0%
T2 FINANCIAL LLC 15 6.490% $405,000 5.9%
FLAT BRANCH MORTGAGE, INC. 15 6.125% $435,000 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 14 5.750% $400,000 33.3%
US COMMUNITY 14 6.808% $115,000 35.3%
SUCCESS MORTGAGE PARTNERS, INC. 14 6.438% $290,000 0.0%
TEN CREDIT UNION 14 6.563% $90,000 26.3%
First-Citizens Bank & Trust Company 14 6.045% $530,000 12.5%
RF RENOVO MANAGEMENT COMPANY, LLC 14 10.750% $595,000 0.0%
ZILLOW HOME LOANS, LLC 14 6.125% $390,000 0.0%
CONVENTUS LLC 14 9.000% $325,000 0.0%
Stifel Bank and Trust 14 5.875% $840,000 0.0%
Edmonton State Bank 14 Not published $355,000 0.0%
First National Bank of America 14 8.563% $295,000 6.7%
212 LOANS, LLC. 14 11.990% $260,000 0.0%
COREVEST AMERICAN FINANCE LENDER LLC 14 7.125% $160,000 0.0%
TRIAD FINANCIAL SERVICES, INC. 13 6.750% $115,000 33.3%
AMERICAN HERITAGE LENDING, LLC 13 7.625% $295,000 0.0%
ISERVE RESIDENTIAL LENDING, LLC 13 6.375% $395,000 0.0%
EVERETT FINANCIAL, INC. 13 6.990% $235,000 17.7%
Flagstar Bank, N.A. 13 6.199% $445,000 35.0%
First Financial Bank, National Association 13 6.800% $435,000 18.8%
First Farmers and Merchants Bank 13 7.500% $245,000 18.8%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 13 6.375% $315,000 0.0%
PREMIER LENDING, INC. 13 6.875% $315,000 13.3%
BAY EQUITY LLC 13 6.750% $365,000 0.0%
LENDSURE MORTGAGE CORP. 12 7.438% $265,000 0.0%
PLAZA HOME MORTGAGE, INC. 12 6.495% $365,000 42.9%
Nations Lending Corporation 12 6.188% $250,000 18.8%
ACOPIA, LLC 12 6.438% $330,000 0.0%
first vision bank of tennessee 12 Not published $315,000 0.0%
Bethpage Federal Credit Union 11 6.490% $105,000 57.7%
SUN WEST MORTGAGE COMPANY, INC. 11 6.250% $255,000 23.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC 11 7.124% $375,000 21.4%
Click n' Close, Inc. 11 7.125% $235,000 15.4%
VELOCITY COMMERCIAL CAPITAL, LLC 11 9.865% $305,000 0.0%
AMWEST FUNDING CORP. 11 6.875% $325,000 0.0%
DELMAR FINANCIAL COMPANY 11 6.875% $315,000 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 11 6.750% $245,000 13.3%
UNITED HOME LOANS, INC. 11 6.624% $425,000 0.0%
INSPIRE HOME LOANS INC. 11 5.000% $375,000 7.7%
LoanUnited.com, LLC 10 6.058% $360,000 15.4%
Southeast Financial 10 7.125% $155,000 12.5%
Baxter Credit Union 10 7.375% $145,000 21.1%
Citadel Servicing Corporation 10 6.938% $820,000 6.3%
Emporium TPO LLC 10 7.433% $285,000 18.8%
Goldman Sachs Bank USA 10 5.400% $1,475,000 33.3%
CALCON MUTUAL MORTGAGE LLC 10 6.750% $275,000 0.0%
Cornerstone First Mortgage, Inc 10 6.688% $500,000 0.0%
TriStar Bank 10 Not published $255,000 0.0%
CedarStone Bank 10 Not published $330,000 0.0%
NEW DAY FINANCIAL, LLC 9 Under 10 loans Under 10 loans 61.5%
Tomo Mortgage, LLC 9 Under 10 loans Under 10 loans 0.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 515 lenders each made 9 or fewer mortgages here, and are counted in the totals above.

Bank branches in Davidson County

210 FDIC-insured branches from 35 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Regions Bank 33$6.2 billion
Fifth Third Bank, National Association 21$2.0 billion
Truist Bank 20$5.9 billion
Bank of America, National Association 19$17.7 billion
Pinnacle Bank 15$16.6 billion
First Horizon Bank 15$2.8 billion
JPMorgan Chase Bank, National Association 14$677.4 million
U.S. Bank National Association 11$2.2 billion
Wells Fargo Bank, National Association 10$1.1 billion
FirstBank 5$2.6 billion
Renasant Bank 5$556.1 million
FSNB, National Association 5$10.8 million
Wilson Bank and Trust 4$502.5 million
Lawrence Bank 4$252.6 million
Simmons Bank 3$622.6 million
PNC Bank, National Association 3$161.8 million
InsBank 2$878.7 million
Old National Bank 2$545.8 million
United Community Bank 2$72.6 million
First Farmers and Merchants Bank 2$34.3 million
City National Bank 1$1.2 billion
Truxton Trust Company 1$1.1 billion
ServisFirst Bank 1$825.4 million
Studio Bank 1$655.1 million
Bank OZK 1$465.4 million
Citizens Savings Bank and Trust Company 1$156.5 million
Legends Bank 1$109.0 million
The First National Bank of Middle Tennessee 1$103.4 million
C3bank, National Association 1$73.8 million
First-Citizens Bank & Trust Company 1$62.9 million
First Financial Bank, National Association 1$56.4 million
Republic Bank & Trust Company 1$26.7 million
Bank of Tennessee 1$24.5 million
First Vision Bank of Tennessee 1$5.9 million
The Huntington National Bank 1$753,000

Closed since the 2025 survey

11 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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When the next year’s lending figures are out for Davidson County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.