Home purchase lenders in Boulder County
3,369 home purchase mortgages were made in Boulder County, Colorado, in 2025, by 330 lenders. The median rate their borrowers got was 6.500% on a median loan of $525,000. Of 3,784 decisions, 263 were denials — 7.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 435 | 6.500% | $505,000 | 3.1% |
| ELEVATIONS | 426 | 6.625% | $485,000 | 2.0% |
| GUILD MORTGAGE COMPANY | 138 | 6.625% | $465,000 | 5.7% |
| CMG MORTGAGE, INC. | 133 | 6.500% | $515,000 | 3.2% |
| Rocket Mortgage, LLC | 98 | 6.500% | $535,000 | 8.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 92 | 6.625% | $520,000 | 1.1% |
| FirstBank | 87 | 6.500% | $465,000 | 8.3% |
| JPMorgan Chase Bank, National Association | 75 | 6.125% | $615,000 | 10.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | 67 | 4.500% | $505,000 | 8.2% |
| TOLL BROTHERS MORTGAGE COMPANY | 65 | 5.990% | $545,000 | 4.8% |
| INSPIRE HOME LOANS INC. | 63 | 4.875% | $695,000 | 5.7% |
| PENNYMAC LOAN SERVICES, LLC | 62 | 6.500% | $710,000 | 11.4% |
| Fairway Independent Mortgage Corporation | 53 | 6.500% | $575,000 | 1.8% |
| THE LOAN STORE, INC. | 45 | 6.490% | $515,000 | 2.0% |
| JET HOMELOANS, LP | 43 | 5.990% | $465,000 | 4.4% |
| SWBC MORTGAGE CORPORATION | 39 | 6.750% | $685,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 37 | 5.925% | $935,000 | 0.0% |
| LOWER, LLC | 34 | 6.625% | $635,000 | 8.1% |
| Kiavi Funding, Inc. | 33 | 10.450% | $525,000 | 2.9% |
| Synergy One Lending, Inc. | 32 | 6.625% | $555,000 | 3.0% |
| ENT Credit Union | 30 | 6.000% | $620,000 | 9.5% |
| Charles Schwab Bank, SSB | 29 | 5.375% | $875,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 28 | 6.500% | $615,000 | 3.3% |
| Wells Fargo Bank, National Association | 26 | 6.125% | $825,000 | 16.1% |
| GUARANTEED RATE, INC. | 25 | 6.625% | $455,000 | 3.9% |
| Bank of America, National Association | 25 | 5.875% | $715,000 | 13.3% |
| Plains Commerce Bank | 25 | 6.625% | $545,000 | 0.0% |
| Zions Bancorporation, N.A. | 25 | 6.875% | $505,000 | 3.3% |
| 254900RNV63A0TIZNK90 | 24 | 6.875% | $530,000 | 3.7% |
| MOVEMENT MORTGAGE, LLC | 22 | 6.500% | $405,000 | 3.6% |
| ANB Bank | 22 | 6.188% | $105,000 | 8.3% |
| PREMIER MEMBERS CREDIT UNION | 21 | 5.875% | $425,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 21 | 6.625% | $605,000 | 4.6% |
| Mortgage Research Center, LLC | 20 | 6.058% | $460,000 | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 20 | 6.250% | $525,000 | 0.0% |
| Bank of Colorado | 19 | 6.625% | $605,000 | 9.5% |
| NEWREZ LLC | 18 | 6.438% | $615,000 | 0.0% |
| U.S. Bank National Association | 17 | 6.250% | $465,000 | 14.3% |
| V.I.P. MORTGAGE, INC. | 17 | 6.500% | $515,000 | 0.0% |
| KIND LENDING, LLC | 17 | 6.500% | $785,000 | 22.7% |
| SUMMIT FUNDING, INC. | 16 | 6.990% | $435,000 | 5.6% |
| Commerce Home Mortgage, Inc. | 15 | 6.990% | $685,000 | 0.0% |
| Alpine Bank | 15 | 7.000% | $555,000 | 11.8% |
| ZILLOW HOME LOANS, LLC | 15 | 6.500% | $405,000 | 0.0% |
| First Western Trust Bank | 15 | 6.250% | $425,000 | 5.9% |
| The Huntington National Bank | 15 | 6.500% | $855,000 | 6.3% |
| Loandepot.Com, LLC | 14 | 5.990% | $340,000 | 0.0% |
| KEYSTONE FUNDING, INC. | 14 | 6.495% | $420,000 | 0.0% |
| BOKF, National Association | 14 | 6.250% | $365,000 | 6.7% |
| Broker Solutions, Inc. | 13 | 6.750% | $385,000 | 0.0% |
| PNC Bank, National Association | 13 | 6.125% | $445,000 | 27.8% |
| CANOPY MORTGAGE, LLC | 13 | 6.625% | $565,000 | 7.1% |
| CANVAS CREDIT UNION | 13 | 6.625% | $565,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 13 | 6.625% | $645,000 | 0.0% |
| Navy Federal Credit Union | 12 | 6.000% | $425,000 | 13.3% |
| BETTER MORTGAGE CORPORATION | 12 | 6.375% | $460,000 | 25.0% |
| First National Bank of Omaha | 12 | 6.813% | $425,000 | 20.0% |
| GUARANTEED RATE AFFINITY, LLC | 12 | 6.745% | $440,000 | 0.0% |
| Sunflower Bank, National Association | 12 | 6.188% | $480,000 | 7.7% |
| AMERICAN FINANCING CORPORATION | 11 | 6.250% | $415,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 5.990% | $635,000 | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 10 | 6.808% | $415,000 | 16.7% |
| BMO Bank National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| RESICENTRAL, LLC | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Loan Simple, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 78.4% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| 254900YZ174H294JW398 | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 41.7% |
| OriginPoint, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FLAT BRANCH MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Adams Bank & Trust | 7 | Under 10 loans | Under 10 loans | 12.5% |
| The Central Trust Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SELECT LENDING SERVICES LLC | 6 | Under 10 loans | Under 10 loans | 20.0% |
| WESTERRA CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MidFirst Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Climb Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BELLCO CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MEGASTAR FINANCIAL CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Blue Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN LENDING SERVICES, LTD. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Ixonia Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Academy Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 62.5% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| LUXURY MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Liberty Mortgage, Incorporated | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Orchard Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE, CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 60.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NETWORK FUNDING, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GROUP MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Elements Financial Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBH Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BUILDERS CHOICE MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Arvest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 5TH STREET CAPITAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTORS MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank-Fund Staff Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mountain America Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCAP LENDING INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Air Academy Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 130 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.