Home purchase lenders in Williamson County
11,539 home purchase mortgages were made in Williamson County, Texas, in 2025, by 509 lenders. The median rate their borrowers got was 6.125% on a median loan of $355,000. Of 13,248 decisions, 1,307 were denials — 9.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 768 | 6.375% | $375,000 | 7.6% |
| LENNAR MORTGAGE, LLC | 708 | 4.750% | $285,000 | 19.8% |
| VELOCIO MORTGAGE L.L.C. | 475 | 3.990% | $345,000 | 5.8% |
| CMG MORTGAGE, INC. | 439 | 6.000% | $375,000 | 4.3% |
| PULTE MORTGAGE LLC | 408 | 6.000% | $365,000 | 14.3% |
| KBHS HOME LOANS, LLC | 367 | 6.250% | $355,000 | 6.3% |
| DHI MORTGAGE COMPANY, LTD. | 355 | 4.375% | $325,000 | 14.7% |
| Taylor Morrison Home Funding, Inc. | 349 | 5.250% | $375,000 | 4.4% |
| Fairway Independent Mortgage Corporation | 340 | 6.490% | $355,000 | 1.5% |
| Rocket Mortgage, LLC | 313 | 6.490% | $355,000 | 8.6% |
| JET HOMELOANS, LP | 252 | 5.875% | $500,000 | 2.3% |
| Loandepot.Com, LLC | 228 | 4.990% | $305,000 | 14.8% |
| M/I FINANCIAL, LLC | 198 | 5.875% | $505,000 | 0.0% |
| UNIVERSITY Federal Credit Union | 183 | 6.500% | $355,000 | 1.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 181 | 5.990% | $505,000 | 1.0% |
| CLM MORTGAGE, INC. | 181 | 5.750% | $435,000 | 1.0% |
| Mortgage Research Center, LLC | 146 | 6.125% | $385,000 | 10.4% |
| JPMorgan Chase Bank, National Association | 133 | 6.375% | $375,000 | 11.8% |
| 254900YZ174H294JW398 | 127 | 6.000% | $435,000 | 2.1% |
| BRIGHTLAND MORTGAGE SERVICES, LTD. | 123 | 5.625% | $385,000 | 0.8% |
| PARKSTONE MORTGAGE, LLC | 112 | 5.750% | $515,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 109 | 6.250% | $415,000 | 15.5% |
| THE LOAN STORE, INC. | 101 | 6.500% | $305,000 | 3.5% |
| LOANPEOPLE, LLC | 100 | 6.490% | $360,000 | 2.0% |
| First United Bank and Trust Company | 94 | 6.563% | $415,000 | 0.0% |
| SFMC, LP | 94 | 5.500% | $375,000 | 5.2% |
| GUILD MORTGAGE COMPANY | 94 | 6.433% | $365,000 | 2.9% |
| NEWREZ LLC | 90 | 6.250% | $360,000 | 7.1% |
| SOUTHERN LENDING SERVICES, LTD. | 83 | 5.990% | $515,000 | 0.0% |
| Broker Solutions, Inc. | 81 | 6.500% | $325,000 | 8.0% |
| KIND LENDING, LLC | 80 | 6.563% | $335,000 | 17.3% |
| INSPIRE HOME LOANS INC. | 78 | 4.875% | $335,000 | 10.9% |
| TOLL BROTHERS MORTGAGE COMPANY | 77 | 6.490% | $805,000 | 15.9% |
| Paramount Residential Mortgage Group, Inc. | 77 | 6.375% | $375,000 | 1.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 75 | 6.750% | $355,000 | 3.8% |
| PRIORITY HOME MORTGAGE, L.P. | 75 | 4.990% | $405,000 | 2.6% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 75 | 5.490% | $525,000 | 0.0% |
| NETWORK FUNDING, L.P. | 74 | 6.375% | $345,000 | 5.1% |
| ZILLOW HOME LOANS, LLC | 65 | 6.375% | $305,000 | 4.4% |
| Cadence Bank | 65 | 6.000% | $325,000 | 8.3% |
| Bank of America, National Association | 63 | 6.000% | $325,000 | 21.3% |
| CORNERSTONE CAPITAL BANK, SSB | 63 | 6.500% | $465,000 | 1.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 63 | 6.375% | $405,000 | 10.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 61 | 6.500% | $315,000 | 3.2% |
| EVERETT FINANCIAL, INC. | 61 | 6.625% | $345,000 | 3.2% |
| Navy Federal Credit Union | 56 | 6.000% | $375,000 | 13.9% |
| REPUBLIC STATE MORTGAGE CO. | 54 | 5.750% | $400,000 | 0.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 53 | 6.625% | $315,000 | 12.6% |
| NFM, INC. | 53 | 5.250% | $345,000 | 0.0% |
| 21st Mortgage Corporation | 52 | 10.145% | $110,000 | 66.0% |
| PILGRIM MORTGAGE LLC | 50 | 6.750% | $405,000 | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 50 | 6.433% | $310,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 49 | 6.125% | $355,000 | 12.1% |
| Florida Capital Bank, National Association | 47 | 6.375% | $335,000 | 4.1% |
| Primis Mortgage Company | 46 | 6.490% | $345,000 | 0.0% |
| U.S. Bank National Association | 46 | 6.500% | $440,000 | 2.1% |
| MOVEMENT MORTGAGE, LLC | 44 | 6.625% | $405,000 | 1.7% |
