Mortgage lenders in Suffolk County
9,625 mortgages were made in Suffolk County, Massachusetts, in 2025, by 459 lenders. The median rate their borrowers got was 6.500% on a median loan of $505,000. Of 13,230 decisions, 3,206 were denials — 24.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Citizens Bank, National Association | 757 | 7.400% | $215,000 | 47.2% |
| Leader Bank, National Association | 656 | 6.250% | $545,000 | 2.6% |
| GUARANTEED RATE, INC. | 442 | 6.613% | $615,000 | 8.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 439 | 6.625% | $565,000 | 4.9% |
| Eastern Bank | 420 | 6.750% | $305,000 | 34.9% |
| Rocket Mortgage, LLC | 321 | 6.375% | $455,000 | 26.3% |
| Rockland Trust Company | 282 | 6.740% | $305,000 | 39.2% |
| Bank of America, National Association | 261 | 5.990% | $355,000 | 48.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 257 | 6.597% | $575,000 | 18.7% |
| Cambridge Savings Bank | 255 | 6.250% | $455,000 | 7.2% |
| Manufacturers and Traders Trust Company | 203 | 5.625% | $805,000 | 13.5% |
| JPMorgan Chase Bank, National Association | 170 | 6.250% | $665,000 | 12.4% |
| CMG MORTGAGE, INC. | 141 | 6.500% | $535,000 | 12.7% |
| Workers Federal Credit Union | 135 | 5.750% | $755,000 | 7.3% |
| GUILD MORTGAGE COMPANY | 132 | 6.500% | $545,000 | 9.6% |
| Fairway Independent Mortgage Corporation | 125 | 6.625% | $535,000 | 8.8% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 117 | 6.250% | $515,000 | 17.0% |
| METRO Credit Union | 116 | 6.875% | $155,000 | 18.5% |
| TD Bank, National Association | 115 | 7.190% | $405,000 | 40.5% |
| MOVEMENT MORTGAGE, LLC | 112 | 6.594% | $605,000 | 8.1% |
| First-Citizens Bank & Trust Company | 108 | 4.063% | $275,000 | 9.9% |
| MSA MORTGAGE, LLC | 104 | 6.375% | $620,000 | 11.0% |
| GUARANTEED RATE AFFINITY, LLC | 88 | 6.483% | $560,000 | 4.4% |
| Webster Bank, National Association | 87 | 5.750% | $845,000 | 18.5% |
| EMM LOANS LLC | 78 | 7.125% | $600,000 | 0.0% |
| bankESB | 75 | 6.000% | $455,000 | 4.9% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 74 | 6.562% | $540,000 | 8.4% |
| Loandepot.Com, LLC | 70 | 6.625% | $430,000 | 30.6% |
| Berkshire Bank | 70 | 5.813% | $655,000 | 16.3% |
| PENNYMAC LOAN SERVICES, LLC | 68 | 6.624% | $585,000 | 29.6% |
| Brookline Bank | 68 | 6.750% | $335,000 | 24.5% |
| NEWREZ LLC | 66 | 6.933% | $575,000 | 55.6% |
| Dedham Institution for Savings | 60 | 6.625% | $715,000 | 6.0% |
| U.S. Bank National Association | 57 | 6.250% | $695,000 | 30.1% |
| NEW FED MORTGAGE, CORP. | 57 | 6.500% | $545,000 | 13.6% |
| Morgan Stanley Private Bank, National Association | 57 | 5.850% | $785,000 | 0.0% |
| Everett Co-operative Bank | 56 | Not published | $670,000 | 1.7% |
| Havard Federal Credit Union | 52 | 6.813% | $245,000 | 10.0% |
| Hanscom Federal Credit Union | 50 | 7.000% | $155,000 | 29.1% |
| Needham Bank | 49 | 7.000% | $570,000 | 29.0% |
| Middlesex Savings Bank | 48 | 5.750% | $585,000 | 12.7% |
| TOTAL MORTGAGE SERVICES, LLC | 47 | 6.500% | $505,000 | 6.0% |
| The Cooperative Bank | 47 | Not published | $525,000 | 7.3% |
| RADIUS FINANCIAL GROUP INC. | 45 | 6.625% | $525,000 | 6.3% |
| East West Bank | 45 | 6.000% | $535,000 | 8.0% |
| Navy Federal Credit Union | 41 | 7.750% | $255,000 | 37.9% |
| Broker Solutions, Inc. | 39 | 6.750% | $615,000 | 27.8% |
| CCG Fund 1, LLC | 38 | Not published | $1,805,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 37 | 10.250% | $985,000 | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 37 | 6.490% | $535,000 | 5.0% |
| NFM, INC. | 36 | 6.500% | $565,000 | 0.0% |
| Hingham Institution for Savings, The | 36 | Not published | $970,000 | 5.3% |
| DIGITAL | 35 | 6.625% | $435,000 | 41.9% |
| JEANNE D'ARC Credit Union | 35 | 6.115% | $505,000 | 5.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 34 | 6.250% | $550,000 | 23.9% |
| FREEDOM MORTGAGE CORPORATION | 33 | 6.250% | $555,000 | 22.6% |
| NATIONS DIRECT MORTGAGE, LLC | 33 | 6.490% | $505,000 | 5.7% |
| Salem Five Cents Savings Bank | 32 | 5.990% | $275,000 | 29.2% |
| Wells Fargo Bank, National Association | 32 | 5.813% | $770,000 | 18.0% |
| NATIONSTAR MORTGAGE LLC | 30 | 6.990% | $230,000 | 32.6% |
| Institution for Savings in Newburyport and Its Vicinity | 30 | 6.125% | $640,000 | 11.1% |
| Mortgage Research Center, LLC | 29 | 5.875% | $635,000 | 38.3% |
| Direct Federal Credit Union | 29 | Not published | $305,000 | 44.2% |
