Mortgage lenders in Cobb County
17,350 mortgages were made in Cobb County, Georgia, in 2025, by 616 lenders. The median rate their borrowers got was 6.625% on a median loan of $305,000. Of 23,621 decisions, 5,290 were denials — 22.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 1,550 | 6.750% | $245,000 | 17.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,304 | 6.490% | $365,000 | 12.3% |
| Ameris Bank | 582 | 6.490% | $355,000 | 9.6% |
| Truist Bank | 501 | 6.340% | $255,000 | 41.2% |
| Bank of America, National Association | 413 | 6.240% | $165,000 | 41.1% |
| Navy Federal Credit Union | 407 | 8.150% | $115,000 | 33.7% |
| DELTA COMMUNITY CREDIT UNION | 402 | 7.000% | $205,000 | 24.6% |
| PENNYMAC LOAN SERVICES, LLC | 362 | 6.500% | $310,000 | 16.7% |
| Loandepot.Com, LLC | 296 | 5.995% | $325,000 | 22.0% |
| CREDIT UNION OF GEORGIA | 289 | 7.250% | $75,000 | 21.8% |
| EVERETT FINANCIAL, INC. | 271 | 6.750% | $345,000 | 15.0% |
| LGE COMMUNITY CREDIT UNION | 266 | Not published | $150,000 | 16.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 264 | 6.750% | $345,000 | 6.1% |
| JPMorgan Chase Bank, National Association | 248 | 6.375% | $310,000 | 11.0% |
| Fairway Independent Mortgage Corporation | 220 | 6.625% | $395,000 | 3.5% |
| NATIONSTAR MORTGAGE LLC | 211 | 8.250% | $135,000 | 15.6% |
| FREEDOM MORTGAGE CORPORATION | 206 | 6.250% | $385,000 | 15.5% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 194 | 6.250% | $375,000 | 3.5% |
| NEWREZ LLC | 190 | 6.500% | $285,000 | 36.4% |
| Regions Bank | 174 | 5.875% | $125,000 | 42.6% |
| MOVEMENT MORTGAGE, LLC | 171 | 6.500% | $385,000 | 4.1% |
| GEORGIA'S OWN | 168 | 7.250% | $105,000 | 31.9% |
| United Community Bank | 154 | 6.500% | $215,000 | 22.0% |
| FIGURE LENDING LLC | 152 | 8.800% | $75,000 | 30.9% |
| KIND LENDING, LLC | 152 | 6.500% | $400,000 | 25.2% |
| Wells Fargo Bank, National Association | 151 | 6.375% | $260,000 | 22.5% |
| PNC Bank, National Association | 139 | 7.800% | $175,000 | 40.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 133 | 6.490% | $345,000 | 17.0% |
| Synovus Bank | 129 | 8.000% | $205,000 | 21.8% |
| Prosperity Home Mortgage, LLC | 126 | 6.375% | $390,000 | 5.3% |
| GUARANTEED RATE, INC. | 124 | 6.513% | $385,000 | 18.9% |
| SPRING EQ, LLC | 121 | 9.150% | $85,000 | 61.2% |
| Kiavi Funding, Inc. | 115 | 10.490% | $305,000 | 5.6% |
| Mortgage Research Center, LLC | 113 | 6.250% | $415,000 | 36.7% |
| Associated Credit Union | 113 | 7.125% | $105,000 | 8.9% |
| Broker Solutions, Inc. | 112 | 6.625% | $290,000 | 23.3% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 110 | 6.500% | $400,000 | 5.2% |
| ZILLOW HOME LOANS, LLC | 110 | 6.500% | $355,000 | 5.2% |
| SouthState Bank, National Association | 107 | 6.590% | $255,000 | 17.8% |
| Fifth Third Bank, National Association | 103 | 7.250% | $205,000 | 42.0% |
