Mortgage lenders in Miami-Dade County
34,236 mortgages were made in Miami-Dade County, Florida, in 2025, by 699 lenders. The median rate their borrowers got was 6.875% on a median loan of $385,000. Of 56,196 decisions, 18,936 were denials — 33.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 4,456 | 6.590% | $445,000 | 24.5% |
| Rocket Mortgage, LLC | 2,005 | 6.750% | $355,000 | 30.8% |
| A&D Mortgage LLC | 1,676 | 6.990% | $325,000 | 14.5% |
| SPACE COAST CREDIT UNION | 954 | 5.740% | $125,000 | 46.3% |
| PENNYMAC LOAN SERVICES, LLC | 843 | 6.625% | $475,000 | 27.7% |
| JPMorgan Chase Bank, National Association | 835 | 6.375% | $495,000 | 24.2% |
| THE LOAN STORE, INC. | 812 | 7.125% | $395,000 | 20.1% |
| LENNAR MORTGAGE, LLC | 790 | 4.500% | $415,000 | 25.2% |
| Paramount Residential Mortgage Group, Inc. | 681 | 6.625% | $485,000 | 12.5% |
| Bank of America, National Association | 650 | 6.000% | $205,000 | 63.8% |
| Regions Bank | 561 | 4.990% | $165,000 | 50.9% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 468 | 7.374% | $355,000 | 16.1% |
| NEWREZ LLC | 446 | 6.875% | $395,000 | 56.8% |
| TD Bank, National Association | 439 | 7.600% | $215,000 | 53.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 433 | 10.620% | $155,000 | 16.0% |
| DEEPHAVEN MORTGAGE LLC | 422 | 7.250% | $365,000 | 34.5% |
| CHAMPIONS FUNDING, LLC | 376 | 7.500% | $405,000 | 26.7% |
| BRADESCO BANK | 369 | 6.625% | $415,000 | 10.6% |
| Citizens Bank, National Association | 349 | 7.900% | $255,000 | 47.7% |
| Loandepot.Com, LLC | 338 | 6.875% | $255,000 | 40.9% |
| DHI MORTGAGE COMPANY, LTD. | 321 | 3.990% | $435,000 | 17.5% |
| Truist Bank | 319 | 6.365% | $215,000 | 61.6% |
| OCMBC, INC. | 300 | 7.000% | $455,000 | 22.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 295 | 6.990% | $425,000 | 15.9% |
| AMWEST FUNDING CORP. | 287 | 7.125% | $305,000 | 15.3% |
| Citadel Servicing Corporation | 272 | 7.250% | $455,000 | 3.4% |
| CMG MORTGAGE, INC. | 259 | 6.875% | $465,000 | 12.4% |
| SPRING EQ, LLC | 248 | 9.088% | $120,000 | 71.7% |
| City National Bank of Florida | 244 | 6.250% | $745,000 | 18.6% |
| Cornerstone First Mortgage, Inc | 243 | 6.990% | $395,000 | 9.7% |
| Hometown Equity Mortgage, LLC | 237 | 7.375% | $455,000 | 54.0% |
| NATIONSTAR MORTGAGE LLC | 236 | 8.438% | $155,000 | 34.1% |
| DADE COUNTY FEDERAL CREDIT UNION | 231 | 5.500% | $115,000 | 47.0% |
| KIND LENDING, LLC | 228 | 6.750% | $465,000 | 41.1% |
| EDUCATIONAL FEDERAL CREDIT UNION | 225 | 7.090% | $95,000 | 44.3% |
| FIGURE LENDING LLC | 217 | 8.350% | $105,000 | 39.4% |
| AMERANT BANK, NATIONAL ASSOCIATION | 217 | 8.000% | $255,000 | 34.7% |
| MY MORTGAGE, INC. | 215 | 6.875% | $515,000 | 1.3% |
| Coastal Community Bank | 206 | 10.240% | $55,000 | 6.4% |
| FREEDOM MORTGAGE CORPORATION | 205 | 6.250% | $455,000 | 27.9% |
| Navy Federal Credit Union | 202 | 8.250% | $155,000 | 54.9% |
