Mortgage lenders in DeKalb County
14,488 mortgages were made in DeKalb County, Georgia, in 2025, by 586 lenders. The median rate their borrowers got was 6.625% on a median loan of $255,000. Of 21,144 decisions, 5,783 were denials — 27.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 1,167 | 6.625% | $215,000 | 22.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 958 | 6.440% | $295,000 | 21.7% |
| Ameris Bank | 595 | 6.490% | $335,000 | 8.0% |
| Truist Bank | 433 | 6.365% | $265,000 | 44.3% |
| BoxCar Mortgage, LLC | 363 | 6.490% | $425,000 | 0.8% |
| Bank of America, National Association | 325 | 6.240% | $205,000 | 48.8% |
| Navy Federal Credit Union | 304 | 7.950% | $115,000 | 44.7% |
| JPMorgan Chase Bank, National Association | 267 | 6.375% | $275,000 | 13.3% |
| GEORGIA UNITED | 258 | 7.500% | $75,000 | 43.1% |
| PENNYMAC LOAN SERVICES, LLC | 247 | 6.375% | $275,000 | 26.9% |
| DELTA COMMUNITY CREDIT UNION | 240 | 6.750% | $245,000 | 32.7% |
| Fairway Independent Mortgage Corporation | 217 | 6.750% | $375,000 | 6.5% |
| EVERETT FINANCIAL, INC. | 214 | 6.500% | $245,000 | 17.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 176 | 6.575% | $275,000 | 8.5% |
| Broker Solutions, Inc. | 171 | 6.750% | $235,000 | 23.8% |
| FREEDOM MORTGAGE CORPORATION | 169 | 6.250% | $275,000 | 19.3% |
| Loandepot.Com, LLC | 168 | 6.990% | $165,000 | 36.7% |
| Kiavi Funding, Inc. | 159 | 10.740% | $245,000 | 13.7% |
| NEWREZ LLC | 157 | 6.625% | $205,000 | 51.1% |
| NATIONSTAR MORTGAGE LLC | 152 | 7.750% | $125,000 | 18.1% |
| Associated Credit Union | 140 | 7.250% | $105,000 | 15.1% |
| Wells Fargo Bank, National Association | 136 | 6.375% | $245,000 | 32.3% |
| SouthState Bank, National Association | 135 | 6.500% | $315,000 | 13.2% |
| SHELTER HOME MORTGAGE, LLC | 122 | 6.625% | $365,000 | 7.6% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 122 | 6.500% | $455,000 | 3.9% |
| GEORGIA'S OWN | 119 | 7.250% | $95,000 | 45.2% |
| Mortgage Research Center, LLC | 119 | 6.250% | $285,000 | 37.6% |
| GUILD MORTGAGE COMPANY | 119 | 6.000% | $245,000 | 7.5% |
| MOVEMENT MORTGAGE, LLC | 115 | 6.562% | $325,000 | 7.0% |
| First Option Mortgage, LLC | 113 | 6.933% | $255,000 | 3.1% |
| DHI MORTGAGE COMPANY, LTD. | 112 | 4.813% | $350,000 | 29.0% |
| ZILLOW HOME LOANS, LLC | 112 | 6.375% | $265,000 | 12.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 110 | 6.000% | $235,000 | 3.5% |
| Regions Bank | 105 | 5.875% | $255,000 | 42.9% |
| GUARANTEED RATE, INC. | 99 | 6.550% | $315,000 | 8.8% |
| PNC Bank, National Association | 96 | 7.245% | $120,000 | 40.8% |
| CANOPY MORTGAGE, LLC | 95 | 6.375% | $345,000 | 5.9% |
| FIGURE LENDING LLC | 90 | 8.650% | $70,000 | 30.9% |
| Fifth Third Bank, National Association | 88 | 6.863% | $305,000 | 35.7% |
| Synovus Bank | 88 | 7.800% | $295,000 | 19.3% |
| Renasant Bank | 87 | 5.875% | $245,000 | 16.4% |
| GUARANTEED RATE AFFINITY, LLC | 85 | 6.575% | $245,000 | 14.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 79 | 6.375% | $425,000 | 0.0% |
