Mortgage Lender Index

DUTCH POINT

DUTCH POINT received 235 applications in 2025 and made 139 mortgages, in 11 counties across 4 states. The median rate its borrowers got was 6.750% on a median loan of $65,000. Of 217 decisions, 61 were denials — 28.1%, most often for collateral. 24 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier5493003XFPPSO0JVIB33
Applications received235
Mortgages made139
Denied61
Approved, not taken up17
Withdrawn or incomplete18
Loans bought from other lenders0
Median rate spread over the prime offer rate0.75 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase0 Under 10 loansUnder 10 loans 100.0%
Refinancing4 Under 10 loansUnder 10 loans 16.7%
Cash-out refinancing7 Under 10 loansUnder 10 loans 27.3%
Other purposes128 6.750%$65,000 27.4%

Where DUTCH POINT lends most

The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Capitol Planning Region, CT 926.750%19.4%
Lower Connecticut River Valley Planning Region, CT 276.750%21.6%
Naugatuck Valley Planning Region, CT 5Under 10 loans37.5%
Southeastern Connecticut Planning Region, CT 4Under 10 loans28.6%
South Central Connecticut Planning Region, CT 3Under 10 loans25.0%
Northeastern Connecticut Planning Region, CT 2Under 10 loans0.0%
Western Connecticut Planning Region, CT 2Under 10 loans0.0%
Greater Bridgeport Planning Region, CT 1Under 10 loans50.0%
Hampden County, MA 1Under 10 loans0.0%
Middlesex County, MA 1Under 10 loans0.0%
Kent County, RI 1Under 10 loans0.0%

Get told when this changes

When DUTCH POINT’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.