| BoxCar Mortgage, LLC | 101 | 6.500% | $435,000 | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 98 | 6.433% | $405,000 | 3.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 92 | 6.313% | $285,000 | 15.0% |
| Paramount Residential Mortgage Group, Inc. | 91 | 6.375% | $375,000 | 2.2% |
| Third Federal Savings and Loan Association of Cleveland | 90 | 6.990% | $155,000 | 38.8% |
| DHI MORTGAGE COMPANY, LTD. | 90 | 4.990% | $385,000 | 19.1% |
| First Option Mortgage, LLC | 89 | 7.124% | $295,000 | 4.6% |
| GUARANTEED RATE AFFINITY, LLC | 86 | 6.600% | $315,000 | 4.3% |
| THE LOAN STORE, INC. | 84 | 6.990% | $305,000 | 19.9% |
| GEORGIA UNITED | 83 | 7.375% | $155,000 | 31.2% |
| AmeriSave Mortgage Corporation | 80 | 8.438% | $105,000 | 68.2% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 80 | 6.500% | $345,000 | 2.4% |
| CANOPY MORTGAGE, LLC | 77 | 6.375% | $355,000 | 4.8% |
| TOLL BROTHERS MORTGAGE COMPANY | 76 | 6.500% | $575,000 | 7.6% |
| LENDINGONE, LLC | 75 | 8.610% | $315,000 | 24.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 75 | 10.535% | $115,000 | 6.2% |
| Capital City Home Loans, LLC | 73 | 6.625% | $395,000 | 2.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 72 | 7.745% | $115,000 | 17.2% |
| BETTER MORTGAGE CORPORATION | 72 | 7.938% | $230,000 | 42.3% |
| GUILD MORTGAGE COMPANY | 72 | 6.375% | $345,000 | 9.5% |
| Renasant Bank | 71 | 5.875% | $315,000 | 11.3% |
| U.S. Bank National Association | 70 | 7.650% | $210,000 | 42.7% |
| Taylor Morrison Home Funding, Inc. | 68 | 4.750% | $395,000 | 5.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 66 | 6.313% | $435,000 | 6.9% |
| First Horizon Bank | 66 | 6.500% | $370,000 | 10.4% |
| STOCKTON MORTGAGE CORPORATION | 65 | 6.500% | $405,000 | 1.5% |
| Onward Home Mortgage, LLC | 63 | 6.500% | $385,000 | 3.1% |
| ITHINK FINANCIAL Credit Union | 63 | 8.000% | $105,000 | 23.2% |
| US MORTGAGE CORPORATION | 63 | 6.750% | $315,000 | 3.1% |
| First Federal Bank | 62 | 6.625% | $390,000 | 7.4% |
| Lendage, LLC | 62 | 10.500% | $65,000 | 10.4% |
| PENTAGON FEDERAL CREDIT UNION | 61 | 7.750% | $155,000 | 40.2% |
| LAKEVIEW LOAN SERVICING, LLC | 59 | 7.375% | $185,000 | 57.0% |
| Citizens Bank, National Association | 59 | 7.900% | $165,000 | 27.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 57 | 6.750% | $315,000 | 9.5% |
| SWBC MORTGAGE CORPORATION | 53 | 6.500% | $345,000 | 1.8% |
| DIRECT LENDERS, LLC | 52 | 6.563% | $385,000 | 3.7% |
| ALLIANT CREDIT UNION | 51 | 7.750% | $155,000 | 27.1% |
| A&D Mortgage LLC | 50 | 6.125% | $385,000 | 1.9% |
| NexBank | 50 | 6.563% | $340,000 | 10.7% |
| PLANET HOME LENDING, LLC | 50 | 5.990% | $415,000 | 10.3% |
| MORTGAGE ASSURANCE, INC. | 48 | 6.375% | $405,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 47 | 6.625% | $205,000 | 53.2% |
| MILEND, INC. | 43 | 6.375% | $335,000 | 14.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 43 | 6.500% | $335,000 | 14.0% |
| CMG MORTGAGE, INC. | 41 | 6.375% | $475,000 | 7.7% |
