Mortgage lenders in Scott County
3,863 mortgages were made in Scott County, Minnesota, in 2025, by 318 lenders. The median rate their borrowers got was 6.625% on a median loan of $285,000. Of 4,837 decisions, 781 were denials — 16.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| TRUSTONE FINANCIAL CREDIT UNION | 223 | 7.250% | $105,000 | 23.4% |
| Bell Bank | 211 | 6.625% | $365,000 | 3.6% |
| Rocket Mortgage, LLC | 191 | 6.750% | $275,000 | 16.2% |
| Wings Financial Credit Union | 182 | 7.250% | $115,000 | 19.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 181 | 6.374% | $355,000 | 9.0% |
| U.S. Bank National Association | 135 | 8.300% | $135,000 | 35.6% |
| Fairway Independent Mortgage Corporation | 99 | 6.625% | $355,000 | 7.4% |
| DHI MORTGAGE COMPANY, LTD. | 95 | 5.500% | $435,000 | 9.4% |
| LENNAR MORTGAGE, LLC | 85 | 5.625% | $405,000 | 3.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 83 | 6.575% | $355,000 | 3.5% |
| Old National Bank | 80 | 6.000% | $155,000 | 27.9% |
| AFFINITY PLUS | 77 | 6.740% | $75,000 | 17.3% |
| Prosperity Home Mortgage, LLC | 65 | 6.625% | $325,000 | 4.4% |
| Blaze Credit Union | 55 | 6.500% | $105,000 | 10.5% |
| Luminate Bank | 54 | 6.490% | $355,000 | 0.0% |
| Wells Fargo Bank, National Association | 53 | 6.500% | $335,000 | 14.3% |
| Tradition Mortgage, LLC | 52 | 6.750% | $500,000 | 0.0% |
| The Huntington National Bank | 50 | 7.458% | $170,000 | 37.7% |
| Broker Solutions, Inc. | 50 | 6.688% | $315,000 | 2.0% |
| M/I FINANCIAL, LLC | 50 | 5.875% | $425,000 | 1.6% |
| Granite Bank | 49 | 6.625% | $335,000 | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | 48 | 6.250% | $390,000 | 15.0% |
| Frandsen Bank & Trust | 42 | 6.510% | $305,000 | 10.6% |
| Alerus Financial, National Association | 41 | 6.625% | $335,000 | 4.7% |
| Royal Credit Union | 39 | 6.625% | $225,000 | 4.8% |
| GUARANTEED RATE, INC. | 38 | 6.500% | $300,000 | 9.3% |
| NEWREZ LLC | 37 | 6.750% | $275,000 | 31.5% |
| EVERETT FINANCIAL, INC. | 37 | 6.875% | $335,000 | 2.6% |
| Loandepot.Com, LLC | 35 | 6.875% | $275,000 | 16.7% |
| First Bank & Trust | 33 | 7.250% | $155,000 | 22.7% |
| Cambria Financial Group, LLC | 32 | 6.562% | $410,000 | 8.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 32 | 6.500% | $400,000 | 5.9% |
| FIGURE LENDING LLC | 31 | 8.700% | $45,000 | 19.2% |
| Associated Bank, National Association | 30 | 6.625% | $220,000 | 20.0% |
| NATIONSTAR MORTGAGE LLC | 29 | 8.875% | $95,000 | 13.9% |
| New Market Bank | 28 | Not published | $350,000 | 3.5% |
| Mortgage Research Center, LLC | 26 | 6.250% | $365,000 | 29.7% |
| Coastal Community Bank | 25 | 9.740% | $85,000 | 3.6% |
| Minnwest Bank | 25 | 6.875% | $265,000 | 6.9% |
| GUILD MORTGAGE COMPANY | 25 | 6.750% | $355,000 | 0.0% |
| Highland Bank | 24 | Not published | $105,000 | 10.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 23 | 6.625% | $325,000 | 7.1% |
| GUARANTEED RATE AFFINITY, LLC | 23 | 6.425% | $275,000 | 17.9% |
| Bank of America, National Association | 22 | 5.990% | $260,000 | 35.3% |
| HomeTown Bank | 22 | 7.081% | $215,000 | 8.3% |
| FREEDOM MORTGAGE CORPORATION | 21 | 6.250% | $315,000 | 19.4% |
| MOVEMENT MORTGAGE, LLC | 21 | 6.500% | $405,000 | 0.0% |
| Navy Federal Credit Union | 20 | 6.625% | $285,000 | 12.5% |
| Merchants Bank, National Association | 20 | 6.275% | $235,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 19 | 6.125% | $335,000 | 9.5% |
| PULTE MORTGAGE LLC | 19 | 6.000% | $295,000 | 9.5% |
| GUIDANCE RESIDENTIAL, LLC | 19 | 7.000% | $395,000 | 0.0% |
| SOUTH METRO FEDERAL CREDIT UNION | 19 | 5.500% | $75,000 | 9.5% |
| Deerwood Bank | 19 | 7.250% | $175,000 | 5.0% |
| A&D Mortgage LLC | 18 | 6.688% | $415,000 | 5.3% |
| SPRING EQ, LLC | 17 | 9.324% | $95,000 | 62.5% |
| BMO Bank National Association | 17 | 8.130% | $135,000 | 33.3% |
| CMG MORTGAGE, INC. | 17 | 6.750% | $335,000 | 13.6% |
| Summit Mortgage Corporation | 17 | 6.625% | $315,000 | 0.0% |
| VERIDIAN CREDIT UNION | 16 | 6.490% | $105,000 | 15.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 15 | 7.490% | $105,000 | 6.3% |
| Baxter Credit Union | 15 | 6.750% | $105,000 | 20.8% |
| Paramount Residential Mortgage Group, Inc. | 15 | 6.500% | $355,000 | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 15 | 6.490% | $365,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 14 | 6.063% | $325,000 | 27.3% |
| RESICENTRAL, LLC | 14 | 6.375% | $370,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 14 | 6.688% | $385,000 | 0.0% |
| Think Mutual Bank | 12 | 6.890% | $70,000 | 20.0% |
| KIND LENDING, LLC | 12 | 6.625% | $290,000 | 7.7% |
| Home Mortgage Alliance Corporation (HMAC) | 11 | 6.875% | $375,000 | 21.4% |
| Heartland Credit Union | 11 | 7.690% | $55,000 | 0.0% |
| UIF CORPORATION | 10 | 6.375% | $375,000 | 16.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 6.625% | $365,000 | 14.3% |
| TOPLINE FINANCIAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 31.3% |