| PNC Bank, National Association | 28 | 5.990% | $380,000 | 54.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 28 | 6.625% | $645,000 | 20.0% |
| The Bank of Canton | 28 | 6.688% | $590,000 | 12.5% |
| City Of Boston Credit Union | 27 | Not published | $105,000 | 45.3% |
| FIGURE LENDING LLC | 27 | 8.550% | $115,000 | 43.3% |
| Citibank, National Association | 27 | 5.750% | $1,035,000 | 14.7% |
| HARBORONE MORTGAGE, LLC | 27 | 6.375% | $645,000 | 20.6% |
| ROCKLAND Federal Credit Union | 26 | 6.500% | $180,000 | 13.3% |
| AmeriSave Mortgage Corporation | 25 | 9.125% | $105,000 | 71.4% |
| General Mortgage Capital Corporation | 25 | 6.500% | $355,000 | 3.7% |
| MLD MORTGAGE INC. | 24 | 6.438% | $610,000 | 3.6% |
| Norwood Co-operative Bank | 24 | Not published | $1,400,000 | 4.0% |
| WEBSTER FIRST Federal Credit Union | 23 | 5.750% | $725,000 | 25.8% |
| Cornerstone Bank | 22 | Not published | $230,000 | 26.7% |
| Logan Finance Corporation | 22 | 7.124% | $805,000 | 0.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | 21 | 6.375% | $625,000 | 8.7% |
| UBS Bank USA | 21 | 5.750% | $1,005,000 | 4.6% |
| United Nations Federal Credit Union | 21 | 5.750% | $615,000 | 8.7% |
| Charles Schwab Bank, SSB | 21 | 5.500% | $1,005,000 | 4.4% |
| OCMBC, INC. | 20 | 6.937% | $715,000 | 12.1% |
| NORTHPOINT MORTGAGE, INC. | 20 | 6.813% | $600,000 | 9.1% |
| Fall River Five Cents Savings Bank | 19 | 6.500% | $605,000 | 24.0% |
| AMWEST FUNDING CORP. | 19 | 7.000% | $505,000 | 9.5% |
| BETTER MORTGAGE CORPORATION | 18 | 9.438% | $195,000 | 62.5% |
| BOSTON FIREFIGHTERS | 18 | Not published | $640,000 | 5.0% |
| Hometown Equity Mortgage, LLC | 18 | 7.250% | $940,000 | 35.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 18 | 6.990% | $625,000 | 9.5% |
| NORTHEAST HOME LOAN, LLC | 17 | 6.625% | $665,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 17 | 6.125% | $665,000 | 5.0% |
| SHARON & CRESCENT UNITED Credit Union | 17 | 6.000% | $375,000 | 15.0% |
| MERRIMACK VALLEY | 16 | 7.500% | $215,000 | 29.2% |
| Liberty Bank | 16 | 5.750% | $550,000 | 11.1% |
| LAKEVIEW LOAN SERVICING, LLC | 15 | 5.990% | $475,000 | 62.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 15 | 5.875% | $585,000 | 4.8% |
| East Cambridge Savings Bank | 15 | Not published | $555,000 | 11.8% |
| SPRING EQ, LLC | 14 | 9.400% | $115,000 | 73.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 14 | 7.208% | $400,000 | 30.0% |
| ALLIANT CREDIT UNION | 14 | 6.188% | $655,000 | 36.4% |
| NBKC BANK | 14 | 6.495% | $510,000 | 6.7% |
| DEEPHAVEN MORTGAGE LLC | 14 | 8.375% | $350,000 | 22.2% |
| Northern Bank & Trust Company | 14 | 7.500% | $655,000 | 0.0% |
| The Cape Cod Five Cents Savings Bank | 13 | 6.875% | $355,000 | 27.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 13 | 6.750% | $655,000 | 0.0% |
| Merchants Bank of Indiana | 13 | 6.625% | $590,000 | 7.1% |
| The Washington Trust Company, of Westerly | 12 | 7.313% | $205,000 | 45.5% |
| HOMEXPRESS MORTGAGE CORP. | 12 | 7.688% | $605,000 | 47.8% |
| Sierra Pacific Mortgage Company, Inc. | 12 | 6.500% | $545,000 | 29.4% |
| Third Federal Savings and Loan Association of Cleveland | 12 | 6.990% | $115,000 | 30.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 12 | 6.933% | $550,000 | 18.8% |
| A&D Mortgage LLC | 12 | 7.188% | $610,000 | 14.3% |
| Bluestone Bank | 12 | Not published | $1,670,000 | 7.7% |
| USALLIANCE FEDERAL CREDIT UNION | 12 | 7.625% | $370,000 | 7.7% |
| Winchester Savings Bank | 12 | Not published | $975,000 | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 12 | 7.063% | $370,000 | 0.0% |
| Loan Funder LLC | 11 | 10.500% | $805,000 | 38.9% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 11 | 9.865% | $525,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 11 | 10.590% | $185,000 | 26.7% |
| JMAC LENDING, INC. | 11 | 7.000% | $635,000 | 8.3% |
| T2 FINANCIAL LLC | 11 | 6.625% | $585,000 | 7.7% |
| Bristol County Savings Bank | 11 | 6.000% | $635,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 10 | 7.125% | $525,000 | 23.1% |
| Prosperity Home Mortgage, LLC | 10 | 6.688% | $635,000 | 33.3% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | 10 | 6.813% | $500,000 | 16.7% |
| EMBRACE HOME LOANS, INC. | 10 | 6.438% | $805,000 | 0.0% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN HERITAGE LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 9.5% |
