Mortgage lenders in Beaufort County
6,565 mortgages were made in Beaufort County, South Carolina, in 2025, by 527 lenders. The median rate their borrowers got was 6.625% on a median loan of $355,000. Of 8,910 decisions, 2,003 were denials — 22.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 413 | 6.750% | $255,000 | 16.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 316 | 6.250% | $375,000 | 14.7% |
| NORTHPOINT MORTGAGE, INC. | 310 | 6.625% | $415,000 | 1.6% |
| MOVEMENT MORTGAGE, LLC | 267 | 6.875% | $375,000 | 5.8% |
| SouthState Bank, National Association | 256 | 6.590% | $305,000 | 29.7% |
| TD Bank, National Association | 242 | 7.020% | $435,000 | 14.4% |
| Navy Federal Credit Union | 214 | 7.500% | $205,000 | 26.7% |
| Gateway First Bank | 189 | 6.500% | $355,000 | 8.3% |
| First-Citizens Bank & Trust Company | 152 | 6.000% | $305,000 | 26.1% |
| Bank of America, National Association | 134 | 6.063% | $205,000 | 36.7% |
| PULTE MORTGAGE LLC | 131 | 5.625% | $455,000 | 7.1% |
| CPM Federal Credit Union | 127 | 7.240% | $105,000 | 17.8% |
| Ameris Bank | 114 | 6.625% | $490,000 | 10.2% |
| Truist Bank | 97 | 6.400% | $245,000 | 41.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 95 | 9.540% | $165,000 | 72.5% |
| GUARANTEED RATE, INC. | 87 | 6.875% | $405,000 | 6.3% |
| Mortgage Research Center, LLC | 83 | 6.125% | $395,000 | 32.8% |
| EAST COAST CAPITAL CORP. | 83 | 6.875% | $375,000 | 3.5% |
| EMM LOANS LLC | 81 | 6.875% | $355,000 | 3.4% |
| PENNYMAC LOAN SERVICES, LLC | 75 | 6.375% | $325,000 | 19.4% |
| Wells Fargo Bank, National Association | 74 | 5.875% | $505,000 | 18.5% |
| UNION HOME MORTGAGE CORP. | 71 | 6.563% | $355,000 | 9.6% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 70 | 6.688% | $395,000 | 11.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 67 | 6.625% | $355,000 | 4.3% |
| NEWREZ LLC | 65 | 6.750% | $325,000 | 32.0% |
| Loandepot.Com, LLC | 64 | 6.813% | $220,000 | 24.7% |
| FREEDOM MORTGAGE CORPORATION | 63 | 6.250% | $355,000 | 12.6% |
| JPMorgan Chase Bank, National Association | 58 | 6.625% | $585,000 | 21.1% |
| T2 FINANCIAL LLC | 54 | 6.625% | $415,000 | 1.8% |
| PNC Bank, National Association | 53 | 7.270% | $215,000 | 34.2% |
| Regions Bank | 53 | 4.990% | $155,000 | 37.0% |
| GUILD MORTGAGE COMPANY | 53 | 6.625% | $375,000 | 1.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 53 | 6.625% | $365,000 | 10.0% |
| Coastal States Bank | 53 | Not published | $455,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 50 | 6.813% | $330,000 | 12.3% |
| Citizens Bank, National Association | 50 | 7.400% | $205,000 | 30.1% |
| CANOPY MORTGAGE, LLC | 50 | 5.990% | $390,000 | 0.0% |
| First Heritage Mortgage, LLC | 49 | 6.750% | $385,000 | 2.0% |
| United Community Bank | 47 | 6.500% | $205,000 | 26.5% |
| JET HOMELOANS, LP | 46 | 5.490% | $430,000 | 6.0% |
| Synovus Bank | 42 | 7.150% | $465,000 | 19.6% |
| EQUITY RESOURCES, INC. | 41 | 6.625% | $255,000 | 14.6% |
| NATIONSTAR MORTGAGE LLC | 39 | 6.750% | $295,000 | 17.7% |
| Fairway Independent Mortgage Corporation | 36 | 6.813% | $310,000 | 9.8% |
| CMG MORTGAGE, INC. | 35 | 6.750% | $305,000 | 7.7% |
| Fifth Third Bank, National Association | 30 | 6.875% | $215,000 | 28.9% |
| Morgan Stanley Private Bank, National Association | 30 | 5.790% | $740,000 | 6.1% |
| South Atlantic Bank | 29 | Not published | $505,000 | 6.5% |
| First National Bank of America | 28 | 9.000% | $310,000 | 0.0% |
| Charles Schwab Bank, SSB | 27 | 5.625% | $805,000 | 12.9% |
| BoxCar Mortgage, LLC | 27 | 6.250% | $375,000 | 0.0% |
| U.S. Bank National Association | 25 | 6.625% | $605,000 | 13.8% |
| 894500CFQPXSLHK0OK52 | 25 | 6.124% | $345,000 | 0.0% |
| Pinnacle Bank | 24 | 6.375% | $440,000 | 21.2% |
| Capital City Home Loans, LLC | 24 | 7.063% | $805,000 | 7.7% |
| Bethpage Federal Credit Union | 22 | 6.313% | $480,000 | 24.1% |
| Plains Commerce Bank | 22 | 6.625% | $365,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 21 | 6.250% | $345,000 | 54.9% |
| Broker Solutions, Inc. | 21 | 6.750% | $345,000 | 8.7% |
| AmeriSave Mortgage Corporation | 21 | 7.750% | $105,000 | 63.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 20 | 6.558% | $360,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 19 | 7.290% | $155,000 | 9.1% |
| A&D Mortgage LLC | 19 | 6.990% | $285,000 | 9.5% |
| SPRING EQ, LLC | 18 | 8.513% | $65,000 | 70.8% |
| THE LOAN STORE, INC. | 18 | 7.000% | $300,000 | 21.4% |
| GMFS LLC | 18 | 6.813% | $505,000 | 0.0% |
| FIGURE LENDING LLC | 17 | 10.500% | $105,000 | 47.1% |
| FINANCE OF AMERICA REVERSE LLC | 17 | 6.375% | $205,000 | 5.6% |
| INTERCOASTAL MORTGAGE, LLC | 16 | 6.813% | $410,000 | 0.0% |
| UBS Bank USA | 16 | 5.875% | $835,000 | 20.0% |
| PENTAGON FEDERAL CREDIT UNION | 15 | 7.750% | $155,000 | 54.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 15 | 6.990% | $355,000 | 6.3% |
| First Federal Bank | 15 | 6.375% | $435,000 | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 15 | 9.350% | $245,000 | 0.0% |
| KIND LENDING, LLC | 15 | 6.750% | $425,000 | 11.8% |
| BETTER MORTGAGE CORPORATION | 14 | 8.875% | $125,000 | 48.2% |
| Hometown Equity Mortgage, LLC | 14 | 7.183% | $275,000 | 22.2% |
| SOUTHWEST STAGE FUNDING, LLC | 13 | 8.250% | $165,000 | 32.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 13 | 6.625% | $205,000 | 62.5% |
| Third Federal Savings and Loan Association of Cleveland | 13 | 6.990% | $115,000 | 40.9% |
