KS BANK, INC.
KS BANK, INC. received 139 applications in 2025 and made 124 mortgages, in 20 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $305,000. Of 133 decisions, 7 were denials — 5.3%.
| Legal Entity Identifier | 254900PW5EE7M05BEZ97 |
|---|---|
| Applications received | 139 |
| Mortgages made | 124 |
| Denied | 7 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: KS Bank, Inc., 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 104 | Not published | $305,000 | 5.4% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 10 | Not published | $380,000 | 9.1% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 0.0% |
Where KS BANK, INC. lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Johnston County, NC | 66 | Not published | 4.3% |
| Wayne County, NC | 18 | Not published | 5.0% |
| Harnett County, NC | 7 | Under 10 loans | 0.0% |
| Wake County, NC | 7 | Under 10 loans | 12.5% |
| Wilson County, NC | 7 | Under 10 loans | 0.0% |
| Sampson County, NC | 4 | Under 10 loans | 0.0% |
| Nash County, NC | 3 | Under 10 loans | 0.0% |
| Carteret County, NC | 2 | Under 10 loans | 33.3% |
| Chatham County, NC | 1 | Under 10 loans | 0.0% |
| Durham County, NC | 1 | Under 10 loans | 0.0% |
| Edgecombe County, NC | 1 | Under 10 loans | 50.0% |
| Franklin County, NC | 1 | Under 10 loans | 0.0% |
| Halifax County, NC | 1 | Under 10 loans | 0.0% |
| Hoke County, NC | 1 | Under 10 loans | 0.0% |
| New Hanover County, NC | 1 | Under 10 loans | 0.0% |
| Onslow County, NC | 1 | Under 10 loans | 0.0% |
| Pender County, NC | 1 | Under 10 loans | 0.0% |
| Pitt County, NC | 1 | Under 10 loans | 0.0% |
| Cumberland County, NC | 0 | Under 10 loans | Not published |
| Robeson County, NC | 0 | Under 10 loans | Not published |
Get told when this changes
When KS BANK, INC.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.