Mortgage lenders in King County
43,300 mortgages were made in King County, Washington, in 2025, by 590 lenders. The median rate their borrowers got was 6.490% on a median loan of $515,000. Of 55,487 decisions, 10,090 were denials — 18.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Boeing Employees Credit Union | 6,131 | 5.990% | $205,000 | 25.4% |
| Rocket Mortgage, LLC | 2,378 | 6.500% | $475,000 | 17.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,005 | 6.375% | $575,000 | 10.5% |
| MOVEMENT MORTGAGE, LLC | 1,906 | 6.562% | $575,000 | 3.4% |
| Bank of America, National Association | 1,742 | 5.990% | $505,000 | 27.6% |
| JPMorgan Chase Bank, National Association | 1,507 | 5.875% | $860,000 | 9.4% |
| U.S. Bank National Association | 1,321 | 6.250% | $775,000 | 26.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 1,291 | 6.625% | $625,000 | 4.5% |
| CMG MORTGAGE, INC. | 1,196 | 6.625% | $645,000 | 3.7% |
| GUILD MORTGAGE COMPANY | 941 | 6.625% | $555,000 | 5.9% |
| Wells Fargo Bank, National Association | 906 | 5.625% | $1,095,000 | 11.0% |
| PENNYMAC LOAN SERVICES, LLC | 804 | 6.500% | $615,000 | 13.9% |
| NEWREZ LLC | 639 | 6.625% | $525,000 | 23.0% |
| Fairway Independent Mortgage Corporation | 612 | 6.625% | $575,000 | 5.9% |
| OriginPoint, LLC | 580 | 6.500% | $735,000 | 3.8% |
| Loandepot.Com, LLC | 569 | 6.625% | $505,000 | 18.1% |
| GUARANTEED RATE, INC. | 539 | 6.500% | $665,000 | 5.4% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 512 | 7.000% | $405,000 | 15.8% |
| SAMMAMISH MORTGAGE COMPANY | 459 | 6.375% | $635,000 | 3.4% |
| CORNERSTONE CAPITAL BANK, SSB | 450 | 6.250% | $675,000 | 1.1% |
| Umpqua Bank | 377 | 8.000% | $385,000 | 30.6% |
| NFM, INC. | 359 | 6.625% | $625,000 | 2.4% |
| THE LOAN STORE, INC. | 337 | 6.625% | $525,000 | 13.4% |
| Global Federal Credit Union | 332 | 6.000% | $755,000 | 16.7% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 332 | 6.625% | $550,000 | 2.7% |
| KeyBank National Association | 326 | 6.375% | $555,000 | 40.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 323 | 6.625% | $545,000 | 7.7% |
| Banner Bank | 318 | 7.240% | $215,000 | 34.9% |
| 1st Security Bank of Washington | 312 | 6.500% | $575,000 | 2.8% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 310 | 5.824% | $1,095,000 | 2.5% |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 305 | 7.240% | $185,000 | 48.8% |
| Broker Solutions, Inc. | 297 | 6.750% | $505,000 | 15.3% |
| Navy Federal Credit Union | 294 | 7.545% | $270,000 | 24.2% |
| General Mortgage Capital Corporation | 267 | 6.125% | $545,000 | 1.5% |
| HomeStreet Bank | 264 | 7.750% | $405,000 | 13.7% |
| PNC Bank, National Association | 249 | 6.000% | $805,000 | 22.1% |
| Citibank, National Association | 236 | 5.500% | $1,175,000 | 9.1% |
| NATIONSTAR MORTGAGE LLC | 224 | 8.375% | $155,000 | 20.7% |
| SPRING EQ, LLC | 214 | 8.900% | $140,000 | 60.4% |
| Morgan Stanley Private Bank, National Association | 201 | 5.800% | $925,000 | 4.1% |
