Mortgage lenders in Jackson County
3,600 mortgages were made in Jackson County, Michigan, in 2025, by 282 lenders. The median rate their borrowers got was 6.750% on a median loan of $155,000. Of 4,950 decisions, 1,098 were denials — 22.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 361 | 6.625% | $155,000 | 16.8% |
| TRUE COMMUNITY Credit Union | 301 | Not published | $65,000 | 16.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 245 | 6.500% | $205,000 | 8.4% |
| The Dart Bank | 175 | 6.875% | $225,000 | 3.2% |
| The Huntington National Bank | 168 | 7.590% | $105,000 | 30.5% |
| RUOFF MORTGAGE COMPANY, INC. | 146 | 6.625% | $165,000 | 7.6% |
| Flagstar Bank, N.A. | 120 | 6.625% | $155,000 | 33.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 102 | 6.625% | $205,000 | 4.6% |
| County National Bank | 96 | Not published | $185,000 | 15.0% |
| Fifth Third Bank, National Association | 90 | 7.108% | $100,000 | 35.6% |
| Southern Michigan Bank & Trust | 66 | Not published | $230,000 | 6.0% |
| Mortgage Research Center, LLC | 63 | 6.250% | $205,000 | 21.0% |
| COMMUNITY CHOICE | 63 | 7.990% | $45,000 | 33.7% |
| STAUNTON FINANCIAL, INC. | 63 | 6.624% | $175,000 | 3.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 47 | 6.625% | $185,000 | 0.0% |
| MORTGAGE 1 INCORPORATED | 45 | 6.625% | $235,000 | 4.0% |
| Comerica Bank | 42 | 6.240% | $110,000 | 43.4% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 42 | 7.500% | $105,000 | 32.8% |
| GreenStone Farm Credit Services, FLCA | 42 | 6.850% | $250,000 | 2.2% |
| FREEDOM MORTGAGE CORPORATION | 41 | 6.250% | $205,000 | 15.1% |
| TOWNE MORTGAGE COMPANY | 38 | 6.490% | $165,000 | 6.8% |
| Zippy Loans, LLC | 35 | 8.000% | $55,000 | 36.2% |
| PENNYMAC LOAN SERVICES, LLC | 35 | 6.125% | $215,000 | 10.0% |
| PNC Bank, National Association | 32 | 7.165% | $110,000 | 41.8% |
| JMAC LENDING, INC. | 32 | 6.625% | $205,000 | 3.0% |
| NEWREZ LLC | 30 | 6.990% | $115,000 | 37.3% |
| Independent Bank | 30 | 7.063% | $105,000 | 14.3% |
| Loandepot.Com, LLC | 29 | 6.500% | $165,000 | 38.3% |
| NATIONSTAR MORTGAGE LLC | 29 | 7.125% | $75,000 | 36.7% |
| UNION HOME MORTGAGE CORP. | 29 | 6.500% | $195,000 | 8.8% |
| LAKE MICHIGAN CREDIT UNION | 29 | 6.500% | $205,000 | 6.3% |
| Old National Bank | 28 | 6.195% | $145,000 | 27.5% |
| GUILD MORTGAGE COMPANY | 27 | 6.625% | $95,000 | 9.4% |
| MORTGAGE CENTER L.C | 25 | 6.625% | $125,000 | 7.4% |
| DFCU FINANCIAL | 21 | 5.875% | $55,000 | 10.7% |
| AmeriSave Mortgage Corporation | 19 | 6.625% | $145,000 | 65.5% |
| First Merchants Bank | 19 | 6.375% | $175,000 | 13.0% |
| Citizens Bank, National Association | 18 | 7.325% | $130,000 | 30.8% |
| JPMorgan Chase Bank, National Association | 18 | 6.563% | $150,000 | 25.0% |
| CREDIT UNION ONE | 18 | 8.240% | $75,000 | 23.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 17 | 6.625% | $185,000 | 5.6% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 8.450% | $55,000 | 54.9% |
| TLC COMMUNITY Credit Union | 16 | 7.438% | $115,000 | 26.1% |
| FIRST COLONY MORTGAGE CORPORATION | 16 | 6.750% | $195,000 | 0.0% |
| FIGURE LENDING LLC | 15 | 8.000% | $35,000 | 30.3% |
| Navy Federal Credit Union | 15 | 6.375% | $105,000 | 6.3% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | 15 | 7.500% | $85,000 | 14.3% |
| Bank of America, National Association | 14 | 6.490% | $105,000 | 46.4% |
| Broker Solutions, Inc. | 13 | 7.250% | $205,000 | 38.1% |
| GVC MORTGAGE, INC. | 13 | 6.500% | $235,000 | 18.8% |
| University Bank | 13 | 6.750% | $205,000 | 7.1% |
| MARSHALL COMMUNITY CREDIT UNION | 13 | 7.500% | $145,000 | 0.0% |
| GUARANTEED RATE, INC. | 12 | 7.200% | $260,000 | 7.1% |
| LAKEVIEW LOAN SERVICING, LLC | 12 | 7.120% | $110,000 | 36.0% |
| Eaton Community Bank | 12 | Not published | $160,000 | 14.3% |
| Coastal Community Bank | 10 | 11.490% | $30,000 | 2.6% |
| SPRING EQ, LLC | 10 | 9.700% | $65,000 | 69.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 10 | 6.375% | $100,000 | 57.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.625% | $130,000 | 26.7% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 73.5% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 47.1% |
| Homestead Savings Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 23.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMERS CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 25.0% |
| ROYAL UNITED MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ChoiceOne Bank | 8 | Under 10 loans | Under 10 loans | 35.7% |
