Mortgage Lender Index

Mortgage lenders in Bradley County

2,671 mortgages were made in Bradley County, Tennessee, in 2025, by 291 lenders. The median rate their borrowers got was 6.500% on a median loan of $225,000. Of 3,680 decisions, 850 were denials — 23.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 193 6.625% $215,000 17.3%
CMG MORTGAGE, INC. 132 6.625% $275,000 7.8%
Regions Bank 128 4.990% $70,000 32.7%
TENNESSEE VALLEY FCU 118 7.628% $125,000 29.2%
Bank of Cleveland 116 Not published $225,000 1.7%
First Citizens National Bank 111 6.875% $195,000 15.2%
DHI MORTGAGE COMPANY, LTD. 94 5.500% $295,000 22.1%
UNITED SHORE FINANCIAL SERVICES, LLC 94 5.999% $305,000 12.4%
United Community Bank 89 6.500% $215,000 17.6%
FirstBank 67 6.625% $245,000 15.3%
Builtwell Bank 58 Not published $175,000 9.2%
SmartBank 57 6.875% $235,000 4.7%
Truist Bank 55 6.600% $125,000 49.6%
Mortgage Research Center, LLC 54 6.250% $335,000 21.4%
FREEDOM MORTGAGE CORPORATION 42 6.188% $240,000 13.0%
Cadence Bank 40 6.375% $255,000 13.0%
UNION HOME MORTGAGE CORP. 39 6.375% $265,000 11.1%
SouthEast Bank 39 7.250% $205,000 12.5%
MOVEMENT MORTGAGE, LLC 33 6.437% $295,000 5.4%
Navy Federal Credit Union 32 6.750% $210,000 15.8%
PENNYMAC LOAN SERVICES, LLC 32 5.990% $235,000 13.2%
THE LOAN STORE, INC. 30 6.625% $270,000 3.0%
SUMMIT FUNDING, INC. 29 6.500% $285,000 3.3%
First Horizon Bank 26 7.270% $100,000 50.0%
MORTGAGE INVESTORS GROUP, INC. 26 6.563% $275,000 0.0%
Mortgage Right 25 6.125% $255,000 3.9%
Pinnacle Bank 22 6.500% $210,000 20.0%
U.S. Bank National Association 21 6.875% $135,000 44.7%
Citizens Bank, National Association 21 8.650% $75,000 30.0%
FIGURE LENDING LLC 20 10.075% $55,000 25.8%
NATIONSTAR MORTGAGE LLC 20 7.188% $150,000 8.7%
Broker Solutions, Inc. 19 6.500% $285,000 13.6%
Old National Bank 19 6.240% $125,000 25.7%
Andrew Johnson Bank 19 7.500% $185,000 4.4%
Kiavi Funding, Inc. 19 9.500% $155,000 9.5%
VANDERBILT MORTGAGE AND FINANCE, INC. 17 9.500% $135,000 80.0%
ABSOLUTE HOME MORTGAGE CORPORATION 17 6.500% $235,000 10.5%
ALAMEDA MORTGAGE CORPORATION 16 6.375% $265,000 5.9%
Loandepot.Com, LLC 16 6.183% $220,000 11.1%
LENNAR MORTGAGE, LLC 16 4.125% $315,000 11.1%
CROSSCOUNTRY MORTGAGE, INC. 14 6.750% $230,000 6.3%
LAKEVIEW LOAN SERVICING, LLC 13 6.625% $275,000 50.0%
NEWREZ LLC 13 6.240% $335,000 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 13 5.990% $305,000 6.7%
Presidential Bank, FSB 13 6.375% $275,000 0.0%
Coastal Community Bank 12 10.490% $30,000 4.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 12 6.125% $235,000 0.0%
Wells Fargo Bank, National Association 12 6.375% $240,000 0.0%
SOFI BANK, NATIONAL ASSOCIATION 11 6.990% $215,000 21.4%
FIRST COMMUNITY MORTGAGE, INC. 11 6.750% $265,000 7.7%
SPRING EQ, LLC 10 9.663% $65,000 58.6%
VILLAGE CAPITAL & INVESTMENT LLC 10 5.870% $270,000 17.4%
Lendage, LLC 10 11.500% $50,000 28.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. 10 10.940% $105,000 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 10 6.688% $225,000 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 10 6.438% $215,000 9.1%
Bank of America, National Association 9 Under 10 loans Under 10 loans 60.0%
Equity Prime Mortgage LLC 9 Under 10 loans Under 10 loans 18.2%
GoodLeap, LLC 9 Under 10 loans Under 10 loans 15.4%
AMERICAN PACIFIC MORTGAGE CORPORATION 9 Under 10 loans Under 10 loans 18.2%
JPMorgan Chase Bank, National Association 9 Under 10 loans Under 10 loans 18.2%
MILLENNIUM BANK 9 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 8 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 8 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 8 Under 10 loans Under 10 loans 0.0%
Discover Bank 7 Under 10 loans Under 10 loans 68.2%
