Mortgage Lender Index

The Northern Trust Company

The Northern Trust Company received 338 applications in 2025 and made 289 mortgages, in 148 counties across 40 states. The median rate its borrowers got was Not published on a median loan of $1,005,000. Of 320 decisions, 15 were denials — 4.7%.

Legal Entity Identifier6PTKHDJ8HDUF78PFWH30
Applications received338
Mortgages made289
Denied15
Approved, not taken up16
Withdrawn or incomplete18
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: The Northern Trust Company, 67 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase147 Not published$1,015,000 1.9%
Refinancing64 Not published$975,000 8.5%
Other purposes78 Not published$1,005,000 6.7%

Where The Northern Trust Company lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cook County, IL 33Not published5.6%
Miami-Dade County, FL 19Not published0.0%
Los Angeles County, CA 9Under 10 loans0.0%
Palm Beach County, FL 9Under 10 loans18.2%
Dallas County, TX 7Under 10 loans0.0%
Orange County, CA 6Under 10 loans14.3%
San Francisco County, CA 5Under 10 loans0.0%
Pitkin County, CO 5Under 10 loans0.0%
Indian River County, FL 5Under 10 loans0.0%
Harris County, TX 5Under 10 loans0.0%
Collier County, FL 4Under 10 loans0.0%
DuPage County, IL 4Under 10 loans0.0%
St. Louis County, MO 4Under 10 loans0.0%
Wasatch County, UT 4Under 10 loans0.0%
Walworth County, WI 4Under 10 loans0.0%
San Diego County, CA 3Under 10 loans25.0%
Eagle County, CO 3Under 10 loans0.0%
Western Connecticut Planning Region, CT 3Under 10 loans0.0%
Hillsborough County, FL 3Under 10 loans0.0%
Sarasota County, FL 3Under 10 loans0.0%
Fulton County, GA 3Under 10 loans0.0%
Lake County, IL 3Under 10 loans0.0%
Porter County, IN 3Under 10 loans0.0%
Jefferson County, KY 3Under 10 loans0.0%
New York County, NY 3Under 10 loans25.0%
Mecklenburg County, NC 3Under 10 loans0.0%
King County, WA 3Under 10 loans0.0%
Maricopa County, AZ 2Under 10 loans0.0%
Pima County, AZ 2Under 10 loans0.0%
Marin County, CA 2Under 10 loans0.0%
Denver County, CO 2Under 10 loans0.0%
Jefferson County, CO 2Under 10 loans0.0%
Lee County, FL 2Under 10 loans0.0%
Orange County, FL 2Under 10 loans0.0%
Glynn County, GA 2Under 10 loans0.0%
Honolulu County, HI 2Under 10 loans0.0%
Norfolk County, MA 2Under 10 loans0.0%
Oakland County, MI 2Under 10 loans0.0%
Morris County, NJ 2Under 10 loans0.0%
Davidson County, TN 2Under 10 loans0.0%
Hamilton County, TN 2Under 10 loans0.0%
Montgomery County, TX 2Under 10 loans0.0%
Albemarle County, VA 2Under 10 loans0.0%
Island County, WA 2Under 10 loans0.0%
Milwaukee County, WI 2Under 10 loans0.0%
Ozaukee County, WI 2Under 10 loans0.0%
Waukesha County, WI 2Under 10 loans0.0%
Mohave County, AZ 1Under 10 loans0.0%
Benton County, AR 1Under 10 loans0.0%
Alameda County, CA 1Under 10 loans0.0%

Get told when this changes

When The Northern Trust Company’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.