Mortgage lenders in Kent County
5,142 mortgages were made in Kent County, Rhode Island, in 2025, by 265 lenders. The median rate their borrowers got was 6.750% on a median loan of $255,000. Of 6,688 decisions, 1,346 were denials — 20.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Citizens Bank, National Association | 836 | 7.650% | $155,000 | 24.9% |
| NAVIGANT CREDIT UNION | 235 | 6.500% | $155,000 | 18.7% |
| COASTAL1 Credit Union | 223 | 6.750% | $125,000 | 23.7% |
| Rocket Mortgage, LLC | 200 | 6.875% | $225,000 | 21.9% |
| MOVEMENT MORTGAGE, LLC | 196 | 6.500% | $385,000 | 3.2% |
| The Washington Trust Company, of Westerly | 171 | 6.500% | $235,000 | 25.5% |
| GREENWOOD CREDIT UNION | 170 | 6.745% | $85,000 | 19.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 154 | 6.438% | $315,000 | 6.7% |
| Centreville Bank | 135 | 6.490% | $155,000 | 14.0% |
| CMG MORTGAGE, INC. | 130 | 6.625% | $355,000 | 7.3% |
| GUILD MORTGAGE COMPANY | 123 | 6.500% | $335,000 | 1.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 105 | 6.500% | $365,000 | 3.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 95 | 6.125% | $385,000 | 15.7% |
| BankNewport | 90 | 6.750% | $205,000 | 19.8% |
| Loandepot.Com, LLC | 81 | 6.990% | $225,000 | 26.4% |
| NFM, INC. | 79 | 6.625% | $355,000 | 3.6% |
| Home Loan Investment Bank, F.S.B. | 76 | 6.625% | $285,000 | 9.1% |
| Navy Federal Credit Union | 68 | 7.250% | $255,000 | 14.5% |
| WESTERLY COMMUNITY | 66 | 6.990% | $130,000 | 15.4% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 66 | 6.750% | $355,000 | 2.9% |
| NEWREZ LLC | 65 | 6.750% | $325,000 | 26.4% |
| Bank of America, National Association | 64 | 6.245% | $155,000 | 54.2% |
| PENNYMAC LOAN SERVICES, LLC | 64 | 6.250% | $335,000 | 14.6% |
| SEMPER HOME LOANS, INC | 63 | 6.625% | $375,000 | 3.1% |
| HARBORONE MORTGAGE, LLC | 61 | 6.625% | $365,000 | 6.2% |
| Mortgage Research Center, LLC | 55 | 6.125% | $395,000 | 23.6% |
| Fall River Five Cents Savings Bank | 49 | 6.500% | $335,000 | 9.3% |
| Rhode Island Credit Union | 47 | 7.120% | $85,000 | 25.0% |
| GUARANTEED RATE, INC. | 46 | 6.500% | $375,000 | 2.1% |
| FREEDOM MORTGAGE CORPORATION | 45 | 6.250% | $365,000 | 18.8% |
| Broker Solutions, Inc. | 43 | 6.375% | $305,000 | 15.7% |
| Northpointe Bank | 42 | 6.625% | $385,000 | 12.2% |
| TOTAL MORTGAGE SERVICES, LLC | 41 | 6.875% | $335,000 | 0.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | 40 | 6.375% | $420,000 | 2.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 37 | 6.575% | $375,000 | 9.3% |
| OCEAN STATE CREDIT UNION | 35 | 6.875% | $75,000 | 16.7% |
| NATIONSTAR MORTGAGE LLC | 33 | 8.375% | $105,000 | 10.8% |
| Bank Rhode Island | 32 | 7.250% | $155,000 | 31.3% |
| Brookline Bank | 31 | 6.750% | $255,000 | 13.9% |
| U.S. Bank National Association | 29 | 6.490% | $355,000 | 26.8% |
| HarborOne Bank | 26 | 6.740% | $105,000 | 56.5% |
| AmeriSave Mortgage Corporation | 26 | 6.938% | $165,000 | 56.7% |
| Paramount Residential Mortgage Group, Inc. | 25 | 6.625% | $405,000 | 0.0% |
| Webster Bank, National Association | 22 | 7.240% | $180,000 | 21.4% |
| TD Bank, National Association | 21 | 7.940% | $185,000 | 44.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 21 | 6.625% | $405,000 | 12.5% |
| MORTGAGE EQUITY PARTNERS LLC | 21 | 6.875% | $415,000 | 0.0% |
| SPRING EQ, LLC | 20 | 9.075% | $100,000 | 58.5% |
| GUARANTEED RATE AFFINITY, LLC | 20 | 6.600% | $410,000 | 13.0% |
| JPMorgan Chase Bank, National Association | 20 | 6.413% | $335,000 | 20.0% |
| EMBRACE HOME LOANS, INC. | 20 | 6.750% | $355,000 | 0.0% |
| Waterstone Mortgage Corporation | 20 | 6.500% | $365,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 20 | 6.688% | $365,000 | 9.1% |
| The People's Credit Union | 19 | 6.750% | $85,000 | 25.9% |
| WAVE FEDERAL CREDIT UNION | 19 | 8.000% | $45,000 | 13.6% |
| LAKEVIEW LOAN SERVICING, LLC | 18 | 6.625% | $180,000 | 51.1% |
| FIGURE LENDING LLC | 17 | 10.400% | $45,000 | 35.0% |
| Leader Bank, National Association | 16 | 6.490% | $415,000 | 0.0% |
| FALL RIVER MUNICIPAL CREDIT UNION | 15 | 6.500% | $95,000 | 21.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 15 | 10.120% | $95,000 | 11.8% |
| Wells Fargo Bank, National Association | 14 | 6.438% | $275,000 | 22.2% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 14 | 10.125% | $445,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 13 | 7.500% | $305,000 | 62.5% |
| BayCoast Bank | 12 | 7.375% | $140,000 | 14.3% |
| NATIONS DIRECT MORTGAGE, LLC | 11 | 6.750% | $395,000 | 31.3% |
| Eastern Bank | 11 | 6.740% | $405,000 | 38.1% |