| SPRING EQ, LLC | 77 | 9.800% | $75,000 | 66.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 75 | 6.990% | $285,000 | 15.7% |
| Prosperity Home Mortgage, LLC | 75 | 6.375% | $315,000 | 18.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 75 | 6.490% | $285,000 | 10.6% |
| Paramount Residential Mortgage Group, Inc. | 74 | 6.500% | $265,000 | 3.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 72 | 6.625% | $245,000 | 24.0% |
| AmeriSave Mortgage Corporation | 70 | 8.063% | $100,000 | 77.9% |
| Onward Home Mortgage, LLC | 70 | 6.495% | $385,000 | 6.6% |
| First Horizon Bank | 67 | 6.625% | $525,000 | 6.6% |
| United Community Bank | 65 | 6.500% | $235,000 | 35.9% |
| KIND LENDING, LLC | 64 | 6.625% | $375,000 | 30.4% |
| Third Federal Savings and Loan Association of Cleveland | 64 | 6.990% | $155,000 | 34.3% |
| AMERICAN FINANCING CORPORATION | 61 | 5.875% | $175,000 | 69.9% |
| Citizens Bank, National Association | 61 | 7.900% | $205,000 | 30.2% |
| THE LOAN STORE, INC. | 61 | 6.875% | $245,000 | 21.1% |
| U.S. Bank National Association | 55 | 7.625% | $255,000 | 45.5% |
| LOWER, LLC | 55 | 6.250% | $255,000 | 23.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 54 | 6.563% | $190,000 | 61.4% |
| BETTER MORTGAGE CORPORATION | 54 | 8.313% | $245,000 | 47.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 54 | 10.473% | $125,000 | 23.9% |
| First Federal Bank | 54 | 6.625% | $575,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 52 | 7.683% | $100,000 | 25.7% |
| GoodLeap, LLC | 52 | 6.563% | $110,000 | 33.7% |
| CDC FEDERAL CREDIT UNION | 51 | 7.500% | $95,000 | 12.1% |
| CHAMPIONS FUNDING, LLC | 50 | 7.875% | $250,000 | 15.3% |
| Easy Street Capital, LLC | 50 | 9.900% | $210,000 | 0.0% |
| US MORTGAGE CORPORATION | 47 | 6.500% | $295,000 | 10.9% |
| ACOPIA, LLC | 46 | 5.875% | $230,000 | 9.0% |
| INSPIRE HOME LOANS INC. | 46 | 4.875% | $385,000 | 8.9% |
| ICE LENDER HOLDINGS LLC | 46 | 7.125% | $175,000 | 6.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 45 | 5.750% | $315,000 | 34.9% |
| Morgan Stanley Private Bank, National Association | 44 | 5.850% | $610,000 | 0.0% |
| MORTGAGE ASSURANCE, INC. | 44 | 6.250% | $395,000 | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 42 | 6.500% | $230,000 | 10.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 39 | 6.625% | $285,000 | 29.1% |
| NexBank | 39 | 6.500% | $395,000 | 15.2% |
| Equity Prime Mortgage LLC | 38 | 6.625% | $255,000 | 24.5% |
| Loan Funder LLC | 38 | 9.990% | $230,000 | 32.1% |
| A&D Mortgage LLC | 38 | 6.495% | $440,000 | 7.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 38 | 6.375% | $285,000 | 7.0% |
| STOCKTON MORTGAGE CORPORATION | 38 | 6.125% | $425,000 | 0.0% |
| Coastal Community Bank | 37 | 9.990% | $55,000 | 0.0% |
| Taylor Morrison Home Funding, Inc. | 36 | 4.990% | $385,000 | 16.3% |
