Mortgage lenders in Wayne County
2,636 mortgages were made in Wayne County, North Carolina, in 2025, by 281 lenders. The median rate their borrowers got was 6.490% on a median loan of $205,000. Of 3,859 decisions, 1,047 were denials — 27.1%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| STATE EMPLOYEES' | 349 | 6.250% | $105,000 | 40.3% |
| Rocket Mortgage, LLC | 152 | 6.500% | $190,000 | 22.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 150 | 5.999% | $235,000 | 10.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 134 | 6.313% | $235,000 | 2.9% |
| Mortgage Research Center, LLC | 109 | 6.250% | $255,000 | 27.5% |
| Truist Bank | 87 | 7.000% | $105,000 | 36.1% |
| MOVEMENT MORTGAGE, LLC | 86 | 6.500% | $225,000 | 5.3% |
| LOWER, LLC | 86 | 6.500% | $235,000 | 1.2% |
| American Security Mortgage Corp. | 71 | 6.250% | $255,000 | 1.3% |
| FREEDOM MORTGAGE CORPORATION | 68 | 5.813% | $265,000 | 10.9% |
| Navy Federal Credit Union | 56 | 6.313% | $200,000 | 34.9% |
| CORNERSTONE CAPITAL BANK, SSB | 51 | 5.750% | $285,000 | 1.9% |
| DHI MORTGAGE COMPANY, LTD. | 50 | 4.990% | $245,000 | 32.4% |
| Southern Bank and Trust Company | 49 | 7.500% | $165,000 | 16.1% |
| Loandepot.Com, LLC | 46 | 5.813% | $275,000 | 28.4% |
| First-Citizens Bank & Trust Company | 45 | 6.500% | $105,000 | 26.6% |
| PENNYMAC LOAN SERVICES, LLC | 42 | 5.990% | $270,000 | 14.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 42 | 6.470% | $250,000 | 4.4% |
| Broker Solutions, Inc. | 29 | 6.750% | $185,000 | 21.1% |
| NEWREZ LLC | 27 | 6.250% | $205,000 | 39.1% |
| 21st Mortgage Corporation | 25 | 10.510% | $95,000 | 79.2% |
| MICHIGAN MUTUAL, INC. | 22 | 6.250% | $275,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 20 | 6.125% | $275,000 | 3.9% |
| PNC Bank, National Association | 19 | 7.350% | $65,000 | 56.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 9.625% | $120,000 | 72.6% |
| JPMorgan Chase Bank, National Association | 18 | 6.375% | $205,000 | 5.3% |
| KS BANK, INC. | 18 | Not published | $190,000 | 5.0% |
| NATIONSTAR MORTGAGE LLC | 17 | 6.250% | $155,000 | 18.2% |
| Fairway Independent Mortgage Corporation | 17 | 6.688% | $245,000 | 5.6% |
| Wells Fargo Bank, National Association | 16 | 5.750% | $225,000 | 20.0% |
| FBC MORTGAGE, LLC | 15 | 6.250% | $285,000 | 0.0% |
| AmeriSave Mortgage Corporation | 14 | 6.625% | $80,000 | 66.0% |
| GUARANTEED RATE, INC. | 14 | 6.313% | $290,000 | 15.8% |
| Alcova Mortgage LLC | 14 | 6.750% | $240,000 | 10.5% |
| GUILD MORTGAGE COMPANY | 13 | 6.125% | $215,000 | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 13 | 6.500% | $225,000 | 0.0% |
| Kiavi Funding, Inc. | 12 | 9.475% | $150,000 | 14.3% |
| Coastal Community Bank | 11 | 10.490% | $45,000 | 6.9% |
| VILLAGE CAPITAL & INVESTMENT LLC | 11 | 5.750% | $325,000 | 40.0% |
| Regions Bank | 11 | 6.250% | $165,000 | 23.5% |
| TOWNE MORTGAGE COMPANY | 11 | 6.125% | $225,000 | 7.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.500% | $165,000 | 26.7% |
| AgCarolina Farm Credit, FLCA | 10 | 7.660% | $230,000 | 0.0% |
| Sunflower Bank, National Association | 10 | 5.990% | $310,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 10 | 6.750% | $215,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 52.4% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 40.0% |
| COASTAL Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 40.0% |
| GoodLeap, LLC | 9 | Under 10 loans | Under 10 loans | 29.4% |
| United Community Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LIMA ONE CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 44.4% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| PLANET HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 18.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Towne Mortgage of the Carolinas, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Integrity Home Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 7 | Under 10 loans | Under 10 loans | 66.7% |
| FIGURE LENDING LLC | 7 | Under 10 loans | Under 10 loans | 35.0% |
| SPRING EQ, LLC | 7 | Under 10 loans | Under 10 loans | 56.3% |
| LOCAL GOVERNMENT | 7 | Under 10 loans | Under 10 loans | 56.3% |
| SUCCESS LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| RELIANCE FIRST CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NFM, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 43.5% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 58.6% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 44.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Lendage, LLC | 5 | Under 10 loans | Under 10 loans | 22.2% |
| Mid-Continent Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 4 | Under 10 loans | Under 10 loans | 66.7% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 66.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| UNION HOME MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| United Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Towne Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 66.7% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| EQUITY RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| ENCOMPASS LENDING GROUP, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Fifth Third Bank, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LANGLEY Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Heritage Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| North State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Truliant Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OceanFirst Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Atlantic Coast Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 5493004T38NMC864VL66 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 1 | Under 10 loans | Under 10 loans | 60.0% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CENTER, L.L.C. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LATINO COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| North American Savings Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SHARONVIEW FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST FLIGHT | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BoxCar Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAFMAA Mortgage Services LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of New Hampshire | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTA POSTAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NJ LENDERS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 81 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Wayne County
22 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Southern Bank and Trust Company | 5 | $510.4 million |
| Truist Bank | 3 | $520.3 million |
| Wells Fargo Bank, National Association | 3 | $372.8 million |
| Woodforest National Bank | 3 | $17.3 million |
| First-Citizens Bank & Trust Company | 2 | $298.6 million |
| United Bank | 2 | $60.6 million |
| KS Bank, Inc. | 1 | $111.1 million |
| First Bank | 1 | $104.6 million |
| PNC Bank, National Association | 1 | $85.3 million |
| First National Bank of Pennsylvania | 1 | $45.1 million |
Get told when this changes
When the next year’s lending figures are out for Wayne County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.