Mortgage lenders in Sullivan County
4,205 mortgages were made in Sullivan County, Tennessee, in 2025, by 322 lenders. The median rate their borrowers got was 6.750% on a median loan of $185,000. Of 5,685 decisions, 1,217 were denials — 21.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| EASTMAN CREDIT UNION | 1,014 | 7.250% | $105,000 | 22.3% |
| Rocket Mortgage, LLC | 261 | 6.500% | $175,000 | 19.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 227 | 6.124% | $245,000 | 10.7% |
| MOVEMENT MORTGAGE, LLC | 192 | 6.750% | $205,000 | 3.0% |
| DHI MORTGAGE COMPANY, LTD. | 134 | 5.990% | $295,000 | 8.6% |
| Regions Bank | 101 | 4.990% | $75,000 | 34.3% |
| MORTGAGE INVESTORS GROUP, INC. | 96 | 6.495% | $240,000 | 4.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 91 | 6.750% | $195,000 | 13.8% |
| Mortgage Research Center, LLC | 87 | 6.250% | $275,000 | 22.1% |
| First Horizon Bank | 76 | 7.250% | $175,000 | 34.4% |
| GVC MORTGAGE, INC. | 72 | 6.500% | $245,000 | 7.7% |
| FIRST BANCORP, INC. | 70 | 7.500% | $155,000 | 5.1% |
| Bank of Tennessee | 59 | 6.875% | $175,000 | 14.5% |
| FREEDOM MORTGAGE CORPORATION | 56 | 6.250% | $245,000 | 10.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 54 | 6.625% | $260,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 46 | 6.500% | $165,000 | 2.0% |
| Appalachian Community Federal Credit Union | 44 | Not published | $100,000 | 6.4% |
| PENNYMAC LOAN SERVICES, LLC | 43 | 5.990% | $225,000 | 15.3% |
| Broker Solutions, Inc. | 43 | 6.625% | $235,000 | 12.2% |
| ROSS MORTGAGE CORPORATION | 43 | 6.625% | $215,000 | 8.3% |
| EVERETT FINANCIAL, INC. | 42 | 6.750% | $165,000 | 6.7% |
| Truist Bank | 41 | 6.700% | $105,000 | 33.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 37 | 9.750% | $105,000 | 73.7% |
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | 36 | 6.375% | $115,000 | 11.6% |
| NATIONSTAR MORTGAGE LLC | 36 | 6.933% | $130,000 | 18.2% |
| Renasant Bank | 36 | 7.250% | $205,000 | 14.3% |
| Citizens Bank | 36 | Not published | $155,000 | 5.3% |
| Sierra Pacific Mortgage Company, Inc. | 33 | 6.750% | $265,000 | 17.5% |
| SUMMIT FUNDING, INC. | 31 | 6.625% | $165,000 | 8.8% |
| 21st Mortgage Corporation | 28 | 9.400% | $115,000 | 54.0% |
| NEWREZ LLC | 28 | 6.500% | $290,000 | 25.6% |
| Navy Federal Credit Union | 28 | 6.250% | $265,000 | 27.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 26 | 6.933% | $230,000 | 10.3% |
| KIND LENDING, LLC | 25 | 6.500% | $225,000 | 21.9% |
| DELMAR FINANCIAL COMPANY | 25 | 6.500% | $255,000 | 0.0% |
| Loandepot.Com, LLC | 23 | 5.990% | $205,000 | 35.9% |
| Powell Valley National Bank | 22 | Not published | $160,000 | 12.0% |
| TRUPoint Bank | 18 | Not published | $160,000 | 9.5% |
| UNION HOME MORTGAGE CORP. | 17 | 6.188% | $235,000 | 5.6% |
| Coastal Community Bank | 16 | 12.365% | $25,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 16 | 6.750% | $170,000 | 15.8% |
| Elizabethton Federal Savings Bank | 16 | Not published | $200,000 | 0.0% |
| THE BANK OF MARION | 15 | Not published | $145,000 | 23.8% |
| CONSUMER Credit Union | 15 | 6.750% | $295,000 | 11.1% |
| Wells Fargo Bank, National Association | 15 | 6.375% | $165,000 | 11.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 15 | 10.120% | $95,000 | 5.9% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 6.125% | $230,000 | 46.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 6.750% | $200,000 | 12.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 14 | 6.250% | $210,000 | 12.5% |
| AmeriSave Mortgage Corporation | 13 | 7.125% | $75,000 | 71.1% |
| CMG MORTGAGE, INC. | 13 | 6.500% | $255,000 | 15.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.250% | $245,000 | 13.3% |
| LAKEVIEW LOAN SERVICING, LLC | 12 | 6.120% | $265,000 | 48.6% |
| TOP FLITE FINANCIAL, INC. | 12 | 6.125% | $175,000 | 7.7% |
| HomeTrust Bank | 12 | 7.375% | $205,000 | 20.0% |
| First Community Bank | 12 | 6.500% | $215,000 | 20.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 12 | 6.250% | $280,000 | 7.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 11 | 6.500% | $285,000 | 8.3% |
