NEIGHBORHOOD
NEIGHBORHOOD received 456 applications in 2025 and made 168 mortgages, in 20 counties across 1 state. The median rate its borrowers got was 6.490% on a median loan of $85,000. Of 455 decisions, 286 were denials — 62.9%, most often for other. 272 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300I0JGZE27J13Z50 |
|---|---|
| Applications received | 456 |
| Mortgages made | 168 |
| Denied | 286 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.762 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Refinancing | 3 | Under 10 loans | Under 10 loans | 84.2% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 62.5% |
| Other purposes | 159 | 6.490% | $75,000 | 61.9% |
Where NEIGHBORHOOD lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dallas County, TX | 54 | 6.490% | 6.9% |
| Collin County, TX | 22 | 6.490% | 8.3% |
| Ellis County, TX | 21 | 6.640% | 8.7% |
| Tarrant County, TX | 21 | 6.540% | 12.5% |
| Denton County, TX | 14 | 6.365% | 12.5% |
| Kaufman County, TX | 14 | 6.715% | 22.2% |
| Grayson County, TX | 6 | Under 10 loans | 0.0% |
| Van Zandt County, TX | 2 | Under 10 loans | 0.0% |
| Wise County, TX | 2 | Under 10 loans | 0.0% |
| Coleman County, TX | 1 | Under 10 loans | 0.0% |
| Fannin County, TX | 1 | Under 10 loans | 0.0% |
| Galveston County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Henderson County, TX | 1 | Under 10 loans | 0.0% |
| Hill County, TX | 1 | Under 10 loans | 0.0% |
| Hunt County, TX | 1 | Under 10 loans | 0.0% |
| Johnson County, TX | 1 | Under 10 loans | 0.0% |
| Parker County, TX | 1 | Under 10 loans | 0.0% |
| Pecos County, TX | 1 | Under 10 loans | 0.0% |
| Rockwall County, TX | 1 | Under 10 loans | 0.0% |
Get told when this changes
When NEIGHBORHOOD’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.