| Flagstar Bank, N.A. | 41 | 6.500% | $355,000 | 26.3% |
| Coastal Community Bank | 40 | 9.990% | $70,000 | 3.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 40 | 6.120% | $395,000 | 14.8% |
| LOWER, LLC | 40 | 6.625% | $345,000 | 18.0% |
| Discover Bank | 39 | 8.910% | $75,000 | 77.5% |
| PLAZA HOME MORTGAGE, INC. | 39 | 6.625% | $305,000 | 20.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | 36 | 6.500% | $345,000 | 0.0% |
| GoodLeap, LLC | 35 | 7.250% | $75,000 | 16.7% |
| CHAMPIONS FUNDING, LLC | 35 | 7.375% | $265,000 | 18.6% |
| Morgan Stanley Private Bank, National Association | 35 | 5.950% | $615,000 | 5.3% |
| USAA Federal Savings Bank | 34 | 6.250% | $375,000 | 45.3% |
| Equity Prime Mortgage LLC | 34 | 6.563% | $360,000 | 25.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 34 | 6.625% | $390,000 | 2.7% |
| First-Citizens Bank & Trust Company | 33 | 5.990% | $205,000 | 22.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 31 | 6.750% | $295,000 | 24.4% |
| SHELTER HOME MORTGAGE, LLC | 31 | 6.625% | $325,000 | 5.9% |
| OCMBC, INC. | 30 | 7.188% | $320,000 | 2.4% |
| AMWEST FUNDING CORP. | 30 | 6.875% | $300,000 | 3.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 29 | 7.499% | $285,000 | 11.8% |
| ACOPIA, LLC | 29 | 5.875% | $285,000 | 6.1% |
| Alcova Mortgage LLC | 29 | 6.625% | $365,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 28 | 6.433% | $225,000 | 67.7% |
| Presidential Bank, FSB | 28 | 6.490% | $390,000 | 12.1% |
| TRIAD FINANCIAL SERVICES, INC. | 27 | 8.000% | $55,000 | 52.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 27 | 6.375% | $395,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 27 | 6.250% | $285,000 | 12.5% |
| ENVOY MORTGAGE, LTD | 27 | 6.250% | $345,000 | 10.0% |
| FINANCE OF AMERICA REVERSE LLC | 27 | 6.500% | $245,000 | 12.5% |
| Easy Street Capital, LLC | 27 | 9.900% | $265,000 | 0.0% |
| Bethpage Federal Credit Union | 26 | 6.490% | $105,000 | 48.0% |
| UNION HOME MORTGAGE CORP. | 26 | 6.438% | $370,000 | 6.5% |
| DEEPHAVEN MORTGAGE LLC | 26 | 7.438% | $285,000 | 25.7% |
| Southern First Bank | 26 | 6.500% | $415,000 | 0.0% |
| Assurance Financial Group, L.L.C. | 25 | 6.625% | $445,000 | 7.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | 25 | 6.250% | $335,000 | 3.9% |
| Tomo Mortgage, LLC | 24 | 6.375% | $430,000 | 10.7% |
| NBKC BANK | 24 | 5.995% | $410,000 | 21.9% |
| SANCTUARY HOME MORTGAGE LLC | 24 | 6.813% | $405,000 | 4.0% |
| Citadel Servicing Corporation | 24 | 8.000% | $310,000 | 5.0% |
| PULTE MORTGAGE LLC | 24 | 4.990% | $420,000 | 13.8% |
| East West Bank | 24 | 6.000% | $315,000 | 3.9% |
| Plains Commerce Bank | 24 | 6.490% | $405,000 | 0.0% |
| 21st Mortgage Corporation | 23 | 10.010% | $75,000 | 80.6% |
| NEW DAY FINANCIAL, LLC | 23 | 6.750% | $355,000 | 52.9% |
| Hometown Equity Mortgage, LLC | 23 | 7.250% | $375,000 | 41.9% |
| SECURITYNATIONAL MORTGAGE COMPANY | 23 | 6.750% | $275,000 | 25.8% |
| Cadence Bank | 23 | 6.750% | $395,000 | 25.8% |
