Mortgage lenders in Rockwall County
3,617 mortgages were made in Rockwall County, Texas, in 2025, by 419 lenders. The median rate their borrowers got was 6.375% on a median loan of $345,000. Of 4,765 decisions, 915 were denials — 19.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 238 | 6.361% | $395,000 | 10.6% |
| DHI MORTGAGE COMPANY, LTD. | 232 | 4.500% | $305,000 | 8.1% |
| Rocket Mortgage, LLC | 201 | 6.750% | $315,000 | 24.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 124 | 5.250% | $415,000 | 8.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 114 | 6.625% | $410,000 | 4.9% |
| PRIORITY HOME MORTGAGE, L.P. | 88 | 5.490% | $375,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 84 | 6.250% | $425,000 | 10.0% |
| CREDIT UNION OF TEXAS | 83 | 7.600% | $105,000 | 29.7% |
| Frost Bank | 68 | 7.725% | $130,000 | 38.8% |
| SFMC, LP | 65 | 5.990% | $465,000 | 6.7% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 63 | 6.375% | $355,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 62 | 6.313% | $405,000 | 1.6% |
| CMG MORTGAGE, INC. | 61 | 6.438% | $475,000 | 5.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 60 | 6.625% | $435,000 | 0.0% |
| JET HOMELOANS, LP | 56 | 5.245% | $500,000 | 6.6% |
| Bank of America, National Association | 54 | 6.115% | $190,000 | 45.5% |
| FREEDOM MORTGAGE CORPORATION | 48 | 5.995% | $445,000 | 10.6% |
| PARKSTONE MORTGAGE, LLC | 48 | 6.000% | $410,000 | 5.9% |
| LOWER, LLC | 40 | 6.125% | $470,000 | 2.4% |
| LENNAR MORTGAGE, LLC | 40 | 4.500% | $240,000 | 10.9% |
| 2549004YKXDDHUWUOH37 | 39 | 4.990% | $335,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 36 | 6.500% | $305,000 | 7.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 36 | 6.625% | $325,000 | 7.7% |
| Fairway Independent Mortgage Corporation | 34 | 6.688% | $350,000 | 5.6% |
| Navy Federal Credit Union | 32 | 6.563% | $225,000 | 46.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 32 | 6.625% | $400,000 | 13.5% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 28 | 5.745% | $360,000 | 22.2% |
| Loandepot.Com, LLC | 26 | 6.375% | $305,000 | 30.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 26 | 6.125% | $460,000 | 0.0% |
| Heritage Mortgage, LLC | 26 | 5.750% | $335,000 | 0.0% |
| The American National Bank of Texas | 25 | 7.250% | $355,000 | 27.8% |
| Broker Solutions, Inc. | 24 | 6.625% | $330,000 | 13.8% |
| EVERETT FINANCIAL, INC. | 24 | 6.750% | $310,000 | 14.3% |
| GUILD MORTGAGE COMPANY | 24 | 6.313% | $250,000 | 15.6% |
| CLM MORTGAGE, INC. | 24 | 5.495% | $405,000 | 0.0% |
| NEWREZ LLC | 23 | 6.250% | $315,000 | 47.9% |
| SPRING EQ, LLC | 23 | 10.200% | $105,000 | 60.3% |
| First United Bank and Trust Company | 23 | 6.875% | $395,000 | 0.0% |
| FBC MORTGAGE, LLC | 22 | 5.250% | $460,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 21 | 6.875% | $275,000 | 23.3% |
| LAKEVIEW LOAN SERVICING, LLC | 20 | 6.250% | $325,000 | 54.8% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 20 | 7.000% | $160,000 | 10.3% |
| U.S. Bank National Association | 20 | 6.313% | $500,000 | 28.6% |
| HIGHLAND HOMELOANS, LLC | 19 | 5.490% | $405,000 | 8.0% |
| SouthState Bank, National Association | 18 | 6.188% | $570,000 | 18.2% |
| PNC Bank, National Association | 17 | 8.240% | $175,000 | 50.0% |
| KIND LENDING, LLC | 17 | 6.875% | $505,000 | 26.1% |
| NexBank | 17 | 6.375% | $285,000 | 0.0% |
| Mortgage Research Center, LLC | 16 | 5.933% | $425,000 | 52.9% |
| Truist Bank | 16 | 5.978% | $255,000 | 52.9% |
| Paramount Residential Mortgage Group, Inc. | 16 | 6.438% | $305,000 | 11.1% |
| TEXAS MORTGAGE LENDING, LLC | 16 | 6.375% | $305,000 | 15.8% |
| 254900YZ174H294JW398 | 16 | 5.875% | $440,000 | 0.0% |
| Wells Fargo Bank, National Association | 15 | 6.500% | $305,000 | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 15 | 6.625% | $345,000 | 11.8% |
| SUMMIT FUNDING, INC. | 14 | 6.058% | $245,000 | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 14 | 6.433% | $570,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 13 | 5.750% | $575,000 | 7.7% |
| ZILLOW HOME LOANS, LLC | 13 | 6.125% | $455,000 | 6.7% |
| REPUBLIC STATE MORTGAGE CO. | 13 | 5.990% | $315,000 | 0.0% |
| AmeriSave Mortgage Corporation | 12 | 7.625% | $185,000 | 53.8% |
| GUARANTEED RATE, INC. | 12 | 6.688% | $440,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 12 | 7.750% | $140,000 | 40.0% |
| THE LOAN STORE, INC. | 12 | 6.990% | $285,000 | 23.5% |
| Inwood National Bank | 12 | 6.558% | $390,000 | 7.7% |
| RIGHT START MORTGAGE, INC. | 12 | 6.500% | $335,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 7.875% | $205,000 | 35.3% |
| TEXANS | 11 | 6.375% | $95,000 | 50.0% |
| MOVEMENT MORTGAGE, LLC | 11 | 6.500% | $415,000 | 0.0% |
| CERTIFIED FUNDING, L.P. | 11 | 7.500% | $155,000 | 8.3% |
| NETWORK FUNDING, L.P. | 10 | 6.813% | $250,000 | 35.3% |
| FIRST EQUITY MORTGAGE INCORPORATED | 10 | 6.370% | $620,000 | 23.1% |
| THE MORTGAGE LINK, INC. | 10 | 6.813% | $405,000 | 0.0% |
| BOKF, National Association | 10 | 5.283% | $160,000 | 23.1% |
