SouthStar Bank, S.S.B.
SouthStar Bank, S.S.B. received 247 applications in 2025 and made 142 mortgages, in 71 counties across 21 states. The median rate its borrowers got was Not published on a median loan of $315,000. Of 186 decisions, 40 were denials — 21.5%.
| Legal Entity Identifier | 549300C1YZ5ZORJBI935 |
|---|---|
| Applications received | 247 |
| Mortgages made | 142 |
| Denied | 40 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 61 |
| Loans bought from other lenders | 29 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: SouthStar Bank, S.S.B., 16 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 106 | Not published | $335,000 | 18.7% |
| Refinancing | 19 | Not published | $245,000 | 24.0% |
| Cash-out refinancing | 13 | Not published | $165,000 | 39.1% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 0.0% |
Where SouthStar Bank, S.S.B. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Travis County, TX | 40 | Not published | 17.7% |
| Williamson County, TX | 24 | Not published | 25.0% |
| Hays County, TX | 12 | Not published | 29.4% |
| Gonzales County, TX | 9 | Under 10 loans | 30.8% |
| Robertson County, TX | 7 | Under 10 loans | 22.2% |
| Lavaca County, TX | 5 | Under 10 loans | 25.0% |
| Bell County, TX | 4 | Under 10 loans | 16.7% |
| Shelby County, TN | 3 | Under 10 loans | 0.0% |
| Kerr County, TX | 3 | Under 10 loans | 0.0% |
| Brazoria County, TX | 2 | Under 10 loans | 0.0% |
| Guadalupe County, TX | 2 | Under 10 loans | 0.0% |
| Harris County, TX | 2 | Under 10 loans | 50.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
| Sacramento County, CA | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| South Central Connecticut Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Honolulu County, HI | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Polk County, IA | 1 | Under 10 loans | 0.0% |
| Baltimore city, MD | 1 | Under 10 loans | 0.0% |
| Montgomery County, OH | 1 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 1 | Under 10 loans | 50.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Richland County, SC | 1 | Under 10 loans | 0.0% |
| Bastrop County, TX | 1 | Under 10 loans | 0.0% |
| Blanco County, TX | 1 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 50.0% |
| Burnet County, TX | 1 | Under 10 loans | 0.0% |
| Caldwell County, TX | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Gillespie County, TX | 1 | Under 10 loans | 0.0% |
| Henderson County, TX | 1 | Under 10 loans | 0.0% |
| Llano County, TX | 1 | Under 10 loans | 0.0% |
| Lubbock County, TX | 1 | Under 10 loans | 0.0% |
| Milam County, TX | 1 | Under 10 loans | 0.0% |
| Nueces County, TX | 1 | Under 10 loans | 0.0% |
| Pecos County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Van Zandt County, TX | 1 | Under 10 loans | 0.0% |
| Victoria County, TX | 1 | Under 10 loans | 0.0% |
| Kane County, UT | 1 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 0 | Under 10 loans | Not published |
| Kern County, CA | 0 | Under 10 loans | Not published |
| Madera County, CA | 0 | Under 10 loans | Not published |
| Hillsborough County, FL | 0 | Under 10 loans | Not published |
| Cook County, IL | 0 | Under 10 loans | Not published |
| DuPage County, IL | 0 | Under 10 loans | Not published |
| Baltimore County, MD | 0 | Under 10 loans | Not published |
| Harford County, MD | 0 | Under 10 loans | Not published |
| Montgomery County, MD | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.