Mortgage lenders in Denver County
14,511 mortgages were made in Denver County, Colorado, in 2025, by 566 lenders. The median rate their borrowers got was 6.625% on a median loan of $395,000. Of 19,156 decisions, 3,821 were denials — 20.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,825 | 6.375% | $455,000 | 10.7% |
| Rocket Mortgage, LLC | 662 | 6.500% | $365,000 | 18.6% |
| GUILD MORTGAGE COMPANY | 448 | 6.490% | $415,000 | 3.1% |
| CANVAS CREDIT UNION | 369 | 7.890% | $155,000 | 17.2% |
| FirstBank | 357 | 7.000% | $255,000 | 20.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 330 | 6.625% | $460,000 | 3.8% |
| JPMorgan Chase Bank, National Association | 312 | 6.250% | $485,000 | 10.3% |
| BELLCO CREDIT UNION | 310 | 8.000% | $105,000 | 50.1% |
| ELEVATIONS | 304 | 6.638% | $420,000 | 6.5% |
| ENT Credit Union | 280 | 7.500% | $205,000 | 22.2% |
| U.S. Bank National Association | 244 | 7.650% | $305,000 | 44.4% |
| GUARANTEED RATE, INC. | 229 | 6.500% | $455,000 | 6.4% |
| THE LOAN STORE, INC. | 213 | 6.490% | $415,000 | 8.1% |
| CMG MORTGAGE, INC. | 203 | 6.500% | $495,000 | 3.7% |
| PENNYMAC LOAN SERVICES, LLC | 199 | 6.375% | $485,000 | 11.0% |
| Fairway Independent Mortgage Corporation | 198 | 6.625% | $355,000 | 10.3% |
| Bank of America, National Association | 190 | 5.875% | $465,000 | 32.2% |
| WESTERRA CREDIT UNION | 175 | 7.990% | $105,000 | 31.7% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 159 | 7.250% | $125,000 | 20.7% |
| V.I.P. MORTGAGE, INC. | 156 | 6.433% | $485,000 | 0.0% |
| Broker Solutions, Inc. | 155 | 6.500% | $365,000 | 7.6% |
| Zions Bancorporation, N.A. | 149 | 7.850% | $240,000 | 34.2% |
| ZILLOW HOME LOANS, LLC | 135 | 6.375% | $425,000 | 4.2% |
| Climb Credit Union | 128 | 7.200% | $165,000 | 15.8% |
| BMO Bank National Association | 125 | 7.000% | $395,000 | 32.8% |
| Sunflower Bank, National Association | 121 | 6.375% | $505,000 | 0.8% |
| MOVEMENT MORTGAGE, LLC | 121 | 6.562% | $445,000 | 2.1% |
| The Huntington National Bank | 118 | 6.570% | $440,000 | 38.6% |
| Synergy One Lending, Inc. | 115 | 6.375% | $465,000 | 4.9% |
| LOWER, LLC | 113 | 6.375% | $445,000 | 7.4% |
| UMB Bank, National Association | 108 | 5.990% | $255,000 | 31.6% |
| BOKF, National Association | 105 | 6.500% | $305,000 | 27.7% |
| AMERICAN FINANCING CORPORATION | 104 | 6.250% | $220,000 | 60.1% |
| NEWREZ LLC | 101 | 6.625% | $365,000 | 32.5% |
| SWBC MORTGAGE CORPORATION | 99 | 6.625% | $475,000 | 0.0% |
| PNC Bank, National Association | 93 | 6.500% | $205,000 | 35.3% |
| Loan Simple, Inc. | 93 | 6.375% | $385,000 | 8.8% |
| MEGASTAR FINANCIAL CORP. | 93 | 6.625% | $475,000 | 1.1% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 92 | 10.000% | $430,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 89 | 8.625% | $135,000 | 20.7% |
| Morgan Stanley Private Bank, National Association | 88 | 5.875% | $765,000 | 0.0% |
| Navy Federal Credit Union | 87 | 7.750% | $195,000 | 38.6% |
| GUARANTEED RATE AFFINITY, LLC | 86 | 6.125% | $530,000 | 2.2% |
| SPRING EQ, LLC | 79 | 9.250% | $105,000 | 64.2% |
| FREEDOM MORTGAGE CORPORATION | 75 | 6.000% | $415,000 | 12.3% |
| OriginPoint, LLC | 74 | 6.375% | $560,000 | 9.8% |
| CREDIT UNION OF DENVER | 73 | 6.750% | $105,000 | 45.1% |
| UNION HOME MORTGAGE CORP. | 73 | 6.375% | $485,000 | 7.3% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 72 | 6.500% | $475,000 | 9.2% |
