Mortgage lenders in Lake County
14,702 mortgages were made in Lake County, Illinois, in 2025, by 520 lenders. The median rate their borrowers got was 6.740% on a median loan of $255,000. Of 19,401 decisions, 3,849 were denials — 19.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 773 | 6.499% | $315,000 | 13.0% |
| Rocket Mortgage, LLC | 725 | 6.750% | $225,000 | 18.1% |
| JPMorgan Chase Bank, National Association | 629 | 6.490% | $295,000 | 12.6% |
| GUARANTEED RATE, INC. | 614 | 6.625% | $370,000 | 5.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 588 | 6.750% | $305,000 | 4.8% |
| CONSUMERS COOPERATIVE CREDIT UNION | 568 | 6.125% | $95,000 | 11.3% |
| PNC Bank, National Association | 363 | 6.625% | $105,000 | 22.2% |
| Barrington Bank & Trust Company, National Association | 351 | 6.625% | $315,000 | 4.3% |
| Fifth Third Bank, National Association | 345 | 7.500% | $155,000 | 34.7% |
| The Huntington National Bank | 333 | 7.440% | $215,000 | 31.1% |
| Baxter Credit Union | 332 | 7.250% | $135,000 | 17.9% |
| Fairway Independent Mortgage Corporation | 323 | 6.750% | $285,000 | 6.6% |
| Old National Bank | 294 | 6.125% | $155,000 | 33.5% |
| BMO Bank National Association | 285 | 8.250% | $185,000 | 37.5% |
| Bank of America, National Association | 273 | 5.990% | $205,000 | 37.1% |
| GREENSTATE Credit Union | 261 | 6.750% | $195,000 | 6.1% |
| U.S. Bank National Association | 243 | 6.875% | $235,000 | 40.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 226 | 6.750% | $265,000 | 6.2% |
| Abbott Laboratories Employees Credit Union | 216 | Not published | $140,000 | 6.5% |
| Loandepot.Com, LLC | 213 | 6.750% | $225,000 | 24.1% |
| THE LOAN STORE, INC. | 208 | 6.750% | $245,000 | 7.1% |
| First American Bank | 194 | 7.250% | $105,000 | 29.8% |
| PENNYMAC LOAN SERVICES, LLC | 189 | 6.490% | $285,000 | 21.7% |
| Mortgage Research Center, LLC | 173 | 6.250% | $335,000 | 19.8% |
| Navy Federal Credit Union | 172 | 7.125% | $215,000 | 26.5% |
| OriginPoint, LLC | 157 | 6.625% | $435,000 | 1.9% |
| UNION HOME MORTGAGE CORP. | 150 | 6.500% | $345,000 | 7.3% |
| NATIONSTAR MORTGAGE LLC | 127 | 8.625% | $95,000 | 20.1% |
| KEY MORTGAGE SERVICES, INC. | 125 | 6.625% | $325,000 | 2.2% |
| Broker Solutions, Inc. | 124 | 6.875% | $305,000 | 11.4% |
| NEWREZ LLC | 123 | 6.750% | $225,000 | 38.8% |
| Citibank, National Association | 115 | 6.125% | $355,000 | 18.1% |
| TOWNE MORTGAGE COMPANY | 103 | 6.625% | $295,000 | 0.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 100 | 6.625% | $355,000 | 16.4% |
| LENNAR MORTGAGE, LLC | 100 | 5.500% | $315,000 | 6.5% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 98 | 6.625% | $265,000 | 4.6% |
| FREEDOM MORTGAGE CORPORATION | 91 | 6.250% | $275,000 | 21.2% |
| GUARANTEED RATE AFFINITY, LLC | 88 | 6.613% | $335,000 | 10.2% |
| GUILD MORTGAGE COMPANY | 88 | 6.625% | $285,000 | 10.5% |
| Associated Bank, National Association | 84 | 6.750% | $215,000 | 39.0% |
| PULTE MORTGAGE LLC | 83 | 6.125% | $475,000 | 7.8% |
| FIGURE LENDING LLC | 80 | 9.113% | $75,000 | 25.2% |
| A & N MORTGAGE SERVICES, INC. | 80 | 6.625% | $405,000 | 0.0% |
| LOWER, LLC | 71 | 6.750% | $305,000 | 12.2% |
| A&D Mortgage LLC | 71 | 6.625% | $355,000 | 8.8% |