| TRAILBLAZER MORTGAGE L.L.C. | 23 | 4.990% | $375,000 | 4.2% |
| First National Bank of America | 22 | 9.250% | $260,000 | 4.2% |
| FBC MORTGAGE, LLC | 22 | 6.490% | $400,000 | 8.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 21 | 6.625% | $395,000 | 12.9% |
| Northpointe Bank | 21 | 6.625% | $395,000 | 8.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 21 | 5.875% | $335,000 | 16.1% |
| LEADERONE FINANCIAL CORPORATION | 21 | 6.500% | $365,000 | 8.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 20 | 5.750% | $405,000 | 28.0% |
| 254900M2C4Q6DATP2889 | 20 | 6.125% | $300,000 | 39.4% |
| Bank OZK | 20 | 5.990% | $155,000 | 47.4% |
| NATIONS DIRECT MORTGAGE, LLC | 20 | 7.438% | $380,000 | 13.0% |
| The Federal Savings Bank | 19 | 6.750% | $345,000 | 13.0% |
| Liberty | 19 | 7.500% | $255,000 | 13.6% |
| NFM, INC. | 19 | 6.875% | $425,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 18 | 6.813% | $330,000 | 0.0% |
| CLEAREDGE LENDING LLC | 18 | 7.062% | $340,000 | 21.7% |
| Heritage Mortgage, LLC | 18 | 6.500% | $415,000 | 5.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 18 | 6.625% | $305,000 | 21.7% |
| Citibank, National Association | 17 | 5.875% | $705,000 | 5.6% |
| QUORUM FEDERAL CREDIT UNION | 17 | 8.500% | $105,000 | 36.7% |
| United Bank | 17 | 7.250% | $195,000 | 34.6% |
| PRINCETON MORTGAGE CORPORATION | 17 | 6.250% | $455,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 17 | 6.490% | $295,000 | 13.0% |
| United Trust Bank | 17 | 6.250% | $575,000 | 10.5% |
| General Mortgage Capital Corporation | 17 | 6.500% | $405,000 | 0.0% |
| PHH Mortgage Corporation | 16 | 6.433% | $280,000 | 19.1% |
| Filo Mortgage, L.L.C. | 16 | 6.188% | $420,000 | 5.6% |
| SUMMIT FUNDING, INC. | 16 | 6.438% | $385,000 | 15.8% |
| Mortgage Right | 16 | 6.625% | $380,000 | 5.9% |
| NQM FUNDING, LLC | 16 | 7.562% | $415,000 | 27.3% |
| LoanUnited.com, LLC | 15 | 6.125% | $395,000 | 25.0% |
| HOMEXPRESS MORTGAGE CORP. | 15 | 7.500% | $285,000 | 53.1% |
| BAY EQUITY LLC | 15 | 6.625% | $325,000 | 6.3% |
| FirstBank | 15 | 6.625% | $305,000 | 10.5% |
| FAMILY SAVINGS CREDIT UNION | 15 | 8.000% | $115,000 | 0.0% |
| Pinnacle Bank | 14 | 6.250% | $130,000 | 34.6% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 14 | 6.563% | $360,000 | 12.5% |
| CALCON MUTUAL MORTGAGE LLC | 14 | 6.750% | $300,000 | 0.0% |
| JMAC LENDING, INC. | 14 | 6.563% | $325,000 | 0.0% |
| ServisFirst Bank | 14 | 6.500% | $305,000 | 6.7% |
| ISERVE RESIDENTIAL LENDING, LLC | 14 | 6.625% | $485,000 | 0.0% |
| Charles Schwab Bank, SSB | 14 | 5.825% | $640,000 | 0.0% |
| VYSTAR CREDIT UNION | 13 | 6.000% | $345,000 | 43.5% |
| T2 FINANCIAL LLC | 13 | 6.500% | $345,000 | 11.1% |
| Baxter Credit Union | 13 | 6.750% | $245,000 | 19.1% |
| Valon Mortgage, Inc. | 13 | 8.800% | $65,000 | 21.1% |
| RELIANCE FIRST CAPITAL, LLC | 13 | 6.875% | $215,000 | 11.8% |
