Mortgage lenders in Martin County
3,760 mortgages were made in Martin County, Florida, in 2025, by 448 lenders. The median rate their borrowers got was 6.740% on a median loan of $305,000. Of 5,257 decisions, 1,269 were denials — 24.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 348 | 6.546% | $345,000 | 12.3% |
| Rocket Mortgage, LLC | 223 | 6.750% | $225,000 | 16.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 195 | 6.875% | $335,000 | 2.9% |
| Seacoast National Bank | 144 | 7.250% | $175,000 | 32.1% |
| PENNYMAC LOAN SERVICES, LLC | 112 | 6.587% | $430,000 | 18.9% |
| PULTE MORTGAGE LLC | 107 | 5.500% | $385,000 | 17.7% |
| MATTAMY HOME FUNDING, LLC | 95 | 5.750% | $455,000 | 10.4% |
| Bank of America, National Association | 85 | 5.990% | $155,000 | 44.3% |
| Loandepot.Com, LLC | 77 | 5.125% | $355,000 | 14.9% |
| DHI MORTGAGE COMPANY, LTD. | 71 | 4.990% | $515,000 | 6.6% |
| MIDFLORIDA | 68 | 6.063% | $180,000 | 45.7% |
| PNC Bank, National Association | 68 | 7.620% | $150,000 | 41.0% |
| JPMorgan Chase Bank, National Association | 67 | 6.490% | $305,000 | 16.7% |
| Truist Bank | 57 | 6.340% | $175,000 | 50.0% |
| Navy Federal Credit Union | 52 | 7.700% | $175,000 | 20.9% |
| TD Bank, National Association | 52 | 7.740% | $190,000 | 31.6% |
| Third Federal Savings and Loan Association of Cleveland | 48 | 6.990% | $150,000 | 41.7% |
| SouthState Bank, National Association | 45 | 6.850% | $225,000 | 35.6% |
| GUARANTEED RATE, INC. | 45 | 6.875% | $335,000 | 23.3% |
| SPACE COAST CREDIT UNION | 45 | 5.750% | $155,000 | 26.1% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 44 | 5.813% | $460,000 | 10.2% |
| NEWREZ LLC | 43 | 6.750% | $265,000 | 29.5% |
| Capital Partner Mortgage Services | 43 | 6.500% | $325,000 | 2.1% |
| NVR Mortgage Finance, Inc. | 35 | 6.125% | $335,000 | 30.0% |
| KIND LENDING, LLC | 33 | 6.875% | $295,000 | 24.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 33 | 7.374% | $385,000 | 10.8% |
| THE LOAN STORE, INC. | 32 | 7.400% | $270,000 | 13.0% |
| Fairway Independent Mortgage Corporation | 32 | 6.875% | $360,000 | 5.9% |
| NATIONSTAR MORTGAGE LLC | 32 | 7.500% | $145,000 | 10.5% |
| Citizens Bank, National Association | 29 | 7.650% | $255,000 | 30.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 29 | 6.500% | $215,000 | 6.1% |
| FIGURE LENDING LLC | 28 | 8.350% | $100,000 | 23.9% |
| SPRING EQ, LLC | 27 | 8.650% | $105,000 | 65.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 27 | 10.120% | $155,000 | 3.5% |
| THE MORTGAGE FIRM, INC. | 25 | 6.875% | $435,000 | 3.3% |
| A&D Mortgage LLC | 24 | 6.750% | $255,000 | 7.7% |
| GUARANTEED RATE AFFINITY, LLC | 24 | 6.800% | $320,000 | 0.0% |
| Wells Fargo Bank, National Association | 23 | 5.875% | $315,000 | 36.1% |
| EVERETT FINANCIAL, INC. | 23 | 6.875% | $425,000 | 0.0% |
| NQM FUNDING, LLC | 23 | 6.625% | $525,000 | 0.0% |
| ITHINK FINANCIAL Credit Union | 22 | 7.688% | $200,000 | 26.7% |
| Coastal Community Bank | 21 | 9.990% | $45,000 | 1.6% |
| Fifth Third Bank, National Association | 21 | 7.900% | $165,000 | 43.2% |
| FREEDOM MORTGAGE CORPORATION | 18 | 6.188% | $325,000 | 12.5% |
| U.S. Bank National Association | 18 | 7.060% | $185,000 | 43.8% |
| AmeriSave Mortgage Corporation | 15 | 8.500% | $65,000 | 76.5% |
| PLANET HOME LENDING, LLC | 15 | 6.625% | $155,000 | 50.0% |
| Morgan Stanley Private Bank, National Association | 15 | 5.750% | $795,000 | 0.0% |
| Broker Solutions, Inc. | 14 | 6.625% | $335,000 | 22.2% |
| Mortgage Research Center, LLC | 14 | 6.375% | $340,000 | 26.3% |
| TrustCo Bank | 14 | 6.250% | $305,000 | 33.3% |
| Commerce Home Mortgage, Inc. | 14 | 8.063% | $375,000 | 26.3% |
| MOVEMENT MORTGAGE, LLC | 14 | 6.531% | $310,000 | 11.1% |
| CHAMPIONS FUNDING, LLC | 14 | 7.750% | $270,000 | 12.5% |
| JMAC LENDING, INC. | 13 | 6.750% | $445,000 | 0.0% |
| CMG MORTGAGE, INC. | 13 | 6.819% | $345,000 | 6.7% |
| MORTGAGEONE, INC. | 13 | 6.500% | $265,000 | 0.0% |
| EMM LOANS LLC | 13 | 6.625% | $305,000 | 6.7% |
| First American Bank | 12 | 6.245% | $100,000 | 29.4% |
| Cornerstone First Mortgage, Inc | 11 | 6.750% | $345,000 | 8.3% |
| GUILD MORTGAGE COMPANY | 11 | 6.750% | $435,000 | 0.0% |
| COMPASS MORTGAGE, INC. | 11 | 6.875% | $405,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 11 | 6.500% | $375,000 | 15.4% |
| T2 FINANCIAL LLC | 11 | 6.500% | $355,000 | 8.3% |
| VELOCITY COMMUNITY Federal Credit Union | 10 | Not published | $65,000 | 50.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.688% | $255,000 | 31.3% |
| DEEPHAVEN MORTGAGE LLC | 10 | 7.500% | $265,000 | 9.1% |
| ARC HOME LLC | 10 | 7.625% | $395,000 | 0.0% |
