Mortgage lenders in Boulder County
6,821 mortgages were made in Boulder County, Colorado, in 2025, by 427 lenders. The median rate their borrowers got was 6.625% on a median loan of $415,000. Of 8,544 decisions, 1,317 were denials — 15.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| ELEVATIONS | 1,092 | 7.240% | $255,000 | 11.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 715 | 6.453% | $515,000 | 5.3% |
| Rocket Mortgage, LLC | 291 | 6.625% | $395,000 | 14.2% |
| GUILD MORTGAGE COMPANY | 209 | 6.624% | $465,000 | 5.2% |
| CMG MORTGAGE, INC. | 204 | 6.500% | $535,000 | 4.2% |
| FirstBank | 197 | 7.000% | $355,000 | 20.2% |
| JPMorgan Chase Bank, National Association | 149 | 6.375% | $565,000 | 11.4% |
| PREMIER MEMBERS CREDIT UNION | 146 | 8.000% | $105,000 | 12.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 132 | 6.575% | $505,000 | 2.2% |
| PENNYMAC LOAN SERVICES, LLC | 130 | 6.433% | $610,000 | 13.7% |
| ENT Credit Union | 104 | 7.500% | $225,000 | 14.6% |
| Zions Bancorporation, N.A. | 87 | 7.750% | $355,000 | 27.0% |
| BELLCO CREDIT UNION | 86 | 8.000% | $160,000 | 34.3% |
| Bank of America, National Association | 75 | 5.875% | $415,000 | 34.5% |
| U.S. Bank National Association | 70 | 8.200% | $210,000 | 37.4% |
| Fairway Independent Mortgage Corporation | 68 | 6.490% | $555,000 | 4.2% |
| HOMEAMERICAN MORTGAGE CORPORATION | 67 | 4.500% | $505,000 | 8.2% |
| TOLL BROTHERS MORTGAGE COMPANY | 65 | 5.990% | $545,000 | 4.8% |
| SWBC MORTGAGE CORPORATION | 63 | 6.625% | $685,000 | 1.5% |
| INSPIRE HOME LOANS INC. | 63 | 4.875% | $695,000 | 5.7% |
| THE LOAN STORE, INC. | 62 | 6.490% | $425,000 | 4.4% |
| CANVAS CREDIT UNION | 55 | 7.890% | $205,000 | 16.4% |
| Morgan Stanley Private Bank, National Association | 53 | 5.950% | $915,000 | 1.8% |
| NEWREZ LLC | 49 | 6.500% | $335,000 | 30.1% |
| JET HOMELOANS, LP | 45 | 5.990% | $465,000 | 4.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 44 | 6.313% | $595,000 | 4.1% |
| GUARANTEED RATE, INC. | 43 | 6.625% | $455,000 | 4.4% |
| BMO Bank National Association | 42 | 8.440% | $205,000 | 35.4% |
| Synergy One Lending, Inc. | 42 | 6.625% | $555,000 | 4.6% |
| Wells Fargo Bank, National Association | 41 | 6.125% | $805,000 | 14.6% |
| LOWER, LLC | 41 | 6.625% | $555,000 | 12.8% |
| Charles Schwab Bank, SSB | 40 | 5.475% | $895,000 | 2.4% |
| Navy Federal Credit Union | 39 | 7.500% | $225,000 | 20.0% |
| First National Bank of Omaha | 38 | 7.150% | $215,000 | 33.3% |
| Loandepot.Com, LLC | 36 | 6.375% | $240,000 | 17.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 36 | 6.125% | $560,000 | 2.6% |
| PNC Bank, National Association | 35 | 7.690% | $275,000 | 40.6% |
| 254900RNV63A0TIZNK90 | 35 | 6.875% | $535,000 | 4.9% |
| Climb Credit Union | 35 | 7.200% | $215,000 | 2.8% |
| The Huntington National Bank | 34 | 6.745% | $560,000 | 35.1% |
| BOKF, National Association | 34 | 6.250% | $275,000 | 20.9% |
| Bank of Colorado | 34 | 6.863% | $515,000 | 10.0% |
| Kiavi Funding, Inc. | 34 | 10.200% | $525,000 | 2.9% |
| Blue Federal Credit Union | 33 | 6.990% | $105,000 | 20.9% |
| Commerce Home Mortgage, Inc. | 33 | 6.990% | $585,000 | 5.7% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 32 | 6.990% | $155,000 | 10.8% |
| Alpine Bank | 31 | 7.440% | $325,000 | 13.5% |
| AMERICAN FINANCING CORPORATION | 30 | 6.313% | $315,000 | 51.8% |
| SPRING EQ, LLC | 30 | 8.200% | $105,000 | 61.7% |
| BETTER MORTGAGE CORPORATION | 30 | 6.625% | $400,000 | 34.8% |
| MOVEMENT MORTGAGE, LLC | 30 | 6.500% | $405,000 | 5.3% |
| Plains Commerce Bank | 30 | 6.563% | $545,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 29 | 6.500% | $585,000 | 3.3% |
| FREEDOM MORTGAGE CORPORATION | 26 | 6.313% | $520,000 | 15.8% |
| Third Federal Savings and Loan Association of Cleveland | 26 | 6.990% | $160,000 | 33.3% |
| ANB Bank | 26 | 6.125% | $105,000 | 7.1% |
| FIGURE LENDING LLC | 25 | 8.250% | $105,000 | 28.2% |
| Broker Solutions, Inc. | 24 | 6.813% | $365,000 | 18.8% |
| KIND LENDING, LLC | 24 | 6.875% | $735,000 | 29.4% |
| WESTERRA CREDIT UNION | 24 | 7.990% | $155,000 | 19.4% |
| KEYSTONE FUNDING, INC. | 24 | 6.490% | $490,000 | 0.0% |
| Mortgage Research Center, LLC | 23 | 6.125% | $405,000 | 17.9% |
| First Western Trust Bank | 23 | 6.125% | $435,000 | 4.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 21 | 6.500% | $505,000 | 4.6% |
| Coastal Community Bank | 20 | 9.115% | $75,000 | 1.6% |
| ALLIANT CREDIT UNION | 20 | 7.750% | $250,000 | 19.2% |
| V.I.P. MORTGAGE, INC. | 19 | 6.500% | $575,000 | 0.0% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 18 | 7.250% | $180,000 | 21.7% |
| NATIONSTAR MORTGAGE LLC | 18 | 8.438% | $125,000 | 18.2% |
| SUMMIT FUNDING, INC. | 18 | 6.990% | $425,000 | 9.5% |
| UMB Bank, National Association | 17 | 5.900% | $245,000 | 28.6% |
| Sierra Pacific Mortgage Company, Inc. | 16 | 6.563% | $605,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 15 | 6.940% | $355,000 | 34.8% |
| UBS Bank USA | 15 | 5.750% | $885,000 | 6.3% |
| ZILLOW HOME LOANS, LLC | 15 | 6.500% | $405,000 | 0.0% |
| MidFirst Bank | 15 | 6.125% | $275,000 | 5.9% |
