Bank Five Nine
Bank Five Nine received 1,679 applications in 2025 and made 1,312 mortgages, in 118 counties across 25 states. The median rate its borrowers got was 6.500% on a median loan of $285,000. Of 1,490 decisions, 71 were denials — 4.8%, most often for other.
| Legal Entity Identifier | 254900DTLB5WWMBJAD86 |
|---|---|
| Applications received | 1,679 |
| Mortgages made | 1,312 |
| Denied | 71 |
| Approved, not taken up | 107 |
| Withdrawn or incomplete | 189 |
| Loans bought from other lenders | 2 |
| Median rate spread over the prime offer rate | 0.166 points |
| FDIC-insured bank | Yes: Bank Five Nine, 19 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 989 | 6.625% | $285,000 | 3.0% |
| Refinancing | 201 | 6.375% | $315,000 | 5.1% |
| Cash-out refinancing | 116 | 6.875% | $215,000 | 15.5% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 22.2% |
Where Bank Five Nine lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Milwaukee County, WI | 304 | 6.625% | 5.2% |
| Waukesha County, WI | 241 | 6.625% | 2.3% |
| Racine County, WI | 99 | 6.375% | 0.9% |
| Kenosha County, WI | 94 | 6.500% | 3.9% |
| Washington County, WI | 94 | 6.625% | 4.7% |
| Ozaukee County, WI | 55 | 6.750% | 1.7% |
| Marathon County, WI | 48 | 6.490% | 7.4% |
| Dane County, WI | 31 | 6.250% | 5.6% |
| Outagamie County, WI | 28 | 6.688% | 3.3% |
| Dodge County, WI | 27 | 6.625% | 6.1% |
| Brown County, WI | 21 | 6.375% | 12.5% |
| Jefferson County, WI | 21 | 6.500% | 4.4% |
| St. Croix County, WI | 20 | 6.438% | 12.5% |
| Walworth County, WI | 18 | 6.625% | 0.0% |
| Sheboygan County, WI | 17 | 6.250% | 5.6% |
| Winnebago County, WI | 16 | 6.813% | 5.9% |
| Oneida County, WI | 11 | 6.625% | 0.0% |
| Polk County, WI | 11 | 6.625% | 21.4% |
| Vilas County, WI | 8 | Under 10 loans | 8.3% |
| Rock County, WI | 7 | Under 10 loans | 10.0% |
| Wood County, WI | 7 | Under 10 loans | 0.0% |
| Pierce County, WI | 6 | Under 10 loans | 0.0% |
| Cook County, IL | 5 | Under 10 loans | 0.0% |
| Fond du Lac County, WI | 5 | Under 10 loans | 0.0% |
| Langlade County, WI | 5 | Under 10 loans | 0.0% |
| Winnebago County, IL | 4 | Under 10 loans | 0.0% |
| Calumet County, WI | 4 | Under 10 loans | 0.0% |
| Lincoln County, WI | 4 | Under 10 loans | 0.0% |
| Adams County, WI | 3 | Under 10 loans | 0.0% |
| Barron County, WI | 3 | Under 10 loans | 0.0% |
| Columbia County, WI | 3 | Under 10 loans | 0.0% |
| Eau Claire County, WI | 3 | Under 10 loans | 40.0% |
| Marquette County, WI | 3 | Under 10 loans | 20.0% |
| Portage County, WI | 3 | Under 10 loans | 0.0% |
| Baldwin County, AL | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 0.0% |
| Pima County, AZ | 2 | Under 10 loans | 33.3% |
| Marion County, FL | 2 | Under 10 loans | 0.0% |
| Lake County, IL | 2 | Under 10 loans | 0.0% |
| Ramsey County, MN | 2 | Under 10 loans | 0.0% |
| Montgomery County, OH | 2 | Under 10 loans | 0.0% |
| Tarrant County, TX | 2 | Under 10 loans | 25.0% |
| Door County, WI | 2 | Under 10 loans | 0.0% |
| Manitowoc County, WI | 2 | Under 10 loans | 25.0% |
| Oconto County, WI | 2 | Under 10 loans | 0.0% |
| Trempealeau County, WI | 2 | Under 10 loans | 0.0% |
| Washburn County, WI | 2 | Under 10 loans | 0.0% |
| Waupaca County, WI | 2 | Under 10 loans | 0.0% |
| Waushara County, WI | 2 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Bank Five Nine’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.