| Kiavi Funding, Inc. | 199 | 10.200% | $425,000 | 16.2% |
| Reliable Holdings Manager dba Lendz Financial | 193 | 7.375% | $425,000 | 10.2% |
| Wells Fargo Bank, National Association | 172 | 6.250% | $415,000 | 43.5% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 161 | 6.750% | $515,000 | 8.3% |
| HOMEXPRESS MORTGAGE CORP. | 153 | 7.250% | $445,000 | 52.7% |
| Citibank, National Association | 152 | 6.000% | $640,000 | 40.7% |
| Third Federal Savings and Loan Association of Cleveland | 151 | 6.990% | $155,000 | 54.1% |
| First Horizon Bank | 149 | 7.010% | $600,000 | 35.5% |
| NEXERA HOLDING LLC | 146 | 7.250% | $450,000 | 19.9% |
| PNC Bank, National Association | 144 | 7.930% | $210,000 | 54.7% |
| POINT MORTGAGE CORPORATION | 144 | 6.875% | $515,000 | 3.3% |
| Broker Solutions, Inc. | 136 | 6.875% | $410,000 | 32.6% |
| ALLIANT CREDIT UNION | 132 | 8.625% | $135,000 | 36.7% |
| Morgan Stanley Private Bank, National Association | 127 | 5.750% | $1,295,000 | 16.8% |
| First American Bank | 124 | 7.000% | $255,000 | 32.8% |
| Plains Commerce Bank | 123 | 6.250% | $405,000 | 23.6% |
| EVERETT FINANCIAL, INC. | 122 | 6.750% | $460,000 | 15.6% |
| FIRSTBANK PUERTO RICO | 121 | 6.375% | $325,000 | 6.0% |
| CLEAREDGE LENDING LLC | 120 | 7.250% | $460,000 | 29.0% |
| Commerce Home Mortgage, Inc. | 115 | 7.500% | $465,000 | 23.7% |
| TROPICAL FINANCIAL CREDIT UNION | 114 | 7.000% | $130,000 | 47.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 110 | 9.865% | $480,000 | 0.9% |
| 1ST FINANCIAL, INC. | 107 | 6.999% | $465,000 | 12.7% |
| POWER FINANCIAL | 103 | 7.125% | $105,000 | 37.2% |
| GUARANTEED RATE, INC. | 102 | 6.788% | $465,000 | 30.9% |
| CAKE MORTGAGE CORP. | 102 | 7.625% | $475,000 | 15.6% |
| NFM, INC. | 97 | 4.990% | $565,000 | 7.6% |
| U.S. Bank National Association | 94 | 6.750% | $355,000 | 59.8% |
| Logan Finance Corporation | 92 | 7.124% | $425,000 | 23.4% |
| JMAC LENDING, INC. | 92 | 6.563% | $475,000 | 17.1% |
| FIRST EQUITY MORTGAGE BANKERS, INC. | 92 | 6.875% | $455,000 | 7.1% |
| DG PINNACLE FUNDING LLC | 92 | 7.250% | $415,000 | 4.2% |
| BETTER MORTGAGE CORPORATION | 91 | 8.000% | $305,000 | 63.6% |
| READY MORTGAGE LENDERS, LLC | 87 | 6.750% | $465,000 | 19.8% |
| LUXURY MORTGAGE CORP. | 86 | 7.375% | $565,000 | 19.8% |
| PLAZA HOME MORTGAGE, INC. | 82 | 6.625% | $395,000 | 48.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 81 | 7.540% | $155,000 | 42.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 81 | 7.125% | $475,000 | 36.2% |
| BANKING MORTGAGE SERVICES, B.M.S. CORP. | 81 | 6.875% | $405,000 | 0.0% |
| LOWER, LLC | 80 | 6.500% | $470,000 | 30.8% |
| American Airlines Federal Credit Union | 80 | 7.625% | $165,000 | 38.5% |
| ARC HOME LLC | 80 | 7.250% | $455,000 | 14.7% |
| AmeriSave Mortgage Corporation | 79 | 8.000% | $165,000 | 80.9% |
| VISTA POINT MORTGAGE, LLC | 79 | 7.625% | $445,000 | 30.6% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 77 | 6.000% | $500,000 | 22.2% |