| LIBERTY BAY CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 44.4% |
| Emporium TPO LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| UniBank for Savings | 9 | Under 10 loans | Under 10 loans | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| KEYSTONE FUNDING, INC. | 9 | Under 10 loans | Under 10 loans | 14.3% |
| FINANCE OF AMERICA REVERSE LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Walpole Co-operative Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| American Airlines Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 42.9% |
| Eagle Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Winter Hill Bank, FSB | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| RIVER WORKS | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Winchester Co-operative Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Reading Co-Operative Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bangor Savings Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| MASS BAY Credit Union | 7 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 61.1% |
| ICE LENDER HOLDINGS LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ALIGN CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 46.2% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FIRST COLONY MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| OAKTREE FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 9.1% |
| Avidia Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Goldman Sachs Bank USA | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NEXERA HOLDING LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Middlesex Federal Savings, F.A. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Service Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 33.3% |
| QUORUM FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 38.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| North Shore Bank, a Co-operative Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Raymond James Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Centreville Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| TREMONT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 22.2% |
| AMERITRUST MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| GEORGIA'S OWN | 5 | Under 10 loans | Under 10 loans | 33.3% |
| MEMBERS MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Lowell Five Cent Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Enterprise Bank and Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Cooperative Bank | 5 | Under 10 loans | Under 10 loans | 14.3% |
| The Village Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Pentucket Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BayCoast Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Heritage Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cape Ann Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HarborOne Bank | 4 | Under 10 loans | Under 10 loans | 66.7% |
| Bethpage Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 60.0% |
| NORWICH COMMERCIAL GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 259 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in Suffolk County
199 FDIC-insured branches from 36 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
19 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 65 Franklin St, Boston
- Berkshire Bank, 1 Post Office Sq, Boston
- Berkshire Bank, 1320 Washington St, Boston
- Berkshire Bank, 413 Washington St, Brighton
- Berkshire Bank, 61 Brookline Ave # 65, Boston
- Boston Trust Walden Company, 1 Beacon St, Boston
- Citizens Bank, National Association, 673 Vfw Pkwy, Chestnut Hill
- Commonwealth Co-operative Bank, 25 Court St, Boston
- HarborOne Bank, 14 W Broadway, Boston
- HarborOne Bank, 1608 Commonwealth Ave, Brighton
- HarborOne Bank, 1952 Beacon St, Boston
- HarborOne Bank, 64 Broad St, Boston
- Manufacturers and Traders Trust Company, 800 Boylston St, Ste 181, Boston
- Rockland Trust Company, 126 Squire Rd, Revere
- Santander Bank, N.A., 3060 Washington Stree, Boston
- Santander Bank, N.A., 346 Congress St, Boston
- Santander Bank, N.A., 474 W Broadway, South Boston
- Santander Bank, N.A., 75 Federal St # 101, Boston
- Webster Bank, National Association, 491 Boylston St, Boston
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When the next year’s lending figures are out for Suffolk County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.