| PLANET HOME LENDING, LLC | 10 | 5.688% | $425,000 | 9.1% |
| UNION HOME MORTGAGE CORP. | 10 | 6.438% | $555,000 | 16.7% |
| CORNERSTONE CAPITAL BANK, SSB | 10 | 6.125% | $410,000 | 0.0% |
| First Bank | 10 | 6.188% | $325,000 | 0.0% |
| AML FUNDING LLC | 10 | 6.875% | $320,000 | 0.0% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 8.3% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| OriginPoint, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HomeBank Texas | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| T2 FINANCIAL LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 8.3% |
| CHURCHILL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 10.0% |
| NEXERA HOLDING LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 7 | Under 10 loans | Under 10 loans | 52.4% |
| FIGURE LENDING LLC | 7 | Under 10 loans | Under 10 loans | 35.3% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Gateway First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| CLEAREDGE LENDING LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Cadence Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Synergy One Lending, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| INSPIRE HOME LOANS INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 87.2% |
| Regions Bank | 5 | Under 10 loans | Under 10 loans | 64.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 66.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Comerica Bank | 5 | Under 10 loans | Under 10 loans | 50.0% |
| First Financial Bank | 5 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Sunflower Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STANDARD MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| b1BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Origin Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 84.9% |
| Alliance Bank | 4 | Under 10 loans | Under 10 loans | 30.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 54.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 40.0% |
| BETTER MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 37.5% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 44.4% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Centennial Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| American National Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HANCOCK WHITNEY BANK | 4 | Under 10 loans | Under 10 loans | 28.6% |
| AMERICA'S CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| City Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLATINUM EAGLE MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LIBERTYONE Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PULTE MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Veritex Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Orchard Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 75.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 55.6% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| US MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 16.7% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Lone Star Federally Insured State-Chartered Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Reliable Holdings Manager dba Lendz Financial | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Guaranty Bank & Trust, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| M/I FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANCIAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Bank | 2 | Under 10 loans | Under 10 loans | 42.9% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREATER TEXAS FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Regional Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 219 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Rockwall County
27 FDIC-insured branches from 18 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The American National Bank of Texas | 4 | $735.0 million |
| JPMorgan Chase Bank, National Association | 3 | $579.6 million |
| Bank of America, National Association | 2 | $355.7 million |
| SouthState Bank, National Association | 2 | $237.5 million |
| Alliance Bank | 2 | $163.0 million |
| Glacier Bank | 2 | $151.7 million |
| Inwood National Bank | 1 | $257.4 million |
| Wells Fargo Bank, National Association | 1 | $190.9 million |
| HomeBank Texas | 1 | $116.8 million |
| Lakeside Bank | 1 | $62.2 million |
| Frost Bank | 1 | $59.7 million |
| Truist Bank | 1 | $42.0 million |
| Regions Bank | 1 | $40.8 million |
| PNC Bank, National Association | 1 | $26.1 million |
| b1BANK | 1 | $23.2 million |
| Hancock Whitney Bank | 1 | $21.4 million |
| First National Bank Texas | 1 | $12.5 million |
| Centennial Bank | 1 | $788,000 |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Guaranty Bank & Trust, N.A., 121 W Interstate Highway 30, Royse City
- Guaranty Bank & Trust, N.A., 2255 Ridge Rd, Ste 150, Rockwall
Get told when this changes
When the next year’s lending figures are out for Rockwall County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.