Mortgage lenders in Thurston County
7,770 mortgages were made in Thurston County, Washington, in 2025, by 363 lenders. The median rate their borrowers got was 6.625% on a median loan of $365,000. Of 10,265 decisions, 2,019 were denials — 19.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 687 | 7.240% | $105,000 | 36.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 545 | 6.000% | $465,000 | 11.8% |
| GUILD MORTGAGE COMPANY | 537 | 6.500% | $435,000 | 3.2% |
| Rocket Mortgage, LLC | 525 | 6.625% | $315,000 | 16.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 286 | 6.575% | $465,000 | 2.7% |
| TWINSTAR | 283 | 7.500% | $105,000 | 31.0% |
| MOVEMENT MORTGAGE, LLC | 276 | 6.562% | $415,000 | 2.5% |
| O Bee Credit Union | 238 | 8.000% | $140,000 | 15.5% |
| Boeing Employees Credit Union | 224 | 6.490% | $105,000 | 27.7% |
| NEWREZ LLC | 211 | 6.125% | $465,000 | 16.4% |
| CMG MORTGAGE, INC. | 151 | 6.500% | $455,000 | 2.3% |
| Mortgage Research Center, LLC | 149 | 6.125% | $475,000 | 23.9% |
| Navy Federal Credit Union | 149 | 7.750% | $155,000 | 33.2% |
| PENNYMAC LOAN SERVICES, LLC | 139 | 6.375% | $395,000 | 12.6% |
| Olympia Federal Savings & Loan Association | 131 | 6.250% | $345,000 | 12.9% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 123 | 6.750% | $405,000 | 1.6% |
| FREEDOM MORTGAGE CORPORATION | 120 | 5.813% | $460,000 | 14.0% |
| Fairway Independent Mortgage Corporation | 116 | 6.625% | $425,000 | 4.0% |
| DHI MORTGAGE COMPANY, LTD. | 95 | 4.750% | $495,000 | 11.1% |
| GUARANTEED RATE, INC. | 86 | 6.250% | $450,000 | 5.3% |
| Bank of America, National Association | 79 | 6.240% | $155,000 | 35.4% |
| NATIONSTAR MORTGAGE LLC | 74 | 8.500% | $115,000 | 14.6% |
| THE LOAN STORE, INC. | 73 | 6.625% | $385,000 | 11.5% |
| Paramount Residential Mortgage Group, Inc. | 66 | 6.375% | $465,000 | 1.5% |
| Broker Solutions, Inc. | 62 | 6.750% | $350,000 | 12.5% |
| Loandepot.Com, LLC | 62 | 7.750% | $185,000 | 31.2% |
| MLD MORTGAGE INC. | 56 | 6.125% | $410,000 | 0.0% |
| U.S. Bank National Association | 54 | 6.625% | $270,000 | 35.7% |
| SPRING EQ, LLC | 52 | 8.613% | $100,000 | 59.6% |
| JPMorgan Chase Bank, National Association | 51 | 6.375% | $430,000 | 5.5% |
| 1st Security Bank of Washington | 47 | 6.750% | $445,000 | 11.1% |
| Umpqua Bank | 45 | 8.250% | $255,000 | 14.5% |
| Eastside Funding LLC | 44 | 12.000% | $205,000 | 0.0% |
| Sound Credit Union | 43 | 6.750% | $145,000 | 30.2% |
| AMERICA'S CREDIT UNION, A | 40 | 7.125% | $155,000 | 4.6% |
| Cornerstone First Mortgage, Inc | 39 | 6.490% | $425,000 | 2.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 38 | 6.313% | $385,000 | 16.0% |
| BAY EQUITY LLC | 38 | 6.490% | $400,000 | 2.6% |
| KeyBank National Association | 36 | 7.125% | $165,000 | 36.2% |
| FIGURE LENDING LLC | 35 | 10.500% | $95,000 | 35.7% |
| TRIAD FINANCIAL SERVICES, INC. | 35 | 8.730% | $95,000 | 31.4% |
| Timberland Bank | 35 | 6.875% | $480,000 | 2.7% |
| PLANET HOME LENDING, LLC | 35 | 6.125% | $455,000 | 7.9% |
| Luminate Bank | 32 | 6.625% | $485,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 31 | 6.625% | $275,000 | 46.7% |
| Heritage Bank | 30 | 7.740% | $240,000 | 35.4% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 30 | 6.375% | $375,000 | 6.3% |
| USAA Federal Savings Bank | 29 | 6.125% | $455,000 | 35.6% |
| Wells Fargo Bank, National Association | 29 | 6.500% | $305,000 | 9.1% |
| HARBORSTONE | 28 | 7.750% | $105,000 | 28.3% |
| KIND LENDING, LLC | 28 | 6.625% | $465,000 | 33.3% |
| HomeStreet Bank | 28 | 7.750% | $350,000 | 12.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 25 | 7.374% | $115,000 | 16.1% |
| Coastal Community Bank | 24 | 9.865% | $65,000 | 2.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 24 | 6.625% | $400,000 | 0.0% |
| Taylor Morrison Home Funding, Inc. | 23 | 6.125% | $405,000 | 4.2% |
| CARRINGTON MORTGAGE SERVICES, LLC | 22 | 6.313% | $245,000 | 50.0% |
| INSPIRE HOME LOANS INC. | 22 | 6.063% | $555,000 | 3.5% |
| ALLIANT CREDIT UNION | 21 | 8.000% | $165,000 | 25.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 21 | 6.490% | $495,000 | 4.6% |
| AmeriSave Mortgage Corporation | 20 | 6.500% | $305,000 | 73.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 20 | 6.813% | $445,000 | 13.0% |
| LENNAR MORTGAGE, LLC | 20 | 3.990% | $485,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 19 | 6.500% | $405,000 | 5.0% |
| Lendage, LLC | 18 | 11.125% | $75,000 | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | 17 | 6.375% | $405,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 17 | 6.500% | $495,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 17 | 6.500% | $445,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 16 | 5.750% | $505,000 | 28.6% |
| PENTAGON FEDERAL CREDIT UNION | 16 | 7.688% | $155,000 | 27.3% |
| NATIONS DIRECT MORTGAGE, LLC | 16 | 6.375% | $430,000 | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 16 | 6.125% | $245,000 | 5.9% |
| NBKC BANK | 15 | 6.625% | $405,000 | 11.8% |
| CORNERSTONE CAPITAL BANK, SSB | 15 | 6.875% | $575,000 | 0.0% |
| LoanUnited.com, LLC | 14 | 5.688% | $510,000 | 6.7% |
| Third Federal Savings and Loan Association of Cleveland | 14 | 6.990% | $120,000 | 30.0% |
| GESA | 14 | 7.625% | $160,000 | 22.2% |
| T2 FINANCIAL LLC | 14 | 6.625% | $445,000 | 6.7% |
| The Federal Savings Bank | 13 | 6.250% | $445,000 | 25.0% |