| Frost Bank | 44 | 6.240% | $305,000 | 23.4% |
| Wells Fargo Bank, National Association | 43 | 6.250% | $315,000 | 15.7% |
| FREEDOM MORTGAGE CORPORATION | 42 | 5.990% | $320,000 | 8.7% |
| LOWER, LLC | 40 | 6.562% | $355,000 | 0.0% |
| STG MORTGAGE INC | 36 | 6.500% | $305,000 | 10.0% |
| Plains Commerce Bank | 35 | 6.500% | $335,000 | 5.4% |
| INTERLINC MORTGAGE SERVICES, LLC | 35 | 5.250% | $355,000 | 7.9% |
| GUARANTEED RATE, INC. | 34 | 6.375% | $385,000 | 8.1% |
| TRIAD FINANCIAL SERVICES, INC. | 33 | 8.490% | $105,000 | 55.8% |
| BETTER MORTGAGE CORPORATION | 33 | 6.125% | $405,000 | 20.9% |
| NexBank | 33 | 6.250% | $295,000 | 2.9% |
| HIGHLAND HOMELOANS, LLC | 32 | 5.933% | $500,000 | 7.7% |
| HOME FINANCING UNLIMITED, INC. | 31 | 6.125% | $655,000 | 0.0% |
| Click n' Close, Inc. | 31 | 6.625% | $315,000 | 6.1% |
| ENCOMPASS LENDING GROUP, LP | 31 | 6.625% | $345,000 | 0.0% |
| USAA Federal Savings Bank | 30 | 6.500% | $320,000 | 26.8% |
| RESICENTRAL, LLC | 30 | 6.490% | $370,000 | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 29 | 7.750% | $415,000 | 2.9% |
| Tomo Mortgage, LLC | 28 | 6.125% | $335,000 | 15.2% |
| FIRST EQUITY MORTGAGE INCORPORATED | 28 | 6.375% | $640,000 | 9.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 28 | 6.221% | $335,000 | 5.7% |
| AAXY L.L.C. | 28 | 6.250% | $450,000 | 0.0% |
| Flagstar Bank, N.A. | 27 | 6.608% | $285,000 | 28.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 27 | 6.624% | $335,000 | 3.5% |
| 254900K39SBWA2QOUF69 | 27 | 6.375% | $365,000 | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 26 | 6.375% | $330,000 | 7.1% |
| UNION HOME MORTGAGE CORP. | 26 | 6.125% | $385,000 | 3.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 26 | 6.250% | $320,000 | 3.7% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 25 | 6.490% | $475,000 | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 25 | 6.625% | $345,000 | 3.9% |
| CANOPY MORTGAGE, LLC | 25 | 6.375% | $385,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 24 | 6.375% | $350,000 | 4.0% |
| GUIDANCE RESIDENTIAL, LLC | 24 | 6.500% | $335,000 | 0.0% |
| 549300UK9R93LGQHOV21 | 24 | 5.250% | $295,000 | 0.0% |
| V.I.P. MORTGAGE, INC. | 22 | 6.375% | $385,000 | 12.0% |
| NATIONSTAR MORTGAGE LLC | 22 | 6.490% | $405,000 | 18.5% |
| GEO-CORP, INC. | 22 | 7.625% | $325,000 | 0.0% |
| SUMMIT FUNDING, INC. | 21 | 6.750% | $285,000 | 4.6% |
| AMWEST FUNDING CORP. | 20 | 6.375% | $350,000 | 13.0% |
| HOMETRUST MORTGAGE COMPANY | 20 | 6.625% | $320,000 | 13.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 20 | 6.375% | $370,000 | 4.8% |
| SMART CHOICE MORTGAGE, A Texas Limited Liability Company | 20 | 6.250% | $545,000 | 0.0% |
| Assurance Financial Group, L.L.C. | 19 | 6.375% | $355,000 | 5.0% |
| CHAMPIONS FUNDING, LLC | 19 | 8.625% | $255,000 | 17.4% |
| HOMEAMERICAN MORTGAGE CORPORATION | 19 | 4.999% | $375,000 | 4.8% |
| SouthStar Bank, S.S.B. | 18 | Not published | $330,000 | 28.0% |
| Prosperity Bank | 18 | 7.063% | $355,000 | 21.7% |
| A+ Federal Credit Union | 18 | 6.058% | $290,000 | 10.0% |
| PNC Bank, National Association | 17 | 6.125% | $285,000 | 22.7% |
| Commerce Home Mortgage, Inc. | 17 | 7.990% | $395,000 | 0.0% |
| Amplify | 17 | 6.625% | $275,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 17 | 6.250% | $305,000 | 0.0% |
| TexasBank | 17 | 7.250% | $295,000 | 5.6% |
| BAY EQUITY LLC | 16 | 6.750% | $400,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 16 | 6.625% | $375,000 | 9.5% |
| SOUTHWEST FUNDING, LP | 16 | 6.870% | $265,000 | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 16 | 6.125% | $365,000 | 0.0% |
| Equity Prime Mortgage LLC | 15 | 6.625% | $375,000 | 34.8% |
| GOLDEN EMPIRE MORTGAGE, INC. | 15 | 6.750% | $465,000 | 11.8% |
| First Bank | 15 | 6.875% | $505,000 | 5.6% |
