Mortgage Lender Index

CERTIFIED FUNDING, L.P.

CERTIFIED FUNDING, L.P. received 647 applications in 2025 and made 395 mortgages, in 47 counties across 1 state. The median rate its borrowers got was 7.500% on a median loan of $155,000. Of 647 decisions, 252 were denials — 39.0%, most often for other.

Legal Entity Identifier549300TN9GZ5XRCOXX47
Applications received647
Mortgages made395
Denied252
Approved, not taken up0
Withdrawn or incomplete0
Loans bought from other lenders0
Median rate spread over the prime offer rate1.507 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase282 7.500%$185,000 37.9%
Refinancing41 7.500%$125,000 35.9%
Cash-out refinancing56 7.250%$125,000 44.0%
Other purposes16 7.250%$115,000 44.8%

Where CERTIFIED FUNDING, L.P. lends most

The 47 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Collin County, TX 747.500%33.9%
Denton County, TX 577.500%31.3%
Travis County, TX 467.500%30.3%
Harris County, TX 417.500%44.6%
Dallas County, TX 407.500%37.5%
Tarrant County, TX 227.500%48.8%
Montgomery County, TX 177.500%29.2%
Bexar County, TX 157.500%44.4%
Williamson County, TX 147.500%36.4%
Rockwall County, TX 117.500%8.3%
Hays County, TX 7Under 10 loans36.4%
Fort Bend County, TX 5Under 10 loans61.5%
Galveston County, TX 5Under 10 loans16.7%
Parker County, TX 5Under 10 loans28.6%
Comal County, TX 4Under 10 loans60.0%
Ellis County, TX 4Under 10 loans42.9%
Kendall County, TX 3Under 10 loans40.0%
Austin County, TX 2Under 10 loans33.3%
Brazoria County, TX 2Under 10 loans50.0%
Chambers County, TX 2Under 10 loans0.0%
Johnson County, TX 2Under 10 loans66.7%
Lubbock County, TX 2Under 10 loans0.0%
Midland County, TX 2Under 10 loans33.3%
Burnet County, TX 1Under 10 loans0.0%
Caldwell County, TX 1Under 10 loans0.0%
Fannin County, TX 1Under 10 loans0.0%
Grimes County, TX 1Under 10 loans0.0%
Guadalupe County, TX 1Under 10 loans0.0%
Hood County, TX 1Under 10 loans66.7%
Hunt County, TX 1Under 10 loans50.0%
Lampasas County, TX 1Under 10 loans50.0%
McLennan County, TX 1Under 10 loans0.0%
Montague County, TX 1Under 10 loans0.0%
Smith County, TX 1Under 10 loans66.7%
Walker County, TX 1Under 10 loans75.0%
Wise County, TX 1Under 10 loans0.0%
Bastrop County, TX 0Under 10 loans100.0%
Bell County, TX 0Under 10 loans100.0%
Brazos County, TX 0Under 10 loans100.0%
Grayson County, TX 0Under 10 loans100.0%
Hardin County, TX 0Under 10 loans100.0%
Jefferson County, TX 0Under 10 loans100.0%
Medina County, TX 0Under 10 loans100.0%
Nueces County, TX 0Under 10 loans100.0%
Polk County, TX 0Under 10 loans100.0%
Waller County, TX 0Under 10 loans100.0%
Washington County, TX 0Under 10 loans100.0%

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When CERTIFIED FUNDING, L.P.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.