DADE COUNTY FEDERAL CREDIT UNION
DADE COUNTY FEDERAL CREDIT UNION received 736 applications in 2025 and made 296 mortgages, in 14 counties across 2 states. The median rate its borrowers got was 4.745% on a median loan of $115,000. Of 547 decisions, 251 were denials — 45.9%, most often for other.
| Legal Entity Identifier | 254900EL5N0NK8M96118 |
|---|---|
| Applications received | 736 |
| Mortgages made | 296 |
| Denied | 251 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 189 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -2.43 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 50 | 6.000% | $285,000 | 3.9% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Cash-out refinancing | 109 | 5.990% | $175,000 | 23.8% |
| Other purposes | 137 | 3.990% | $95,000 | 60.9% |
Where DADE COUNTY FEDERAL CREDIT UNION lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Miami-Dade County, FL | 231 | 5.500% | 47.0% |
| Broward County, FL | 56 | 3.990% | 38.5% |
| Collier County, FL | 3 | Under 10 loans | 0.0% |
| Monroe County, FL | 2 | Under 10 loans | 50.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 80.0% |
| Brevard County, FL | 0 | Under 10 loans | Not published |
| Lee County, FL | 0 | Under 10 loans | Not published |
| Pasco County, FL | 0 | Under 10 loans | 100.0% |
| St. Johns County, FL | 0 | Under 10 loans | 100.0% |
| Sarasota County, FL | 0 | Under 10 loans | 100.0% |
| Milwaukee County, WI | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.