| First National Bank of Pennsylvania | 13 | 6.490% | $355,000 | 17.7% |
| ZILLOW HOME LOANS, LLC | 13 | 6.125% | $375,000 | 12.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.375% | $325,000 | 6.7% |
| Raymond James Bank | 13 | 5.375% | $1,005,000 | 13.3% |
| Discover Bank | 12 | 8.300% | $65,000 | 70.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 5.750% | $400,000 | 4.8% |
| USAA Federal Savings Bank | 12 | 6.125% | $295,000 | 36.8% |
| Presidential Bank, FSB | 12 | 6.875% | $510,000 | 7.7% |
| Renasant Bank | 12 | 6.438% | $305,000 | 7.7% |
| NEW DAY FINANCIAL, LLC | 11 | 6.990% | $225,000 | 66.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 11 | 6.375% | $515,000 | 0.0% |
| Palmetto State Bank | 11 | Not published | $355,000 | 7.1% |
| Bank of the Lowcountry | 11 | Not published | $805,000 | 15.4% |
| HOMEXPRESS MORTGAGE CORP. | 11 | 7.625% | $245,000 | 15.4% |
| Stifel Bank and Trust | 11 | 5.875% | $505,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 10 | 6.563% | $365,000 | 16.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Manufacturers and Traders Trust Company | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BNY Mellon, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 80.9% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 10.0% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| QUORUM FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 16.7% |
| CALCON MUTUAL MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| LENDSURE MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Southern First Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SCHUMACHER MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Paramount Residential Mortgage Group, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 42.9% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 33.3% |
| Citibank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| RESICENTRAL, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NEXERA HOLDING LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LONGBRIDGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 20.0% |
| First Reliance Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| EVERETT FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 25.0% |
| MORTGAGE EQUITY PARTNERS LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| ARC HOME LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NEW WAVE LENDING GROUP INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| S. C. STATE FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 36.4% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 45.5% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 11.1% |
| STATE EMPLOYEES' | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NORWICH COMMERCIAL GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDERS FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Queensborough National Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 42.9% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 55.6% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FUNDLOANS CAPITAL | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Atlantic Coast Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PINNACLE BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DELTA COMMUNITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Carolina National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of South Carolina | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 37.9% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ROYAL UNITED MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First American Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| EMBRACE HOME LOANS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| VISTA POINT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Palmetto Citizens Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GEORGIA'S OWN | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 327 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Beaufort County
53 FDIC-insured branches from 20 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| SouthState Bank, National Association | 6 | $823.2 million |
| Coastal States Bank | 5 | $1.2 billion |
| Wells Fargo Bank, National Association | 5 | $988.1 million |
| Truist Bank | 5 | $612.0 million |
| TD Bank, National Association | 5 | $591.5 million |
| Bank of America, National Association | 3 | $837.4 million |
| South Atlantic Bank | 3 | $297.9 million |
| Regions Bank | 3 | $206.1 million |
| Pinnacle Bank | 3 | $166.2 million |
| Palmetto State Bank | 3 | $158.9 million |
| First-Citizens Bank & Trust Company | 2 | $241.4 million |
| First Federal Bank | 2 | $93.9 million |
| Ameris Bank | 1 | $142.3 million |
| PNC Bank, National Association | 1 | $58.8 million |
| Fifth Third Bank, National Association | 1 | $48.3 million |
| United Community Bank | 1 | $42.5 million |
| First Century Bank, National Association | 1 | $40.2 million |
| Woodforest National Bank | 1 | $1.9 million |
| JPMorgan Chase Bank, National Association | 1 | $402,000 |
| AMG National Trust Bank | 1 | $0 |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Synovus Bank, 210 Central Ave, Hilton Head Island
- Synovus Bank, 3 Belfair Village Dr, Bluffton
Get told when this changes
When the next year’s lending figures are out for Beaufort County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.