Elizabethton Federal Savings Bank
Elizabethton Federal Savings Bank received 139 applications in 2025 and made 130 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $215,000. Of 136 decisions, 1 were denials — 0.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300IUMIMR7KEN9Z07 |
|---|---|
| Applications received | 139 |
| Mortgages made | 130 |
| Denied | 1 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Elizabethton Federal Savings Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 73 | Not published | $305,000 | 1.3% |
| Refinancing | 18 | Not published | $165,000 | 0.0% |
| Other purposes | 39 | Not published | $145,000 | 0.0% |
Where Elizabethton Federal Savings Bank lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Washington County, TN | 54 | Not published | 0.0% |
| Carter County, TN | 41 | Not published | 0.0% |
| Sullivan County, TN | 16 | Not published | 0.0% |
| Johnson County, TN | 8 | Under 10 loans | 10.0% |
| Unicoi County, TN | 6 | Under 10 loans | 0.0% |
| Greene County, TN | 4 | Under 10 loans | 0.0% |
| Hawkins County, TN | 1 | Under 10 loans | 0.0% |
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When Elizabethton Federal Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.