| Click n' Close, Inc. | 12 | 7.188% | $225,000 | 22.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 12 | 6.250% | $350,000 | 5.0% |
| NEXERA HOLDING LLC | 12 | 7.438% | $475,000 | 14.3% |
| Cornerstone First Mortgage, Inc | 12 | 6.563% | $410,000 | 7.7% |
| PANORAMA MORTGAGE GROUP, LLC | 12 | 6.813% | $300,000 | 7.7% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 12 | 10.178% | $235,000 | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 12 | 6.000% | $205,000 | 7.7% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 12 | 6.125% | $580,000 | 0.0% |
| Magnolia Bank, Incorporated | 12 | 6.375% | $330,000 | 0.0% |
| Loan Funder LLC | 11 | 7.215% | $245,000 | 38.9% |
| ATLANTA POSTAL | 11 | 8.500% | $105,000 | 47.6% |
| TOP FLITE FINANCIAL, INC. | 11 | 6.625% | $325,000 | 8.3% |
| 254900CTT87ZKAUTIJ37 | 11 | 11.375% | $485,000 | 26.7% |
| Metro City Bank | 11 | 6.250% | $245,000 | 7.7% |
| Capital City Bank | 10 | 6.990% | $215,000 | 25.0% |
| EMM LOANS LLC | 10 | 7.063% | $415,000 | 14.3% |
| TOWER Federal Credit Union | 10 | 7.620% | $155,000 | 23.1% |
| Commerce Home Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 416 lenders each made 9 or fewer mortgages here, and are counted in the totals above.
Bank branches in Cobb County
146 FDIC-insured branches from 25 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 18 | $4.3 billion |
| Bank of America, National Association | 18 | $3.6 billion |
| JPMorgan Chase Bank, National Association | 17 | $1.5 billion |
| Truist Bank | 15 | $3.0 billion |
| Regions Bank | 14 | $774.8 million |
| Fifth Third Bank, National Association | 11 | $656.3 million |
| PNC Bank, National Association | 11 | $425.4 million |
| Ameris Bank | 9 | $1.0 billion |
| Pinnacle Bank | 7 | $10.9 billion |
| United Community Bank | 3 | $666.5 million |
| SouthState Bank, National Association | 3 | $551.6 million |
| First-Citizens Bank & Trust Company | 3 | $270.8 million |
| First Horizon Bank | 2 | $468.0 million |
| Renasant Bank | 2 | $246.7 million |
| United Bank | 2 | $188.5 million |
| Capital City Bank | 2 | $24.1 million |
| ServisFirst Bank | 1 | $759.0 million |
| Affinity Bank, National Association | 1 | $495.9 million |
| East West Bank | 1 | $289.9 million |
| Coastal States Bank | 1 | $171.0 million |
| Bank OZK | 1 | $143.8 million |
| Metro City Bank | 1 | $65.1 million |
| The Huntington National Bank | 1 | $45.5 million |
| Georgia Banking Company | 1 | $31.2 million |
| Craft Bank | 1 | $27.2 million |
Closed since the 2025 survey
6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 250 Church St Ne, Marietta
- Synovus Bank, 1200 Johnson Ferry Rd, Marietta
- Synovus Bank, 269 Roswell St Ne, Marietta
- Synovus Bank, 3400 Overton Park Dr Se, Atlanta
- Synovus Bank, 3460 Sandy Plains Rd, Marietta
- Synovus Bank, 555 Chastain Rd Nw, Kennesaw
Get told when this changes
When the next year’s lending figures are out for Cobb County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.