Mortgage Lender Index

CASE Credit Union

CASE Credit Union received 212 applications in 2025 and made 154 mortgages, in 27 counties across 2 states. The median rate its borrowers got was 7.125% on a median loan of $115,000. Of 171 decisions, 17 were denials — 9.9%, most often for debt-to-income ratio.

Legal Entity Identifier549300I6G5QEIEI78C93
Applications received212
Mortgages made154
Denied17
Approved, not taken up0
Withdrawn or incomplete41
Loans bought from other lenders0
Median rate spread over the prime offer rate0.2145 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase38 6.625%$220,000 5.0%
Refinancing15 7.500%$75,000 21.1%
Cash-out refinancing52 7.000%$155,000 11.9%
Other purposes49 7.750%$65,000 7.6%

Where CASE Credit Union lends most

The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Ingham County, MI 837.000%14.4%
Eaton County, MI 247.138%0.0%
Clinton County, MI 157.750%11.8%
Shiawassee County, MI 6Under 10 loans0.0%
Ionia County, MI 3Under 10 loans0.0%
Jackson County, MI 3Under 10 loans0.0%
Wayne County, MI 3Under 10 loans0.0%
Grand Traverse County, MI 2Under 10 loans0.0%
Gratiot County, MI 2Under 10 loans0.0%
Montcalm County, MI 2Under 10 loans0.0%
Benzie County, MI 1Under 10 loans0.0%
Calhoun County, MI 1Under 10 loans0.0%
Clare County, MI 1Under 10 loans0.0%
Genesee County, MI 1Under 10 loans0.0%
Hillsdale County, MI 1Under 10 loans0.0%
Iosco County, MI 1Under 10 loans0.0%
Livingston County, MI 1Under 10 loans0.0%
Mecosta County, MI 1Under 10 loans0.0%
Monroe County, MI 1Under 10 loans0.0%
Oscoda County, MI 1Under 10 loans0.0%
Washtenaw County, MI 1Under 10 loans0.0%
Antrim County, MI 0Under 10 loansNot published
Charlevoix County, MI 0Under 10 loansNot published
Kalamazoo County, MI 0Under 10 loans100.0%
Oakland County, MI 0Under 10 loansNot published
Ottawa County, MI 0Under 10 loansNot published
Claiborne County, TN 0Under 10 loansNot published

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When CASE Credit Union’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.