Mortgage Lender Index

MORIA DEVELOPMENT, INC.

MORIA DEVELOPMENT, INC. received 4,212 applications in 2025 and made 2,983 mortgages, in 346 counties across 39 states. The median rate its borrowers got was 6.625% on a median loan of $315,000. Of 3,114 decisions, 101 were denials — 3.2%, most often for credit history.

Legal Entity Identifier549300N3JBQ15RQ7AV97
Applications received4,212
Mortgages made2,983
Denied101
Approved, not taken up30
Withdrawn or incomplete1,098
Loans bought from other lenders0
Median rate spread over the prime offer rate0.423 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,452 6.625%$315,000 2.7%
Refinancing517 6.625%$285,000 5.2%
Cash-out refinancing13 6.500%$285,000 18.8%
Other purposes1 Under 10 loansUnder 10 loans 0.0%

Where MORIA DEVELOPMENT, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Kern County, CA 4596.500%0.0%
Maricopa County, AZ 3296.875%1.5%
Pima County, AZ 3026.624%1.6%
Clark County, NV 2497.250%4.6%
Talladega County, AL 1176.000%2.5%
Douglas County, NE 1096.375%5.2%
Pinal County, AZ 576.625%6.5%
Hall County, NE 546.750%0.0%
Denver County, CO 536.490%3.6%
San Diego County, CA 526.375%0.0%
Yavapai County, AZ 506.688%3.9%
Arapahoe County, CO 386.490%2.5%
Jefferson County, AL 367.688%5.3%
Sarpy County, NE 356.490%7.7%
Coconino County, AZ 337.000%0.0%
Lancaster County, NE 336.625%5.7%
Spotsylvania County, VA 336.375%2.9%
Adams County, CO 306.624%3.2%
Tuscaloosa County, AL 296.625%12.1%
Tallapoosa County, AL 285.990%0.0%
Santa Cruz County, AZ 256.750%3.7%
Weber County, UT 216.750%0.0%
Douglas County, CO 206.750%0.0%
Stafford County, VA 196.624%0.0%
Jefferson County, CO 186.563%0.0%
Hidalgo County, TX 185.990%14.3%
Prince William County, VA 176.375%0.0%
Shelby County, AL 156.250%16.7%
Riverside County, CA 146.563%0.0%
San Bernardino County, CA 146.813%6.7%
Clay County, AL 136.125%0.0%
Los Angeles County, CA 136.625%0.0%
Coosa County, AL 126.063%0.0%
Sacramento County, CA 126.813%0.0%
Fairfax County, VA 126.250%0.0%
Cumberland County, NC 117.250%0.0%
Bay County, FL 106.625%15.4%
Hamilton County, NE 106.625%0.0%
Walton County, FL 9Under 10 loans0.0%
Multnomah County, OR 9Under 10 loans10.0%
Chesterfield County, VA 9Under 10 loans0.0%
Cochise County, AZ 8Under 10 loans0.0%
Navajo County, AZ 8Under 10 loans11.1%
Merrick County, NE 8Under 10 loans0.0%
Davis County, UT 8Under 10 loans0.0%
Norfolk city, VA 8Under 10 loans0.0%
Virginia Beach city, VA 8Under 10 loans11.1%
Gila County, AZ 7Under 10 loans0.0%
Placer County, CA 7Under 10 loans0.0%
Montgomery County, MD 7Under 10 loans0.0%

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When MORIA DEVELOPMENT, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.