Peoples Bank of the South
Peoples Bank of the South received 276 applications in 2025 and made 273 mortgages, in 21 counties across 4 states. The median rate its borrowers got was 7.000% on a median loan of $155,000. Of 275 decisions, 2 were denials — 0.7%.
| Legal Entity Identifier | 549300LWR6X0ZAV34H19 |
|---|---|
| Applications received | 276 |
| Mortgages made | 273 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Peoples Bank of the South, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 80 | Not published | $230,000 | 1.2% |
| Refinancing | 149 | 7.000% | $125,000 | 0.7% |
| Cash-out refinancing | 19 | Not published | $95,000 | 0.0% |
| Other purposes | 25 | Not published | $65,000 | 0.0% |
Where Peoples Bank of the South lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Campbell County, TN | 86 | 7.000% | 2.3% |
| Knox County, TN | 76 | Not published | 0.0% |
| Anderson County, TN | 27 | Not published | 0.0% |
| Hamblen County, TN | 12 | Not published | 0.0% |
| Loudon County, TN | 12 | Not published | 0.0% |
| Blount County, TN | 11 | Not published | 0.0% |
| Scott County, TN | 11 | Not published | 0.0% |
| Claiborne County, TN | 10 | Not published | 0.0% |
| Bradley County, TN | 5 | Under 10 loans | 0.0% |
| McMinn County, TN | 4 | Under 10 loans | 0.0% |
| Rutherford County, TN | 3 | Under 10 loans | 0.0% |
| Dade County, GA | 2 | Under 10 loans | 0.0% |
| Hamilton County, TN | 2 | Under 10 loans | 0.0% |
| Jefferson County, TN | 2 | Under 10 loans | 0.0% |
| Roane County, TN | 2 | Under 10 loans | 0.0% |
| Sevier County, TN | 2 | Under 10 loans | 0.0% |
| Union County, TN | 2 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Miami County, OH | 1 | Under 10 loans | 0.0% |
| Monroe County, TN | 1 | Under 10 loans | 0.0% |
| Sullivan County, TN | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Peoples Bank of the South’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.