| First National Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone State Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| IDEAL Credit Union | 8 | Under 10 loans | Under 10 loans | 23.1% |
| Citizens Bank, National Association | 8 | Under 10 loans | Under 10 loans | 30.8% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 66.7% |
| Bridgewater Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| COMPEER FINANCIAL, FLCA | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Castle Rock Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Sunrise Banks, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MEGASTAR FINANCIAL CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 46.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CorTrust Bank National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PREMIER LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SWBC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Choice Financial Group | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 64.5% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SHAREPOINT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The First National Bank of Le Center | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sterling State Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Park State Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 66.7% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| THE LOAN STORE, INC. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| BETTER MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CORTRUST MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| BAY EQUITY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| First National Bank Minnesota | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Coulee Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| American National Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Associated Healthcare Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Vermillion State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 76.9% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 28.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 20.0% |
| GoodLeap, LLC | 3 | Under 10 loans | Under 10 loans | 28.6% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Expedition Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Alliance Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CITY-COUNTY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Community Federal National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BUILDING TRADES FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Lakeview Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 81.8% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 71.4% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MidWestOne Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 2549004XDCE3LGQW7H72 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citizens Bank Minnesota | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bremer Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Gate City Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The State Bank of Faribault | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SOUTHPOINT FINANCIAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BankVista | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Elk River | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THRIVENT Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BANKWEST, INC. | 1 | Under 10 loans | Under 10 loans | 90.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTELLILOAN, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Citizens State Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Heritage Bank National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| First State Bank of Le Center | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lake Elmo Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 118 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Scott County
29 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 5 | $877.5 million |
| Old National Bank | 3 | $452.8 million |
| U.S. Bank National Association | 3 | $329.5 million |
| HomeTown Bank | 2 | $161.9 million |
| Associated Bank, National Association | 2 | $147.8 million |
| The Huntington National Bank | 2 | $113.5 million |
| New Market Bank | 2 | $101.4 million |
| JPMorgan Chase Bank, National Association | 2 | $26.2 million |
| Eagle Rock Bank | 1 | $126.2 million |
| First National Bank Minnesota | 1 | $125.4 million |
| Frandsen Bank & Trust | 1 | $89.3 million |
| Minnwest Bank | 1 | $73.8 million |
| Prime Security Bank | 1 | $62.7 million |
| Cornerstone State Bank | 1 | $44.6 million |
| Sterling State Bank | 1 | $35.0 million |
| The State Bank of Faribault | 1 | $19.5 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- American National Bank, 1100 4th Ave E, Shakopee
- Riverland Bank, 700 Seville Dr, Jordan
Get told when this changes
When the next year’s lending figures are out for Scott County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.