Mortgage lenders in Collin County
31,208 mortgages were made in Collin County, Texas, in 2025, by 746 lenders. The median rate their borrowers got was 6.375% on a median loan of $375,000. Of 40,296 decisions, 7,580 were denials — 18.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 4,522 | 6.125% | $505,000 | 10.0% |
| Rocket Mortgage, LLC | 1,595 | 6.625% | $345,000 | 22.1% |
| DHI MORTGAGE COMPANY, LTD. | 1,522 | 3.990% | $285,000 | 15.1% |
| LENNAR MORTGAGE, LLC | 1,203 | 4.625% | $265,000 | 19.0% |
| Loandepot.Com, LLC | 1,023 | 4.990% | $305,000 | 13.6% |
| JPMorgan Chase Bank, National Association | 639 | 6.365% | $495,000 | 11.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 619 | 6.650% | $515,000 | 2.8% |
| Bank of America, National Association | 600 | 6.000% | $205,000 | 46.6% |
| PENNYMAC LOAN SERVICES, LLC | 551 | 6.375% | $385,000 | 18.3% |
| Frost Bank | 525 | 7.750% | $155,000 | 38.8% |
| CREDIT UNION OF TEXAS | 489 | 7.700% | $135,000 | 24.2% |
| VELOCIO MORTGAGE L.L.C. | 450 | 4.990% | $345,000 | 2.8% |
| SFMC, LP | 438 | 5.990% | $375,000 | 4.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 409 | 6.624% | $395,000 | 2.8% |
| CMG MORTGAGE, INC. | 384 | 6.625% | $435,000 | 4.6% |
| PULTE MORTGAGE LLC | 379 | 5.375% | $445,000 | 8.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 374 | 6.175% | $485,000 | 4.8% |
| UNION HOME MORTGAGE CORP. | 350 | 5.490% | $345,000 | 3.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 347 | 7.000% | $135,000 | 10.3% |
| Paramount Residential Mortgage Group, Inc. | 341 | 6.625% | $465,000 | 2.3% |
| FREEDOM MORTGAGE CORPORATION | 323 | 6.250% | $425,000 | 12.2% |
| THE LOAN STORE, INC. | 320 | 6.625% | $305,000 | 11.6% |
| NEWREZ LLC | 313 | 6.375% | $385,000 | 24.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 303 | 6.250% | $455,000 | 9.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 300 | 6.624% | $415,000 | 1.0% |
| REPUBLIC STATE MORTGAGE CO. | 299 | 5.375% | $325,000 | 2.3% |
| U.S. Bank National Association | 266 | 6.375% | $515,000 | 17.6% |
| Fairway Independent Mortgage Corporation | 249 | 6.625% | $415,000 | 4.2% |
| M/I FINANCIAL, LLC | 237 | 5.875% | $475,000 | 3.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 229 | 6.750% | $395,000 | 10.9% |
| LOWER, LLC | 228 | 6.375% | $415,000 | 2.9% |
| Taylor Morrison Home Funding, Inc. | 225 | 5.500% | $485,000 | 13.5% |
| PNC Bank, National Association | 210 | 7.940% | $185,000 | 44.1% |
| GUILD MORTGAGE COMPANY | 186 | 6.375% | $350,000 | 6.2% |
| First United Bank and Trust Company | 185 | 6.875% | $415,000 | 9.9% |
| NATIONSTAR MORTGAGE LLC | 184 | 6.990% | $245,000 | 20.3% |
| KIND LENDING, LLC | 183 | 6.500% | $415,000 | 23.9% |
| JET HOMELOANS, LP | 182 | 5.990% | $505,000 | 1.6% |
| GUARANTEED RATE, INC. | 177 | 6.500% | $455,000 | 9.6% |
| EVERETT FINANCIAL, INC. | 168 | 6.750% | $350,000 | 5.6% |
| Navy Federal Credit Union | 163 | 6.500% | $285,000 | 43.0% |
| TEXANS | 152 | 6.750% | $130,000 | 52.1% |
| Broker Solutions, Inc. | 152 | 6.500% | $315,000 | 15.9% |
| NexBank | 152 | 6.500% | $405,000 | 8.7% |
| Cadence Bank | 141 | 6.625% | $515,000 | 17.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 134 | 6.500% | $430,000 | 20.7% |
| Mortgage Research Center, LLC | 132 | 5.990% | $445,000 | 32.1% |
| ZILLOW HOME LOANS, LLC | 127 | 6.250% | $375,000 | 2.3% |
| SPRING EQ, LLC | 120 | 9.388% | $105,000 | 69.1% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 119 | 6.490% | $535,000 | 0.8% |
| AMWEST FUNDING CORP. | 114 | 6.750% | $355,000 | 3.4% |
| Truist Bank | 113 | 6.140% | $245,000 | 57.2% |