| Cadence Bank | 35 | 7.125% | $245,000 | 23.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 34 | 6.813% | $215,000 | 14.0% |
| LENNAR MORTGAGE, LLC | 34 | 5.063% | $385,000 | 0.0% |
| OCMBC, INC. | 33 | 7.125% | $215,000 | 17.9% |
| ALLIANT CREDIT UNION | 33 | 7.750% | $215,000 | 38.2% |
| PLANET HOME LENDING, LLC | 33 | 5.990% | $275,000 | 31.3% |
| East West Bank | 32 | 6.000% | $210,000 | 18.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 32 | 6.813% | $350,000 | 10.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 31 | 6.500% | $495,000 | 8.6% |
| PLAZA HOME MORTGAGE, INC. | 30 | 6.500% | $245,000 | 34.8% |
| Capital City Home Loans, LLC | 30 | 6.625% | $395,000 | 6.3% |
| Click n' Close, Inc. | 29 | 7.000% | $215,000 | 16.2% |
| Pinnacle Bank | 29 | 6.250% | $105,000 | 27.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 29 | 6.625% | $285,000 | 8.8% |
| ATLANTA POSTAL | 28 | 8.000% | $120,000 | 43.3% |
| LoanUnited.com, LLC | 28 | 6.250% | $270,000 | 9.7% |
| Bethpage Federal Credit Union | 28 | 6.490% | $155,000 | 30.0% |
| DEEPHAVEN MORTGAGE LLC | 28 | 7.188% | $255,000 | 31.8% |
| UNION HOME MORTGAGE CORP. | 28 | 6.438% | $375,000 | 20.0% |
| Discover Bank | 27 | 8.950% | $65,000 | 82.2% |
| CMG MORTGAGE, INC. | 27 | 6.188% | $295,000 | 11.9% |
| CREDIT UNION 1 | 27 | 5.990% | $65,000 | 22.9% |
| Citadel Servicing Corporation | 27 | 7.750% | $265,000 | 2.3% |
| AMWEST FUNDING CORP. | 26 | 6.750% | $260,000 | 3.7% |
| FBC MORTGAGE, LLC | 26 | 6.495% | $510,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 25 | 5.995% | $455,000 | 30.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 25 | 7.125% | $215,000 | 16.7% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 25 | 10.375% | $465,000 | 13.8% |
| PENTAGON FEDERAL CREDIT UNION | 24 | 7.500% | $205,000 | 62.5% |
| 254900M2C4Q6DATP2889 | 24 | 5.990% | $250,000 | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 24 | 6.250% | $285,000 | 14.3% |
| NBKC BANK | 24 | 6.125% | $435,000 | 22.6% |
| Southern First Bank | 24 | 7.000% | $480,000 | 7.7% |
| PHH Mortgage Corporation | 23 | 6.125% | $215,000 | 20.7% |
| Hometown Equity Mortgage, LLC | 23 | 7.125% | $245,000 | 52.8% |
| 254900CTT87ZKAUTIJ37 | 23 | 10.375% | $295,000 | 34.3% |
| BPL MORTGAGE TRUST, LLC | 23 | 7.250% | $185,000 | 18.0% |
| Flagstar Bank, N.A. | 23 | 6.500% | $385,000 | 35.1% |
| LIMA ONE CAPITAL, LLC | 23 | 9.950% | $225,000 | 20.7% |
| LAKEVIEW LOAN SERVICING, LLC | 22 | 8.500% | $55,000 | 73.1% |
| Presidential Bank, FSB | 22 | 6.188% | $225,000 | 8.0% |
| SWBC MORTGAGE CORPORATION | 22 | 5.995% | $285,000 | 8.0% |
| Luminate Bank | 21 | 6.875% | $285,000 | 0.0% |
| Northpointe Bank | 21 | 6.490% | $575,000 | 8.7% |
| NFM, INC. | 21 | 6.250% | $255,000 | 4.6% |
| SUCCESS MORTGAGE PARTNERS, INC. | 21 | 6.625% | $385,000 | 4.6% |
| MILEND, INC. | 20 | 5.990% | $255,000 | 31.3% |
| Lendage, LLC | 20 | 11.500% | $60,000 | 25.8% |
| NVR Mortgage Finance, Inc. | 19 | 6.250% | $345,000 | 55.8% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 19 | 10.365% | $165,000 | 16.7% |
