First Texas Bank
First Texas Bank received 91 applications in 2025 and made 67 mortgages, in 11 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 82 decisions, 13 were denials — 15.9%.
| Legal Entity Identifier | 5493005QU87D4OE5GZ21 |
|---|---|
| Applications received | 91 |
| Mortgages made | 67 |
| Denied | 13 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Texas Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 30 | Not published | $365,000 | 6.3% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Cash-out refinancing | 12 | Not published | $145,000 | 17.7% |
| Other purposes | 17 | Not published | $65,000 | 29.2% |
Where First Texas Bank lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bell County, TX | 27 | Not published | 14.7% |
| Williamson County, TX | 23 | Not published | 11.5% |
| Coryell County, TX | 4 | Under 10 loans | 42.9% |
| Lampasas County, TX | 4 | Under 10 loans | 0.0% |
| Travis County, TX | 4 | Under 10 loans | 20.0% |
| Burnet County, TX | 2 | Under 10 loans | 0.0% |
| Hays County, TX | 1 | Under 10 loans | 0.0% |
| Llano County, TX | 1 | Under 10 loans | 0.0% |
| Milam County, TX | 1 | Under 10 loans | 0.0% |
| Ventura County, CA | 0 | Under 10 loans | 100.0% |
| San Saba County, TX | 0 | Under 10 loans | Not published |
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When First Texas Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.