Central National Bank
Central National Bank received 301 applications in 2025 and made 269 mortgages, in 27 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $265,000. Of 298 decisions, 15 were denials — 5.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300QJOGSPJ8EAX798 |
|---|---|
| Applications received | 301 |
| Mortgages made | 269 |
| Denied | 15 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Central National Bank, 35 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 193 | Not published | $295,000 | 2.8% |
| Refinancing | 42 | Not published | $305,000 | 6.5% |
| Other purposes | 34 | Not published | $120,000 | 14.6% |
Where Central National Bank lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| McLennan County, TX | 140 | Not published | 9.4% |
| Bell County, TX | 83 | Not published | 0.0% |
| Williamson County, TX | 8 | Under 10 loans | 0.0% |
| Travis County, TX | 6 | Under 10 loans | 0.0% |
| Bosque County, TX | 3 | Under 10 loans | 0.0% |
| Ellis County, TX | 3 | Under 10 loans | 0.0% |
| Limestone County, TX | 3 | Under 10 loans | 0.0% |
| Tarrant County, TX | 3 | Under 10 loans | 0.0% |
| Hill County, TX | 2 | Under 10 loans | 0.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
| La Plata County, CO | 1 | Under 10 loans | 0.0% |
| San Miguel County, CO | 1 | Under 10 loans | 0.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
| Kane County, IL | 1 | Under 10 loans | 0.0% |
| Yalobusha County, MS | 1 | Under 10 loans | 0.0% |
| Cleveland County, OK | 1 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Coryell County, TX | 1 | Under 10 loans | 0.0% |
| Falls County, TX | 1 | Under 10 loans | 0.0% |
| Hays County, TX | 1 | Under 10 loans | 0.0% |
| Henderson County, TX | 1 | Under 10 loans | 0.0% |
| Jackson County, TX | 1 | Under 10 loans | 0.0% |
| Kendall County, TX | 1 | Under 10 loans | 0.0% |
| Lubbock County, TX | 1 | Under 10 loans | 0.0% |
| Nolan County, TX | 1 | Under 10 loans | 0.0% |
| San Patricio County, TX | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Central National Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.