| Sound Community Bank | 13 | 8.750% | $85,000 | 31.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 13 | 9.970% | $255,000 | 23.5% |
| UNION HOME MORTGAGE CORP. | 13 | 6.500% | $415,000 | 13.3% |
| Banner Bank | 12 | 7.370% | $130,000 | 44.0% |
| Global Federal Credit Union | 12 | 6.313% | $330,000 | 40.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 5.375% | $485,000 | 33.3% |
| LEADERONE FINANCIAL CORPORATION | 12 | 6.625% | $445,000 | 7.7% |
| PHH Mortgage Corporation | 11 | 5.990% | $385,000 | 8.3% |
| RESICENTRAL, LLC | 11 | 6.490% | $445,000 | 7.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 11 | 6.990% | $325,000 | 7.7% |
| Discover Bank | 10 | 8.455% | $90,000 | 71.4% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 10 | 8.550% | $115,000 | 50.0% |
| LOWER, LLC | 10 | 6.250% | $340,000 | 23.1% |
| PLAZA HOME MORTGAGE, INC. | 10 | 7.063% | $255,000 | 52.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 10 | 6.370% | $420,000 | 20.0% |
| PNC Bank, National Association | 10 | 5.990% | $135,000 | 9.1% |
| QUALSTAR CREDIT UNION | 10 | 7.615% | $105,000 | 28.6% |
| ZILLOW HOME LOANS, LLC | 10 | 6.375% | $440,000 | 9.1% |
| Plains Commerce Bank | 10 | 6.313% | $445,000 | 28.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.813% | $405,000 | 9.1% |
| Kiavi Funding, Inc. | 10 | 9.950% | $365,000 | 16.7% |
| SUMMIT FUNDING, INC. | 10 | 6.750% | $425,000 | 0.0% |
| OriginPoint, LLC | 10 | 6.438% | $440,000 | 9.1% |
| NEXERA HOLDING LLC | 10 | 7.000% | $315,000 | 0.0% |
| GoodLeap, LLC | 9 | Under 10 loans | Under 10 loans | 19.1% |
| QUORUM FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 14.3% |
| Armed Forces Bank, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| HOMEXPRESS MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| PRIORITY HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 8 | Under 10 loans | Under 10 loans | 10.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 60.0% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| KITSAP Credit Union | 7 | Under 10 loans | Under 10 loans | 33.3% |
| JMAC LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 58.8% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 66.7% |
| WHATCOM EDUCATIONAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Synergy One Lending, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RED CANOE CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 5493009QB0KBU5M6NP90 | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TAPCO Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Mechanics Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SPOKANE TEACHERS | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SCENIC OAKS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 55.6% |
| INTELLILOAN, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Strong Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Washington Trust Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| iQ Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Huntington National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 5493004T38NMC864VL66 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 72.7% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 70.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 37.5% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| ONPOINT COMMUNITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 33.3% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| ML Mortgage Corp. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BMO Bank National Association | 3 | Under 10 loans | Under 10 loans | 50.0% |
| MORIA DEVELOPMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIBRE | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Sunflower Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AAA CAPITAL INVESTMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FUNDLOANS CAPITAL | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTORS MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| IDAHO CENTRAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Unitus Community Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ABL RPC Residential Credit Acquisition LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Rivermark Community | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GO MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 163 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Thurston County
47 FDIC-insured branches from 15 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Olympia Federal Savings and Loan Association | 7 | $652.3 million |
| Timberland Bank | 6 | $571.9 million |
| KeyBank National Association | 6 | $426.1 million |
| Columbia Bank | 5 | $423.2 million |
| Heritage Bank | 4 | $699.7 million |
| Bank of America, National Association | 3 | $622.0 million |
| Wells Fargo Bank, National Association | 3 | $514.8 million |
| JPMorgan Chase Bank, National Association | 3 | $503.9 million |
| U.S. Bank National Association | 2 | $319.9 million |
| 1st Security Bank of Washington | 2 | $120.8 million |
| WaFd Bank | 2 | $65.0 million |
| Commencement Bank | 1 | $199.5 million |
| First-Citizens Bank & Trust Company | 1 | $153.7 million |
| Mechanics Bank | 1 | $61.3 million |
| Bank of the Pacific | 1 | $1.4 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- HomeStreet Bank, 810 Sleater Kinney Rd Se, Ste B, Lacey
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.