| Coastal Community Bank | 69 | 9.490% | $65,000 | 2.8% |
| Prosperity Home Mortgage, LLC | 66 | 6.500% | $355,000 | 4.4% |
| The Federal Savings Bank | 65 | 6.625% | $325,000 | 16.3% |
| SPRING EQ, LLC | 63 | 10.175% | $75,000 | 60.7% |
| Wells Fargo Bank, National Association | 63 | 6.375% | $370,000 | 17.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 59 | 6.250% | $505,000 | 11.9% |
| Lendage, LLC | 58 | 10.500% | $65,000 | 13.9% |
| Great Lakes Credit Union | 56 | 8.500% | $70,000 | 45.6% |
| ALLIANT CREDIT UNION | 55 | 7.125% | $215,000 | 38.7% |
| Third Federal Savings and Loan Association of Cleveland | 55 | 6.990% | $135,000 | 39.4% |
| Loan Funder LLC | 55 | 7.500% | $205,000 | 11.3% |
| DHI MORTGAGE COMPANY, LTD. | 55 | 5.990% | $345,000 | 16.7% |
| Morgan Stanley Private Bank, National Association | 53 | 5.950% | $625,000 | 1.8% |
| AmeriSave Mortgage Corporation | 51 | 7.875% | $125,000 | 68.8% |
| T2 FINANCIAL LLC | 50 | 6.495% | $565,000 | 2.0% |
| RESICENTRAL, LLC | 47 | 6.625% | $305,000 | 7.6% |
| Discover Bank | 46 | 9.150% | $75,000 | 73.9% |
| BAY EQUITY LLC | 45 | 6.750% | $295,000 | 4.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 44 | 8.015% | $85,000 | 11.8% |
| Community Trust Credit Union | 42 | Not published | $245,000 | 19.2% |
| AMERIHOME MORTGAGE COMPANY, LLC | 42 | 6.625% | $290,000 | 8.7% |
| Old Second National Bank | 41 | 6.625% | $255,000 | 10.9% |
| Kiavi Funding, Inc. | 40 | 9.950% | $165,000 | 14.9% |
| Lake Forest Bank & Trust Company, N.A. | 40 | Not published | $840,000 | 0.0% |
| CIBM Bank | 37 | 6.625% | $265,000 | 7.5% |
| Homeland Mortgage Company | 37 | 6.000% | $395,000 | 0.0% |
| COMPASS MORTGAGE, INC. | 36 | 6.750% | $320,000 | 2.7% |
| LAKEVIEW LOAN SERVICING, LLC | 35 | 6.750% | $245,000 | 62.4% |
| M/I FINANCIAL, LLC | 34 | 6.063% | $595,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 33 | 8.375% | $185,000 | 44.1% |
| Citizens Bank, National Association | 33 | 7.650% | $205,000 | 22.7% |
| 254900O723MCLR701H50 | 30 | 0.000% | $15,000 | 67.7% |
| Waterman State Bank | 30 | Not published | $470,000 | 0.0% |
| MLD MORTGAGE INC. | 30 | 6.625% | $345,000 | 3.1% |
| PLANET HOME LENDING, LLC | 30 | 6.250% | $285,000 | 11.8% |
| Charles Schwab Bank, SSB | 30 | 5.863% | $545,000 | 6.3% |
| ADVIA Federal Credit Union | 29 | 7.000% | $205,000 | 34.1% |
| Libertyville Bank & Trust Company, N.A. | 29 | Not published | $655,000 | 6.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 28 | 6.625% | $190,000 | 60.7% |
| ZILLOW HOME LOANS, LLC | 28 | 6.625% | $225,000 | 6.7% |
| Luminate Bank | 26 | 6.688% | $240,000 | 3.7% |
| SELFRELIANCE FEDERAL CREDIT UNION | 26 | Not published | $230,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 25 | 6.625% | $385,000 | 19.4% |
| North Shore Trust and Savings | 25 | Not published | $225,000 | 12.5% |
| PLAZA HOME MORTGAGE, INC. | 25 | 6.750% | $305,000 | 29.7% |
| Home State Bank, National Association | 25 | 6.500% | $285,000 | 10.3% |
| CMG MORTGAGE, INC. | 24 | 6.813% | $440,000 | 13.3% |
| Johnson Financial Group | 24 | 6.813% | $190,000 | 14.3% |
| PENTAGON FEDERAL CREDIT UNION | 23 | 7.750% | $205,000 | 36.8% |
| KIND LENDING, LLC | 23 | 7.250% | $275,000 | 28.1% |