| PLAZA HOME MORTGAGE, INC. | 111 | 6.500% | $445,000 | 20.5% |
| GUIDANCE RESIDENTIAL, LLC | 111 | 6.625% | $405,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 110 | 6.625% | $365,000 | 36.8% |
| PLANET HOME LENDING, LLC | 106 | 6.063% | $375,000 | 7.8% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 101 | 5.990% | $385,000 | 0.0% |
| Wells Fargo Bank, National Association | 99 | 6.375% | $320,000 | 30.1% |
| First Bank | 97 | 6.750% | $425,000 | 1.7% |
| PRIORITY HOME MORTGAGE, L.P. | 96 | 6.063% | $455,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 95 | 6.250% | $415,000 | 9.4% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 94 | 6.562% | $385,000 | 1.1% |
| LAKEVIEW LOAN SERVICING, LLC | 90 | 6.125% | $410,000 | 70.1% |
| Zions Bancorporation, N.A. | 90 | 6.890% | $255,000 | 30.9% |
| BOKF, National Association | 88 | 6.563% | $405,000 | 37.3% |
| FIRST EQUITY MORTGAGE INCORPORATED | 86 | 6.375% | $530,000 | 25.9% |
| 254900YZ174H294JW398 | 82 | 5.875% | $515,000 | 4.0% |
| PENTAGON FEDERAL CREDIT UNION | 81 | 7.500% | $235,000 | 47.2% |
| TEXAS MORTGAGE LENDING, LLC | 81 | 6.500% | $405,000 | 16.2% |
| Prosperity Home Mortgage, LLC | 77 | 6.500% | $395,000 | 9.3% |
| Comerica Bank | 74 | 5.990% | $240,000 | 51.2% |
| CERTIFIED FUNDING, L.P. | 74 | 7.500% | $185,000 | 33.9% |
| MATTAMY HOME FUNDING, LLC | 74 | 5.625% | $430,000 | 11.9% |
| 2549004YKXDDHUWUOH37 | 73 | 4.990% | $355,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 72 | 6.490% | $695,000 | 17.2% |
| A&D Mortgage LLC | 72 | 6.625% | $380,000 | 17.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 72 | 9.913% | $205,000 | 21.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 72 | 6.625% | $405,000 | 4.0% |
| GUARANTEED RATE AFFINITY, LLC | 70 | 6.288% | $450,000 | 4.1% |
| UIF CORPORATION | 69 | 6.625% | $405,000 | 10.1% |
| Prosperity Bank | 65 | 7.250% | $225,000 | 32.4% |
| CORNERSTONE CAPITAL BANK, SSB | 65 | 6.250% | $455,000 | 7.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 65 | 5.750% | $465,000 | 3.6% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 64 | 6.250% | $490,000 | 0.0% |
| AML FUNDING LLC | 62 | 6.625% | $325,000 | 1.6% |
| NETWORK FUNDING, L.P. | 61 | 6.990% | $355,000 | 20.4% |
| KBHS HOME LOANS, LLC | 61 | 6.050% | $315,000 | 11.6% |
| First Horizon Bank | 61 | 6.625% | $465,000 | 8.8% |
| General Mortgage Capital Corporation | 58 | 6.625% | $325,000 | 1.6% |
| Flagstar Bank, N.A. | 57 | 6.000% | $415,000 | 28.4% |
| Sunflower Bank, National Association | 57 | 6.625% | $435,000 | 6.4% |
| INTOUCH CREDIT UNION | 55 | 6.650% | $105,000 | 27.2% |
| Kiavi Funding, Inc. | 55 | 9.450% | $395,000 | 4.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 55 | 6.875% | $415,000 | 5.2% |
| SWBC MORTGAGE CORPORATION | 55 | 6.625% | $475,000 | 3.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 54 | 7.063% | $305,000 | 30.0% |
| Discover Bank | 52 | 8.705% | $95,000 | 81.1% |
| Tomo Mortgage, LLC | 51 | 6.125% | $405,000 | 18.8% |
| Lendage, LLC | 51 | 11.000% | $85,000 | 21.8% |
| FIGURE LENDING LLC | 50 | 10.450% | $90,000 | 41.8% |
| CHAMPIONS FUNDING, LLC | 50 | 7.563% | $325,000 | 35.4% |
| Sierra Pacific Mortgage Company, Inc. | 50 | 6.625% | $465,000 | 1.9% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 49 | 5.995% | $435,000 | 11.4% |
| AmeriSave Mortgage Corporation | 48 | 8.125% | $140,000 | 68.3% |
| RIGHT START MORTGAGE, INC. | 48 | 6.500% | $350,000 | 11.1% |
| DEEPHAVEN MORTGAGE LLC | 47 | 7.500% | $265,000 | 21.9% |
| 21st Mortgage Corporation | 45 | 9.930% | $115,000 | 75.0% |