| Sierra Pacific Mortgage Company, Inc. | 11 | 6.990% | $345,000 | 15.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 7.283% | $150,000 | 25.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.990% | $315,000 | 42.9% |
| BPL MORTGAGE TRUST, LLC | 10 | 7.425% | $415,000 | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 10 | 6.250% | $175,000 | 0.0% |
| Somerset Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 30.8% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bristol County Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| DIGITAL | 6 | Under 10 loans | Under 10 loans | 40.0% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 23.1% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Funder LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 40.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST HOME MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 50.0% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Rockland Trust Company | 5 | Under 10 loans | Under 10 loans | 16.7% |
| bankESB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NEW FED MORTGAGE, CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 87.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 37.5% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 37.5% |
| Bethpage Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Primis Mortgage Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| UNION HOME MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Beeline Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Hanscom Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PeoplesBank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NORTHPOINT MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MSA MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE MARKETS CUSO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CCG Fund 1, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Berkshire Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 984500FAD1FB7FEGTE82 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cedar Rapids Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| SHARON & CRESCENT UNITED Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bangor Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Five Nine | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charter Oak Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MERRIMACK VALLEY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANT HOME FUNDING, INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHARLES RIVER BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| St. Anne's Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Easton | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROCKLAND Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Chelsea Groton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DUTCH POINT | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Milford Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Salem Five Cents Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 65 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Kent County
40 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Citizens Bank, National Association | 7 | $1.2 billion |
| Centreville Bank | 5 | $1.5 billion |
| Beacon Bank and Trust | 5 | $506.4 million |
| The Washington Trust Company, of Westerly | 4 | $607.8 million |
| Santander Bank, N.A. | 3 | $399.6 million |
| Shoreham Bank | 3 | $312.8 million |
| Eastern Bank | 3 | $297.4 million |
| BankNewport | 3 | $198.4 million |
| Bank of America, National Association | 2 | $332.5 million |
| JPMorgan Chase Bank, National Association | 2 | $97.2 million |
| Webster Bank, National Association | 1 | $112.8 million |
| TD Bank, National Association | 1 | $106.3 million |
| Fall River Five Cents Savings Bank | 1 | $6.0 million |
Closed since the 2025 survey
12 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank Rhode Island, 1269 S County Trl, East Greenwich
- Bank Rhode Island, 1300 Warwick Ave, Warwick
- Bank Rhode Island, 265 Jefferson Blvd, Warwick
- Bank Rhode Island, 2975 W Shore Rd, Warwick
- Bank Rhode Island, 3 Coventry Shoppers Park, Coventry
- Bank of America, National Association, 200 Main St, East Greenwich
- HarborOne Bank, 1 Coastway Blvd, Warwick
- HarborOne Bank, 1 Coastway Blvd, Warwick
- HarborOne Bank, 2089 Warwick Ave, Warwick
- HarborOne Bank, 3830 Post Rd, Warwick
- HarborOne Bank, 5750 Post Rd, East Greenwich
- Independence Bank, 1370 S County Trl, East Greenwich
Get told when this changes
When the next year’s lending figures are out for Kent County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.