| Waterstone Mortgage Corporation | 23 | 6.875% | $325,000 | 8.0% |
| Gold Coast Bank | 22 | Not published | $435,000 | 0.0% |
| OCMBC, INC. | 21 | 6.875% | $265,000 | 22.6% |
| First National Bank of America | 21 | 9.125% | $205,000 | 8.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 21 | 10.720% | $105,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 20 | 6.875% | $410,000 | 0.0% |
| AMWEST FUNDING CORP. | 20 | 6.688% | $320,000 | 4.8% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 19 | 5.995% | $435,000 | 8.0% |
| CHAMPIONS FUNDING, LLC | 19 | 7.750% | $275,000 | 17.4% |
| Cornerstone National Bank & Trust Company | 19 | 6.125% | $305,000 | 0.0% |
| USAA Federal Savings Bank | 18 | 6.500% | $400,000 | 35.7% |
| Plains Commerce Bank | 18 | 6.500% | $330,000 | 10.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 18 | 7.120% | $350,000 | 4.2% |
| SELECT LENDING SERVICES LLC | 18 | 6.750% | $450,000 | 0.0% |
| Ameris Bank | 18 | 6.495% | $400,000 | 5.3% |
| PHH Mortgage Corporation | 17 | 6.875% | $315,000 | 19.1% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.625% | $445,000 | 19.1% |
| Stifel Bank and Trust | 17 | 6.500% | $295,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 16 | 7.813% | $170,000 | 38.5% |
| LAND HOME FINANCIAL SERVICES, INC. | 16 | 6.938% | $270,000 | 5.0% |
| BPL MORTGAGE TRUST, LLC | 16 | 7.768% | $230,000 | 5.3% |
| SUMMIT FUNDING, INC. | 16 | 6.870% | $475,000 | 0.0% |
| First Federal Bank | 15 | 6.500% | $365,000 | 0.0% |
| PROPER RATE, LLC | 14 | 6.963% | $355,000 | 6.7% |
| Evergreen Bank Group | 14 | Not published | $105,000 | 25.0% |
| State Bank of the Lakes, N.A. | 14 | Not published | $225,000 | 12.5% |
| Heartland Bank and Trust Company | 14 | 7.625% | $75,000 | 16.7% |
| JMAC LENDING, INC. | 14 | 6.750% | $325,000 | 6.7% |
| UNITED HOME LOANS, INC. | 14 | 6.750% | $355,000 | 0.0% |
| 21st Mortgage Corporation | 13 | 10.070% | $115,000 | 79.7% |
| NBKC BANK | 13 | 6.375% | $305,000 | 18.8% |
| CONSUMER REAL ESTATE FINANCE CO. | 13 | 6.625% | $275,000 | 23.5% |
| FIRST STATE MORTGAGE SERVICES, LLC | 13 | 6.625% | $505,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 13 | 9.500% | $255,000 | 0.0% |
| Northbrook Bank and Trust Company, National Association | 12 | Not published | $780,000 | 0.0% |
| Flagstar Bank, N.A. | 12 | 6.688% | $230,000 | 33.3% |
| SIRVA MORTGAGE, INC. | 12 | 6.438% | $390,000 | 0.0% |
| Valon Mortgage, Inc. | 12 | 8.675% | $70,000 | 22.2% |
| Brighton Bank | 12 | 6.750% | $445,000 | 6.7% |
| CIBC Bank USA | 12 | 6.188% | $435,000 | 7.7% |
| NATIONS DIRECT MORTGAGE, LLC | 12 | 6.985% | $390,000 | 7.7% |
| HOMEXPRESS MORTGAGE CORP. | 12 | 7.375% | $280,000 | 13.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 6.990% | $250,000 | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 11 | 8.300% | $135,000 | 53.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 11 | 6.500% | $335,000 | 11.1% |
| POLISH & SLAVIC | 11 | Not published | $255,000 | 26.7% |
| UBS Bank USA | 11 | 6.125% | $645,000 | 15.4% |
| Commerce Home Mortgage, Inc. | 11 | 8.750% | $495,000 | 0.0% |
| Atlantic Coast Mortgage, LLC | 11 | 6.490% | $315,000 | 7.7% |
| Busey Bank | 11 | 7.750% | $155,000 | 0.0% |
| MORTGAGE CENTER L.C | 11 | 6.125% | $375,000 | 8.3% |