| KIND LENDING, LLC | 71 | 6.875% | $425,000 | 24.5% |
| Paramount Residential Mortgage Group, Inc. | 71 | 6.375% | $365,000 | 2.7% |
| KEYSTONE FUNDING, INC. | 71 | 6.375% | $535,000 | 4.4% |
| 254900RNV63A0TIZNK90 | 70 | 6.625% | $445,000 | 5.3% |
| EVERETT FINANCIAL, INC. | 69 | 6.375% | $345,000 | 1.4% |
| Zing Credit Union | 69 | 7.500% | $65,000 | 34.6% |
| Wells Fargo Bank, National Association | 68 | 6.250% | $490,000 | 26.1% |
| MidFirst Bank | 67 | 6.625% | $345,000 | 4.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 66 | 6.250% | $430,000 | 14.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 64 | 6.250% | $570,000 | 5.8% |
| Charles Schwab Bank, SSB | 64 | 5.625% | $905,000 | 0.0% |
| Loandepot.Com, LLC | 63 | 6.875% | $215,000 | 41.6% |
| FIGURE LENDING LLC | 61 | 9.150% | $65,000 | 33.6% |
| Luminate Bank | 60 | 6.625% | $485,000 | 0.0% |
| Mortgage Research Center, LLC | 57 | 5.990% | $415,000 | 25.0% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 57 | 6.990% | $125,000 | 24.4% |
| COLORADO CREDIT UNION | 55 | 7.500% | $175,000 | 19.1% |
| Plains Commerce Bank | 54 | 6.375% | $585,000 | 3.6% |
| ALLIANT CREDIT UNION | 53 | 7.750% | $245,000 | 32.5% |
| MORIA DEVELOPMENT, INC. | 53 | 6.490% | $395,000 | 3.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 52 | 9.850% | $160,000 | 15.6% |
| Coastal Community Bank | 51 | 9.990% | $55,000 | 1.4% |
| Third Federal Savings and Loan Association of Cleveland | 51 | 6.990% | $165,000 | 30.7% |
| Commerce Bank | 51 | 6.625% | $605,000 | 17.7% |
| Bank of Colorado | 49 | 6.690% | $635,000 | 5.4% |
| Prosperity Home Mortgage, LLC | 48 | 6.625% | $635,000 | 3.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 47 | 7.290% | $145,000 | 26.2% |
| BETTER MORTGAGE CORPORATION | 47 | 6.750% | $265,000 | 42.9% |
| First Western Trust Bank | 47 | 6.125% | $505,000 | 0.0% |
| Alpine Bank | 45 | 7.500% | $275,000 | 12.7% |
| Northpointe Bank | 44 | 6.375% | $440,000 | 8.3% |
| M2 LENDING SOLUTIONS, LLC | 42 | 6.500% | $515,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 38 | 6.990% | $515,000 | 5.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 37 | 6.625% | $405,000 | 9.3% |
| KeyBank National Association | 36 | 6.500% | $370,000 | 42.9% |
| Kiavi Funding, Inc. | 36 | 9.250% | $550,000 | 10.0% |
| American Liberty Mortgage, Incorporated | 36 | 6.433% | $570,000 | 2.7% |
| GOLDEN EMPIRE MORTGAGE, INC. | 34 | 6.313% | $345,000 | 12.8% |
| Sierra Pacific Mortgage Company, Inc. | 34 | 6.500% | $520,000 | 2.7% |
| PREMIER MEMBERS CREDIT UNION | 34 | 8.000% | $250,000 | 5.6% |
| LAKEVIEW LOAN SERVICING, LLC | 33 | 6.125% | $375,000 | 64.9% |
| RESICENTRAL, LLC | 33 | 6.250% | $485,000 | 10.8% |
| PLANET HOME LENDING, LLC | 33 | 6.125% | $425,000 | 15.4% |
| PARTNER COLORADO | 31 | 6.125% | $55,000 | 61.7% |
| Citibank, National Association | 31 | 5.875% | $785,000 | 19.5% |
| UBS Bank USA | 30 | 5.875% | $870,000 | 3.1% |
| FINANCE OF AMERICA REVERSE LLC | 29 | 6.375% | $205,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 29 | 9.750% | $585,000 | 0.0% |
| Colorado Federal Savings Bank | 28 | 6.375% | $480,000 | 6.7% |
| CHAMPIONS FUNDING, LLC | 27 | 7.500% | $355,000 | 27.0% |
| Texana Bank, National Association | 27 | 6.875% | $465,000 | 0.0% |
| SUMMIT FUNDING, INC. | 27 | 6.500% | $375,000 | 12.9% |
| DEEPHAVEN MORTGAGE LLC | 27 | 7.750% | $355,000 | 18.2% |
| OCMBC, INC. | 26 | 7.125% | $460,000 | 9.5% |
