Mortgage lenders in Orange County
2,897 mortgages were made in Orange County, North Carolina, in 2025, by 344 lenders. The median rate their borrowers got was 6.500% on a median loan of $285,000. Of 3,748 decisions, 690 were denials — 18.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| STATE EMPLOYEES' | 620 | 6.250% | $195,000 | 18.2% |
| Rocket Mortgage, LLC | 153 | 6.500% | $275,000 | 14.2% |
| Truist Bank | 127 | 6.240% | $235,000 | 30.2% |
| CORPORATE INVESTORS MORTGAGE GROUP, INC | 124 | 6.500% | $505,000 | 0.0% |
| First National Bank of Pennsylvania | 101 | 6.490% | $365,000 | 6.5% |
| First-Citizens Bank & Trust Company | 100 | 6.213% | $390,000 | 27.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 93 | 6.125% | $355,000 | 5.8% |
| COASTAL Federal Credit Union | 91 | 7.400% | $135,000 | 19.4% |
| Bank of America, National Association | 72 | 6.120% | $205,000 | 33.9% |
| Loandepot.Com, LLC | 70 | 5.563% | $230,000 | 11.1% |
| MOVEMENT MORTGAGE, LLC | 65 | 6.625% | $385,000 | 7.7% |
| UNION HOME MORTGAGE CORP. | 49 | 6.500% | $315,000 | 2.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 39 | 6.750% | $345,000 | 4.8% |
| Wells Fargo Bank, National Association | 34 | 6.188% | $370,000 | 10.5% |
| Fifth Third Bank, National Association | 30 | 7.563% | $305,000 | 31.1% |
| Navy Federal Credit Union | 28 | 7.500% | $165,000 | 15.2% |
| JPMorgan Chase Bank, National Association | 28 | 6.313% | $385,000 | 12.5% |
| Prosperity Home Mortgage, LLC | 27 | 6.500% | $365,000 | 0.0% |
| Truliant Federal Credit Union | 26 | 7.250% | $95,000 | 44.7% |
| PNC Bank, National Association | 26 | 7.500% | $250,000 | 37.2% |
| PENNYMAC LOAN SERVICES, LLC | 26 | 6.313% | $555,000 | 14.7% |
| First Bank | 25 | 3.000% | $185,000 | 0.0% |
| First Horizon Bank | 23 | 7.250% | $175,000 | 21.9% |
| FREEDOM MORTGAGE CORPORATION | 20 | 6.063% | $405,000 | 7.4% |
| The Fidelity Bank | 20 | 7.375% | $305,000 | 12.0% |
| Fairway Independent Mortgage Corporation | 20 | 6.625% | $480,000 | 9.1% |
| Pinnacle Bank | 19 | 7.000% | $375,000 | 19.2% |
| American Security Mortgage Corp. | 19 | 6.000% | $495,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 19 | 6.500% | $455,000 | 0.0% |
| Citizens Bank, National Association | 18 | 7.150% | $205,000 | 17.4% |
| NEWREZ LLC | 17 | 6.125% | $295,000 | 25.0% |
| KBHS HOME LOANS, LLC | 17 | 6.125% | $355,000 | 5.6% |
| Towne Bank | 17 | 6.625% | $415,000 | 5.6% |
| T2 FINANCIAL LLC | 17 | 6.750% | $535,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 16 | 6.990% | $225,000 | 15.0% |
| THE LOAN STORE, INC. | 14 | 6.625% | $295,000 | 15.0% |
| Ameris Bank | 14 | 6.875% | $450,000 | 0.0% |
| Broker Solutions, Inc. | 13 | 6.740% | $405,000 | 13.3% |
| U.S. Bank National Association | 13 | 6.250% | $345,000 | 40.9% |
| Kiavi Funding, Inc. | 13 | 9.950% | $315,000 | 13.3% |
| Mortgage Research Center, LLC | 12 | 5.990% | $455,000 | 38.1% |
| AmeriSave Mortgage Corporation | 12 | 7.813% | $125,000 | 57.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.188% | $425,000 | 13.3% |
| General Mortgage Capital Corporation | 12 | 6.370% | $395,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 11 | 7.125% | $235,000 | 36.8% |
| Roxboro Savings Bank SSB | 11 | Not published | $405,000 | 0.0% |
| SPRING EQ, LLC | 10 | 9.163% | $105,000 | 62.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 6.658% | $180,000 | 9.1% |
| GUARANTEED RATE, INC. | 10 | 6.425% | $585,000 | 8.3% |
| Third Federal Savings and Loan Association of Cleveland | 10 | 6.990% | $115,000 | 21.4% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 37.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 35.3% |
| First Heritage Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 46.7% |
| The Central Trust Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 8 | Under 10 loans | Under 10 loans | 10.0% |
| 254900YZ174H294JW398 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Atlantic Union Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 40.0% |
| DUKE UNIVERSITY FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 30.0% |
| Regions Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| EMM LOANS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Towne Mortgage of the Carolinas, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Baxter Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 5 | Under 10 loans | Under 10 loans | 3.9% |
| FIGURE LENDING LLC | 5 | Under 10 loans | Under 10 loans | 43.8% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LOCAL GOVERNMENT | 5 | Under 10 loans | Under 10 loans | 54.6% |
| Lendage, LLC | 5 | Under 10 loans | Under 10 loans | 25.0% |
| PRINCETON MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SouthState Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GUILD MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Wolfe Financial, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LATINO COMMUNITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GoPrime Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 55.6% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 57.1% |
| GoodLeap, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| North State Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Southern First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| R T P Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 88.5% |
| 21st Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 66.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 40.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 71.4% |
| TD Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CMG MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HomeTrust Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EQUITY RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SFMC, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SKYLA FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AgCarolina Farm Credit, FLCA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VICTORIAN FINANCE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AHL FUNDING | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SKYLINE NATIONAL BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LANGLEY Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings and Loan Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Aurora Financial, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Carter Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 254900M2C4Q6DATP2889 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 33.3% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| 984500FAD1FB7FEGTE82 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED PREMIER FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 144 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Orange County
26 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 4 | $856.7 million |
| Wells Fargo Bank, National Association | 4 | $788.0 million |
| Bank of America, National Association | 3 | $828.6 million |
| Fifth Third Bank, National Association | 3 | $269.1 million |
| First Horizon Bank | 3 | $258.0 million |
| JPMorgan Chase Bank, National Association | 3 | $205.6 million |
| PNC Bank, National Association | 2 | $204.0 million |
| First-Citizens Bank & Trust Company | 1 | $141.9 million |
| First National Bank of Pennsylvania | 1 | $94.9 million |
| Pinnacle Bank | 1 | $70.3 million |
| Woodforest National Bank | 1 | $5.4 million |
Get told when this changes
When the next year’s lending figures are out for Orange County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.