AmeriSave Mortgage Corporation 7 Under 10 loans Under 10 loans 70.8%
USAA Federal Savings Bank 7 Under 10 loans Under 10 loans 41.7%
ISERVE RESIDENTIAL LENDING, LLC 7 Under 10 loans Under 10 loans 12.5%
SUN WEST MORTGAGE COMPANY, INC. 7 Under 10 loans Under 10 loans 12.5%
EUSTIS MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 6 Under 10 loans Under 10 loans 90.5%
GUARANTEED RATE, INC. 6 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 6 Under 10 loans Under 10 loans 40.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 6 Under 10 loans Under 10 loans 30.0%
TOWNE MORTGAGE COMPANY 6 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 6 Under 10 loans Under 10 loans 14.3%
GUILD MORTGAGE COMPANY 6 Under 10 loans Under 10 loans 0.0%
Simmons Bank 6 Under 10 loans Under 10 loans 14.3%
SUCCESS MORTGAGE PARTNERS, INC. 6 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 5 Under 10 loans Under 10 loans 16.7%
KIND LENDING, LLC 5 Under 10 loans Under 10 loans 28.6%
SWBC MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 5 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 5 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 Under 10 loans Under 10 loans 0.0%
Peoples Bank of the South 5 Under 10 loans Under 10 loans 0.0%
RIGHT START MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 4 Under 10 loans Under 10 loans 55.6%
AMERICAN FINANCIAL NETWORK, INC. 4 Under 10 loans Under 10 loans 33.3%
CANOPY MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 Under 10 loans Under 10 loans 0.0%
Third Federal Savings and Loan Association of Cleveland 4 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 4 Under 10 loans Under 10 loans 20.0%
River Valley AgCredit, ACA 4 Under 10 loans Under 10 loans 0.0%
VISTA POINT MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
SIRVA MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
NFM, INC. 4 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 50.0%
Bowater Employees Credit Union 3 Under 10 loans Under 10 loans 42.9%
CHAMPIONS FUNDING, LLC 3 Under 10 loans Under 10 loans 25.0%
STOCKTON MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 50.0%
GENWAY HOME MORTGAGE, INC. 3 Under 10 loans Under 10 loans 50.0%
First Financial Bank, National Association 3 Under 10 loans Under 10 loans 20.0%
Fortera Federal Credit Union 3 Under 10 loans Under 10 loans 20.0%
ZILLOW HOME LOANS, LLC 3 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 3 Under 10 loans Under 10 loans 0.0%
MILEND, INC. 3 Under 10 loans Under 10 loans 25.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 Under 10 loans Under 10 loans 20.0%
First Federal Bank 3 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 3 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 3 Under 10 loans Under 10 loans 25.0%
First National Bank of America 3 Under 10 loans Under 10 loans 0.0%
COMMUNITYAMERICA CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
KNOXVILLE TVA EMPLOYEES CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 3 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 50.0%
254900M2C4Q6DATP2889 2 Under 10 loans Under 10 loans 33.3%
MISSION LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE ACCESS CORP. 2 Under 10 loans Under 10 loans 33.3%
REDSTONE Federal Credit Union 2 Under 10 loans Under 10 loans 60.0%
WILSON BANK AND TRUST 2 Under 10 loans Under 10 loans 50.0%
Renasant Bank 2 Under 10 loans Under 10 loans 33.3%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 2 Under 10 loans Under 10 loans 0.0%
Synovus Bank 2 Under 10 loans Under 10 loans 50.0%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 33.3%
EASTMAN CREDIT UNION 2 Under 10 loans Under 10 loans 33.3%
COMMUNITY MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 2 Under 10 loans Under 10 loans 0.0%