| PENTAGON FEDERAL CREDIT UNION | 76 | 7.750% | $190,000 | 57.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 76 | 6.375% | $330,000 | 36.0% |
| Mortgage Research Center, LLC | 75 | 6.250% | $425,000 | 50.3% |
| GUARANTEED RATE AFFINITY, LLC | 74 | 6.625% | $470,000 | 29.8% |
| Helm Bank USA | 72 | Not published | $665,000 | 9.9% |
| Fifth Third Bank, National Association | 71 | 7.900% | $215,000 | 57.2% |
| Fairway Independent Mortgage Corporation | 71 | 6.750% | $455,000 | 10.8% |
| FINANCE OF AMERICA REVERSE LLC | 71 | 6.750% | $385,000 | 17.0% |
| NQM FUNDING, LLC | 71 | 7.499% | $545,000 | 20.0% |
| GENEVA FINANCIAL, LLC | 71 | 7.125% | $385,000 | 1.3% |
| RIGHT START MORTGAGE, INC. | 67 | 6.750% | $465,000 | 9.3% |
| Banco do Brasil Americas | 67 | 6.750% | $495,000 | 12.7% |
| GUILD MORTGAGE COMPANY | 66 | 6.500% | $405,000 | 21.8% |
| SouthState Bank, National Association | 64 | 6.800% | $310,000 | 36.1% |
| Click n' Close, Inc. | 64 | 7.000% | $505,000 | 11.8% |
| Discover Bank | 63 | 8.340% | $95,000 | 87.3% |
| Flagstar Bank, N.A. | 63 | 6.750% | $425,000 | 45.8% |
| FBC MORTGAGE, LLC | 62 | 6.313% | $400,000 | 11.4% |
| SmartFi Home Loans, LLC | 62 | 8.990% | $265,000 | 22.2% |
| CARRINGTON MORTGAGE SERVICES, LLC | 60 | 6.995% | $300,000 | 64.0% |
| FlexPoint, Inc. | 58 | 7.438% | $640,000 | 5.2% |
| Equity Prime Mortgage LLC | 57 | 6.500% | $425,000 | 31.0% |
| AMERICAN HERITAGE LENDING, LLC | 57 | 7.375% | $415,000 | 7.8% |
| United Community Bank | 57 | 6.500% | $295,000 | 39.4% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 57 | 9.990% | $425,000 | 0.0% |
| BELEM SERVICING LLC | 57 | 6.875% | $425,000 | 3.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 55 | 6.500% | $445,000 | 9.5% |
| FIRST COLONY MORTGAGE CORPORATION | 54 | 6.990% | $515,000 | 18.1% |
| Lendage, LLC | 53 | 10.750% | $95,000 | 29.1% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 53 | 6.990% | $345,000 | 11.3% |
| LENDSURE MORTGAGE CORP. | 53 | 7.625% | $475,000 | 4.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 53 | 6.750% | $475,000 | 5.4% |
| HOME FINANCING CENTER, INC. | 53 | 6.875% | $465,000 | 3.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 51 | 6.625% | $415,000 | 5.6% |
| Greenbox Loans, Inc. | 51 | 7.500% | $415,000 | 1.9% |
| MIAMI FIREFIGHTERS FEDERAL CREDIT UNION | 49 | 6.750% | $145,000 | 26.9% |
| QUORUM FEDERAL CREDIT UNION | 49 | 8.875% | $205,000 | 47.1% |
| LAKEVIEW LOAN SERVICING, LLC | 48 | 8.938% | $80,000 | 74.8% |
| PHH Mortgage Corporation | 48 | 6.250% | $265,000 | 34.3% |
| MOVEMENT MORTGAGE, LLC | 47 | 6.750% | $465,000 | 23.2% |
| SUMMIT FUNDING, INC. | 46 | 6.875% | $460,000 | 16.4% |
| UBS Bank USA | 45 | 5.875% | $1,685,000 | 19.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 43 | 6.490% | $485,000 | 8.5% |
| GoodLeap, LLC | 42 | 7.350% | $135,000 | 27.1% |
