VANTAGE WEST
VANTAGE WEST received 2,340 applications in 2025 and made 1,288 mortgages, in 38 counties across 22 states. The median rate its borrowers got was 7.500% on a median loan of $95,000. Of 2,195 decisions, 569 were denials — 25.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300Z4HQ7YDKUVEW39 |
|---|---|
| Applications received | 2,340 |
| Mortgages made | 1,288 |
| Denied | 569 |
| Approved, not taken up | 338 |
| Withdrawn or incomplete | 145 |
| Loans bought from other lenders | 33 |
| Median rate spread over the prime offer rate | 0.32 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 188 | 6.125% | $305,000 | 6.0% |
| Refinancing | 29 | 5.750% | $415,000 | 23.7% |
| Cash-out refinancing | 84 | 6.500% | $195,000 | 26.6% |
| Other purposes | 987 | 7.750% | $75,000 | 28.1% |
Where VANTAGE WEST lends most
The 38 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pima County, AZ | 949 | 7.500% | 25.5% |
| Maricopa County, AZ | 200 | 7.500% | 24.6% |
| Pinal County, AZ | 85 | 7.500% | 30.1% |
| Cochise County, AZ | 19 | 7.750% | 30.0% |
| Santa Cruz County, AZ | 13 | 7.000% | 25.9% |
| Navajo County, AZ | 4 | Under 10 loans | 33.3% |
| Yavapai County, AZ | 3 | Under 10 loans | 44.4% |
| Coconino County, AZ | 2 | Under 10 loans | 33.3% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Gila County, AZ | 1 | Under 10 loans | 0.0% |
| Mohave County, AZ | 1 | Under 10 loans | 0.0% |
| Yuma County, AZ | 1 | Under 10 loans | 66.7% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| St. Tammany Parish, LA | 1 | Under 10 loans | 0.0% |
| Somerset County, ME | 1 | Under 10 loans | 0.0% |
| Doña Ana County, NM | 1 | Under 10 loans | 0.0% |
| Nash County, NC | 1 | Under 10 loans | 0.0% |
| Montgomery County, OH | 1 | Under 10 loans | 0.0% |
| Fairfax County, VA | 1 | Under 10 loans | 0.0% |
| Apache County, AZ | 0 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 0 | Under 10 loans | Not published |
| Orange County, CA | 0 | Under 10 loans | 100.0% |
| San Diego County, CA | 0 | Under 10 loans | 100.0% |
| Denver County, CO | 0 | Under 10 loans | Not published |
| Pinellas County, FL | 0 | Under 10 loans | Not published |
| Cobb County, GA | 0 | Under 10 loans | Not published |
| Fulton County, GA | 0 | Under 10 loans | Not published |
| Clare County, MI | 0 | Under 10 loans | 100.0% |
| St. Louis city, MO | 0 | Under 10 loans | Not published |
| Rockingham County, NH | 0 | Under 10 loans | Not published |
| Hamilton County, OH | 0 | Under 10 loans | Not published |
| Berks County, PA | 0 | Under 10 loans | 100.0% |
| Richland County, SC | 0 | Under 10 loans | 100.0% |
| Williamson County, TX | 0 | Under 10 loans | Not published |
| Snohomish County, WA | 0 | Under 10 loans | Not published |
| Park County, WY | 0 | Under 10 loans | Not published |
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When VANTAGE WEST’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.