Centreville Bank
Centreville Bank received 757 applications in 2025 and made 576 mortgages, in 18 counties across 3 states. The median rate its borrowers got was 6.490% on a median loan of $235,000. Of 698 decisions, 98 were denials — 14.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300Q4BYXP7YD9UI61 |
|---|---|
| Applications received | 757 |
| Mortgages made | 576 |
| Denied | 98 |
| Approved, not taken up | 24 |
| Withdrawn or incomplete | 59 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.018 points |
| FDIC-insured bank | Yes: Centreville Bank, 23 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 270 | 6.490% | $405,000 | 8.8% |
| Refinancing | 38 | 6.250% | $445,000 | 7.3% |
| Cash-out refinancing | 91 | 7.125% | $185,000 | 15.6% |
| Other purposes | 177 | 6.875% | $105,000 | 21.9% |
Where Centreville Bank lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Providence County, RI | 146 | 6.490% | 17.1% |
| Kent County, RI | 135 | 6.490% | 14.0% |
| Northeastern Connecticut Planning Region, CT | 83 | 6.625% | 14.7% |
| Washington County, RI | 71 | 6.625% | 12.2% |
| Bristol County, RI | 34 | 6.490% | 8.1% |
| Southeastern Connecticut Planning Region, CT | 25 | 6.375% | 27.8% |
| Newport County, RI | 23 | 6.490% | 7.7% |
| Bristol County, MA | 13 | 6.490% | 0.0% |
| Middlesex County, MA | 11 | 6.125% | 0.0% |
| Capitol Planning Region, CT | 6 | Under 10 loans | 0.0% |
| Norfolk County, MA | 6 | Under 10 loans | 0.0% |
| Suffolk County, MA | 6 | Under 10 loans | 0.0% |
| Worcester County, MA | 6 | Under 10 loans | 12.5% |
| Essex County, MA | 4 | Under 10 loans | 20.0% |
| Barnstable County, MA | 3 | Under 10 loans | 0.0% |
| South Central Connecticut Planning Region, CT | 2 | Under 10 loans | 0.0% |
| Plymouth County, MA | 2 | Under 10 loans | 0.0% |
| Lower Connecticut River Valley Planning Region, CT | 0 | Under 10 loans | 100.0% |
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When Centreville Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.