| New Peoples Bank, Inc. | 10 | 6.990% | $230,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 10 | 6.375% | $260,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 30.8% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Kingsport Press Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| JPMorgan Chase Bank, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ECLIPSE BANK, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| LEADERONE FINANCIAL CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| BPL MORTGAGE TRUST, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CORNERSTONE CAPITAL BANK, SSB | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIGURE LENDING LLC | 7 | Under 10 loans | Under 10 loans | 63.0% |
| GUARANTEED RATE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| U.S. Bank National Association | 7 | Under 10 loans | Under 10 loans | 50.0% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 549300ELHXETOZMAKX33 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| THE LOAN STORE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 64.3% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Farm Credit Mid-America | 5 | Under 10 loans | Under 10 loans | 40.0% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 40.0% |
| Kiavi Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Click n' Close, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Andrew Johnson Bank | 5 | Under 10 loans | Under 10 loans | 44.4% |
| FirstBank | 5 | Under 10 loans | Under 10 loans | 22.2% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 25.0% |
| LONGBRIDGE FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ROYAL UNITED MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MORTGAGE ACCESS CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Commercial Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 894500QC0C65HO7V5165 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 72.2% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 83.3% |
| SPRING EQ, LLC | 4 | Under 10 loans | Under 10 loans | 83.3% |
| Bank of America, National Association | 4 | Under 10 loans | Under 10 loans | 64.3% |
| RELIANCE FIRST CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Third Federal Savings and Loan Association of Cleveland | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Mountain Commerce Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CU COMMUNITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Northeast Community Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 72.7% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 66.7% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers and Miners Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 40.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| STOCKTON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Horizon Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Alcova Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Builtwell Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CIS Financial Services, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GoodLeap, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CLEARPATH LENDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTELLILOAN, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 9845007CY0EC0F59W414 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lee Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Y-12 Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wolfe Financial, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Pinnacle Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Countybank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NEW WAVE LENDING GROUP INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONAL BANKSHARES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hearthside Bank Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 122 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Sullivan County
34 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Bank of Tennessee | 6 | $572.4 million |
| First Horizon Bank | 5 | $519.6 million |
| Citizens Bank | 5 | $258.3 million |
| Regions Bank | 4 | $329.1 million |
| The First Bank and Trust Company | 4 | $281.7 million |
| Truist Bank | 3 | $225.4 million |
| Powell Valley National Bank | 1 | $57.5 million |
| Renasant Bank | 1 | $51.2 million |
| HomeTrust Bank | 1 | $41.4 million |
| New Peoples Bank, Inc. | 1 | $28.5 million |
| Commercial Bank | 1 | $27.7 million |
| TruPoint Bank | 1 | $15.4 million |
| FSNB, National Association | 1 | $1.1 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- First Community Bank of East Tennessee, 444 E Center St, Kingsport
Get told when this changes
When the next year’s lending figures are out for Sullivan County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.