| PLAZA HOME MORTGAGE, INC. | 26 | 6.438% | $370,000 | 18.2% |
| GoodLeap, LLC | 25 | 6.875% | $135,000 | 17.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 25 | 6.125% | $565,000 | 0.0% |
| THE MORTGAGE COMPANY | 25 | 6.500% | $425,000 | 3.7% |
| Summit Mortgage Corporation | 24 | 6.500% | $215,000 | 0.0% |
| US MORTGAGE CORPORATION | 23 | 6.500% | $465,000 | 7.7% |
| NexBank | 23 | 6.375% | $405,000 | 8.0% |
| AmeriSave Mortgage Corporation | 22 | 8.500% | $120,000 | 71.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 22 | 5.995% | $515,000 | 12.0% |
| RED ROCKS Credit Union | 22 | 7.750% | $110,000 | 17.9% |
| 254900CTT87ZKAUTIJ37 | 22 | 10.990% | $1,300,000 | 8.3% |
| NFM, INC. | 22 | 6.688% | $480,000 | 0.0% |
| Blue Federal Credit Union | 21 | 6.990% | $195,000 | 12.5% |
| NBH Bank | 20 | 6.808% | $580,000 | 16.7% |
| TOWNE MORTGAGE COMPANY | 20 | 6.125% | $485,000 | 0.0% |
| Stifel Bank and Trust | 19 | 6.000% | $545,000 | 0.0% |
| PHH Mortgage Corporation | 18 | 6.250% | $265,000 | 9.5% |
| SELECT LENDING SERVICES LLC | 18 | 6.750% | $565,000 | 0.0% |
| USAA Federal Savings Bank | 17 | 6.375% | $365,000 | 56.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 17 | 6.500% | $685,000 | 26.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 17 | 6.000% | $455,000 | 20.0% |
| CONVENTUS LLC | 17 | 8.990% | $495,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 16 | 6.250% | $260,000 | 56.8% |
| NEXERA HOLDING LLC | 16 | 7.000% | $405,000 | 23.8% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 16 | 6.932% | $410,000 | 23.8% |
| AMWEST FUNDING CORP. | 16 | 6.500% | $350,000 | 5.9% |
| CANOPY MORTGAGE, LLC | 16 | 6.563% | $540,000 | 5.9% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 16 | 6.125% | $425,000 | 0.0% |
| Liberty | 16 | 6.250% | $600,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 16 | 6.438% | $495,000 | 5.6% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 15 | 6.500% | $575,000 | 0.0% |
| NBKC BANK | 15 | 6.250% | $475,000 | 11.8% |
| ENVOY MORTGAGE, LTD | 15 | 6.625% | $405,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 14 | 7.625% | $230,000 | 54.8% |
| Lendage, LLC | 14 | 10.250% | $70,000 | 25.0% |
| JMAC LENDING, INC. | 14 | 7.375% | $430,000 | 0.0% |
| North Valley Bank | 14 | Not published | $600,000 | 0.0% |
| BoxCar Mortgage, LLC | 14 | 6.563% | $425,000 | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 13 | 8.250% | $105,000 | 23.3% |
| HOMEXPRESS MORTGAGE CORP. | 13 | 6.999% | $345,000 | 53.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 13 | 6.500% | $385,000 | 7.1% |
| PANORAMA MORTGAGE GROUP, LLC | 13 | 6.750% | $345,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 13 | 7.625% | $505,000 | 11.8% |
| The Central Trust Bank | 13 | 6.250% | $355,000 | 0.0% |
| NMSI, INC. | 13 | 6.375% | $525,000 | 0.0% |
| Discover Bank | 12 | 9.365% | $75,000 | 85.0% |
| CASTLE & COOKE MORTGAGE, LLC | 12 | 7.437% | $280,000 | 0.0% |
| Tomo Mortgage, LLC | 12 | 6.438% | $470,000 | 0.0% |
| BAY EQUITY LLC | 12 | 6.688% | $365,000 | 7.7% |
| A&D Mortgage LLC | 12 | 6.500% | $400,000 | 7.7% |
| Hometown Equity Mortgage, LLC | 12 | 7.188% | $375,000 | 40.9% |
| Ixonia Bank | 12 | 6.813% | $420,000 | 14.3% |
| 254900M2C4Q6DATP2889 | 12 | 6.063% | $375,000 | 25.0% |
| First-Citizens Bank & Trust Company | 12 | 5.990% | $560,000 | 20.0% |
| ANB Bank | 12 | 6.313% | $205,000 | 0.0% |