| American Airlines Federal Credit Union | 10 | 7.250% | $190,000 | 0.0% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 73.5% |
| LAKEVIEW LOAN SERVICING, LLC | 9 | Under 10 loans | Under 10 loans | 65.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| J. VIRGIL, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 43.8% |
| First Horizon Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| FINANCE OF AMERICA REVERSE LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| CLEAREDGE LENDING LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| CASTLE & COOKE MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 50.0% |
| Regions Bank | 8 | Under 10 loans | Under 10 loans | 57.9% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 38.5% |
| Kiavi Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| FBC MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| TOTAL MORTGAGE SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SWBC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 8 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 38.5% |
| Lendage, LLC | 7 | Under 10 loans | Under 10 loans | 10.0% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 33.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Suncoast Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Discover Bank | 6 | Under 10 loans | Under 10 loans | 85.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 44.1% |
| Ballston Spa National Bank | 6 | Under 10 loans | Under 10 loans | 11.8% |
| HOMEXPRESS MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 45.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 33.3% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Taylor Morrison Home Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 4 | Under 10 loans | Under 10 loans | 35.3% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 44.4% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 14.3% |
| United Community Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| LEADERONE FINANCIAL CORPORATION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MIAMI FIREFIGHTERS FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DELTA COMMUNITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VYSTAR CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD COAST FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 75.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BUILDERS CHOICE MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Synovus Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valley National Bank | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bangor Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GERSHMAN INVESTMENT CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 2 | Under 10 loans | Under 10 loans | 71.4% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TROPICAL FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 40.0% |
| 254900M2C4Q6DATP2889 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Axos Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RPE Home, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Reliable Holdings Manager dba Lendz Financial | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BMO Bank National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FUNDLOANS CAPITAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HomeTrust Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Acre Mortgage & Financial, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 248 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Martin County
42 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Seacoast National Bank | 6 | $2.6 billion |
| Wells Fargo Bank, National Association | 6 | $986.5 million |
| JPMorgan Chase Bank, National Association | 5 | $689.0 million |
| Bank of America, National Association | 4 | $886.9 million |
| Truist Bank | 4 | $438.1 million |
| SouthState Bank, National Association | 3 | $621.8 million |
| PNC Bank, National Association | 3 | $365.9 million |
| TD Bank, National Association | 2 | $299.5 million |
| The Northern Trust Company | 1 | $196.5 million |
| BankUnited, National Association | 1 | $190.8 million |
| Pinnacle Bank | 1 | $145.8 million |
| Fifth Third Bank, National Association | 1 | $67.6 million |
| First-Citizens Bank & Trust Company | 1 | $64.1 million |
| United Community Bank | 1 | $28.0 million |
| TrustCo Bank | 1 | $19.2 million |
| First Southern Bank | 1 | $11.9 million |
| Wilmington Trust, National Association | 1 | $0 |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Synovus Bank, 715 Colorado Ave, Stuart
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When the next year’s lending figures are out for Martin County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.