| PHH Mortgage Corporation | 44 | 6.063% | $430,000 | 29.0% |
| NBKC BANK | 44 | 6.125% | $390,000 | 10.2% |
| GARDNER FINANCIAL SERVICES, LTD. | 44 | 6.250% | $360,000 | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 43 | 5.750% | $495,000 | 23.2% |
| MOVEMENT MORTGAGE, LLC | 43 | 6.500% | $335,000 | 5.9% |
| V.I.P. MORTGAGE, INC. | 43 | 6.250% | $385,000 | 6.5% |
| Gateway First Bank | 42 | 6.813% | $345,000 | 8.7% |
| THE MORTGAGE LINK, INC. | 40 | 6.750% | $375,000 | 0.0% |
| TexasBank | 40 | 7.563% | $280,000 | 0.0% |
| NFM, INC. | 40 | 6.875% | $390,000 | 0.0% |
| USAA Federal Savings Bank | 39 | 6.375% | $395,000 | 28.6% |
| Regions Bank | 38 | 6.000% | $235,000 | 51.6% |
| The American National Bank of Texas | 38 | 6.433% | $355,000 | 14.6% |
| INTERLINC MORTGAGE SERVICES, LLC | 37 | 6.375% | $515,000 | 5.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 37 | 6.500% | $415,000 | 16.0% |
| OCMBC, INC. | 36 | 6.937% | $315,000 | 11.3% |
| PLATINUM EAGLE MORTGAGE LLC | 36 | 6.813% | $355,000 | 5.1% |
| AAA CAPITAL INVESTMENT, INC. | 36 | 6.500% | $275,000 | 0.0% |
| SouthState Bank, National Association | 35 | 7.000% | $385,000 | 33.3% |
| Commerce Home Mortgage, Inc. | 34 | 7.375% | $405,000 | 15.0% |
| NEW WAVE LENDING GROUP INC | 34 | 6.938% | $380,000 | 0.0% |
| Plains Commerce Bank | 33 | 6.500% | $425,000 | 10.8% |
| Citadel Servicing Corporation | 32 | 7.500% | $330,000 | 3.6% |
| NEXERA HOLDING LLC | 31 | 7.375% | $395,000 | 20.5% |
| CANOPY MORTGAGE, LLC | 31 | 6.500% | $465,000 | 6.1% |
| FlexPoint, Inc. | 31 | 6.875% | $385,000 | 7.0% |
| CHURCHILL MORTGAGE CORPORATION | 31 | 6.500% | $375,000 | 0.0% |
| EMET LENDING GROUP, INC. | 31 | 6.875% | $375,000 | 0.0% |
| Citibank, National Association | 30 | 6.375% | $425,000 | 36.0% |
| Centennial Bank | 30 | 6.688% | $300,000 | 16.7% |
| Morgan Stanley Private Bank, National Association | 30 | 5.665% | $610,000 | 2.9% |
| HIGHLAND HOMELOANS, LLC | 30 | 5.250% | $480,000 | 0.0% |
| OriginPoint, LLC | 29 | 6.375% | $565,000 | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 29 | 6.625% | $465,000 | 0.0% |
| RESICENTRAL, LLC | 29 | 6.375% | $445,000 | 3.0% |
| Toyota Financial Savings Bank | 29 | Not published | $395,000 | 9.4% |
| HOMEXPRESS MORTGAGE CORP. | 28 | 7.438% | $425,000 | 45.3% |
| American Airlines Federal Credit Union | 28 | 7.125% | $210,000 | 36.0% |
| CLEAREDGE LENDING LLC | 28 | 7.125% | $360,000 | 25.0% |
| Click n' Close, Inc. | 28 | 6.933% | $325,000 | 6.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 28 | 6.563% | $355,000 | 3.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 27 | 5.750% | $395,000 | 12.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 27 | 6.625% | $775,000 | 3.6% |
| American National Bank & Trust | 27 | 6.875% | $435,000 | 12.5% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 27 | 9.500% | $365,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 26 | 7.438% | $335,000 | 51.8% |
| Cornerstone First Mortgage, Inc | 26 | 6.875% | $355,000 | 10.3% |
| First Financial Bank | 26 | 6.725% | $335,000 | 21.2% |
| CLM MORTGAGE, INC. | 26 | 5.563% | $715,000 | 3.5% |
| Synergy One Lending, Inc. | 25 | 6.625% | $455,000 | 13.8% |
| International Bank of Commerce | 25 | 7.750% | $145,000 | 12.9% |
| Inwood National Bank | 25 | 6.750% | $355,000 | 3.9% |
| Commercial Bank of Texas, National Association | 25 | 6.750% | $425,000 | 7.1% |
| DIGITAL | 24 | 7.490% | $200,000 | 42.9% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 24 | 6.990% | $355,000 | 17.2% |
| JMAC LENDING, INC. | 24 | 6.250% | $480,000 | 4.0% |
