CSL Financial, LLC
CSL Financial, LLC received 5,333 applications in 2025 and made 690 mortgages, in 346 counties across 13 states. The median rate its borrowers got was 8.240% on a median loan of $105,000. Of 3,696 decisions, 3,006 were denials — 81.3%, most often for credit history. 4,643 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493000V86JDJLM0OV13 |
|---|---|
| Applications received | 5,333 |
| Mortgages made | 690 |
| Denied | 3,006 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1,637 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 2.2494 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 690 | 8.240% | $105,000 | 81.3% |
Where CSL Financial, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Madison County, AL | 14 | 8.415% | 0.0% |
| Hunt County, TX | 14 | 8.615% | 0.0% |
| Talladega County, AL | 11 | 7.990% | 0.0% |
| Columbia County, FL | 11 | 8.490% | 0.0% |
| Suwannee County, FL | 11 | 8.040% | 0.0% |
| Levy County, FL | 10 | 8.740% | 0.0% |
| Baldwin County, AL | 9 | Under 10 loans | 0.0% |
| Lauderdale County, MS | 9 | Under 10 loans | 0.0% |
| Florence County, SC | 9 | Under 10 loans | 0.0% |
| Liberty County, TX | 8 | Under 10 loans | 0.0% |
| Cullman County, AL | 7 | Under 10 loans | 0.0% |
| DeKalb County, AL | 7 | Under 10 loans | 0.0% |
| Brazoria County, TX | 7 | Under 10 loans | 0.0% |
| Etowah County, AL | 6 | Under 10 loans | 0.0% |
| St. Clair County, AL | 6 | Under 10 loans | 0.0% |
| Shelby County, AL | 6 | Under 10 loans | 0.0% |
| Duval County, FL | 6 | Under 10 loans | 0.0% |
| Lafayette Parish, LA | 6 | Under 10 loans | 0.0% |
| Onslow County, NC | 6 | Under 10 loans | 0.0% |
| Montgomery County, TX | 6 | Under 10 loans | 0.0% |
| Clay County, AL | 5 | Under 10 loans | 0.0% |
| Morgan County, AL | 5 | Under 10 loans | 0.0% |
| Alachua County, FL | 5 | Under 10 loans | 0.0% |
| Bay County, FL | 5 | Under 10 loans | 0.0% |
| Bulloch County, GA | 5 | Under 10 loans | 0.0% |
| Panola County, MS | 5 | Under 10 loans | 0.0% |
| Chilton County, AL | 4 | Under 10 loans | 0.0% |
| Elmore County, AL | 4 | Under 10 loans | 0.0% |
| Jackson County, AL | 4 | Under 10 loans | 0.0% |
| Lauderdale County, AL | 4 | Under 10 loans | 0.0% |
| Limestone County, AL | 4 | Under 10 loans | 0.0% |
| Winston County, AL | 4 | Under 10 loans | 0.0% |
| White County, AR | 4 | Under 10 loans | 0.0% |
| Madison County, FL | 4 | Under 10 loans | 0.0% |
| Effingham County, GA | 4 | Under 10 loans | 0.0% |
| Laurel County, KY | 4 | Under 10 loans | 0.0% |
| Sabine Parish, LA | 4 | Under 10 loans | 0.0% |
| Clarke County, MS | 4 | Under 10 loans | 0.0% |
| Lowndes County, MS | 4 | Under 10 loans | 0.0% |
| Wayne County, MS | 4 | Under 10 loans | 0.0% |
| Craven County, NC | 4 | Under 10 loans | 0.0% |
| Rogers County, OK | 4 | Under 10 loans | 0.0% |
| Aiken County, SC | 4 | Under 10 loans | 0.0% |
| Polk County, TX | 4 | Under 10 loans | 0.0% |
| Calhoun County, AL | 3 | Under 10 loans | 0.0% |
| Cleburne County, AL | 3 | Under 10 loans | 0.0% |
| Lawrence County, AL | 3 | Under 10 loans | 0.0% |
| Marshall County, AL | 3 | Under 10 loans | 0.0% |
| Tuscaloosa County, AL | 3 | Under 10 loans | 0.0% |
| Crawford County, AR | 3 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.