| Cornerstone First Mortgage, Inc | 19 | 6.490% | $255,000 | 17.4% |
| CREDIT UNION OF GEORGIA | 19 | 7.000% | $95,000 | 30.0% |
| United Trust Bank | 19 | 6.375% | $475,000 | 0.0% |
| General Mortgage Capital Corporation | 19 | 6.875% | $235,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 18 | 6.740% | $260,000 | 65.6% |
| The Federal Savings Bank | 18 | 6.563% | $275,000 | 35.7% |
| USAA Federal Savings Bank | 18 | 6.438% | $285,000 | 40.6% |
| AMERICAN HERITAGE LENDING, LLC | 18 | 7.375% | $145,000 | 26.9% |
| Bank OZK | 18 | 5.990% | $265,000 | 52.5% |
| Plains Commerce Bank | 18 | 6.433% | $355,000 | 14.3% |
| First-Citizens Bank & Trust Company | 18 | 6.250% | $255,000 | 22.2% |
| Tomo Mortgage, LLC | 17 | 6.125% | $375,000 | 5.6% |
| HOMEXPRESS MORTGAGE CORP. | 17 | 7.875% | $195,000 | 53.8% |
| NEXERA HOLDING LLC | 17 | 7.500% | $335,000 | 15.0% |
| GENEVA FINANCIAL, LLC | 17 | 6.500% | $195,000 | 10.5% |
| SANCTUARY HOME MORTGAGE LLC | 17 | 6.625% | $555,000 | 0.0% |
| FAIR WAY LENDING LLC | 17 | 6.750% | $275,000 | 0.0% |
| LENDINGONE, LLC | 16 | 7.185% | $235,000 | 64.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 16 | 7.188% | $325,000 | 17.4% |
| SUMMIT FUNDING, INC. | 16 | 6.688% | $245,000 | 15.8% |
| TOLL BROTHERS MORTGAGE COMPANY | 16 | 6.308% | $370,000 | 18.5% |
| Citibank, National Association | 16 | 6.063% | $575,000 | 20.0% |
| CLEAREDGE LENDING LLC | 16 | 7.563% | $235,000 | 36.0% |
| FirstBank | 16 | 6.750% | $520,000 | 0.0% |
| TOP FLITE FINANCIAL, INC. | 15 | 6.750% | $225,000 | 28.6% |
| CALCON MUTUAL MORTGAGE LLC | 15 | 6.990% | $225,000 | 28.6% |
| First National Bank of America | 15 | 8.750% | $275,000 | 21.1% |
| ALAMEDA MORTGAGE CORPORATION | 15 | 6.500% | $225,000 | 0.0% |
| Liberty | 15 | 7.000% | $265,000 | 0.0% |
| Charles Schwab Bank, SSB | 15 | 5.875% | $685,000 | 0.0% |
| PULTE MORTGAGE LLC | 14 | 5.990% | $530,000 | 11.8% |
| Valon Mortgage, Inc. | 14 | 7.650% | $55,000 | 19.1% |
| SOUTH RIVER MORTGAGE, LLC | 13 | 8.995% | $165,000 | 7.1% |
| Assurance Financial Group, L.L.C. | 13 | 6.875% | $435,000 | 0.0% |
| T2 FINANCIAL LLC | 13 | 6.875% | $325,000 | 0.0% |
| LGE COMMUNITY CREDIT UNION | 13 | Not published | $225,000 | 13.3% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 13 | 6.000% | $235,000 | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 12 | 10.500% | $240,000 | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 12 | 6.250% | $130,000 | 7.7% |
| ROYAL UNITED MORTGAGE LLC | 12 | 7.125% | $80,000 | 36.8% |
| LEADERONE FINANCIAL CORPORATION | 12 | 6.625% | $335,000 | 20.0% |
| ITHINK FINANCIAL Credit Union | 12 | 8.000% | $105,000 | 33.3% |
| JMAC LENDING, INC. | 12 | 6.995% | $260,000 | 14.3% |
| CREDIT UNION FINANCIAL SERVICES, LLC | 12 | 5.813% | $195,000 | 7.7% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 11 | 6.500% | $225,000 | 35.3% |