| BAY EQUITY LLC | 23 | 6.625% | $425,000 | 11.5% |
| LENDSURE MORTGAGE CORP. | 23 | 7.250% | $345,000 | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 23 | 5.990% | $585,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 22 | 6.625% | $415,000 | 59.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 22 | 6.500% | $340,000 | 3.9% |
| SOUTHWEST FUNDING, LP | 22 | 6.563% | $355,000 | 4.2% |
| NEIGHBORHOOD | 22 | 6.490% | $95,000 | 8.3% |
| EECU | 21 | 7.125% | $125,000 | 48.8% |
| ARC HOME LLC | 21 | 7.250% | $355,000 | 32.3% |
| Farmers Bank & Trust Company | 21 | 7.375% | $355,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 19 | 6.125% | $375,000 | 8.3% |
| MEMBER FIRST MORTGAGE, LLC | 19 | 6.000% | $425,000 | 9.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 19 | 6.750% | $395,000 | 0.0% |
| Florida Capital Bank, National Association | 19 | 6.125% | $495,000 | 17.4% |
| Charles Schwab Bank, SSB | 19 | 5.625% | $675,000 | 4.8% |
| Filo Mortgage, L.L.C. | 18 | 6.125% | $425,000 | 12.0% |
| MOBILITY CREDIT UNION | 18 | Not published | $230,000 | 28.6% |
| Valon Mortgage, Inc. | 18 | 7.963% | $110,000 | 30.8% |
| FINANCE OF AMERICA REVERSE LLC | 18 | 6.750% | $215,000 | 18.2% |
| City Bank | 18 | 6.960% | $450,000 | 14.3% |
| East West Bank | 18 | 6.375% | $255,000 | 20.8% |
| T2 FINANCIAL LLC | 18 | 6.813% | $400,000 | 0.0% |
| AAXY L.L.C. | 18 | 6.125% | $380,000 | 0.0% |
| DATCU | 17 | 7.250% | $155,000 | 37.0% |
| ROYAL UNITED MORTGAGE LLC | 17 | 6.500% | $165,000 | 32.0% |
| Northpointe Bank | 17 | 6.375% | $565,000 | 10.0% |
| Orchard Mortgage, LLC | 17 | 6.625% | $305,000 | 5.6% |
| NQM FUNDING, LLC | 17 | 7.749% | $485,000 | 9.1% |
| US MORTGAGE CORPORATION | 17 | 6.875% | $425,000 | 5.6% |
| EUSTIS MORTGAGE CORPORATION | 17 | 6.750% | $425,000 | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 16 | 7.063% | $345,000 | 4.8% |
| MORTGAGE ACCESS CORP. | 16 | 5.990% | $345,000 | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 16 | 6.875% | $360,000 | 5.9% |
| Easy Street Capital, LLC | 16 | 9.900% | $400,000 | 0.0% |
| Great Plains National Bank | 15 | 6.875% | $395,000 | 11.8% |
| GENWAY HOME MORTGAGE, INC. | 15 | 7.625% | $325,000 | 16.7% |
| LONGBRIDGE FINANCIAL, LLC | 15 | 6.125% | $195,000 | 5.6% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 546 lenders each made 15 or fewer mortgages here, and are counted in the totals above.
Bank branches in Collin County
274 FDIC-insured branches from 70 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
21 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 2300 Eldorado Pkwy, Mckinney
- Cadence Bank, 320 S Preston Rd, Celina
- Cadence Bank, 402 W White St, Anna
- Cadence Bank, 6001 Windhaven Pkwy, Ste 100, Plano
- Capital One, National Association, 8989 Preston Rd, Frisco
- Comerica Bank, 1610 E Stacy Rd, Allen
- Comerica Bank, 19176 Preston Rd, Dallas
- Comerica Bank, 2560 Dallas Pkwy, Plano
- Comerica Bank, 3310 Premier Dr, Plano
- Comerica Bank, 3700 S.H. 121, Plano
- Comerica Bank, 4111 Preston Road, Frisco
- Comerica Bank, 805 W Mcdermott Dr, Allen
- Comerica Bank, 8208 Preston Rd, Plano
- Comerica Bank, 8422 Dallas Parkway, Frisco
- First Foundation Bank, 1601 Preston Rd, Ste K, Plano
- First National Bank Texas, 1707 W University Dr, Mckinney
- Peoples Bank, 100 Cole St, Princeton
- Texas Bank, 7700 Main St, Frisco
- Veritex Community Bank, 1518 Legacy Dr, Ste 100, Frisco
- Veritex Community Bank, 17950 Preston Rd, Ste 100, Dallas
- Veritex Community Bank, 5049 W Park Blvd, Plano
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.