Gold Coast Bank
Gold Coast Bank received 268 applications in 2025 and made 253 mortgages, in 35 counties across 23 states. The median rate its borrowers got was Not published on a median loan of $435,000. Of 262 decisions, 8 were denials — 3.1%.
| Legal Entity Identifier | 5493003X9FWFI47DPO39 |
|---|---|
| Applications received | 268 |
| Mortgages made | 253 |
| Denied | 8 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Gold Coast Bank, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 163 | Not published | $435,000 | 3.6% |
| Refinancing | 69 | Not published | $545,000 | 1.4% |
| Cash-out refinancing | 13 | Not published | $305,000 | 7.1% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 0.0% |
Where Gold Coast Bank lends most
The 35 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cook County, IL | 178 | Not published | 2.7% |
| Lake County, IL | 22 | Not published | 0.0% |
| DuPage County, IL | 9 | Under 10 loans | 0.0% |
| Kane County, IL | 4 | Under 10 loans | 0.0% |
| Will County, IL | 4 | Under 10 loans | 20.0% |
| Maricopa County, AZ | 3 | Under 10 loans | 25.0% |
| Los Angeles County, CA | 2 | Under 10 loans | 0.0% |
| San Mateo County, CA | 2 | Under 10 loans | 0.0% |
| Kootenai County, ID | 2 | Under 10 loans | 0.0% |
| McHenry County, IL | 2 | Under 10 loans | 0.0% |
| Montgomery County, TX | 2 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| DeKalb County, IL | 1 | Under 10 loans | 0.0% |
| Grundy County, IL | 1 | Under 10 loans | 0.0% |
| Lake County, IN | 1 | Under 10 loans | 0.0% |
| Wyandotte County, KS | 1 | Under 10 loans | 0.0% |
| Jefferson County, KY | 1 | Under 10 loans | 0.0% |
| Middlesex County, MA | 1 | Under 10 loans | 0.0% |
| Berrien County, MI | 1 | Under 10 loans | 0.0% |
| St. Louis city, MO | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 0.0% |
| Albany County, NY | 1 | Under 10 loans | 0.0% |
| Hamilton County, NY | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Portage County, OH | 1 | Under 10 loans | 0.0% |
| Montgomery County, PA | 1 | Under 10 loans | 0.0% |
| Oconee County, SC | 1 | Under 10 loans | 0.0% |
| Shelby County, TN | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Tazewell County, VA | 1 | Under 10 loans | 0.0% |
| Racine County, WI | 1 | Under 10 loans | 0.0% |
| Grand Forks County, ND | 0 | Under 10 loans | 100.0% |
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When Gold Coast Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.