| KeyBank National Association | 15 | 7.750% | $305,000 | 21.1% |
| CALCON MUTUAL MORTGAGE LLC | 15 | 6.375% | $355,000 | 5.9% |
| LONGBRIDGE FINANCIAL, LLC | 15 | 6.250% | $445,000 | 0.0% |
| CREDIT UNION OF DENVER | 14 | 7.000% | $70,000 | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 14 | 7.625% | $210,000 | 30.0% |
| GUARANTEED RATE AFFINITY, LLC | 14 | 6.745% | $500,000 | 6.7% |
| RESICENTRAL, LLC | 14 | 6.188% | $465,000 | 5.6% |
| OriginPoint, LLC | 14 | 6.370% | $725,000 | 6.7% |
| CANOPY MORTGAGE, LLC | 14 | 6.625% | $535,000 | 6.7% |
| CORNERSTONE CAPITAL BANK, SSB | 13 | 6.625% | $385,000 | 0.0% |
| SouthState Bank, National Association | 12 | 7.750% | $200,000 | 36.4% |
| ALLIED MORTGAGE GROUP, INC. | 12 | 6.688% | $530,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 12 | 5.933% | $590,000 | 6.7% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 12 | 6.438% | $415,000 | 29.4% |
| Sunflower Bank, National Association | 12 | 6.188% | $480,000 | 7.7% |
| Citadel Servicing Corporation | 12 | 7.375% | $310,000 | 0.0% |
| AmeriSave Mortgage Corporation | 11 | 8.750% | $65,000 | 62.1% |
| COLORADO CREDIT UNION | 11 | 7.750% | $125,000 | 26.7% |
| FINANCE OF AMERICA REVERSE LLC | 11 | 6.500% | $305,000 | 13.3% |
| The Central Trust Bank | 11 | 6.875% | $415,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 11 | 7.999% | $495,000 | 21.4% |
| PLANET HOME LENDING, LLC | 11 | 6.125% | $445,000 | 8.3% |
| NMSI, INC. | 11 | 6.500% | $645,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 10 | 7.438% | $275,000 | 60.0% |
| Citibank, National Association | 10 | 6.000% | $905,000 | 33.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 10 | 6.688% | $495,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 10 | 6.188% | $455,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 38.9% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 18.2% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Loan Simple, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 9 | Under 10 loans | Under 10 loans | 10.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MEGASTAR FINANCIAL CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 78.4% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 75.0% |
| PARTNER COLORADO | 8 | Under 10 loans | Under 10 loans | 60.0% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Farmers Bank & Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 254900YZ174H294JW398 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| NFM, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHTECHLENDING INC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 41.7% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SELECT LENDING SERVICES LLC | 7 | Under 10 loans | Under 10 loans | 18.2% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 10.0% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NEXERA HOLDING LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BAY EQUITY LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Adams Bank & Trust | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 58.3% |
| Ixonia Bank | 5 | Under 10 loans | Under 10 loans | 14.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Academy Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Liberty | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RED ROCKS Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| American Liberty Mortgage, Incorporated | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Interstate Bank | 4 | Under 10 loans | Under 10 loans | 50.0% |
| DIGITAL | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| SOUTHERN LENDING SERVICES, LTD. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 42.9% |
| ALAMEDA MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| High Plains Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHEVRON Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| 254900M2C4Q6DATP2889 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCAP LENDING INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FBC MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OAKTREE FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 16.7% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 20.0% |
| NBH Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| High Country Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 227 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Boulder County
89 FDIC-insured branches from 32 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
8 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- FirstBank, 1270 S Hover St, Longmont
- FirstBank, 1707 Main St, Longmont
- FirstBank, 2835 Pearl St, Ste A, Boulder
- FirstBank, 4770 Baseline Rd, Ste 100, Boulder
- FirstBank, 500 S Mccaslin Blvd, Louisville
- InBank, 3223 Arapahoe Ave, Suite 102, Boulder
- JPMorgan Chase Bank, National Association, 2614 Main St, Longmont
- TBK BANK, SSB, 401 Coffman St, Longmont
Get told when this changes
When the next year’s lending figures are out for Boulder County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.