| Popular Bank | 42 | Not published | $975,000 | 36.4% |
| SUN WEST MORTGAGE COMPANY, INC. | 41 | 6.598% | $395,000 | 16.1% |
| Emporium TPO LLC | 41 | 7.250% | $455,000 | 14.5% |
| LONGBRIDGE FINANCIAL, LLC | 40 | 6.438% | $305,000 | 25.7% |
| Suncoast Credit Union | 40 | 7.375% | $150,000 | 36.9% |
| 9845005BP6974AE5D838 | 40 | 6.933% | $470,000 | 15.3% |
| AMERITRUST MORTGAGE CORPORATION | 39 | 6.990% | $545,000 | 18.8% |
| Charles Schwab Bank, SSB | 38 | 5.600% | $765,000 | 21.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 37 | 6.500% | $455,000 | 26.0% |
| FOUNDATION MORTGAGE CORPORATION | 36 | 7.500% | $710,000 | 15.9% |
| RESICENTRAL, LLC | 36 | 6.558% | $450,000 | 9.5% |
| The Federal Savings Bank | 35 | 6.500% | $385,000 | 31.4% |
| Home Mortgage Alliance Corporation (HMAC) | 35 | 7.875% | $355,000 | 25.5% |
| BrightStar Credit Union | 35 | 7.250% | $355,000 | 31.4% |
| Valley National Bank | 35 | 6.490% | $335,000 | 36.1% |
| FUNDLOANS CAPITAL | 35 | 7.750% | $845,000 | 10.3% |
| FM Home Loans, LLC | 35 | 7.250% | $685,000 | 0.0% |
| Loan Funder LLC | 34 | 10.625% | $505,000 | 33.3% |
| First-Citizens Bank & Trust Company | 33 | 5.990% | $355,000 | 31.5% |
| Intercredit Bank, National Association | 33 | Not published | $530,000 | 19.1% |
| PLANET HOME LENDING, LLC | 33 | 5.990% | $485,000 | 37.5% |
| TOWNE MORTGAGE COMPANY | 32 | 6.375% | $400,000 | 9.1% |
| Prosperity Home Mortgage, LLC | 32 | 6.625% | $420,000 | 20.0% |
| Capital Partner Mortgage Services | 32 | 6.500% | $400,000 | 20.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 31 | 6.625% | $495,000 | 29.1% |
| Banesco USA | 31 | Not published | $1,065,000 | 0.0% |
| OAKTREE FUNDING CORP. | 30 | 8.063% | $475,000 | 4.3% |
| STG MORTGAGE INC | 29 | 6.500% | $515,000 | 26.1% |
| GTE Federal Credit Union | 29 | 8.250% | $175,000 | 31.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 29 | 6.375% | $515,000 | 14.7% |
| Bethpage Federal Credit Union | 28 | 6.490% | $255,000 | 71.1% |
| Ocean Bank | 28 | Not published | $1,040,000 | 28.3% |
| Bank OZK | 28 | 6.120% | $375,000 | 47.4% |
| SOUTH RIVER MORTGAGE, LLC | 26 | 8.990% | $260,000 | 3.7% |
| Valon Mortgage, Inc. | 26 | 8.825% | $65,000 | 44.6% |
| Synovus Bank | 26 | 7.825% | $255,000 | 41.3% |
| 2549005FUF02T1IFCA22 | 26 | 7.250% | $345,000 | 43.5% |
| BPL MORTGAGE TRUST, LLC | 26 | 6.688% | $205,000 | 25.6% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 26 | 6.875% | $395,000 | 9.7% |
| Ixonia Bank | 26 | 7.250% | $445,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 25 | 6.250% | $285,000 | 16.1% |
| NVR Mortgage Finance, Inc. | 25 | 6.250% | $295,000 | 40.5% |
| AMERANT MORTGAGE, LLC | 25 | 6.375% | $735,000 | 26.5% |
| Terrabank, National Association | 25 | Not published | $595,000 | 0.0% |
| Seacoast National Bank | 24 | 7.250% | $405,000 | 58.5% |
| 254900CTT87ZKAUTIJ37 | 24 | 9.990% | $480,000 | 33.3% |
| GEORGIA'S OWN | 24 | 8.250% | $395,000 | 28.6% |