| EVERETT FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| MICHIGAN FIRST CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Genisys Credit Union | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Mercantile Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Lake Trust Credit Union | 7 | Under 10 loans | Under 10 loans | 56.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| COMMUNITY FINANCIAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Fairway Independent Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 6 | Under 10 loans | Under 10 loans | 40.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| KeyBank National Association | 6 | Under 10 loans | Under 10 loans | 33.3% |
| EQUITY RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 6 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TAMMAC HOLDINGS CORPORATION | 5 | Under 10 loans | Under 10 loans | 76.7% |
| 5493001I9VOT1BTB5V75 | 5 | Under 10 loans | Under 10 loans | 37.5% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAFCU Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| BPL MORTGAGE TRUST, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR FINANCIAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| WesBanco Bank, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Dearborn Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL PLUS CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sturgis Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Ann Arbor | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KELLOGG COMMUNITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Genoa Banking Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Civista Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CASE Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 2 | Under 10 loans | Under 10 loans | 80.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 60.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Honor Credit Union | 2 | Under 10 loans | Under 10 loans | 25.0% |
| MEMBER FIRST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| 254900W66Q1214MV8X83 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Consumers Professional Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PFN Lending Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Wings Financial Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BLG HOLDINGS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOC Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Superior National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dort Financial Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 96.0% |
| GREENSTATE Credit Union | 1 | Under 10 loans | Under 10 loans | 60.0% |
| Park Lane Finance Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ELGA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Adventure Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nicolet National Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Michigan United Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOW CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Independence Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRESTON HOME LOANS INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Frankenmuth Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Highpoint Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN EDUCATIONAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Toyota Financial Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association of Lakewood | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 82 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Jackson County
31 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Flagstar Bank, National Association | 7 | $657.0 million |
| Fifth Third Bank, National Association | 5 | $547.2 million |
| County National Bank | 5 | $410.6 million |
| The Huntington National Bank | 4 | $389.1 million |
| Southern Michigan Bank & Trust | 2 | $103.0 million |
| ChoiceOne Bank | 2 | $39.8 million |
| Old National Bank | 1 | $103.0 million |
| Bank Michigan | 1 | $72.4 million |
| Independent Bank | 1 | $58.3 million |
| PNC Bank, National Association | 1 | $53.4 million |
| Homestead Savings Bank | 1 | $7.6 million |
| Chelsea State Bank | 1 | $2.9 million |
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Comerica Bank, 1620 W Michigan Ave, Jackson
- Comerica Bank, 2707 Airport Rd, Jackson
- Comerica Bank, 301 N Jackson St, Jackson
- Comerica Bank, 7991 Spring Arbor Rd, Spring Arbor
Get told when this changes
When the next year’s lending figures are out for Jackson County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.