| PANORAMA MORTGAGE GROUP, LLC | 11 | 6.990% | $255,000 | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 11 | 7.625% | $195,000 | 30.0% |
| FIRST COLONY MORTGAGE CORPORATION | 11 | 7.250% | $225,000 | 7.1% |
| UBS Bank USA | 11 | 5.625% | $885,000 | 8.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.750% | $285,000 | 23.1% |
| Commerce Home Mortgage, Inc. | 10 | 7.563% | $200,000 | 37.5% |
| PEACH STATE FEDERAL CREDIT UNION | 10 | 6.750% | $95,000 | 52.4% |
| United Bank | 10 | 4.490% | $275,000 | 35.3% |
| BAY EQUITY LLC | 10 | 6.433% | $405,000 | 9.1% |
| CONVENTUS LLC | 10 | 10.745% | $240,000 | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 10 | 9.995% | $635,000 | 31.3% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 10 | 5.875% | $165,000 | 23.1% |
| RELIANCE FIRST CAPITAL, LLC | 10 | 6.250% | $220,000 | 0.0% |
| 212 LOANS, LLC. | 10 | 11.990% | $260,000 | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 18.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| ENVOY MORTGAGE, LTD | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NQM FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 16.7% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 386 lenders each made 9 or fewer mortgages here, and are counted in the totals above.
Bank branches in DeKalb County
112 FDIC-insured branches from 24 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 19 | $2.0 billion |
| Wells Fargo Bank, National Association | 18 | $3.8 billion |
| JPMorgan Chase Bank, National Association | 16 | $1.4 billion |
| Bank of America, National Association | 15 | $3.4 billion |
| PNC Bank, National Association | 7 | $333.2 million |
| Ameris Bank | 5 | $1.1 billion |
| Regions Bank | 4 | $216.1 million |
| Fifth Third Bank, National Association | 3 | $195.0 million |
| Metro City Bank | 2 | $1.4 billion |
| Pinnacle Bank | 2 | $339.6 million |
| United Bank | 2 | $179.5 million |
| First-Citizens Bank & Trust Company | 2 | $170.5 million |
| Bank OZK | 2 | $144.4 million |
| SouthState Bank, National Association | 2 | $124.4 million |
| First Horizon Bank | 2 | $104.1 million |
| Citizens Trust Bank | 2 | $91.5 million |
| Woodforest National Bank | 2 | $4.2 million |
| East West Bank | 1 | $408.7 million |
| Georgia Banking Company | 1 | $241.5 million |
| PromiseOne Bank | 1 | $120.1 million |
| United Community Bank | 1 | $89.8 million |
| Wallis Bank | 1 | $77.9 million |
| Renasant Bank | 1 | $45.3 million |
| Beal Bank USA | 1 | $15.1 million |
Closed since the 2025 survey
5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- First IC Bank, 5593 Buford Hwy Ne, Doraville
- JPMorgan Chase Bank, National Association, 2491 Village Creek Lndg Se, Atlanta
- Synovus Bank, 5100 Lavista Rd, Tucker
- Synovus Bank, 5506 Chamblee Dunwoody Rd, Atlanta
- Tandem Bank, 2356 Main St, Tucker
Get told when this changes
When the next year’s lending figures are out for DeKalb County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.