| BETTER MORTGAGE CORPORATION | 200 | 6.938% | $505,000 | 37.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 198 | 6.250% | $615,000 | 9.0% |
| Sound Credit Union | 192 | 7.250% | $120,000 | 41.3% |
| ALLIANT CREDIT UNION | 183 | 7.750% | $205,000 | 18.8% |
| Eastside Funding LLC | 183 | 12.000% | $365,000 | 0.9% |
| Washington Trust Bank | 183 | 7.125% | $475,000 | 9.2% |
| FIGURE LENDING LLC | 182 | 9.900% | $115,000 | 27.6% |
| East West Bank | 178 | 6.875% | $555,000 | 10.2% |
| DHI MORTGAGE COMPANY, LTD. | 167 | 5.500% | $855,000 | 8.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 166 | 6.375% | $525,000 | 16.6% |
| Charles Schwab Bank, SSB | 162 | 5.450% | $1,160,000 | 4.1% |
| FREEDOM MORTGAGE CORPORATION | 156 | 6.250% | $510,000 | 15.8% |
| GESA | 156 | 7.500% | $155,000 | 20.8% |
| City National Bank | 155 | 5.370% | $1,230,000 | 3.7% |
| KIND LENDING, LLC | 150 | 6.750% | $615,000 | 29.5% |
| Third Federal Savings and Loan Association of Cleveland | 146 | 6.990% | $220,000 | 36.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 142 | 6.720% | $205,000 | 21.8% |
| ZILLOW HOME LOANS, LLC | 142 | 6.125% | $545,000 | 5.8% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 140 | 5.995% | $645,000 | 7.0% |
| AMWEST FUNDING CORP. | 134 | 7.125% | $570,000 | 7.5% |
| NexBank | 129 | 6.125% | $865,000 | 15.5% |
| SCENIC OAKS FUNDING, LLC | 125 | 6.624% | $645,000 | 3.1% |
| BAY EQUITY LLC | 124 | 6.625% | $605,000 | 6.7% |
| Paramount Residential Mortgage Group, Inc. | 119 | 6.500% | $615,000 | 4.0% |
| Mortgage Research Center, LLC | 118 | 6.125% | $535,000 | 31.6% |
| 254900YZ174H294JW398 | 114 | 6.250% | $745,000 | 0.0% |
| QUALSTAR CREDIT UNION | 113 | 7.240% | $115,000 | 26.9% |
| PULTE MORTGAGE LLC | 109 | 5.250% | $545,000 | 6.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 105 | 10.165% | $225,000 | 12.1% |
| Cornerstone First Mortgage, Inc | 96 | 6.625% | $485,000 | 2.0% |
| CONVENTUS LLC | 95 | 9.500% | $895,000 | 0.0% |
| Genesis Capital, LLC | 95 | 8.983% | $2,065,000 | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 92 | 6.500% | $345,000 | 6.9% |
| PRIORITY HOME LENDING, LLC | 89 | 6.500% | $575,000 | 2.2% |
| VERITY | 88 | 7.990% | $105,000 | 25.4% |
| FINANCE OF AMERICA REVERSE LLC | 86 | 7.933% | $415,000 | 8.5% |
| Coastal Community Bank | 85 | 8.990% | $105,000 | 3.2% |
| Mechanics Bank | 83 | 6.375% | $505,000 | 15.2% |
| LAKEVIEW LOAN SERVICING, LLC | 82 | 6.990% | $370,000 | 63.6% |
| NBKC BANK | 81 | 6.375% | $665,000 | 19.6% |
| KBHS HOME LOANS, LLC | 81 | 6.075% | $595,000 | 7.9% |
| UBS Bank USA | 80 | 5.813% | $1,005,000 | 5.9% |
| TRIAD FINANCIAL SERVICES, INC. | 77 | 8.730% | $125,000 | 32.1% |
| TOLL BROTHERS MORTGAGE COMPANY | 77 | 6.375% | $795,000 | 6.2% |
| Synergy One Lending, Inc. | 73 | 6.375% | $515,000 | 3.9% |
| Cathay Bank | 73 | 6.375% | $715,000 | 14.4% |
| DIRECTORS MORTGAGE, INC. | 69 | 6.500% | $625,000 | 2.6% |
| GUIDANCE RESIDENTIAL, LLC | 67 | 6.750% | $605,000 | 1.4% |