ORNL 2 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 2 Under 10 loans Under 10 loans 0.0%
CONSUMER Credit Union 2 Under 10 loans Under 10 loans 33.3%
ALLIANT CREDIT UNION 2 Under 10 loans Under 10 loans 33.3%
TRUST Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
NBKC BANK 2 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 2 Under 10 loans Under 10 loans 0.0%
ARC HOME LLC 2 Under 10 loans Under 10 loans 0.0%
Citizens Bank 2 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 Under 10 loans Under 10 loans 0.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Legends Bank 2 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
VERITAS FUNDING, LLC 2 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 16.7%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 60.0%
LEADERONE FINANCIAL CORPORATION 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 25.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTY MORTGAGE SERVICES, L.L.C. 1 Under 10 loans Under 10 loans 50.0%
GMFS LLC 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 50.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 66.7%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 50.0%
RockPointBank, National Association 1 Under 10 loans Under 10 loans 0.0%
254900J2RKTTDJSUWD76 1 Under 10 loans Under 10 loans 0.0%
Y-12 Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
Liberty 1 Under 10 loans Under 10 loans 0.0%
AMERITRUST MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 1 Under 10 loans Under 10 loans 50.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Bethpage Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
NATIONS DIRECT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Baxter Credit Union 1 Under 10 loans Under 10 loans 50.0%
Suncoast Credit Union 1 Under 10 loans Under 10 loans 50.0%
MASON MCDUFFIE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Bell Bank 1 Under 10 loans Under 10 loans 50.0%
FOUNDATION MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Logan Finance Corporation 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Easy Street Capital, LLC 1 Under 10 loans Under 10 loans 0.0%
RPE Home, Inc 1 Under 10 loans Under 10 loans 0.0%
American Mortgage Bank, LLC 1 Under 10 loans Under 10 loans 0.0%
AML FUNDING LLC 1 Under 10 loans Under 10 loans 0.0%
FRANKLIN LOAN CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank & Trust, Inc. 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
Resource Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
54930002HD26G3OGZR79 1 Under 10 loans Under 10 loans 0.0%
LADERA LENDING, INC. 1 Under 10 loans Under 10 loans 0.0%
TruHome Solutions, LLC 1 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 1 Under 10 loans Under 10 loans 0.0%
5493004T38NMC864VL66 1 Under 10 loans Under 10 loans 0.0%
ROSS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 0.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 91 lenders each made 1 or fewer mortgages here, and are counted in the totals above.

Bank branches in Bradley County

26 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Builtwell Bank 5$272.7 million
The Park National Bank 4$379.8 million
Regions Bank 4$333.6 million
First Horizon Bank 2$379.7 million
Truist Bank 2$304.7 million
Andrew Johnson Bank 2$42.5 million
Old National Bank 1$789.8 million
Pinnacle Bank 1$513.2 million
SouthEast Bank 1$182.0 million
SmartBank 1$69.0 million
United Community Bank 1$65.2 million
First Financial Bank, National Association 1$9.5 million
Simmons Bank 1$5.6 million

Closed since the 2025 survey

9 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Bradley County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.