TRUWEST Credit Union
TRUWEST Credit Union received 1,260 applications in 2025 and made 723 mortgages, in 48 counties across 13 states. The median rate its borrowers got was 8.000% on a median loan of $175,000. Of 1,080 decisions, 330 were denials — 30.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300XYLNCM8KWF7B15 |
|---|---|
| Applications received | 1,260 |
| Mortgages made | 723 |
| Denied | 330 |
| Approved, not taken up | 27 |
| Withdrawn or incomplete | 180 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.9155 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 200 | 6.250% | $305,000 | 17.0% |
| Refinancing | 20 | 5.813% | $495,000 | 38.5% |
| Cash-out refinancing | 158 | 8.250% | $175,000 | 32.9% |
| Other purposes | 345 | 8.250% | $105,000 | 35.2% |
Where TRUWEST Credit Union lends most
The 48 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Maricopa County, AZ | 579 | 8.000% | 27.9% |
| Travis County, TX | 29 | 7.750% | 39.6% |
| Pima County, AZ | 20 | 8.000% | 35.3% |
| Pinal County, AZ | 20 | 8.000% | 47.6% |
| Williamson County, TX | 16 | 7.875% | 41.4% |
| Coconino County, AZ | 8 | Under 10 loans | 30.8% |
| Hays County, TX | 8 | Under 10 loans | 18.2% |
| Navajo County, AZ | 7 | Under 10 loans | 12.5% |
| Harris County, TX | 6 | Under 10 loans | 12.5% |
| Yavapai County, AZ | 4 | Under 10 loans | 60.0% |
| Bexar County, TX | 4 | Under 10 loans | 20.0% |
| Cochise County, AZ | 2 | Under 10 loans | 33.3% |
| Dallas County, TX | 2 | Under 10 loans | 0.0% |
| Tarrant County, TX | 2 | Under 10 loans | 0.0% |
| Gila County, AZ | 1 | Under 10 loans | 25.0% |
| Summit County, CO | 1 | Under 10 loans | 0.0% |
| Kootenai County, ID | 1 | Under 10 loans | 0.0% |
| Itasca County, MN | 1 | Under 10 loans | 0.0% |
| Cabarrus County, NC | 1 | Under 10 loans | 0.0% |
| Blanco County, TX | 1 | Under 10 loans | 0.0% |
| Brazoria County, TX | 1 | Under 10 loans | 0.0% |
| Cameron County, TX | 1 | Under 10 loans | 50.0% |
| Collin County, TX | 1 | Under 10 loans | 75.0% |
| Comal County, TX | 1 | Under 10 loans | 75.0% |
| Denton County, TX | 1 | Under 10 loans | 66.7% |
| Fort Bend County, TX | 1 | Under 10 loans | 0.0% |
| Johnson County, TX | 1 | Under 10 loans | 0.0% |
| Llano County, TX | 1 | Under 10 loans | 0.0% |
| McLennan County, TX | 1 | Under 10 loans | 0.0% |
| Orange County, TX | 1 | Under 10 loans | 0.0% |
| Yuma County, AZ | 0 | Under 10 loans | 100.0% |
| San Diego County, CA | 0 | Under 10 loans | 100.0% |
| District of Columbia, DC | 0 | Under 10 loans | 100.0% |
| Middlesex County, MA | 0 | Under 10 loans | Not published |
| Flathead County, MT | 0 | Under 10 loans | Not published |
| Stutsman County, ND | 0 | Under 10 loans | 100.0% |
| Lorain County, OH | 0 | Under 10 loans | Not published |
| Bastrop County, TX | 0 | Under 10 loans | 100.0% |
| Burnet County, TX | 0 | Under 10 loans | Not published |
| Eastland County, TX | 0 | Under 10 loans | 100.0% |
| Ellis County, TX | 0 | Under 10 loans | 100.0% |
| El Paso County, TX | 0 | Under 10 loans | 100.0% |
| Hidalgo County, TX | 0 | Under 10 loans | 100.0% |
| Hunt County, TX | 0 | Under 10 loans | Not published |
| Milam County, TX | 0 | Under 10 loans | Not published |
| Nueces County, TX | 0 | Under 10 loans | 100.0% |
| Parker County, TX | 0 | Under 10 loans | 0.0% |
| Pulaski County, VA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.