| Taylor Morrison Home Funding, Inc. | 67 | 6.375% | $745,000 | 4.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 67 | 6.625% | $605,000 | 0.0% |
| BMO Bank National Association | 66 | 6.250% | $1,045,000 | 24.7% |
| AmeriSave Mortgage Corporation | 65 | 8.375% | $145,000 | 74.1% |
| Kiavi Funding, Inc. | 65 | 9.950% | $655,000 | 5.8% |
| Prosperity Home Mortgage, LLC | 62 | 6.625% | $480,000 | 7.4% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 61 | 6.490% | $495,000 | 7.6% |
| Zions Bancorporation, N.A. | 60 | 5.937% | $980,000 | 7.6% |
| LOWER, LLC | 57 | 6.750% | $545,000 | 16.4% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 56 | 6.500% | $520,000 | 1.8% |
| PENTAGON FEDERAL CREDIT UNION | 55 | 7.750% | $295,000 | 45.0% |
| QUORUM FEDERAL CREDIT UNION | 55 | 8.375% | $235,000 | 32.8% |
| NEXERA HOLDING LLC | 55 | 7.250% | $595,000 | 13.6% |
| Tomo Mortgage, LLC | 54 | 6.125% | $655,000 | 16.7% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 53 | 10.000% | $565,000 | 0.0% |
| A&D Mortgage LLC | 51 | 6.375% | $505,000 | 11.9% |
| RESICENTRAL, LLC | 51 | 6.375% | $575,000 | 5.3% |
| GEORGIA'S OWN | 51 | 8.250% | $475,000 | 11.9% |
| Bethpage Federal Credit Union | 50 | 6.490% | $305,000 | 46.2% |
| CHAMPIONS FUNDING, LLC | 49 | 7.500% | $545,000 | 33.8% |
| Citadel Servicing Corporation | 49 | 7.500% | $485,000 | 6.7% |
| USAA Federal Savings Bank | 47 | 6.250% | $605,000 | 36.5% |
| Heritage Bank | 47 | 7.740% | $375,000 | 40.5% |
| HARBORSTONE | 46 | 7.625% | $105,000 | 46.8% |
| Lendage, LLC | 46 | 11.063% | $90,000 | 15.0% |
| NMSI, INC. | 46 | 6.500% | $570,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 45 | 6.375% | $655,000 | 10.0% |
| T2 FINANCIAL LLC | 45 | 6.875% | $435,000 | 9.1% |
| MLD MORTGAGE INC. | 45 | 6.125% | $515,000 | 2.0% |
| DEEPHAVEN MORTGAGE LLC | 43 | 7.625% | $405,000 | 33.9% |
| Farmers Bank & Trust | 41 | 6.375% | $685,000 | 2.2% |
| MEMBER FIRST MORTGAGE, LLC | 41 | 5.875% | $695,000 | 12.5% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 41 | 6.500% | $485,000 | 2.2% |
| HOMEXPRESS MORTGAGE CORP. | 40 | 7.250% | $525,000 | 34.9% |
| CANOPY MORTGAGE, LLC | 40 | 6.625% | $515,000 | 2.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 36 | 6.625% | $360,000 | 53.3% |
| OCMBC, INC. | 36 | 6.562% | $600,000 | 16.0% |
| PHH Mortgage Corporation | 35 | 5.875% | $505,000 | 17.4% |
| PLANET HOME LENDING, LLC | 35 | 6.000% | $555,000 | 22.2% |
| USALLIANCE FEDERAL CREDIT UNION | 35 | 7.875% | $295,000 | 14.6% |
| LENDSURE MORTGAGE CORP. | 34 | 7.250% | $835,000 | 6.4% |
| AAA CAPITAL INVESTMENT, INC. | 33 | 7.375% | $525,000 | 3.2% |
| WASHINGTON FEDERAL BANK | 33 | 7.500% | $555,000 | 12.5% |
| ENVOY MORTGAGE, LTD | 33 | 6.625% | $545,000 | 19.5% |
| Northpointe Bank | 33 | 6.125% | $635,000 | 2.9% |
| IDAHO CENTRAL CREDIT UNION | 32 | 7.000% | $255,000 | 15.1% |
| PLAZA HOME MORTGAGE, INC. | 32 | 6.375% | $540,000 | 31.9% |
| First-Citizens Bank & Trust Company | 32 | 6.313% | $515,000 | 25.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 32 | 6.188% | $345,000 | 10.8% |