| Valon Mortgage, Inc. | 11 | 7.900% | $45,000 | 17.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 11 | 6.500% | $535,000 | 20.0% |
| Bethpage Federal Credit Union | 11 | 6.490% | $205,000 | 38.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.625% | $465,000 | 0.0% |
| Easy Street Capital, LLC | 11 | 9.900% | $415,000 | 0.0% |
| Flagstar Bank, N.A. | 10 | 6.483% | $725,000 | 52.2% |
| First Federal Bank | 10 | 6.000% | $445,000 | 16.7% |
| ARC HOME LLC | 10 | 6.938% | $485,000 | 9.1% |
| DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION | 10 | 7.500% | $105,000 | 9.1% |
| Glacier Bank | 10 | 7.500% | $815,000 | 16.7% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 10 | 2.972% | $340,000 | 8.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.250% | $365,000 | 0.0% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| SouthState Bank, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| CORNERSTONE CAPITAL BANK, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| T2 FINANCIAL LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 9 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 18.2% |
| Farmers Bank & Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ON TAP CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 38.5% |
| Citizens Bank, National Association | 8 | Under 10 loans | Under 10 loans | 27.3% |
| DIRECT MORTGAGE, CORP. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| FITZSIMONS FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 27.3% |
| AML FUNDING LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Luminate Home Loans, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Air Academy Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 46.2% |
| LONGBRIDGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 33.3% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 7 | Under 10 loans | Under 10 loans | 30.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 16.7% |
| LEADERONE FINANCIAL CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AAA CAPITAL INVESTMENT, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 6 | Under 10 loans | Under 10 loans | 20.0% |
| Citadel Servicing Corporation | 6 | Under 10 loans | Under 10 loans | 16.7% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 366 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Denver County
163 FDIC-insured branches from 45 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
18 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- FirstBank, 100 Saint Paul St, Ste 100, Denver
- FirstBank, 1144 15th St, Ste 100, Denver
- FirstBank, 1617 E Colfax Ave, Denver
- FirstBank, 18521 Green Valley Ranch Blvd, Denver
- FirstBank, 2740 S Colorado Blvd, Denver
- FirstBank, 275 S Federal Blvd, Denver
- FirstBank, 2850 Quebec St, Denver
- FirstBank, 3801 Federal Blvd, Denver
- FirstBank, 600 Broadway, Denver
- FirstBank, 8901 E Hampden Ave, Denver
- Kirkpatrick Bank, 1850 Platte St, Ste 400, Denver
- MidWestOne Bank, 530 S Holly St, Denver
- MidWestOne Bank, 800 E 17th Ave, Denver
- MidWestOne Bank, 810 E 17th Ave, Denver
- U.S. Bank National Association, 2050 E Evans Ave, Denver
- UMB Bank, National Association, 1800 Larimer St, Ste 100, Denver
- UMB Bank, National Association, 55 Madison St, Ste 100, Denver
- UMB Bank, National Association, 6500 E Hampden Ave, Denver
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.