| 212 LOANS, LLC. | 15 | 11.500% | $275,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 14 | 6.490% | $415,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 14 | 6.435% | $410,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 14 | 6.563% | $380,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 14 | 6.188% | $320,000 | 0.0% |
| A&D Mortgage LLC | 13 | 6.875% | $465,000 | 31.6% |
| ENVOY MORTGAGE, LTD | 13 | 6.625% | $305,000 | 7.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.375% | $295,000 | 0.0% |
| Regions Bank | 13 | 6.625% | $315,000 | 11.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 13 | 6.490% | $365,000 | 0.0% |
| The City National Bank of Taylor | 13 | Not published | $335,000 | 7.1% |
| CERTIFIED FUNDING, L.P. | 12 | 7.500% | $175,000 | 36.8% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 12 | 6.874% | $365,000 | 0.0% |
| Truist Bank | 12 | 6.313% | $435,000 | 7.7% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 12 | 5.750% | $495,000 | 0.0% |
| NBKC BANK | 11 | 5.875% | $405,000 | 15.4% |
| International Bank of Commerce | 11 | 6.500% | $285,000 | 31.3% |
| Kiavi Funding, Inc. | 11 | 10.690% | $215,000 | 8.3% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 11 | 6.125% | $295,000 | 0.0% |
| SENTE MORTGAGE, INC. | 11 | 6.875% | $315,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 10 | 6.125% | $465,000 | 0.0% |
| ALLIANT CREDIT UNION | 10 | 5.875% | $885,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 10 | 6.063% | $325,000 | 31.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 6.063% | $330,000 | 21.4% |
| NEXERA HOLDING LLC | 10 | 7.563% | $385,000 | 9.1% |
| MORTGAGE FINANCIAL SERVICES, LLC | 10 | 6.313% | $385,000 | 0.0% |
| LEGEND LENDING CORPORATION | 10 | 6.625% | $405,000 | 0.0% |
| Gateway First Bank | 10 | 6.500% | $265,000 | 0.0% |
| Frontier Bank of Texas | 10 | Not published | $805,000 | 0.0% |
| Alcova Mortgage LLC | 10 | 6.557% | $310,000 | 0.0% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 7.7% |
| Orchard Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Morgan Stanley Private Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| VeraBank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 38.5% |
| Citadel Servicing Corporation | 8 | Under 10 loans | Under 10 loans | 7.7% |
| CHURCHILL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTIONS EQUITY, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| TOWNE MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 8 | Under 10 loans | Under 10 loans | 0.0% |
| JNC MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 25.0% |
| Synergy One Lending, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of Bastrop | 7 | Under 10 loans | Under 10 loans | 11.1% |
| CASTLE & COOKE MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First Option Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Texas Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stride Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Round Top State Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Alliance Bank Central Texas | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | Under 10 loans | Under 10 loans | 78.4% |
| SOUTHWEST STAGE FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Waterstone Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| CLEAREDGE LENDING LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LENDSURE MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| UNIVERSAL LENDING CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Central National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 5 | Under 10 loans | Under 10 loans | 72.4% |
| TEXAS MORTGAGE LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| TRUWEST Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| First Horizon Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| OriginPoint, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| R Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 309 lenders each made 5 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.