| UNION HOME MORTGAGE CORP. | 32 | 6.125% | $570,000 | 15.4% |
| Discover Bank | 31 | 8.440% | $105,000 | 81.2% |
| LONGBRIDGE FINANCIAL, LLC | 31 | 6.250% | $465,000 | 20.0% |
| Luminate Bank | 30 | 6.250% | $545,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 30 | 6.990% | $605,000 | 11.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 30 | 6.688% | $720,000 | 11.8% |
| Sound Community Bank | 29 | 8.500% | $115,000 | 31.0% |
| CLEAREDGE LENDING LLC | 28 | 6.813% | $575,000 | 17.7% |
| FLYHOMES MORTGAGE, LLC | 28 | 9.990% | $435,000 | 9.4% |
| ARC HOME LLC | 27 | 7.000% | $695,000 | 17.1% |
| CALCON MUTUAL MORTGAGE LLC | 27 | 6.875% | $525,000 | 3.6% |
| HomeTrust Bank | 27 | 8.500% | $495,000 | 15.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | 27 | 6.375% | $555,000 | 0.0% |
| 5493004T38NMC864VL66 | 27 | 10.500% | $685,000 | 12.9% |
| Plains Commerce Bank | 26 | 6.313% | $555,000 | 6.9% |
| JMAC LENDING, INC. | 26 | 6.625% | $550,000 | 7.1% |
| GENEVA FINANCIAL, LLC | 26 | 7.063% | $510,000 | 13.3% |
| Goldman Sachs Bank USA | 26 | 5.375% | $1,920,000 | 10.3% |
| Stifel Bank and Trust | 26 | 6.000% | $875,000 | 0.0% |
| GoodLeap, LLC | 25 | 7.700% | $155,000 | 15.4% |
| First National Bank of America | 25 | 8.750% | $405,000 | 0.0% |
| Filo Mortgage, L.L.C. | 24 | 6.250% | $645,000 | 4.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 24 | 9.500% | $665,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 24 | 6.563% | $610,000 | 16.7% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 24 | 6.688% | $540,000 | 7.7% |
| Raymond James Bank | 24 | 5.500% | $825,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 23 | 5.962% | $535,000 | 6.1% |
| RIGHT START MORTGAGE, INC. | 23 | 6.990% | $505,000 | 20.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 23 | 6.750% | $425,000 | 15.6% |
| NATIONAL COOPERATIVE BANK, N.A. | 23 | 6.625% | $225,000 | 4.2% |
| American Continental Bank | 23 | Not published | $1,025,000 | 0.0% |
| Seattle Metropolitan Credit Union | 22 | 6.688% | $670,000 | 35.9% |
| The Federal Savings Bank | 22 | 7.188% | $465,000 | 17.9% |
| Hometown Equity Mortgage, LLC | 22 | 7.438% | $510,000 | 48.9% |
| First Federal Bank | 22 | 5.995% | $705,000 | 8.3% |
| Click n' Close, Inc. | 22 | 6.875% | $440,000 | 15.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 22 | 7.687% | $725,000 | 29.0% |
| LENNAR MORTGAGE, LLC | 22 | 4.875% | $655,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 21 | 7.500% | $575,000 | 3.6% |
| EVERETT FINANCIAL, INC. | 20 | 6.625% | $675,000 | 9.1% |
| KITSAP Credit Union | 20 | 7.250% | $90,000 | 38.5% |
| LEADERONE FINANCIAL CORPORATION | 20 | 6.813% | $635,000 | 23.1% |
| WHATCOM EDUCATIONAL CREDIT UNION | 20 | 6.875% | $325,000 | 32.3% |
| NuVision Federal Credit Union | 20 | 5.870% | $305,000 | 31.0% |
| STG MORTGAGE INC | 20 | 6.563% | $590,000 | 12.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 20 | 3.813% | $385,000 | 13.0% |