| Raymond James Bank | 23 | 5.250% | $1,105,000 | 14.8% |
| AMERIHOME MORTGAGE COMPANY, LLC | 22 | 6.313% | $490,000 | 36.1% |
| GENWAY HOME MORTGAGE, INC. | 22 | 7.062% | $390,000 | 33.3% |
| Quontic Bank | 22 | 8.125% | $620,000 | 15.4% |
| T2 FINANCIAL LLC | 22 | 6.813% | $460,000 | 11.1% |
| U.S. CENTURY BANK | 22 | Not published | $1,275,000 | 4.0% |
| USALLIANCE FEDERAL CREDIT UNION | 21 | 8.250% | $225,000 | 25.0% |
| Manufacturers and Traders Trust Company | 20 | 5.990% | $330,000 | 59.6% |
| Sierra Pacific Mortgage Company, Inc. | 20 | 7.663% | $215,000 | 43.2% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 20 | 6.750% | $535,000 | 16.7% |
| Filo Mortgage, L.L.C. | 19 | 6.125% | $595,000 | 12.5% |
| UNION HOME MORTGAGE CORP. | 19 | 6.875% | $385,000 | 34.4% |
| GEO-CORP, INC. | 19 | 6.875% | $555,000 | 0.0% |
| The Northern Trust Company | 19 | Not published | $1,770,000 | 0.0% |
| LoanUnited.com, LLC | 18 | 5.933% | $490,000 | 32.1% |
| BMO Bank National Association | 18 | 6.813% | $815,000 | 61.2% |
| Northpointe Bank | 18 | 7.563% | $325,000 | 35.7% |
| ICE LENDER HOLDINGS LLC | 18 | 6.938% | $330,000 | 43.8% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 18 | 9.813% | $715,000 | 34.4% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 18 | 6.562% | $475,000 | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | 18 | 8.985% | $370,000 | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 18 | 7.250% | $410,000 | 0.0% |
| LENDINGONE, LLC | 17 | 7.280% | $395,000 | 67.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 499 lenders each made 17 or fewer mortgages here, and are counted in the totals above.
Bank branches in Miami-Dade County
585 FDIC-insured branches from 58 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
17 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Citibank, National Association, 201 S Biscayne Blvd Pmb 530, Miami
- City National Bank of Florida, 100 Se 2nd St, Miami
- City National Bank of Florida, 100 Se 2nd St Fl 32, Miami
- First Horizon Bank, 102 Nw 37th Ave, Miami
- First Horizon Bank, 260 Crandon Blvd, Key Biscayne
- Intercredit Bank, National Association, 10015 Nw 41st St, Ste 3, Doral
- Intercredit Bank, National Association, 1430 S Dixie Hwy, Ste 104, Coral Gables
- Intercredit Bank, National Association, 4725 Sw 8th St, Miami
- JPMorgan Chase Bank, National Association, 3550 Biscayne Blvd, Miami
- Synovus Bank, 11315 S Dixie Hwy, Pinecrest
- Synovus Bank, 1802 Ne Miami Gardens Dr, North Miami Beach
- Synovus Bank, 2020 Ponce De Leon Blvd, Ste 102, Coral Gables
- Synovus Bank, 5900 Bird Rd, Miami
- Synovus Bank, 8404 Nw 103rd Street, Suites B and C, Hialeah Gardens
- Synovus Bank, 9128 Nw 25th St, Doral
- TD Bank, National Association, 1500 Ne Miami Gardens Dr, Miami
- TD Bank, National Association, 255 Alhambra Cir, Coral Gables
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.