Mortgage lenders in Rockingham County
2,272 mortgages were made in Rockingham County, North Carolina, in 2025, by 282 lenders. The median rate their borrowers got was 6.500% on a median loan of $175,000. Of 3,395 decisions, 997 were denials — 29.4%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| STATE EMPLOYEES' | 249 | 6.250% | $105,000 | 31.7% |
| Rocket Mortgage, LLC | 153 | 6.500% | $155,000 | 22.8% |
| DHI MORTGAGE COMPANY, LTD. | 110 | 5.188% | $305,000 | 7.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 107 | 6.500% | $175,000 | 0.9% |
| First National Bank of Pennsylvania | 90 | 6.500% | $105,000 | 27.2% |
| Truist Bank | 70 | 7.100% | $105,000 | 42.8% |
| FREEDOM MORTGAGE CORPORATION | 70 | 6.250% | $225,000 | 9.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 70 | 5.995% | $215,000 | 22.8% |
| Renasant Bank | 60 | 6.375% | $235,000 | 0.0% |
| HomeTrust Bank | 53 | 7.250% | $105,000 | 34.6% |
| Alcova Mortgage LLC | 51 | 6.625% | $215,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 49 | 6.750% | $165,000 | 3.3% |
| Click n' Close, Inc. | 49 | 6.500% | $165,000 | 2.0% |
| Truliant Federal Credit Union | 48 | 7.290% | $65,000 | 51.9% |
| Mortgage Research Center, LLC | 46 | 6.500% | $215,000 | 29.2% |
| First-Citizens Bank & Trust Company | 46 | 6.490% | $105,000 | 23.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 35 | 6.875% | $225,000 | 2.6% |
| NEWREZ LLC | 28 | 6.625% | $175,000 | 31.0% |
| The Fidelity Bank | 26 | 6.625% | $260,000 | 3.3% |
| Navy Federal Credit Union | 23 | 7.125% | $155,000 | 23.3% |
| Loandepot.Com, LLC | 23 | 6.875% | $115,000 | 20.0% |
| PENNYMAC LOAN SERVICES, LLC | 22 | 5.750% | $205,000 | 17.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 22 | 5.938% | $240,000 | 4.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 21 | 9.500% | $135,000 | 89.8% |
| GUARANTEED RATE, INC. | 21 | 6.500% | $215,000 | 12.5% |
| Kiavi Funding, Inc. | 20 | 10.220% | $130,000 | 13.0% |
| EQUITY RESOURCES, INC. | 19 | 6.500% | $235,000 | 17.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 17 | 6.490% | $205,000 | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 16 | 6.750% | $280,000 | 0.0% |
| AmeriSave Mortgage Corporation | 15 | 6.375% | $95,000 | 73.7% |
| Broker Solutions, Inc. | 15 | 6.500% | $165,000 | 15.8% |
| GUILD MORTGAGE COMPANY | 15 | 6.250% | $245,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 15 | 6.750% | $125,000 | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | 15 | 5.750% | $105,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 14 | 7.370% | $100,000 | 12.5% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 13 | 6.500% | $215,000 | 0.0% |
| Wells Fargo Bank, National Association | 12 | 6.313% | $145,000 | 25.0% |
| FIGURE LENDING LLC | 12 | 10.775% | $65,000 | 23.5% |
| TOWNE MORTGAGE COMPANY | 12 | 6.750% | $225,000 | 6.7% |
| Bank of America, National Association | 11 | 6.490% | $155,000 | 63.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 6.500% | $135,000 | 36.8% |
| CANOPY MORTGAGE, LLC | 11 | 6.250% | $215,000 | 21.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.625% | $225,000 | 0.0% |
| BPL MORTGAGE TRUST, LLC | 11 | 7.625% | $95,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 10 | 6.188% | $240,000 | 33.3% |
| Fairway Independent Mortgage Corporation | 10 | 6.625% | $190,000 | 9.1% |
| First Bank | 10 | 7.250% | $120,000 | 16.7% |
| Summit Credit Union | 10 | Not published | $65,000 | 0.0% |
| Coastal Community Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Prosperity Home Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| First Carolina Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Wolfe Financial, Inc | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 82.6% |
| TRIAD FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 51.7% |
| Carter Bank & Trust | 7 | Under 10 loans | Under 10 loans | 50.0% |
| JPMorgan Chase Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Lendage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ENVOY MORTGAGE, LTD | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AgFirst Farm Credit Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN FINANCING CORPORATION | 6 | Under 10 loans | Under 10 loans | 53.8% |
| LOWER, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Mid-Continent Funding, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Bank of Oak Ridge | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| American Partners Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 58.3% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 33.3% |
| Summit Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 4 | Under 10 loans | Under 10 loans | 72.2% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Baxter Credit Union | 4 | Under 10 loans | Under 10 loans | 37.5% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LOCAL GOVERNMENT | 3 | Under 10 loans | Under 10 loans | 73.3% |
| 254900M2C4Q6DATP2889 | 3 | Under 10 loans | Under 10 loans | 40.0% |
| GoodLeap, LLC | 3 | Under 10 loans | Under 10 loans | 16.7% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 57.1% |
| PIEDMONT ADVANTAGE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CORPORATE INVESTORS MORTGAGE GROUP, INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Select Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 16.7% |
| MORTGAGE INVESTORS GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Gateway First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| C & F Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LANGLEY Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SKYLINE NATIONAL BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Blue Ridge Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Security Mortgage Corp. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LATINO COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 83.3% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 83.3% |
| ValleyStar Credit Union | 1 | Under 10 loans | Under 10 loans | 83.3% |
| Pinnacle Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SKYLA FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 85.7% |
| COASTAL Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 80.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 66.7% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Piedmont Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Southern First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Reliance Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST BANCORP, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOANFLIGHT LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Traditional Bank, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EASTMAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Union Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTA POSTAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 82 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Rockingham County
19 FDIC-insured branches from 9 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First National Bank of Pennsylvania | 3 | $288.7 million |
| Truist Bank | 3 | $249.0 million |
| Woodforest National Bank | 3 | $16.4 million |
| HomeTrust Bank | 2 | $241.6 million |
| First-Citizens Bank & Trust Company | 2 | $193.9 million |
| Wells Fargo Bank, National Association | 2 | $154.3 million |
| Carter Bank & Trust | 2 | $75.7 million |
| First Carolina Bank | 1 | $70.5 million |
| First Bank | 1 | $57.5 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.