| GTE Federal Credit Union | 19 | 8.250% | $205,000 | 20.0% |
| Equity Prime Mortgage LLC | 18 | 6.938% | $655,000 | 25.0% |
| RED CANOE CREDIT UNION | 18 | 7.500% | $135,000 | 26.9% |
| NEW WAVE LENDING GROUP INC | 18 | 6.938% | $520,000 | 0.0% |
| Flagstar Bank, N.A. | 17 | 5.750% | $575,000 | 45.5% |
| AMERICAN INTERNET MORTGAGE, INC. | 17 | 5.625% | $475,000 | 18.2% |
| OAKTREE FUNDING CORP. | 17 | 7.875% | $575,000 | 6.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 17 | 9.865% | $495,000 | 0.0% |
| Peoples Bank | 17 | 7.750% | $505,000 | 29.2% |
| Sierra Pacific Mortgage Company, Inc. | 17 | 6.500% | $485,000 | 5.6% |
| SmartFi Home Loans, LLC | 17 | 8.980% | $455,000 | 0.0% |
| VISTA POINT MORTGAGE, LLC | 17 | 8.875% | $495,000 | 5.0% |
| TWINSTAR | 16 | 6.075% | $510,000 | 50.0% |
| United Nations Federal Credit Union | 16 | 5.500% | $935,000 | 5.9% |
| NATIONS DIRECT MORTGAGE, LLC | 16 | 6.688% | $560,000 | 5.9% |
| The Huntington National Bank | 16 | 6.750% | $1,290,000 | 10.5% |
| Leader Bank, National Association | 16 | 6.313% | $545,000 | 15.8% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 390 lenders each made 16 or fewer mortgages here, and are counted in the totals above.
Bank branches in King County
411 FDIC-insured branches from 38 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
29 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- First Fed Bank, 1100 Bellevue Way Ne, Bellevue
- HomeStreet Bank, 12513 Lake City Way Ne, Seattle
- HomeStreet Bank, 130 Andover Park E, Ste 100, Tukwila
- HomeStreet Bank, 16389 Redmond Way, Ste 100, Redmond
- HomeStreet Bank, 1835 Queen Anne Ave N, Seattle
- HomeStreet Bank, 33525 Pacific Hwy S, Federal Way
- HomeStreet Bank, 3417 Evanston Ave N, Seattle
- HomeStreet Bank, 4022 Sw Alaska St, Seattle
- HomeStreet Bank, 4036 E Madison St, Seattle
- HomeStreet Bank, 417 Ne 72nd St, Seattle
- HomeStreet Bank, 500 108th Ave Ne, Ste 1e1, Bellevue
- HomeStreet Bank, 5001 25th Ave Ne, Ste 100, Seattle
- HomeStreet Bank, 505 W Harrison St, Kent
- HomeStreet Bank, 5900 24th Ave Nw, Seattle
- HomeStreet Bank, 601 Union Street, Suite 2000, Seattle
- HomeStreet Bank, 6949 Coal Creek Pkwy Se, Newcastle
- HomeStreet Bank, 700 Broadway E, Ste D, Seattle
- HomeStreet Bank, 7307 Greenwood Ave N, Seattle
- HomeStreet Bank, 8050 15th Ave Nw, Seattle
- HomeStreet Bank, 8200 35th Ave Ne, Seattle
- HomeStreet Bank, 909 Ne Ellis Dr, Issaquah
- JPMorgan Chase Bank, National Association, 17667 Ne 76th St, Redmond
- KeyBank National Association, 2500 1st Ave, Seattle
- Mountain Pacific Bank, 2244 Nw 56th St, Seattle
- Pacific Premier Bank, National Association, 139 Bendigo Blvd N, North Bend
- Pacific Premier Bank, National Association, 188 106th Ave Ne, Ste 200, Bellevue
- Pacific Premier Bank, National Association, 305 Front St N, Issaquah
- Umpqua Bank, 705 Nw Gilman Blvd, Issaquah
- Wells Fargo Bank, National Association, 8551 Greenwood Ave N, Seattle
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.