| Republic Bank of Chicago | 11 | Not published | $165,000 | 0.0% |
| NFM, INC. | 10 | 6.808% | $490,000 | 9.1% |
| NEXERA HOLDING LLC | 10 | 7.750% | $310,000 | 23.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.125% | $290,000 | 33.3% |
| Regions Bank | 10 | 6.345% | $195,000 | 23.5% |
| ROYAL UNITED MORTGAGE LLC | 10 | 6.563% | $120,000 | 21.4% |
| NexBank | 10 | 6.750% | $295,000 | 9.1% |
| American Commercial Bank & Trust, National Association | 10 | 6.813% | $345,000 | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 41.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 9 | Under 10 loans | Under 10 loans | 9.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 9 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST NORTHERN Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 9 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 26.9% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Citadel Servicing Corporation | 8 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Summit Credit Union | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Devon Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 8.3% |
| THE ANDERSON FINANCIAL GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION 1 | 7 | Under 10 loans | Under 10 loans | 53.3% |
| MISSION LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DuPage Credit Union | 7 | Under 10 loans | Under 10 loans | 52.9% |
| Bethpage Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Sierra Pacific Mortgage Company, Inc. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Liberty Bank for Savings | 7 | Under 10 loans | Under 10 loans | 12.5% |
| STOCKTON MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Raymond James Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| POINT MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Landmark Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| First Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 66.7% |
| LENDINGONE, LLC | 6 | Under 10 loans | Under 10 loans | 53.8% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| DIGITAL | 6 | Under 10 loans | Under 10 loans | 40.0% |
| EDUCATORS CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 28.6% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Omaha | 6 | Under 10 loans | Under 10 loans | 40.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Marquette Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 320 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lake County
150 FDIC-insured branches from 30 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
7 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- BankFinancial, National Association, 1 Marriott Dr, Lincolnshire
- BankFinancial, National Association, 1123 S Milwaukee Ave, Libertyville
- BankFinancial, National Association, 1409 Peterson Rd, Libertyville
- BankFinancial, National Association, 630 Waukegan Rd, Deerfield
- Byline Bank, 10 Landover Pkwy, Hawthorn Woods
- CIBC Bank USA, 920 S Waukegan Rd, Lake Forest
- PNC Bank, National Association, 2595 Waukegan Rd, Bannockburn
Get told when this changes
When the next year’s lending figures are out for Lake County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.