Mortgage Lender Index

First Western Trust Bank

First Western Trust Bank received 1,254 applications in 2025 and made 974 mortgages, in 188 counties across 42 states. The median rate its borrowers got was 6.250% on a median loan of $445,000. Of 1,034 decisions, 7 were denials — 0.7%, most often for credit history.

Legal Entity Identifier254900KI7219LQKCI772
Applications received1,254
Mortgages made974
Denied7
Approved, not taken up53
Withdrawn or incomplete220
Loans bought from other lenders21
Median rate spread over the prime offer rate-0.057 points
FDIC-insured bankYes: First Western Trust Bank, 15 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase745 6.375%$435,000 0.5%
Refinancing159 6.000%$475,000 1.2%
Cash-out refinancing66 6.250%$455,000 1.4%
Other purposes4 Under 10 loansUnder 10 loans 0.0%

Where First Western Trust Bank lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Larimer County, CO 2986.375%0.3%
Weld County, CO 1036.250%0.0%
Laramie County, WY 646.125%1.5%
Douglas County, CO 486.125%0.0%
Denver County, CO 476.125%0.0%
Arapahoe County, CO 406.125%0.0%
Jefferson County, CO 336.125%0.0%
Teton County, WY 276.000%0.0%
Adams County, CO 256.125%0.0%
Boulder County, CO 236.125%4.0%
Eagle County, CO 225.813%4.2%
Pitkin County, CO 146.188%0.0%
Maricopa County, AZ 116.000%0.0%
El Paso County, CO 5Under 10 loans0.0%
Summit County, CO 5Under 10 loans0.0%
Harris County, TX 5Under 10 loans0.0%
Pima County, AZ 4Under 10 loans0.0%
Los Angeles County, CA 4Under 10 loans0.0%
San Diego County, CA 4Under 10 loans0.0%
Gunnison County, CO 4Under 10 loans0.0%
Teton County, ID 4Under 10 loans0.0%
Lincoln County, WY 4Under 10 loans0.0%
Natrona County, WY 4Under 10 loans0.0%
Broomfield County, CO 3Under 10 loans0.0%
Grand County, CO 3Under 10 loans0.0%
Lewis and Clark County, MT 3Under 10 loans0.0%
Lucas County, OH 3Under 10 loans0.0%
Bryan County, OK 3Under 10 loans0.0%
Davidson County, TN 3Under 10 loans0.0%
Pulaski County, AR 2Under 10 loans0.0%
Placer County, CA 2Under 10 loans0.0%
Sacramento County, CA 2Under 10 loans0.0%
Lake County, CO 2Under 10 loans0.0%
La Plata County, CO 2Under 10 loans0.0%
Logan County, CO 2Under 10 loans0.0%
Mesa County, CO 2Under 10 loans0.0%
Morgan County, CO 2Under 10 loans0.0%
Palm Beach County, FL 2Under 10 loans0.0%
Sarasota County, FL 2Under 10 loans0.0%
Ada County, ID 2Under 10 loans0.0%
Kane County, IL 2Under 10 loans0.0%
Pottawattamie County, IA 2Under 10 loans0.0%
Gallatin County, MT 2Under 10 loans0.0%
Somerset County, NJ 2Under 10 loans0.0%
Buncombe County, NC 2Under 10 loans0.0%
Pottawatomie County, OK 2Under 10 loans0.0%
Deschutes County, OR 2Under 10 loans0.0%
Greenville County, SC 2Under 10 loans0.0%
Richland County, SC 2Under 10 loans0.0%
Bexar County, TX 2Under 10 loans0.0%

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When First Western Trust Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.